I need an advice on what to do because I'm confused here.
Today I got several what's app message demanding that I pay up my loan that's it's due. Meanwhile I never signed up for any loan.

Out of curiosity I clicked on the link sent but I discovered something fishy. The app has my phone number but no name, no account number, non of my details. Only refund and details if the loan. 18750 to pay back 25,000

Can this be a Fraud or someone used my phone number to access loan. I'm still confused.
https:///nquickloans

https://adminnigeria.qucikyloans.com/adminappapi/payment/getLoanInfo?orderno=20221231060514558546354397007

I need advice

Get a lawyer to write to them warning them to cease and desist further harassment or meet you in court. It shouldn't cost more than 10k or go to office of the public defender in any high court near you, state your case there and emphasise the fact that the message has caused you psychological trauma because of the way these loan apps tend to embarrass Nigerians, this will open a hole for negotiations to compensate you

Reply them with a stiff warning that u never obtained a loan from them and that u would involve your lawyer if they continue to engage u.
Request an evidence from them that u got a loan from them.

OP do as advised and keep us posted

Whether it’s fraud or not, get to the bottom of the case and inform us so we are guided too.

Wetin concern them with that one, mumu u don borrow money finish begin dey yan opata

Braveboi1:
Wetin concern them with that one, mumu u don borrow money finish begin dey yan opata

I guess you didn't read the post.. why will I borrow, refused to pay and bring my ass in the public.. Receive sense in 2023.

heykims:
Reply them with a stiff warning that u never obtained a loan from them and that u would involve your lawyer if they continue to engage u.
Request an evidence from them that u got a loan from them.

That I have done, awaiting there response

How is the issue now? Have they replied?