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Nairaland Forum / Nairaland / General / Investment / Shares (stocks) Or Mutual Funds? (16172 Views)
Buying Gold In Form Of Jewelry Or Mutual Fund. / Shares (stocks) Or Mutual Funds / Why Invest In Treasury Bills When Theres Stanbic's Mutual Funds? (2) (3) (4)
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Re: Shares (stocks) Or Mutual Funds? by Eagba(m): 4:49pm On Apr 22, 2018 |
yeyerolling:so true eg daar comm. |
Re: Shares (stocks) Or Mutual Funds? by chukzyfcbb: 4:51pm On Apr 22, 2018 |
onyokometer:its nonsense when you are investing with peanuts :-) Someone is smiling to the bank every year with his millions. The same land you speak of. I know of some that hasn't improved in price in that last 2yrs. Same goes for shares. Why I dey even waste my time replying you sef. na me make mistake Na where your level of knowledge reach, u go stay in 2 Likes 2 Shares |
Re: Shares (stocks) Or Mutual Funds? by chukzyfcbb: 4:59pm On Apr 22, 2018 |
engrhorla:lool oga marketer. You call investment in land ZERO RISK? LOOL So if Land is Zero risk, what's Treasury bills that's backed the by the Govt. I dey see as u take dey market your land, kwantinu 3 Likes |
Re: Shares (stocks) Or Mutual Funds? by chukzyfcbb: 5:04pm On Apr 22, 2018 |
dotcomnamename:bros u have said it all.....U don summarize every every |
Re: Shares (stocks) Or Mutual Funds? by chukzyfcbb: 5:10pm On Apr 22, 2018 |
whitebeard:. are you investing for passive income or you are investing because you don't have any use for the money yet. If you are investing because you don't have use for the money now, then cool any amount would do. Presently 1million could give u 120k per annum. However if you are investing for passive income (side hustles) Then you need Plenty owo, at least above 1m. Eg say you invest 20million, you are guarantee nothing less that 2.5m per annum. I know some people will tell you that you can make more investing 20m else where. but the truth is how safe are those investment. Tbills/Mutual funds is where u can dump billions and go and sleep without fear. Like dotcom....said above diversify bro no one knows the next asset that would become the oil money in future 1 Like |
Re: Shares (stocks) Or Mutual Funds? by segemafia(m): 5:17pm On Apr 22, 2018 |
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Re: Shares (stocks) Or Mutual Funds? by dotcomnamename: 5:39pm On Apr 22, 2018 |
chukzyfcbb: Don't blame them . I was once like them. They are many on nairaland, some eventually got the logic while some are still chasing their shadows and are yet to understand that false knowledge is more dangerous than ignorance. In all, investing your money in anything is your personal choice. It’s pointless to set goals if you are not going to try to hit them. For instance, whether Treasury Bills and Mutual Funds are nonsense or not, i love locking my money there for a reason . 4 Likes 1 Share |
Re: Shares (stocks) Or Mutual Funds? by fopishow(m): 5:45pm On Apr 22, 2018 |
Which exchange sells these coins? NonFarmPayrol: |
Re: Shares (stocks) Or Mutual Funds? by ekanDamie: 5:57pm On Apr 22, 2018 |
erico2k2:How bro? Am thinking of investing in mutual benefit. Do u have any experience? |
Re: Shares (stocks) Or Mutual Funds? by erico2k2(m): 6:05pm On Apr 22, 2018 |
AgamaProf:what do you mean capital intenssive? there are lands for N1.5m in some qrters as we speak |
Re: Shares (stocks) Or Mutual Funds? by sheis: 6:09pm On Apr 22, 2018 |
What about stakerrs? It isn't the conventional type of investment like mutual funds or treasury bills. I read they are in partnership with Amazon fashion lines, global events, advertising etc. Are they for real? |
Re: Shares (stocks) Or Mutual Funds? by Nobody: 8:46pm On Apr 22, 2018 |
erico2k2:The OP might not have up to that amount. Buying land in the village which is considered cheap might not really be good investment. With 500k you can have good investment in stocks and mutual fund.The word mutual involves pooling large amounts and gives opportunity to small and medium scale investors to invests in assets that individually might not be able to invest in. |
Re: Shares (stocks) Or Mutual Funds? by erico2k2(m): 8:54pm On Apr 22, 2018 |
AgamaProf:.No wonder people do not break even in 9ja when it comes to capital market, how can you have N500k and be talking about investing in the capital market, how far can that get you?? your managers might end up collecting the whole return. Plz if you or anyone has N500k, its better to invest in Agriculture than wasting it on wishful thinking. 1 Like |
Re: Shares (stocks) Or Mutual Funds? by partnerbiz4: 9:12pm On Apr 22, 2018 |
Nairaruky: Please do you think that Tbills price will increase or decrease in the next 6 months? |
Re: Shares (stocks) Or Mutual Funds? by partnerbiz4: 9:15pm On Apr 22, 2018 |
Nairaruky: Please do you think that Tbills price will increase or decrease in the next 6 months? cc 0monnak0da. |
Re: Shares (stocks) Or Mutual Funds? by partnerbiz4: 9:18pm On Apr 22, 2018 |
chloride6: Please do you think that Treasury bills rate are likely to increase or decrease in 6 months time? |
Re: Shares (stocks) Or Mutual Funds? by partnerbiz4: 9:28pm On Apr 22, 2018 |
erico2k2:please explain oga eriko |
Re: Shares (stocks) Or Mutual Funds? by erico2k2(m): 9:54pm On Apr 22, 2018 |
partnerbiz4:The vast majority of people venturing into it have limited funds.so its like dashing your money away |
Re: Shares (stocks) Or Mutual Funds? by erico2k2(m): 9:56pm On Apr 22, 2018 |
partnerbiz4:whats the % on RTI? |
Re: Shares (stocks) Or Mutual Funds? by partnerbiz4: 10:07pm On Apr 22, 2018 |
engrhorla: How is land zero risk? Is it because you are an agent? Don't you know the number of cases usually associated with land? Try to be objective please? And those of you that buy land at say 1 million and sell at say 1.5 next year and then feels they made 500k without factoring in inflation etc, have no smattering of economics. |
Re: Shares (stocks) Or Mutual Funds? by partnerbiz4: 10:20pm On Apr 22, 2018 |
erico2k2: You mean ROI? Rates of Tbills are dtopping. So I am wondering if they are likely to drop more in 6 months time. |
Re: Shares (stocks) Or Mutual Funds? by y4code(m): 1:07am On Apr 23, 2018 |
I thank you all for all the replies that i got here i really appreciate it all i will decide on what to invest on after analysing SWOT in accordance to economical and social environment of my city... one thing i understand about business and investment is to UNDERSTAND THE IN AND OUT AND THE PRO AND CONS OF IT THANKS TO YOU ALL MUCH APPRECIATED |
Re: Shares (stocks) Or Mutual Funds? by whitebeard(m): 5:58am On Apr 23, 2018 |
chukzyfcbb:thanks a lot |
Re: Shares (stocks) Or Mutual Funds? by Nobody: 12:39pm On Apr 23, 2018 |
erico2k2:You talked about land,we told you its capital intensive. Now, its agric.what aspect of agric are you talking about?...is not the amount you invest in stocks that matters.if you like invest 50m....that 50m can turn to 500k within a short space. There are investors who are interested in highly volatile instruments called global hot money. They invest for a very short period, make their gains and divest. A mentor once said, I have never lost #1 since I started investing in stocks.people understand the market than others no matter how companies try to doctor their books. |
Re: Shares (stocks) Or Mutual Funds? by erico2k2(m): 3:33pm On Apr 23, 2018 |
AgamaProf:Right I said agric cos its cheap,N500Kwill go a long way, however in the Capital mkt that is nothing .that's £250,its a laugh |
Re: Shares (stocks) Or Mutual Funds? by dotcomnamename: 10:38am On Apr 24, 2018 |
If you are really an investment/biz guru in MF/TB, then there is no reason to suggest that you have no idea about first conviction in Mutual Funds (Money Market Funds) because the first CONVICTION about Mutual Funds (Money Market Funds) like that of StanbicIBTC is very clear and boldly written on their website that ''Capital Preservation''. What is financial definition of Capital Preservation? It simply means that: Capital Preservation is a strategy for protecting the money you have available to invest by choosing insured accounts or fixed-income investments that promise return of principal. So you have nothing to fear about as your money is more than SAFE Please ask questions, ask many questions and make research.. Don't just read only on nairaland and especially don't listen to some people that have no knowledge, understanding, or ability about Treasury Bills. As per Treasury Bills, they are securities issued by the Central Bank of Nigeria on behalf of the Federal Government of Nigeria. So ask yourself this, can Federal Government collapse? Never and ever...Investment in Government Treasury bills guarantees the protection of your capital and are considered to have zero default risk. So, please stop listening to clueless people. Ask questions from experienced people like: ernie4life, ednut1, ImperialCovfefe, e.t.c. You can also visit Treasury Bills thread here https://www.nairaland.com/878880/treasury-bills-nigeria/501 Ask questions there from people like: feelamong, TONY56, Awesomej, Partnerbiz, e.t.c. ...Also visit your bank and ask about it. Is that not simple instead of listening to people that have no idea about MF and TB but tell you bullsh1ts here? |
Re: Shares (stocks) Or Mutual Funds? by Nobody: 9:34pm On May 04, 2018 |
NonFarmPayrol: Tell me more... |
Re: Shares (stocks) Or Mutual Funds? by francdec4(m): 10:43am On May 19, 2018 |
Greetings please which mutual fund type (money market or equity etc) do you recommend añd what's your personal experience. Also whàt did you notice iñ terms of reruns after investing same àmount in TB and Mutual fund...which hàs a better return at same interval. Thanks dotcomnamename: 1 Like |
Re: Shares (stocks) Or Mutual Funds? by smartideas170: 4:16pm On May 19, 2018 |
101 PLACES TO BORROW MONEY IN NIGERIA One of the challenges of business men and women, traders or investors is FINANCE or CAPITAL. No matter how little the capital you need to start up may look at, if you dont have it or cant get it, certainly you can not start the business. There are so many Ways a smart investor can use to raise capital or finance for their businesses, they are 1. Personal savings 2. Family and friends 3. Cooperative 4. Micro finance 5. Angel investors 6. Loan 1. Personal savings: This is usually the first step, as an investor or a trader or an entreprenuer you should have something in your account or a token to start with, majority of business men and women will need XYZ amount for their businesses and want to raise all from loans or other sources, you need #1m for your business and you want to raise all from micro finance bank,commercial bank or finance houses that is the beginning of failure, even micro finance banks will surely request for equity contribution which they see as your commitment to the process, safe certain percentage of your income or salary. 2. Family and friends: this is another smart way an investor can use to raise caiptal for his or her business.The truth of the matter is that "No one trust you better than or knows you better than your friends". But sourcing capital or finance for your business from family and friends requires a lot of INTEGRITY. You must good INTEGRITY or GOODWILL or REPUTATION before them. Also, in using this window or option, please note Dont meet one person, spread your options. eg If you need #500,000 capital, #50k from ten (10) family and friends will give you #500k, dont focus on one person because it may be too huge or big for one person to give you #500k. I will continue from next time. For 101 places to borrow money from in Nigeria with or without collateral visit http://businessandfunding..com.ng/ For more information, call Sam 08033702558 |
Re: Shares (stocks) Or Mutual Funds? by hias2012(m): 6:56pm On May 19, 2018 |
Indeed, OmonnakOda on this topic has repeatedly provided very rich and useful financial advice like he has been paid to provide financial advice on this topic. His submission on age factor and risk has underpinned facts not many people understand about investing. Like others who have advised along his lines of thoughts have equally done justice to this topic. TB in Nigeria as of last year yielded returns up and above 18% at some point. With TB you collect your interest upfront, which makes it attractive. Rates are going down now drastically, unfortunately. However, mutual funds in Nigeria, particularly the ones on Money Market, all of which are also regulated, rides mainly on the back of TB - and with a perk, and they are safe. So consider the age and risk factors to decide on which investment best suits you as advised by OmonnakOda. Happy investing. |
Re: Shares (stocks) Or Mutual Funds? by dotcomnamename: 3:13pm On May 20, 2018 |
francdec4: Invest your money with StanbicIBTC (Money Market Funds) and your money is safe. Rate is going down but half bread is better than none. The more you're still considering whether to go ahead or not the more the rate may be going down. So its better to lock in your money now. Good luck. 1 Like |
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