₦airaland Forum

NO PUN OR EVIL INTENDED. Y IS IT ONLY BAD NEWS THAT MAKES HEADLINE FROM OGUN?

Op, how do I locate Bende road if am coming to Umuahia from Okigwe? prompt reply will be appreciated

U ARE SUCH A GENIUS BRO. I LOVE THE WAY U SIMPLIFIED THAT ANSWER. THANKS FOR ENCOURAGING ME

carpenter:
1. Yes you got most of it except that when you get in matters! You will only get paid when payment is due which is Jan for (Oct-Nov-Dec), April for (Jan-Feb-Mar), July for (April-May-Jun), Oct for (Jul-Aug-Sep). So when you get into the fund will decide how your payment will be. If for example you get in 1st Jan, it means you get paid in April for the first 3 months, you then withdraw all your principal by April ending (considering your 4 months timing), then you get paid again in July for the funds you had with them for month (April). If however you get in say Feb 1st, you get paid for 2 (Feb and Mar) months in April, you withdraw your funds in May and in July you get the other two months (April and may). Note you can take your principal at anytime... no charges if after the holding period (1 month) and if before the holding period, a penalty of 20% of profit earned....your principal is given back to you intact.

2. I think they charge 1% but I have refused to confirm this because it doesn't matter...rates are net charges so how much any fund manager charges in this scenario is of no benefit to an investor. Note I said in this scenario. I will try and explain...if FBN says they would give 7% and charges 1%...that means they made 8%. If StanbicIBTC says they would give 7.2% and charges 5%...that means they make 12.2%. Of what benefit is the rates they charge to me when all I want is my share? I only need to go with whoever pays better regardless of the charge.

I think all the questions have been answered. All the best and thanks for the compliment...much appreciated.

JuicyGee:
mehn dat soap opera no one end.. I started watching it when i was in sec skul, i'm in the university now and e never stil end.

lolz. it's over a yr I lost interest

so boring a man. especially that soap 'no where to b found'

I only saw buildings and empty lecture rooms, no special facility that shows its different from the everyday classroom

NIMC Faults Banks for Turning Down NIN SLIP
________________________________

The National Identity
Management Commission
(NIMC) has condemned
commercial banks for declining
the National Identity Number
(NIN) slip for transactions.
NIMC had during the
commencement of NIN
registration informed Nigerians
that the NIN slip can be used for
transactions but this has not so
as some banks including Access
Bank (a partner in the project),
have been turning down the slip
as a valid means of
identification.
Reacting on the matter, Mr.
Chika Ogbonna, head, Corporate
Communications at NIMC said
that banks are not supposed to
turn down the slip.
Ogbonna said, “The banks are
not supposed to turn down
Nigerians with the NIN slip for
transactions because the
emphasis is on the National
Identification Number which is
clearly visible on the NIN slip
and is similar to the Social
Security Number issued in the
United States of America.
“The NIN is a Unique Identifier
issued to an individual upon
successful registration into the
National Identity Database
(NIDB) and can be used to verify
and authenticate the identity of
such an individual in Banks and
other outlets, using various
platforms including Card
Acceptance Devices (CAD)”.
He added that the NIN is the
holder’s identity, “not even the
card or the slip, hence we have
commenced serious discussions
with the CBN to permit the use
of the NIN slip duly issued by
the NIMC, which contains the
NIN, which is easily verifiable
using the NIMC Verification
portal online and realtime.
“Meanwhile, the card is a token
given after a successful
enrolment and issuance of your
NIN. You may lose your card or
at the expiration of the card get
a replacement, but not so with
your NIN. The NIN is issued
once in a lifetime.
He promised that once
everything is put in place, the
NIMC will begin to enforce the
mandatory use of the NIN for
transactions by agencies of
government and financial
institutions.

I love these testimonies ooo. So ppl go this long without repairs

the shortest distance is to approach any NIMC office in your area with your birth certificate, certificate of origin, waec certificate or letter from ur traditional ruler (any1 will do). they will register u for NIN. the NIN is your IDENTITY

After reading this article, I had reason to be faithful.
If you have ever considered cheating on your partner or are being tempted to do just that, then you better sit down and read this piece.
Cheating devastates relationships and shatters dreams. If you have entertained the idea of cheating on your spouse or significant other, let this serve as your official warning. Your handsome boss, cute office secretary or sultry neighbour down the street comes with a price tag that you cannot afford.
Before you cheat here are 14 things you really need to know.
1. You will become a liar

It’s bad enough to bear the title of “Cheater,” but if you cheat, you will also wear the hat of “Liar.” Cheating cannot occur without deceit on some level and normally the white lies in the beginning become full-fledged lies at the end. “I’m working late at the office tonight” may be a half-truth but you’ll need to redefine the word “working” to silence your compromised conscience. Cheating and lying go hand in hand.

2. You will get caught

It may not be today. It may not be tomorrow. But eventually, your affair will come to light. Your world will come crashing down on you. If you are fortunate, the story of your indiscretion may avoid the evening news or the front page of your local paper, but your circle of friends will know your deeds. And everyone likes to share juicy news. Your poor decision will become as public as a billboard. It’s not a matter of if but when. As Pastor Rick Warren tweeted recently, “If the Director of the CIA can’t hide and cover up an affair, no one can.” As the Chinese proverb goes, “If you don’t want anyone to know it, don’t do it.”

3. You will disappoint everyone

Everyone. Your spouse. Your friends. Your co-workers. Your God. Your parents. Your nephew. Your children. Yourself. The disappointment you cause will be like the stench of skunks and it will take a long time to remove the smell.

4. You will be a bad example

Everyone is either a good example or a bad example in all things that we do. Cheating is not only a very bad example in relationships but brings with it a cloud of doubt that hovers over you in other areas of your life. If you cheated in one area, would you cheat in another? Cheating communicates to everyone that you took the easy road. It tells others that you were willing to cut corners in your most primary relationship. It reveals that you were not willing to do the hard work and get the help you needed. No one ever admires a cheater. No one looks up to an adulterer. Even if you did a lifetime of good, this one bad deed can erase it all.

5. You will lose your moral authority

It’s hard to tell your children (or others) to do the right thing when they know you didn’t. Saying “Do as I say, not as I do” is the fastest way to lose the respect of others. Not only will you lose their respect, you’ll lose yours. Every moral judgment you make in the future will be weighed against your adulterous action of the past. It doesn’t mean you can’t speak the truth in the future, it just means that few will listen to you.

6. You will create trust issues for your spouse

Forever. You will single-handedly damage the precious self-esteem of the one you promised to love. Every relationship they have after you will be one that they struggle to trust. If that were not enough, you will rock the world of children and cause them to question the stability of every meaningful relationship they have. For children, their parents’ relationship is their anchor and cheating cuts the line.

7. You will lose your standard of living

Depending on what you do for a living, you may lose your job. Many lose their home. Most end up with enormous court fees since cheating is usually the precursor to divorce. Betrayed spouses have a way of making you pay and that payment is always expensive. Every check you write is a constant reminder of your foolishness.

8. You will spend years trying to rebuild your life

Literally years. Even if you somehow weathered the storm financially, you will find it takes years for you to recover emotionally. It takes years for you to restore certain friendships, if you even do. It takes years for you to rebuild your character. It takes years to rebuild trust. It takes years to truly forgive yourself.

9. You will lose relationships

You will lose a LOT of relationships. Lifelong friends will walk away. Close friends that you have helped countless times will not be around to help you. Even some family members who are supposed to love you no matter what will vanish. A cheater can end up living a very lonely life. It’s hard for many people who used to call you friend to get past that skunk smell of disappointment.

10. You will increase your chances of getting an STD

s3 xually transmitted diseases run rampant among promiscuous people. But your paramour is “clean,” right? After all, they told you so. And if there is one thing we all know – we can trust a cheater and their word. As the saying goes, “There is honor among thieves.” One helpful thought may be to assume that everyone but your spouse has an STD. That should curb your appetite for destruction.

11. The grass is not greener on the other side

The “grass is greener” idea is a common misconception. Because we have never been on that grass, we assume it must be better than where we currently stand. It’s not. In fact, though it may look greener from a distance – once you get there and make yourself comfortable, something interesting happens – the grass changes color. This usually happens soon after you get caught. You will then see that patch of land differently. You will also have a strange desire for the green grass you left … except now it is burned and won’t let you back. The best way to enjoy green grass is to water your own yard.

12. Would you want this done to you?

Thieves like to steal wallets but hate when it’s done to them. If we all lived by the Golden Rule (“Treat others the way you want to be treated.”) most of life’s problems would be solved overnight. Think about this action as if it were being done to you. The problem is that it requires thought and thinking is often the last thing a cheater has on his/her mind.

13. You will eventually regret this decision

In the heat of the moment, cheating appears to make sense. It feels good and sometimes even feels right. Feelings are deceitful. Soon afterward, your eyes will be opened and you will regret that you ever partook of the forbidden fruit. Don’t we all have enough regrets in our lives? Why add another one – particularly one that can only destroy everything you have worked so hard to build? Your home may not be perfect but it sure beats living in a tent.

14. The pain outweighs the gain

No one ever says from their deathbed, I wish I would have had an affair. No one ever leaves their lawyer’s office with a smile on their face – grateful for the experience. No one loses dear friends and is glad they have one less Christmas card to receive this year. The loss is immeasurable. The pain can be unbearable. Entire kingdoms can be lost for a few minutes of pleasure. It is just not worth it.

Wats up abt dis project. Hope d dollar didn't affect us

Can I get any phone of 2gb ram wit 4g, 5.5_6' screen, 8-13mp and 3500Mah for a price of 30-35k?

If not for Enyimba playing CAF, our women and d age group competitions, I for say make them ban us self

"The last time he heard d daughter was wen she called to tell him they had been hauled in a vehicle" am wondering who remembers to make call in such condition and d response of d boko boys wit them. Just trying to tighten loose ends of d story

guy, u are sure this isnt film tricks?

as old as that car be, e no dey old. very rugged and pleasing to d eye. am still eyeing d car

CaptainECole:
Northern schools are nothing to write home about.. I did my secondary school in Kano... although I received quality education simply because its a private school. But I can tell you the government schools in the north is so so bad.. pupils sit on the floor, the schools are dilapidated .. the pupils come to school anytime they like... SMH.. those in the north will understand what I'm saying ... ko ba haka ba ne??

bros no b only North. Am from the east and schooled dere too, served in d west, av worked in d North and currently working in d west. there is massive infrastuctural deficit. I av tot 127 students inside one classroom. no tables nor chairs. many were hanging by d window and I was teaching mathematics

for those into firstbank MMF, do they give out profit every quarter or annually or its never given until u wish to close the account? the gurus plz

location and is d price negotiable?

I suggest that if U av not registered for ur National Identification Number NIN, it will b wise u do that before the said date. The NIN has become ur interface with the Federal Govt.
thank me latter

Students from Imo state will be representing Nigeria in the 2016 World Schools De­bate scheduled to hold this year in Slovakia.
The students have qualified to represent the country in the inter-continental academic event after they had emerged the over­all winner at the president’s Inter-SUBEBS debate completion in the country.
Miss Precious Nnabugo, pre­cious Etoh, Favour Nneji, Olue­bube Duru and Goodness Nwane­bu had represented Imo state in the President’s Inter-SUBEBS de­bate competition, emerging first out of the thirty six states in the country that took part in the com­petition.
Addressing the students and their coordinators who paid him a courtesy call at the Government House, Governor Rochas Okoro­cha commended them for doing the state proud and also urged them to do the nation proud by emerging the best in Slovakia, stressing that their winning the President’s Inter-SUBEBS Debate competition was a victory for Imo people and a kind of vote of con­fidence in the free education pro­gramme of his administration.
Governor Okorocha said “let me say first of all, how happy I am that in my time my children will be representing the entire nation outside the country. This is a vic­tory for me, victory for Imo peo­ple and victory for the free educa­tion programme of the state.”
He continued, “there is no other way to explain this develop­ment than to say, it is the outcome of the free education programme of the state. It is a feat. I charge you to go and conquer the world for the nation, as you conquered the nation for the state. Go and shine in Sloviakia.”

COURTESY: THE AUTHRITY NEWSPAPER
To encourage the students to do well in Slovakia, the governor promised to give them scholar­ship to study in any country of their choice if they come first.
The coordinator, Mrs.Adim Madumere Chinwe had earlier commended the governor for the free education programme that is also qualitative, following the quality of the products of the free education initiative, promising to leave no stone unturned to ensure that the team shines in Slovikia to the extent of emerging victorious.

Students from Imo state will be representing Nigeria in the 2016 World Schools De­bate scheduled to hold this year in Slovakia.
The students have qualified to represent the country in the inter-continental academic event after they had emerged the over­all winner at the president’s Inter-SUBEBS debate completion in the country.
Miss Precious Nnabugo, pre­cious Etoh, Favour Nneji, Olue­bube Duru and Goodness Nwane­bu had represented Imo state in the President’s Inter-SUBEBS de­bate competition, emerging first out of the thirty six states in the country that took part in the com­petition.
Addressing the students and their coordinators who paid him a courtesy call at the Government House, Governor Rochas Okoro­cha commended them for doing the state proud and also urged them to do the nation proud by emerging the best in Slovakia, stressing that their winning the President’s Inter-SUBEBS Debate competition was a victory for Imo people and a kind of vote of con­fidence in the free education pro­gramme of his administration.
Governor Okorocha said “let me say first of all, how happy I am that in my time my children will be representing the entire nation outside the country. This is a vic­tory for me, victory for Imo peo­ple and victory for the free educa­tion programme of the state.”
He continued, “there is no other way to explain this develop­ment than to say, it is the outcome of the free education programme of the state. It is a feat. I charge you to go and conquer the world for the nation, as you conquered the nation for the state. Go and shine in Sloviakia.”
To encourage the students to do well in Slovakia, the governor promised to give them scholar­ship to study in any country of their choice if they come first.
The coordinator, Mrs.Adim Madumere Chinwe had earlier commended the governor for the free education programme that is also qualitative, following the quality of the products of the free education initiative, promising to leave no stone unturned to ensure that the team shines in Slovikia to the extent of emerging victorious.

post the stuff here so that every1 wld c

the people advocating for plantation av failed to aggregate the cost of maintaining the staffers in the farm especially for some of us who still av our regular jobs and the disadvantages of leaving some of these things in the hands of ppl. residential building on the other hand dont need any staff

she was abducted 2yrs ago, when they were about writing WAEC and now she claims to be 15? just thinking aloud though cos I dnt know how many 13yr old are writing waec especially in Borno

Drawsoup:
For those coming to Benin worried about accommodation, I can be of assistance and am not charging.
Pm me.
Only those for the aptitude test oooo.
Feeding is not inclusive.
Thanks.

I LOVE THIS BRO. AM NOT WRITING THE TEST, BUT I LOVE THE SPIRIT

i like this car ehh

datz gr8 sis. God will sustain u to finish d work. meanwhile watz d location of d project? I mean state

datz gr8 dear. can u share d cost implications so far wit us?
cc

is madam on recess on this project or she's afraid of all these critics on NL? abeg ressurect ur thread