technolee: I need advise on the statement of account or account declaration of a thing @Gurus.
Do I need to add a letter myself to give an approximate conversion of the balance to USD? Also, is a month statement of account okay??.

tayoamos: good day house. i am a medical doctor with the MBBS degree and 5 years working experience. i am married wt 2 kids. what are my chances pls

honey86:
I filled my form and finger-printed at state cid in ibadan. They took it to lagos and I collected a week later. Just visit the state cid headquarter in your state

honey86:
No, go to your state cid office, thy will take your finger print and have it sent to lagos, then give you a date to come for it.

tayoamos: good day house. i am a medical doctor with the MBBS degree and 5 years working experience. i am married wt 2 kids. what are my chances pls

bharoka: Good evening House, Please i am new in the house. I am a banker with BSc Ind Mathematics. I would appreciate it if i can be schooled on the step by step process of applying for the Canadian Federal Skilled worker Program. Expecting ur urgent responses.

Joe980: Hello house...would appreciate IELTS materials sent to oliverjoe980 at yahoo dot com
@Ferdi and damkollins is it cool to attach degree cert with transcrip request form for school to send to ECA so as to safe cost? And from experience which ECA body would you recommend? Thanks

pinchocreamy: Hello everyone,v bin following dis post for more than 2weeks now.Great job! Please,i have a question ‎on POF..after submitting bank statement/fixed deposit slip with d documents,can i move d money and start spending? Or i will have to leave d money in my account till CIC decide ‎​on my application? Thank u

Ekpekus1:
Tnx a lot as this will save me all the stress. I read it on cic website that Lagos is the designated centre however for those non-resident, what you just described above sufficed.

Meritl: It's better to send your certificate by yourself, as the ECA body may suspect foul play if it's sent together by the school. In addition, I used WES for my verification and it was a nice experience. Cheers.

borgyv: solomonwise can you clarify the ff:

1. i have my diploma translated to english by my school itself, do i still need to asked them for affidavit? or is diploma translated to english by the school is suffice?

2.certified true copy by the school not okay? cause in cic website it didnt specify if the school will provide certified copy.

as it is i hope im not yet late in submitting fot fsw, my ielts results will come out on Aug 2, then WES another 30days. my noc is cold though so Im hoping for the best.

pinchocreamy: Also,is it allowed to add spouse's bank statement/fix deposit incase the money in d account of the principal applicant is not enough?

pinchocreamy: Thank you sir.am a business woman,tot i could pull out some,use for business and return it later.

ferdimako:
Don't do police report now....it will expire by d time CIC calls for it. Wait till they call for it.

damkollins:
CIC officials work includes conversion of your statement of accounts to Canadian equivalent Soooooo there is really no need to add a cover letter.
Don't worry....so many applicants including myself did not include cover letter and it was okay.
You must also understand that regardless of your cover letter,CIC will use the existing and current exchange rate at the international market for their conversion which is why i always advice applicants to add 10% excess of their family size POF to take care of negative market fluctuations in currency by the time CIC is processing their application .
Summarily,leave but cover letter regarding this issue.
Cheers.

Ekpekus:
Does it mean that it is not required when submitting the application? or should we wait till it is requested? I am a little bit confused here.

ferdimako:
Yep until AVO tells u to. Send every other document now to Sydney.

Police report, verification of settlement fund and others will be done in Accra.

ferdimako: People can fix deposits. I don't know how CIC will know it was borrowed. Again, no need for cash flows. From an immigration attorney.

Ekpekus:
ok. though the check list #18 states "you are strongly encouraged to submit your police certificates with your application to the CIO"
it went further to say, police certificates are generally considered to be valid for one year from the date of issue. therefore depending on the processing time of your application, you may be requested to submit new certificates.

solomonwis:

You might want to provide explanation about "Again, no need for cash flows"

CIC will always know if it is borrowed....They might allow you pass at the initial stage but will definitely ask for updated proof of settlement fund. They can go as far as asking you to provide your bank statement (including Fixed Deposit) for a period of 12 months prior to the request. The pattern of your transactions(lodgements and withdrawals) will be scrutinized. They will ask for proof of any fund that is inconsistent with the transaction pattern over the period.

I have seen a case where updated proof of settlement fund was requested for and instead of picking the closing balance as proof,they picked the balance prior to credit lodgement in the account.This might fall short of the required fund....

Cases abound as per how CIC detect borrowed fund. So,rather than go through the trauma of gambling with borrowed fund,why not abide by the rules.....

ferdimako:
If u borrow and fix for a year...they wouldn't figure that out. Fixed deposits do not have any flows. May be that works for FD only. An immigration attorney told me and I believe him.

solomonwis:

That is being fraudulent...I am wondering why an immigration attorney will tell you that.

The Proof of settlement fund is not a show off to CIC or anybody. Why would anybody in his right senses want to leave a country for another country without having enough fund to cushion the effect of such transition (because there will always be an effect). Why would anybody in his right senses want to "borrow" money in order to fix it for a whole year,what economic sense is in that?

That is why the program is for skilled workers...A skilled worker will not want to circumvent such process especially one that bother on his/her welfare....

Again,even if you are issued a visa,you might be asked at the POE to provide such proof again..and this time it will be checked. If you eventually scale that too (assuming you are smart enough to scale it),how do you survive in the event that you are not able to secure a job immediately? How do you rent an apartment,feed yourself,go out scouting for job and live a normal life?

ferdimako:
He didn't tell me to borrow. I figured that out myself....since no cash flow required....FD could be it for some folks.

Some folks are skilled and educated but don't have enough fund to migrate. If economy here is so cool...half of us won't bother going abroad.

solomonwis:

Unfortunately, CIC sets the rules and the skilled workers have to follow if truly and indeed they want to move to Canada.

It takes a whole lot of sacrifices for people to move down to another country. If Canada is magnanimous enough to offer permanent residence to skilled workers all over the world,skilled workers should be able to be magnanimous enough to follow the rules,play the game by the rules.

Again,let me correct the popular fallacy that there's "...no cashflow required.." Cashflow will be required at a later stage! It will be emotionally traumatic to discover this when hopes are high and you are rest assured all is well with your application. (Ask people who almost scaled the hurdle and were told at some point,few meters away from the issuance of the PR,that they are not qualified). They stand to lose a whole lot in terms of resources and wasted time.To cap it all up,it is really traumatic...

By the way,what happens to applicants who apply to Australia who have to pay over N1 million just for application fee? Do they have to borrow this too when they are not rest assured that they will be issued the visa?

Bottom line is,if you must participate abide by the rules! You don't have what it take to move down,stay clear! Why?It is not worth the effort when you know you might get caught,your records in is their system and you will probably be on the watch list...