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ZN2's Posts

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Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2: 10:11pm On Aug 13, 2013
@sholly, This was banned too.


https://www.youtube.com/watch?v=CKCvf8E7V1g

. . .why do I think Donald Trump has a hand in this ban
Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2: 9:42pm On Aug 13, 2013
sholypopz: Is that a diss??
Come on, there's not a lot of ladies who wouldn't be bored by "morphic resonance".

Not to mention, Memories of the last couple pages dissecting Kirk's big attempt in Lord of the rings to Mimi's cleaning business still fresh in my head. grin

Which of his books are you planning on getting? The sense of being stared at?
Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2: 9:12pm On Aug 13, 2013
sholypopz: lol....
No, I haven't seen that. Will watch soon. Seriously thinking of buying his book though
Jerry Coyne and the gang. This is the sort of situation that warms people up to a conspiracy theory. Leaves me scratching my head. Is there a cabal? undecided

Never knew you were into this sort of thing. Surprising. grin
Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2: 8:52pm On Aug 13, 2013
sholypopz: I posted a video to you last night. You're the only seemingly semi-intelligent person I know on this thread, I thought u would find it interesting.
Saw it last month. I still don't understand why his talk was removed. The atheists are just all over this guy.

Didn't think anyone else would be willing to discuss it.

Did you happen to catch his interview with skeptiko?


https://www.youtube.com/watch?v=kAuxXvNVhgA
Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2: 8:41pm On Aug 13, 2013
sholypopz: 2legit's boo just said eba makes one's boobz grow bigger shocked

Hollup, I need to order garri online
I thought you were cool with the "Advantages" - like "not snoring". grin
Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2: 8:32pm On Aug 13, 2013
2legit2qwt: Why? grin grin
undecided

ibkaye: I'm young o, I'm 14, I know child marriage has been a trending topic for a while but... grin
But then I know...catch them young, right? grin
Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2: 8:21pm On Aug 13, 2013
2legit is the infamous yerima? huh
RomanceRe: She Does Not Want To Explore Sexually. What Do I Do by ZN2: 10:01pm On Aug 12, 2013
Damn, what a case. grin grin

I gotta say one thing though, respect her decision and NEVER try to force her.

Sometimes I wonder, after an.al, what next? the ear?
Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2: 9:53pm On Aug 12, 2013
I were in his shoes, I'd return the novel and get my money back.

And the first post on this page.... shocked What's going on here? huh
RomanceRe: ADVANTAGES OF SMALL BOSOMS IN WOMEN by ZN2: 12:38am On Aug 12, 2013
sholypopz: ^^Banned!
You can't help but get into trouble. grin grin

[size=5pt]On the "I don't want to drop out of school thread"? [/size]
InvestmentRe: Man Who Created Own Credit Card Sues Bank For Not Sticking To Terms by ZN2: 12:23am On Aug 12, 2013
rich_john: @ZN and datz a careless oversight that institution may never recover from
There's no law that says T& Cs can't be altered the challenge here is there's isn't a previous similar case like this! Both sides have valid grounds lets see how it goes anyway
Banks and financial houses are delicate places customers might feel their funds aren't safe anymore if this magnitude of error can occur!
The creditcompany is only swimming in more murky waters if they continue with a legal tussle with this crook!
Yes, agreed the oversight is a costly one but let us examine it from this point. . .

The bank sent out what would be an invitational offer (probably some promotional newsletter or so), this type of offer is clearly an adhesion contract.

The bank in this case would be justified in expecting that this application (if completed and signed by the receiver) be returned unadulterated, the invitational offer certainly didn't give him the right to modify the T&C and return it without bringing the modifications to the Bank's attention, it is a take it or leave it offer. It's not like he went to the firm and said to them "Hey, I need a new credit card, let's talk business".

The bank here on receiving a 'returned' application, processed and issues the man a credit card based on the 'initial offer' sent out, only to discover alterations had been made.

If you check closely, he scanned the application into his computer and digitally modified the application to make his 'imposed terms' appear as if it was the original conditions that came from the bank - this is a clear deceptive intent. Why didn't he put his own suggestions/terms in a separate document, or call the bank to discuss terms? I hope you follow?

English law is based on the 'meeting of minds' and 'clean hands', clearly their wasn't a meeting of the minds, and he cannot be seen to have clean hands as he didn't point out the changes.


But of course, I can't speak for the Russian legal system so we'll have to see how it goes.
InvestmentRe: Man Who Created Own Credit Card Sues Bank For Not Sticking To Terms by ZN2:
^ Quit the long talk, I'm not defending the bank for the careless oversight.

What I'm on about is his suing the bank for 24million for allegedly "breaching his framed up contract". That to me is like pushing his luck too far and it's unlikely he'll pull it off. If he was lucky to get off the hook on the first charges dropped against him - having being told to pay just his balances, he ought to have done that and end it there.

Now that the bank has launched its own legal action, accusing him of fraud, you just watch how things unfold. Perhaps you need to know that the customer is always the subservient party in a bank credit card contract.

I'm in no mood to banter words with ignorant fellows like you.
InvestmentRe: Man Who Created Own Credit Card Sues Bank For Not Sticking To Terms by ZN2: 9:55pm On Aug 11, 2013
Kgdavid: wrong! obviously there was no such clause and even if there was, it would be meaningless. both parties have a right to review a contract before signing and like someone earlier said the amendment to the contract would be viewed not as an amendment to the original contract but as a counter offer to the original contract. therefore, such a clause is completely meaningless except if the amendment was physically made on the original contract agreement. it is absolutely not the responsibility of the offeror to highlight the provisions and clauses of a contract. that is the reason why you are given a contract agreement to read and sign on. ceteris paribus, there is no case against the man.
Listen up, you. First off, I'll break it down for you in plain words - this was not an open contract. It was more or less an offer with "terms and conditions". If you'd followed the case from the start, you'd know that he received an unsolicited credit card offer (if you're familiar with the ones sent very often by Visa or American Express you'd know what I mean) - he did not walk up to the firm and request for a card.

On a normal basis, by completing and signing the application, he would be applying for a card on the bank's terms. If he did not agree to the terms of the application, the right thing would be to turn it down or express in writing stating whatever terms he wanted.

The trick he played there was 'digitally' modify parts of the terms and conditions in a very sneaky fashion to suit his desires (even changing the website URL showing the terms and conditions), the bank on the other hand might've assumed the application was unaltered, processed it and sent him the card - of course you can blame them for the oversight.

Clearly, the bank was unaware of these changes and assumed it was issuing a credit card 'on their terms', not knowing the T&C of the application sent to him had been altered.

If he was in the UK, Forgery & Counterfeiting Act 1981, would've seen this matter over with.
InvestmentRe: Man Who Created Own Credit Card Sues Bank For Not Sticking To Terms by ZN2:
eddiebruk: Some of ya'all just want to comment to feel good, rather you failed to read and understand that the bank actually read the agreement and accepted his conditions knowingly if not they wouldn't have provided him with an Unlimited Credit Card which was one of his terms in that agreement.
Apparently, you're very daft if you think they 'knowingly' consented to his terms. Which institution would read, accept and issue a card on such terms? Zero interest, unlimited credit and exemption from fines?

Crassus: Every time the bank failed to comply with the rules, he would fine them 3m rubles (£58,716). If Tinkoff tried to cancel the contract, it would have to pay him 6m rubles. Tinkoff apparently failed to read the amendments, signed the contract and sent Mr Argakov a credit card .
The bank clearly issued a card 'on their terms' not knowing they had accidentally confirmed an application on altered terms. This is the bone of contention.
RomanceRe: ADVANTAGES OF SMALL BOSOMS IN WOMEN by ZN2: 7:06pm On Aug 11, 2013
^ What happened to your 'other account'? ,if you're not a sneaky copy-cat, i.e. huh
InvestmentRe: Man Who Created Own Credit Card Sues Bank For Not Sticking To Terms by ZN2:
HARDDON: who is really at fault?

shouldnt the bank have re read the docs b4 signing just to be sure?

his argument would be that he made adjustments and forwarded it to the bank for consideration, which they did concur to.

hook on the neck .cant cough it out, cant swallow it.hehehe
I presume there was some other phrase added to the fine print: "This document may not be altered by anyone but the Bank and any alteration not authorized by the Bank constitutes fraud."

If he had made the corrections visible or something with a note drawing their attention to the changes, he would probably be on solid ground. But he didn't - he scanned it into a computer and probably made the amendments look typographically like the original.

Anyways, this is quite a tricky one. I'll be following this to the latter. Not to mention, the owners probably have deep pockets and connections - typical russians.

What a fellow. I can imagine a lot of folks won't be doing business with him in future.
InvestmentRe: Man Who Created Own Credit Card Sues Bank For Not Sticking To Terms by ZN2: 6:46pm On Aug 11, 2013
francisbiz: It's a very tricky a one, not going to be a straight case. The case is going to drag afar, involving the best of it proof and counter proof.
1, The bank must proof beyond doubt that the credit card was tampered with and that the card could indeed be tampered with.
2, The producers of the credit card for the bank are going to face an uphill task to prove that the impute in the card was re-written and would also face serious business risk by admitting publicly that there version of credit card can be so easily manipulated .
3, The bank customer can deny that he did not tamper with the card impute, after-all their were no witnesses. But his background must be dug into and they may find out that he could be a trained IT expert and majored in software hacking. If similar activities could be traced to him, then he ma go in for it.
The property owners may have a back-up prototype of the credit card.
[b]THIS CASE WILL BRING OUT THE BEST OF I.T. BRAIN STORMING![/b]
What are you yammering about? huh

Who said anything about the plastic card? Did you even read the darned article?
InvestmentRe: Man Who Created Own Credit Card Sues Bank For Not Sticking To Terms by ZN2: 5:53pm On Aug 11, 2013
He'll be lucky if he doesn't spend some time in jail, that's fraud.

Making the alterations without pointing them out is a clear deceptive attempt.
CelebritiesRe: Rihanna Shows Off Her Other Skills by ZN2: 3:52am On Aug 11, 2013
Can't believe I clicked to see these "other skills" only to see some shawtie passing time on a beach. angry

Whatever. . .


[img]http://c2.likes-media.com/img/6ad438588860294a1c24bb6d471eea0a.600x[/img]
RomanceRe: ADVANTAGES OF SMALL BOSOMS IN WOMEN by ZN2:
4th line made me chuckle a bit, but these are the advantages? huh
CelebritiesRe: deleted by ZN2: 11:06pm On Aug 09, 2013
Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2:
Wu Zetian: Yeah, I bought one.

When playing a Youtube video with a resolution as low as 480, the video still lags on my tv screen. It's slow, and I can't be bothered. The audio is at the same pace as what is showing on my laptop screen though..........

Oh well, this is their first try. I should hv gotten roku, heard it works better.
Roku is a much better, well grounded option, this is more or less a beta product, but it will evolve (at least netflix and youtube works at the moment). It's not bad actually (gotta give it a thumbs up on portability), but I'm pissed about the misleading adverts - It plugs into your HDTV HDMI but requires you to use an attached wire to connect to your USB port for power. If you don't have an available USB port then you'll have to connect to a power cord - not to mention I couldn't set it up from IOS. angry

And like my buddy would say - Grandma doesn't have a smart mobile device to use ChromeCast, so don't give it to her, but Roku or Apple TV instead. grin
Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2: 11:22pm On Aug 08, 2013
Trojans. . . sad

TV/MoviesRe: Beverly Osu Is Ripe For Marriage by ZN2: 10:11am On Aug 07, 2013
PoliticsRe: Child Marriage - Children Threaten Hunger Strike Over Senate’s Resolution by ZN2: 9:52am On Aug 07, 2013
The ignorance making the rounds on this issue is just baffling.

There's a Child's Right Act in place (enforced in over 20states). The senators were not trying to set any law on Marriage Eligibility.
FashionRe: Miss University Nigeria Contestants - Traditional Attire (Pictures) by ZN2: 11:01pm On Aug 05, 2013
Just lovely, all of them.

@Eko Atlantic, You got an Eagle eye for real estate, mate. cool
RomanceRe: Happy Birthday To Cfcfan by ZN2: 10:37pm On Aug 05, 2013
Happy Birthday, mate. Have a good one!

Do Forward the Co-ordinates to my P.O Box. wink
PoliticsRe: Chidi Lloyd Sues Police For N50billion Over Ill-treatment by ZN2: 10:32pm On Aug 05, 2013
Dating And Meet-up ZoneRe: Romance Section's Off Topic Chat Room + Derailers Paradise. by ZN2: 7:16am On Aug 05, 2013
Wu Zetian: So who has bought the chrome cast??
Quite a nifty little dongle but I'm yet to be convinced why I should replace the Apple TV with this (besides the obvious portability advantage i.e).

Will look into it in the new week. The little man was sold out at the stores I checked (even playstore extended the shipping to four weeks). What's the rave about? shocked

Got one yourself?

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