EngrKen8:
Good day guys. I've been a silent follower of this thread, and I must say you guys rock. I'm however currently in a dilemma with regards to POF. I have a GTB savings account and I just read somewhere that I can't get a letter from the bank with my account. What can I do at this point?

sleekysilk:

As a married principal applicant, u may choose to go to Canada alone and you may also choose to go with your spouse. Some people for some personal reasons might not want to go with their spouses. So I join CIC to ask you, 'Will your spouse or common-law partner come with you to Canada?' YES or NO

Kontagious:
Arh... The kynd of CRS you see and be wondering what you were doing when folks were going for PhD or why you no get sibling in Canada.

sleekysilk:

Congrats. It surely ended in praise. London gang celebration month.

Kontagious:
Thank you all, I am truly touched.

Long post alert!

When I started this journey, I was less knowledgeable, in fact I had zero knowledge till I stumbled on this thread. Plan then was to make my wife PA. Our profile is almost same except me with MSc and hers was still in the making. The decision to make her PA was because she has only one employer while I’ve had not less than 4, so I thought should IRCC need work confirmation, it will be much faster getting the confirmation from one employer than multiple that will be applicable in my case. More so, her employer has some form of international recognition while I have mostly played with semi-local champions, so her reference letter should also carry much credence I assumed.

Meanwhile, because of lack of knowledge, myself and my wife agreed to use an agent – who is a client of her employer. She spoke with the fellow and feedback was “first thing we need is IELTS, once that is gotten, we will proceed”. I was somewhat angered that he gave a very vague response without even telling at the least what will be done following IELTS, man didn’t even recommend the score to aim. I will later thank God he didn’t give any other detail cause that was the last she spoke to him about this journey. Luckily for us, his stand propelled me to search which of course led me to this thread.

Previous thread was around page 440+, read about the first 180 pages while keeping up with current discussion, also read about 100 pages backward and left the remaining but always kept followed the discussions.

It was during my reading I deduced the IELTS wasn’t necessarily the first as ECA takes a bit of time, then reviews about WES was somewhat terrible with folks complaining WES hardly respond to queries. Other than the communication lapse, I didn’t see any other negative comment plus few participants had shared ways of getting WES to respond (the twitter/facebook attack). Unfortunately, I don’t have any of such account but figured if need be, I was going to open the needed account and get my message across. So, WES we went with.

To get transcript from the school to WES, I posted my first questions on the thread but still PMed Yimiton for more tips and ways around Unilag. Unknown to me, she would be very instrumental in the subsequent days and months to follow. After a few exchange of emails on transcript request and WES Vs IQAS, we switched to BBM. During our early chats, she asked for my profile. Next, she sent me two CRS scores. One my wife being the PA and the other me as PA. Because my wife has only BSc at the time, her CRS was far lesser than mine. My new found friend advised I take the mantle of course shredding my thoughts of having delayed confirmation cause I’d be using three references. Later in our chats, I’d realize my wife didn’t even need to write IELTS, scores was then at the lowest ever. Another relief for me cause my wife preparing for IELTS was a dream we both dreaded. Her work is tasking, she gets home knackered and we have a wonderful infant who would still demand the most of her.

While ECA was ongoing, we got our new passports and I registered for IELTS. All looked well as estimation was to have IELTS and ECA about the same thing. Truly, both came days apart but IELTS was a wreck. Eventually registered for another IELTS while EOR was initiated. Second result was a relief, started gathering needed documents as soon as the result came, there was a draw the week of the result so I had roughly two weeks to gather all documents as I wanted to submit the earliest possible.

AOR was few days from ITA. Week of submitting, a discussion came on that would send me shaking – it was VO’s erroneously ignoring some POF documents. I had used two similar TBills certificates and balance from provided statement, all without a cover letter. The TBills were sufficient to cover my needed funds but if the statement was only considered like it was discussed then, that will be a blow.

Again, I ran to Yimiton who we had grew much closer, some successes had been achieved on our paths. Conclusion was of course to redo the POF with a cover letter and raise CSE the fastest possible time. I’d later discuss with GlitteringStar who also assured me to relax as all needed to be done had been done. Some days later, I was a bit free then went through my CIC account only to discover that my CRS score was one point higher than it should be. I digged further than found where the one point came from, spouse education was 9 instead of 8. GlitteringStar shinned again assuring me to stay calm and positive, “patapata” VO will only remove the extra one point and proceed should I not fall below my draw’s ITA.

Let me add a little more detail, maybe some questions would be answered in the process.

Work Experience/Reference Letter
Pre ITA, I filled three places of work – all previous employment. The 3rd being just a 6 months duration and without it, I’d still be over 3 years.
Since ITA was sure, I started gathering supporting document from the day of the result. The 1st two reference letters were gotten with very little effort but the 3rd was a bone in the throat. After the request for the letter, I called, mailed, texted, sent whatsapp messages but the CEO somewhat ignored all communications. I had earlier discussed my need of the letter with line head, but he was out of town so option of having him write the letter was dashed. I gave myself till a day to ITA to get the letter or I’d delete the work experience from work history. I ended up not getting the letter before ITA and I didn’t get chance to delete. I had no other option than to delete post ITA since letter was not forthcoming.

For the other two, I provided complimentary cards even though the letters were on letterhead. The 1st, a real estate firm signed by a managing partner, I included his card. The other, a much bigger firm. Reference letter was a one page on letter head with all details except for Job Description. I requested the letter made reference to the JD as an attachment which was obliged, JD was 2 pages printed on plain paper (like an internal memo) with company’s logo and name at the top – the two page JD was black and white, only the one page letter was signed by Head, HR and DMD. Both signatures were digital. I couldn’t get any of their cards so I got Recruitment Manager’s Card in place and attached to the letter.

POF
POF was initially 9 pages – 2 Tbills certificates, 6 pages of 6 months SOA, last page was screenshot of Oanda and Xe showing my total sum in CAD equivalent. POF was all from a joint account. The 1st Tbills was about 2 months to ITA, the second was a day after ITA. Both of same amount, same tenor (6 months) but different rates. Then SOA was printed two days Post ITA – a day after the 2nd Tbills. The Tbills were sufficient to cover our required funds but the statement had a closing balance of about N1.8m, Within a week from printing (or AOR), balance in the account fell below N1m. Even till now, it’s still below 1m. There’s been inflows but the outflows are heavier. Application fee + RPRF were taken from the funds. I had conviction to deep hand into POF has the TBills were sufficient so even if asked for updated POF, I’d submit the two Tbills and the SOA (maybe with a little topup). Later raised CSE with exact same document except that I added a cover page letter to the POF detailing there were two similar but different TBills certificates and SOA.

Medicals and PCC
Both were done same day, a day after ITA

Educational Documents
BSc Certificate
MSc Certificate
IELTS TRF
ECA for both degrees
One and Same person affidavit (draft and cheapest way to get from Yimiton)

I added the affidavit cause my names varied through all documents, somewhat of these;
BSc certificate – Olusegun Buhari
MSc – Olusegun Jonathan Buhari
Passport – Jonathan Segun Buhari
ECA, IELTS, Medicals, PCC (all tied to passport) – Jonathan Segun Buhari
Reference Letter 1 - Olusegun Jonathan Buhari
Reference Letter 1 - Olusegun Buhari

No LOE added.

For my wife.

She has completed her MSc but couldn’t evaluate since ECA was ready before she completed. Post ITA, I added her MSC but stated no ECA for it. I didn’t include work history for her, answered No to question of her having work history but included all details in personal history.

As a wrap, this thread is lit with information, I packaged my application from reading only this thread.

Behind this page, I and a host of others chat, you all are appreciated. Please permit me to mention but a few… Elfmann, Cochtrane, 40manlappy, GlitteringStar, Yimiton, Philip3, Wura27, Algbenguze, Incredibledude, Hephgirl, Canadianfly... Thank you all.

CannyMode:
Wow! 3 days off the forum and 20 pages gone. A huge congratulations to all PPR recipients.
189 days post AOR and still marking attendance

Kontagious:
Arh... The kynd of CRS you see and be wondering what you were doing when folks were going for PhD or why you no get sibling in Canada.

Omoedeki:
I am in the pool already with a CRS score of 439. I have some questions.
1. Can I use only Tbill certificate as my POF without account statement? You can use T bill certificate as POF but be prepared in case a review officer sends ADR wanting to see account statement of where the T bills were funded from. It's been known to happen

2. Can I use PCC I got about 2 months ago while applying for Australian Visa? Australia was boldly written on it, will that make it invalid for Canadian Immigration? You may submit it if it's from a country where you're not currently staying and it is still valid, it could be accepted. If it's for Nigeria where PCC is invalid after 3 months, be prepared to get another if asked

3. Where can I take the passport photo required in Port Harcourt Take the spec for the photo to any digital photo studio, http://www.cic.gc.ca/english/resources/tools/perm/express/intake-complete.asp

Thanks for all the help I have received so far from this forum. I am grateful

sleekysilk:

Oga elfman, I no understand wetin u mean by representative. Abeg show me the way.
And as per the Alagnon meeting with encoded, it's good that clarification came on time. If not, I was also thinking the meeting was in 'za oza room'

A14:

London be dulling us.
Have you emailed them though?

MRSDA:
Fellow Londoners, I hail o!!

Dear Sir/Madam,



Please note that your application is currently being processed at the visa office in London.....


Thank you! Thank you! And we shall all hear back REALLY soon!

Blackbuddy:


Hi, see above.

Marvi4real:
God has done it for me. It's ppr.
ITA: JUNE 28
AOR: JULY 12
MEP: JULY 24
IP1: JULY 25
NA2: JULY 27
FTD: SEP 13
ADR: OCT 12 (CERT OF REGISTRATION WITH NMA, TAX DOCUMENTS, PAYSLIPS, HEIGHT AND EYE COLOUR, BIO PAGE, EXPLANATION OF SELF EMPLOYED WORK)
IP2: BETWEEN 1/11 AND 2/11
PPR: 2/11/17
London VO

sleekysilk:

Oga elfman, I no understand wetin u mean by representative. Abeg show me the way.
And as per the Alagnon meeting with encoded, it's good that clarification came on time. If not, I was also thinking the meeting was in 'za oza room'

elfmann:

Bwahahahaha.. this is why some pple need a representative.

MRSDA:
Fellow Londoners, I hail o!!

Dear Sir/Madam,



Please note that your application is currently being processed at the visa office in London.....

Blackbuddy:


Hi, see above.

Newmum0615:
Dearest people,

Please help me torchlight these issues.

1. If my bank does 6 months average balance in my accts, they won't get a reasonable amount because most of my funds have always been moved out before month end to TBills for the past 7 months. Shebi, even if the TBills mature by the time I am presenting POF, I can add SOA & the expired investment advise to the bank letter to explain the "small" 6 months average balance.

2. For those who have used 25% Pension, at what point can I request for the letter? And does the letter state that you are eligible for the funds 4 months after early retirement?(read that somewhere online).

3. Back to No 2 above, how does one even proof to the PFA that you are doing early retirement?

Biko, don't vex too much for my kweshuns.

Thanks

Losami:

yes the card is well funded .. lol
unable to processs your selected payment method.please make sure the entered information is correct and up-to-date.
okay, thank you

Kontagious:

Platypelloid, please confirm you schooled and worked in Canada. Otherwise, the CRS you have is somebody else's CRS to put it lightly.

Santino1:


When you say it like that, one might be tempted to think say na prison.

Heaven forbid that. Na only joke I dey oo.

einsteino:


maybe he thought they are referring to business partner na.

PefHouse:
Good day All,

Please I would like to hear from someone who used 25% PFA contribution as POF.
- Were you stressed or did VO request for ADR?
- What documents did you present? Did your PFA have to state in the letter that you will be eligible to access 25%

Note: I will be eligible to access 25% in a month or so and intend to use it as my POF. I use Stanbic IBTC


Thanks