₦airaland Forum

Kyase:
Just like last season
Won’t be watching our games again
Until we win 8 straight games

You even watch their games? I only brought myself to watch the Europa final and that one was a loss! Whenever you see Man United against midtable or lower table teams, just expect to see the usual lack of creativity and initiative from Man United players with the usual draw or even loss as a result. Na big teams, Man United dey like flex upon which no fit win them league! I don say my own!

thoollz:
England and hype, this sancho boy was nowhere to be found when he came ọn till the end of the match. Bruno too was MIA, he even caused the goal his team conceded. Is this a season of 1 0 1 0 performance from manutd? Time will tell.

You are not the only one seeing that bro. I am just praying OGS should start him next match so there will be no excuses to see the overrated English player in Sancho for the fraud he is becoming.

Meedon:

Sorry bro, they have been unpredictable since Fergie left! You don't know what you will get from them in any match!

Danelo:
Heya!



I pity those that have believe in united o

I am even pitying myself already, this team just flatters to deceive and now teams know packing the bus against the team will get them a favorable result since we don't seem to just have a creative player who can work in tight spaces and players willing to try shots from anywhere close to the box 18. This sort of tiki taka, I am looking for an opportunity to score nonsense will not work against teams who sit back. I rest my case.

Meedon:
ManUre don fuckme up


I no the gamble again


RIP

Even as a Man U fan, I never stake them, that is how unpredictable they are in my opinion!

Adesina18111:
Sometimes OGS does act stupid and crazy...why would a reasonable coach start FRED & MATIC...2 sluggish midfielders at the same time...Matial had no impact but a wasteful slot in today 1st 11...mtchewwww...using same formation against leads would have been productive...trash!!!

The love affair OGS has with Martial is becoming to the detriment of the team! Maybe John Murtough should save OGS from his self-destructive tendencies by selling Martial.

OGS got his lineup wrong absolutely today.

Also, the no impact from Sancho in two games even as a substitute is concerning to say the least!

mrvitalis:
PDP might be bad but they are a million times better than APC

Abi and the economy and low unemployment indices then agrees with that assertion! That is why in 2023, even if PDP presents a goat as it's presidential candidate, I will vote for that goat! Anything but the useless demonic anti-people party called All Progressive Criminals - APC!

abercrombie:
Just leave child talk from this,you better don't allow some unfaithful specie to trap someone else child on you

With the very unreliable withdrawal method you use and are "an expert" in? No make I reason your matter o!

goodheart02:
"Due to my expertise in withdrawal method i always stay focused when about to cum"

That above statement by the OP got me laughing

Me too . Mine is that the crazy imaginations are even making me roll into fits of laughter!

SimplyFacts:
Girls can disappoint ehn.
Dem go leave good guys like me,,, dey run after bad boys like this OP.

What do you expect when they want big gbola even if the owner is a child, that one no consign them!

[quote author=RxHero18 post=104901871][/quote]He also says he is focused in the act too when person no dey read book

expressglory:
Apart from basic security loopholes in their tech department, scammers are attracted to Access Bank because you can be allowed to open an account without linking your BVN or even government ID!
Though they are not the only bank offering this service..they are the most vocal about it.

That is why you see every Tom,Dick And Harry opening dubious account (using any unverified name ) with them and transferring the money later.

I know they initiated this app account to help people... unfortunately this may be their Achilles heel.

You are right on that!

Rickylambert:
Reasons they loose guard their cards and start blaming Banks

Reason why I don't put my cards in my wallet, a wallet can easily be lost!

preshyusufu:
This is just the plain truth. someone stole one of my friends phone from his shop and he tried severally to get in touch with Access Bank help desk, and the calls couldn't go through, within the space of two(2) hours, Access Bank borrowed the fraudster =N=175,000 from my friend's account without any proper check. The most painful thing is that, the bank started deducting the money from any money paid into the guy's account. He was paying from the bank's negligence.

Really sad stories here! I just saw that option is on their USSD Code, that is really really bad! I checked but I saw it is not working on mine! They should obviously remove that option in my opinion! GTBank for some reason does not have it, though the salary advance option is equally as risky! Wow, we learn everyday!

harjay1986:
many people still think that without their pin you cant do anything on their card .... let dem just send a pics of front and back and wait a minute before they will cry

You are right there but I still maintain no bank is innocent concerning this, so singling out one bank is grossly unfair in my opinion! By the way, I mentioned most of my funds are offline with a two-factor authentication app and you should think about that too! No bank is safe even your so-called "safe" banks without that two-factor authentication in my opinion! My 2 cents!

immortalcrown:
Not unique. Some other banks have this quality. The major thing is financial security. Based on my experience, First Bank mobile app seems to be the best in terms of security.

But is their USSD Code safe? Sorry to throw spanners in the works here! People forget that it is not the app that is majorly the problem but no landing pages on some websites and the porous USSD Code without two-factor authentication that is!

Rgade:
Very shitty bank. I’m sure it was because of Access bank that sporty bet had to add a new security layer. Because the number of people that we’re getting scammed through sporty bet was getting crazy; and 95% of the time access bank was the culprit.
I personally know 2 people that were scammed through sporty, both were access customers.

Sportybet itself was porous without that two-factor authentication, it took me a while to patronize them back because of my experience and other people's experiences with their very lax security website then!

Nisiw366:
Then why are you arguing when you don't do international transactions.

For your info, some international transactions won't ask for otp. Do more research and expand your knowledge

That is why I said it is not the fault of the bank if you patronize such unsafe websites! Besides, all of them have the same loopholes as regards that, so singling out one bank will be grossly unfair with that information I just gave you! Besides, the USSD Code one for all banks is a very easy loophole to exploit for fraudsters since I can claim to recharge my line with ridiculous money and later sell it in return for cash! That is the one, you should be focusing on! Besides, with the forex limits on non-domiciliary accounts, there is a limit on the amount of money that can be stolen using that method except if they have changed such limits and I don't know.

AuroraB:
Add the inglorious UBA, biko

I have never liked UBA once I experienced their worst bank customer service in school then. That I have an account with them is because I was forced to have an account with them! Don't even mention their crazy fees with a certain type of their accounts, really ridiculous in my opinion!

TOPCRUISE:
Do you use Access ATM for online transactions

Yes, I do, I use it on Jumia,and other cheap data websites!

Kondomatic:
That's what happens when a bank specializes in employing microbiologists

And not tech guys just to save money for the shareholders in their view!

Adinoyi119:
Meanwhile Yahya Bello made it compulsory for every Kogi State civil servants to used access bank.

He clearly has a kickback or a easy future loan policy with them as usual! Some states seem to do that, opening bank accounts for their employees when it should not be so!

Timblogga:
I was shocked when I used my access bank card details to pay for something online, and there was no 2 factor authentication, before then I always thought it’s pointless for thieves to snap people’s ATM
cards.

Yes, they need to change as regards that! But in my opinion, all Nigerian banks seem to have that same loophole, they will tell you that such landing page can not be made global on all websites which is definitely not true not with the tech Wizkids like those of Paystack and Abeg around!

Nisiw366:
Do you do international transactions with the card?

I don't but I will even be surprised they can defraud you more than $100 on such websites due to CBN forex limits for non-domiciliary accounts! Two, the fact that it is an international website does not mean such landing page will not come up except if it is an unsafe website, which is your responsibility, not the bank's!

Two Even with that landing page which is common for both banks, a two factor authentication like that of Piggyvest either with a secret question asking for an answer you only know or with another app giving another code with a no forget password option except digital reset of the password at the bank branch or the use of the six-digit transaction PIN on the app is the solution in my opinion (the last suggestion doesn't even require a capital outlay for banks, just few lines of code for that extra information) and same should hold for the more porous USSD Code whether you want to recharge your line or not. So with this, no bank in Nigeria is truly safe so, we are all fvcked anyways. Sorry to burst your bubble here!

Nisiw366:
Trust me .

Like I said earlier, it depends on how the website was designed, and if the transaction is local or international

That is why I said you should avoid such unsafe websites till that issue is reported at your branch! Besides, all Nigerian banks have the same loophole as regards websites sometimes bypassing that landing page!

Nisiw366:
Stop passing wrong info.

Sending otp sometimes depends on the website , type of transaction and if its local or international transaction

That means you have been going on unsafe websites, so not their fault if you get defrauded!

As for as for payment services using Interswitch or Paystack (especially the latter), the landing page to input that information will always pop up!

I can't talk about Monnify and Flutterwave as regards this!

Besides, if you have such issues with specific websites, go into one of the bank branches and complain, I have never had such! That landing page is piece of mind but a two factor authentication with another app providing the special code with a no forget password option will be better! I rest my case!

PS Most of my funds is in an account with two factor authentication and no USSD Code, unfortunately restricted to 4 withdrawals per month, if not, no interest for that month!

UDUJ:
Using their mobile app as a criteria for their effectiveness is foolhardy. Almost all banks these days have very good mobile and online transactions. I have 3 accounts, namely zenith bank, GTBank and access bank and I can tell you the GTBank app is better and more refined.

GTBank app is nice, true but they also have that loophole on their USSD Code of not having a PIN Authentication before entering the interface whether for recharging your line, other lines or doing other transactions too! Also, in my presence at one of the bank branches, fraudsters hacked into a man's account and he had to come to the branch to block the card! So you see that USSD Code used by banks is a problem for people and a loophole for fraudsters without two factor authentication. The offline account that has the bulk of my money has that!

Habayomie:
I agree with him.
That was how my account was wiped when pickpockets stole my phone and even use my SIM to borrow money join.
Those guys used all to buy recharge card and transferred to different SIMs.
Access Bank needs to step up their tech security.
Polaris Bank is better (you will need a password before you can recharge your bank linked SIM)

You are right about that, I noticed even UBA has the same problem. A simple input your PIN before you enter into the interface whether your line or other lines recharge is a simple solution. That recharge your line without a PIN authentication is a loophole, criminals and frausters are using.

PS Even "safe" GTBank and Zenith Bank has also this USSD Code loophole unfortunately!

TOPCRUISE:
I kinda agree. Don't lose you ATM's especially that of access. I don't receive OTP codes from access when I make an online transaction. They just debit me gbam

That is simply not true bro! Even with the Security at the back of the card, there is still a landing page where your Otp soft token is expected to be imputed into. The Otp will be sent to your registered phone number. And this is coming from an Access Bank customer! If you do online transactions and they debit you, go in to one of the bank branches and rectify that! No bank as far as I know allows debit for online transactions without a token!

philip0906:
You zombies don't think. The average Nigerian doesn't own a car BUT every Nigerian has a generator that needs to be powered by fuel as we provide electricity for ourselves.


Tell me one policy implemented by this worthless regime that has ever worked, short term or long term? The government shutdown borders because they claimed PMS was smuggled. How did that work? Aside a hike in commodities and inflation, what other benefit did that thoughtless policy yield? You're still talking about PMS being smuggled, when border was shut down for almost a year.

Keep fooling yourselves.

Not only that about the zombies not knowing subsidy removal affects that, the food that is already expensive and transportation to move around will become more expensive but they won't be affected by the latter anyway since most of them are kuku j0bless!

Whiteangel1234:
enjoy the change . how can any sane human being vote for Buhari bikonu ? i'm marvelled

Ask the Yeruba Lag0s slaves and the ab0kis up North o

Mysticwebb:
Too early to call. But the Chelsea and Man U I'm seeing now may not give Man city the chance to come back if they settle in that position they currently occupy. They may just be interchanging between themselves until one of the two wins the cup. They seem to have corrected their observed weak area last season judging by the players they bought.

Man United still not complete though! They still need a defensive midfielder! Why they are not thinking of Ndidi at all beats me!