₦airaland Forum

Psalmistproject:
The gang up is only beginning.

When you shut border against them what were you thinking?

I pity the poor masses that always suffer either ways

YOU MEAN PRESIDENT BUHARI should take the blame for shutting down Nigeria 's border.

okay o.

This is FEDERAL GOVERNMENT PROPAGANDA against BIAFRA.

This kind of FAKE news is meant to change the NARRATIVE so that they will not continue to fight for their Independence.

LIE MOHAMMED and his gangsters.

WHY CLOSE AT THAT ODD HOUR OF THE NIGHT TIME that is 10 pm to be precise?

They should have closed home at least 6pm or 7 pm of the evening instead of taking unnecessary risk.

Thieves are attracted to mobile phones products and the sales return that it brings.

These couple took unnecessary risk.

At least they should have slept in their shop and return home the following morning when they noticed that the odd hour of the night has caught up with them.

NIGERIA 'S INSECURITY PROBLEM IS GETTING WORSE BY THE DAY.

Buhari 's poor governance is even making insecurity get worse.

Fulani herdsmen today are the biggest terrorist in Nigeria after BOKO HARAM AND ISWAP.

GOVERNOR ABDULRASAQ SHOULD TACKLE INSECURITY PROBLEMS IN KWARA STATE.

In 2019, we had the OFFA BANK ROBBERY that took the life of close to 30 persons which includes police officer, pregnant woman.

We can not afford to hear more terrible news from Kwara state.

Governor Abdulrasaq spent much of his precious time fighting MISSIONARY SCHOOL to get them to submit to ISLAMISM.

Remember the controversial HIJAB ISSUE that is a burning issue in Kwara state which is now at the supreme court awaiting judgement.

NO ISOKO MAN ON THE LIST

NO IJAW MAN ON THE LIST

NO ITSEKIRI MAN ON THE LIST

NO BINI MAN ON THE LIST

NO ISHAN OR ESAN MAN ON THE LIST

NO AFENMAI MAN OR ESTAKO MAN ON THE LIST

NO IBIBIO MAN ON THE LIST

NO EFIK MAN ON THE LIST

NIGERIA is a scam.

SUNDAY OLISEH is too controversial.

He is not the type Nigeria should be looking for.

Amaju Pinnick will not look his face.

Not anymore.

NORTHERN NIGERIA LEADERS and their southern collaborators will always set Nigeria backward for their own selfish interest.

THIS IS WHERE BUHARI government prefer to display cheap BRAVERY.

Go and face boko haram, ISWAP, bandits kidnapping school children, students he prefer to bring up sheikh Gumi to negotiate on his behalf and pay ransom.

It is a well known fact that there are a lot of extra- judicial killings in the south east.

Is Senator Ahmed Lawan publicity shy?

WHY HE DO THING SECRETLY "CHAP CHAP"

This university is located in COTONOU, the republic of Benin.

One could mistake it for the University of Benin or another private university that is located in Edo state.

Congratulations to the singer.

GO HOME AND SIN NO MORE !

WHITE MAN is also playing "AWAY GAMES"

it has hooked him on the throat.

The western world is going to demand a pound of flesh from him for his sexual recklessness.

EFCC WILL NOT GO AND PICK THESE GUYS.

it is the poor street boy trying to get $500 dollars from a USA based woman that they spent state resources to pursue

SHAME ON EFCC.

HER NAME SAKE

the LATE DIM CHUKWUEMEKA OJUKWU, the biafra warlord was equally a heavy smoker.

How many people saw the late Dim Chukwuemeka Ojukwu smoking while at ABURI, GHANA while trying to look for a peaceful settlement of the Nigeria vs Biafra civil war crisis.

Nice move.

She is taking the footstep of Bishop Margret Idahosa wife of Late Arch Bishop Benson Idahosa of the Church of God Mission.

The world powerful country should end social inequality and make people happy.

Many of this powerful country prefer to invest in military weapons rather than help third world country.

Meanwhile, Rashidi Yekini has died and gone to the great beyond.

Now the fruit of his labour has come behind to show itself.

WACKO JACKO !

Rest in peace.

Great Pop music star.

He was a source of inspiration to many upcoming artist around the world.

TripleOh7:
Whatever!

Hopefully, soon, there won't be anything like southerner or northerner or easterner or westerner anymore.

We'll all be in our different countries.

BUHARI has spoilt the "so called Nigeria 's unity" for life.

Formerly, the relationship was manageable but today the northerners that are coming to speak on behalf of the north are bunch of confused people.

Maybe he sensed that RENO OMOKRI will be on the attack as soon as he lands in London's Heathrow Airport.

The safeway his to postpone the trip and look for a quiet time when nobody is watching to sneak out of Nigeria to take his treatment.

There is always a punishment for the wicked.

Naija matter dey tire me.

JUNGLE JUSTICE is becoming a disturbing re-occurence in most of our cities and town in Nigeria.


Government must do something to stop the tide of jungle killings in Nigeria .

prince3009:
Since the news of this girl being caught surfaced day before yesterday, the reactions of 98% of Nigerian women/ladies kept me dazed!

They were blaming the man for cheating on his wife with most of them brazenly saying that he got what he deserved for cheating and totally said nothing about the girl who committed the murder.

I am not in support of infidelity but does the fact that a man was with his side chick makes it cool for the side chick to kill him in such a gruesome manner?

Nigerian women are dangerous! When their gender does something terrible, they shift goal post.

What am I even saying? Most of them are capable of commiting murder just that the fear of the law and lack of opportunity has not afforded them the chance!

People wey dey shit blood every month don't see bloodshed as anything!

Evil gender!!

THAT ADULTROUS MAN GOT WHAT HE ASKED FOR ?

Men should learn to build their home.

SOMETHING MUST KILL A MAN.

YORUBA fight for your ODUDUWA REPUBLIC

IGBO fight for your Biafra

South South region fight for your republic anyhow you do it does not matter provided you have a country of your own.

Nigeria is becoming indebted and the southern part of Nigeria is being mortgaged to pay the loan.

We should not allow the north to force other region of Nigeria to pay the debt that they did not agree to take.

Festus Keyamo

Before your very eyes HAUSAS AND FULANI will fill the slot but you will be telling other regions to look elsewhere for job.


FULANI SLAVE MASTER has turn you to their errand boy while they perpetuate the evil.

RESTRUCTURING OF THE NIGERIA STATE WILL ADDRESS THIS ABNORMALIES.

They need to fumigate the environment.

SHEHU SANI TELL YOUR PEOPLE TO ACCEPT RESTRUCTURING.

Where T-shirt to provoke the south is unnecessary.

Buhari is just wasting public money for his so called good health.

Did he gave the nation good and peace living?

No.

Benards:
fear girls of nowadays

MEN SHOULD BEHAVE THEMSELVES.

what stop the victim from living a responsible FAMILY MAN LIFE with a wife and kids at home.

He was just cruising about.

He done get what he deserve.

Despite warnings and social media campaigns by banks on the need for customers to protect their debit and credit cards, so many Nigerians still fall victim to card frauds which leaves them with nothing but debit alerts and a near-clean sweep or clean sweep on their accounts in some cases.

In this post, we will share some important tips on how to protect your debit card from fraudsters in Nigeria. We will also share some tips on what to do if you suspect you are a victim of card fraud.

1. Avoid using your cards(s) when dealing with PoS agents

The presence of mobile money shops or PoS agents on almost every Nigerian street has greatly contributed to the rise of debit card fraud, particularly in the past five years. Although this is not to say that mobile money shops in Nigeria are set up with the intent to steal from those who patronize them. However, there have been numerous reports about how mobile money shop agents/salespersons connive with street boys supposedly “Yahoo! boys” in sweeping clean, the bank accounts of customers who used their services, particularly those who made withdrawals. There have been reports that shop agents who sit behind desks are prone to engage in this illicit deal with fraudsters in exchange for some percentage.

In order for them to complete their fraud, all they need are your card details which consist of your 16 digit card number, your card validity details and Security (Card Verification Value) number. To get this in seconds, PoS agents have been reported to capture customers card details with their camera phones in less than 5 seconds while trying to help them initiate their original transaction then perpetrate their evil act immediately after the customers have left or most times, in the dead of the night when their victims are fast asleep and unaware of what was happening or about to. The latter is often executed by cybercriminals with sound knowledge of websites that do not require OTP to make purchases after which proceeds from the transaction will be shared based on the agreed percentage.

A report by Vanguard in November 2020 revealed how a woman got a debit alert shortly after patronizing a POS agent. An excerpt from the article reads:

Her words, “I was travelling to Ebonyi State and decided to do PoS withdrawal from an agent in Marina, Lagos. I used my Automated Teller Machine (ATM) card to withdraw N6,000. Throughout the next day, I started receiving debit alerts of sums ranging from N30,000 to N50,000. I called my husband if he was making any transactions from the account and he said no. I quickly remembered that I withdrew from a PoS agent in Lagos. ‘‘Luckily, I was with the printed slip. I called the Police and on getting to the agent stand in Lagos, the agent felled to the ground immediately he saw me. By then he had withdrawn N250,000 from my account. He returned my money and was arrested. Some of his victims were not lucky to get their money back.”

It is advisable not to use your ATM cards if you decide to patronize street mobile money agents. Options such as bank transfers and pay IDs or pay codes are less riskier compared to using ATM cards.

2. Avoid helping someone fund a betting account with your cards

Unfortunately, most compromised debit cards these days are often channelled into funding bet accounts which are untraceable, according to the debit alerts which are generated and sent to the victim’s phone. A common mistake many make is helping their friends, lovers or partners, neighbours and even family members in funding their betting accounts.

Unknown to many, most betting platforms are notorious for saving a card without the consent of the individual making the payment. While an OTP might be required the first time you are helping out, it won’t at other times if your card is saved and this means the individual can initiate several deposits into their betting account without requiring an OTP from your device. If you have fallen victim or received debit alerts claiming you funded a betting account, first find out if you had assisted someone in funding their betting account within the past three months.

3. Avoid linking your cards to unauthorized fintech apps

You are solely responsible for what happens to your debit cards and monies and this is why it is never advisable to link your cards to authorized fintech apps that either grant loans or allow you to save on their platform.

A linkage between your card and these apps means authorized transactions can be made from your bank account and your bank might not be able to help you when such withdrawals are made. If at all you link your ATM card with any of these apps, be sure to read what their company says about how they handle sensitive information such as debit cards, IDs and BVN numbers.

4. Regularly scan your phone for spyware

In an era where mobile applications can be downloaded from authorized and unauthorized sources, it is important that you periodically scan your mobile phone for spyware, particularly keylogger, which is “an insidious form of spyware”.

Spyware describes software with malicious behaviour that aims to gather information about a person or organization and send such information to another entity in a way that harms the user, according to Wikipedia.

If you have ever downloaded a mobile application outside of your phone’s authorized app place repository or you have had to turn off your phone’s security just to “install from unknown sources”, then you are at risk of having sensitive data, including your debit card details stolen.

5. Avoid using your card on cyber cafe computers or one that is not yours

Avoid using your cards on computers in cyber cafes, belonging to your friends or siblings. As unbelievable as it sounds, cyber cafes are still very much around and most people see nothing wrong with using their debit cards in making online payments for exams, professional courses or certifications.

While that in itself isn’t the problem, computers naturally save up sensitive information such as usernames, card details, passwords, etc., by storing up cookies which makes it easier to reuse later.

If you are tempted to use a public computer or one that is not yours, make sure you take of the sensitive details such as making payments on your phone first, save up your progress before switching to a computer, if you don’t have one, that is. However, be careful about the type of information you fill out in public.

6. Avoid saving cards on websites for automatic renewals

Most websites with eCommerce features allow users to save their card details when checking out in other to use them without having to enter the card details in the near future. This is a bad idea since doing this means transactions can take place on your bank account, whether or not you authorize them. Transactions such as automatic renewals, automatic upselling and cross-selling can take place without your consent and allowing this feature means you probably consented to it.

7. Periodically update your apps, PC, devices or mobile phone

Hackers find it easier to hack into outdated apps, computers with outdated software as well as mobile phones with outdated software since such outdated tools no longer get the latest security updates from developers or manufacturers.

If this is the case with you and you use your device to make transactions such as making payments, logging in to your bank accounts, etc., then you must, as a matter of urgency, update your devices.

8. Avoid sharing your card details & asking others to withdraw on your behalf

This grave error is mostly practiced by people in corporate environments who ask office assistants, company security officials, younger colleagues, colleagues, office cleaners and even strangers on a bank queue to help them withdraw from their cards. In doing this, they carelessly share their PIN, leaving them vulnerable but hinging on trust that the person won’t disappoint or hurt them.

Sharing sensitive details have gotten many people in grave trouble they never bargained for. Other than fraud, there is the likelihood of being set up and ganged up against.

9. Avoid sharing your card details with supposed telemarketers/bank agents

Scammers and fraudsters periodically pose as genuine bank representatives and randomly message unsuspecting victims about a possible account block over incomplete details. Almost anyone can see through their shenanigans at a glance but those with little or no knowledge of how banks operate often fidget and act under pressure. The endgame is always to get their victim’s debit card details in order to make illicit withdrawals from their bank accounts.

https://financialslot.com/ways-to-protect-your-atm-debit-card-in-nigeria/

There is still one type of fraud that I noticed that is common with Nigerian banks.

That is the BANK ATM did not dispense cash during withdrawals but the ATM machine debitted the card owner the said amount being withdraw.

Although the bank often credit the account the next business day while some take 2 days but sometimes the atm card owner have to go to the bank to inform the bank customer desk of the deduction from the failed withdrawal at the bank atm before they will later reverse the transaction.

The bank officials are not sincere as they feel too busy and watch out for loopholes by customers by way of a customer being too ignorant to know the intent of some bank officials to steal from them.

I think this act by the bank not to quickly resolve failed withdrawals can be liken to some kind of fraud by the bank.

Some guys have experience such deduction at shoprite while paying for a products the bank deduct the customer debit card but does not transfer the money to shoprite.

The shopper have to go to his bank to tell them about the failed transaction before they will reverse the transaction and most times it takes more than one business day.

IF YOU DO NOT GO TO THE BANK TO TELL THEM OF THE DEDUCTION THE BANK OFFICIALS DO NOT USE THEIR CHURCH MIND TO INFORM THE CUSTOMERS.

Too much fraud in the Nigerian banking industries.

AFRICANS AND OTHER THIRD WORLD COUNTRIES are filled with a lot of hungry people but the Superpower nations of the world that is the likes of the United States, Russia including UK, EU are building nuclear armament other deadly weapons to threaten world peace.

Let us pray for world peace.

Humanity especially from Africa need food, shelter, water, clothing, education, health care especially in this time of the coronavirus pandemic.

WE DO NOT NEED GUNS or BOMBs.

WE NEED FOOD, SHELTER, EDUCATION.

In Nigeria, we have insecurity threats in the northern part of Nigeria as bandits, kidnappers, fulani herdsmen are killing farmers in Benue state, Nasarawa state, and they have taken over the lands of the indigenous people.

President Buhari is using the federal powers to forced down the throat of the indigenous people to accept OPEN GRAZING by way of making lands available to the killers fulani.

It is just problem all over the globe as man is yet to find a successful treatement for HIV and AIDS.

Acquire land in the north and build ranches they say no.

It is open grazing that they prefer.

They can now see the consequences.