₦airaland Forum

Nigerian Governors love huge white elephant projects like these so they can use them to siphon money.

Being there, done that. If you don't know anyone. Just don't waste your time. No Grace is speaking for you here. It's simply a job for those who are highly connected. Daz all


Someone that has 2.2 with connection will enter still regardless. Forget all these requirements. They are for the masses.

To err is human to forgive is divine - Abike Dabiri 2025

Improve your prompt and make it more predictive. Ask it to based it on predictive factors.

Making it Scatter

(Authored by ChatGPT, prompted by Mr Fantastic)

In a wide farming village, every man’s wealth was measured by the animals in his yard. Most villagers had only a goat or two. A lucky few kept a cow. But there was one man, Ote, whose herd stretched farther than the eye could see — over two hundred cows, and countless goats.

Yet Ote hadn’t built this herd on his own sweat alone. He had borrowed heavily from the village common purse, a chest filled with the savings of ordinary farmers. The elders of the purse trusted him, believing his promise that when his herd grew fat and plentiful, he would return their money in full. For a time, Ote became the pride of the land — the man who rose above all.

Then the great drought came. The rivers shrank, the grass burned to dust, and sickness swept through the fields. The poor farmers who had only one or two goats lost them quickly, and nobody helped them. They were left to start over from nothing.
Ote too was struck hard. His debts swelled, and the lenders came for repayment. To keep his head above water, the elders agreed that he gave up many animals — goats, calves, and even some weaker cows although this could never fully repay what he owed. The villagers gathered to watch carts of animals being led away. To them, it looked as if Ote’s empire was finally finished. “Even the mighty can fall,” they whispered.

But Ote had not lost everything. While he let go of many smaller animals, he managed to keep his biggest, strongest cows — the true foundation of his herd. They stood firm in his fields even when the dust storm cleared.

Seasons passed. The rains returned. Grass rose green and thick. The small farmers still struggled to buy even one goat as the village common purse was still extinguished. But Ote’s fat cows multiplied quickly. Within years, he had rebuilt his herd — larger and stronger than before. Once again, he walked proudly through the village, his herd rumbling behind him, while the other villagers remained with empty yards and empty stomachs.

GboyegaD:
Corruption cannot end in Nigeria and people will do anything to get to these positions to enable them earn so called life time salary. Pay people what they are worth during their working career.

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No mind them. Later they will say the Youths are involved in Yahoo. Yet you will say minimum wage is 70k without any benefits oooo. Subsidy is gone. Yet one man somewhere is collecting lifetime salary because he made getting passport smoother. Isn't he being paid for doin his job? Abi na me go come make passport process smoother for him? Are we collecting the passport for free?

In Nigeria, poverty is not just an economic condition — it is a sentence. The system consistently tells ordinary citizens to “tighten their belts” while those in power loosen theirs. Presidents and politicians make speeches about fiscal responsibility and subsidy removal, but the burden always falls on the poor majority.

The removal of fuel subsidies, for instance, has been defended as necessary for economic growth. In practice, it raises the cost of transportation, food, and basic goods overnight. Salaries remain stagnant, unemployment remains high, and inflation erodes whatever little income people have. Meanwhile, the political elite continue to insulate themselves with lifetime salaries, allowances, and pensions — benefits often many times higher than what the average worker could ever hope to earn.

To make matters worse, much of the money sustaining the government is borrowed from the IMF and World Bank, with repayment obligations that stretch into the future. Ordinary citizens are told that such loans are needed for “development,” but they rarely see the results. Instead, they watch as borrowed funds finance an elite lifestyle and recurring political waste.

This is why so many Nigerians, when they can, leave the country. For many, emigration is not simply about chasing opportunity — it is an act of survival, a refusal to remain trapped in a cycle where sacrifice is demanded only from the powerless.

He wants to use ADC and coalition as a spring board to his 2031 Presidential ambition.He doesn't give a shit about Nigeria. These people think we are so foolish in Nigeria.

He is probably just using you but you want more so demand for more. I'm sure you're enjoying the sex and kissing as well. If the relationship is not paying you, better leave quickly.

Congratulations oooo. Invest your money while you're there. Footballing career is short and we don't want to be hearing you're poor after your career.

PEDR0:
It's just like saying sex is legal in America, so we should be allowing our children watch movies containing sex scenes?
They're including gay contents in almost available movies out there without any restrictions or guidelines, including children movies. Tell me, how are we to differentiate between a gay and non gay movie if there is no warning?
You said we should only watch Nollywood movies because gays have their rights
What if I have underage children in America while I live here in Nigeria, how do you want me to control what they watch?

Any movie with sex scenes is Rated R. They won't even allow an underage in the cinema. Any movie with gay or lgbtq or any controversial issues will be rated PG. You're suppose to pre watch that movie or do your due research before allowing your children to see them. This is entirely your responsibility and not for the people making the movie. Besides Lgbtq is legal under federal law in America. Go and discriminate against an Lgbtq in America and see if they won't sue to court and you will go to jail. The law is the law. If you don't like the law in another country then stay your ass in Nigeria or watch only Bollywood movies. Afterall in Nigeria I think it's a crime right to promote Lgbtq content.

Tinubu's strategy was simple. Build APC into a viable alternative to PDP in the SW. Go National. Use the party platform for his "emilokan" agenda. Took him 16 years to achieve. PO on the other hand is party jumping up and down looking for ready made platform. What stops PO from building LP into a viable alternative in the SE so good that he can sell it to other regions in Nigeria and go national. No. He wants the immediate returns and the President post now. Mscheww!!!

Peter Obi is just an olodo politician. When Tinubu committed to APC, he didnt do his own like this. He went all in. Snatched it, Grabbed it, Steal it. But before that he waited more than a decade for the perfect opportunity. This Gbajue man is playing one leg in, one leg out with coalition. Let's see how far it takes him sha.


I know Nigeria is bad right now. But the coalition is looking like almagamation of strange bed fellows where no one wants to compromise for the other. Atiku wants it, Obi wants it, David Mark wants the ticket. Last last such union will scatter abi?

Shikena:
You are spot on. Adventurous Americans easily buy properties in other countries and many of them just sell off one of their properties in America or withdraw a chunk of their retirement fund. Some don't own homes for flexibility reasons but are very aggressive market investors.

I watch a channel on YouTube and average Americans buy up nice retirement houses in South Africa, Portugal, Spain, Brazil, Aruba, Panama, Mexico etc.

The problem with many Nigerians home and abroad remains basic financial planning. The best person to take care of you tomorrow is the "you" of today. That tiny $200 that you waste on impressing irrelevant people today is potentially $10,000 in a few decades with smart investment choices.

Exactly my point. I see my monthly mortgage as a guaranteed place to live without rent increment every year like typical lanlords do and also when I'm done paying I'm free to retire and move to almost anywhere in the world just by selling the property. A dollar denominated asset backed by one of the strongest most stable currencies in the world which I used a dollar doniminated loan to acquire that I would never have had access to. Can an average person in Nigeria sell his house and buy a good 21st century standard house in South Africa so they can move there? I understand that the people that give you the mortgage are also businessmen and the mortgage is not free hence they collect interests. If it didnt pay them, they wouldnt do it. And if it didnt pay me, I wouldn't go and borrow mortgage from them. Unfortunately, I don't come from wealth like the Otedolas and Dangotes and I need a place to live hence the mortgage.

Offpoint1:
Almost all the Hollywood movies now have gay scene, storyline or episode.

It's becoming extremely annoying

Then don't watch them. This is quite stup.i.d. There is nollywood there with hardly any lgbtq. Watch that. LGBTQ is legal in America and Hollywood is about American culture. If you dont want to see Lgbtq then stop drooling over the latest Avengers, Black Panther or any other Hollywood movies or entertainment. The movie that mumu Snoop Dogg is calling out is a Parental Guidance rated movie. This means you are required to guide your children regarding the content. Nobody is doing this for you in 2025.

ElSudani:
He is actually right about the percentage. But the average mortgage debt of about $250,000 is what he is not talking about.

Yes a mortgage is a debt. But you still need to pay rent to live somewhere. You either pay a mortgage or rent an apartment. A mortgage guarantees that you own an asset by the time you retire which is the house and the land it was built on. A rent guarantees you own nothing. ofcourse mortgage is higher than rent but my point is that if 65 percent of Americans own mortgages or homes by the time they retire the her guaranteed an asset that will be worth 300 to 500k usd. Now what they wish to do with that asset is left to them. But they will be considered very rich in most places in the world on the average by the time they retire.

ElSudani:
Let him continue to lie. All the rental apartments are occupied by ghosts.

https://www.rubyhome.com/blog/homeownership-stats/

In fact the statistics is now 65%. A whole 65 percent of Americans own homes valued in USD or are on the way to owning homes by retirement. Go figure. I don't just pull out statistics out of my a.s.s. The mortgage system encourages Americans to own home valued by 100 of thousand of dollars by the time they retire. This is a huge asset for any individual anywhere in the world.

This is what you get when you try to mix religion with logic. Baba accept your faith that is bringing you money and relevance. Afterall I heard you studied Architecture in U.K First Class but now you're a full fledged Nigerian Prosperity Preaching Pastor in a country that is as poor as fck andmost of the people are too docile to question what you've been saying all this years. You simply jetisoned what supposed to be a high paying career in Architecture in a high paying economy in UK for pulpit banditry which pays more in Nigeria. We have so many pastors following the same hustle and fewer competent electricians and welders. No one will pay you tithe for Pulpit banditry in U.K after running a full 12 hour shift in the cold as an electrician or welder.

To this day nobody has been able to sufficiently explain to me why Jesus from the middle East not Ijebu oh, or ibadan or anywhere I'm related to is my Saviour and what he exactly he is saving me from. Make I no to talk before una start to dey call me satan abeg.

miketayo:
When they say own a home in the states it means they paid the down payment and kicked off their mortgage.
When they say I own a home in Nigeria or most African countries, they paid in full cash.

You should be looking for the % of people that have cleared their mortgages those are debt free %, and most of them are old people.
Don't let me get started with Canada. You wont understand until you actually reside here.

I guess you don't get my point. How many Africans own homes worth even 50k dollars that they paid full cash for? The point is that western society encourages mortgage which means that on the average you would be able to own a house worth say 250k dollars in your lifetime by the time you retire. In Nigeria for example even if you lived as a middle income individual all your life, the home and assets you own in total may not even worth 50k usd. Now if I retire in America and no longer want to live there, I can simply sell my home by the time I retire and move back to the choicest of places in Nigeria. And live off my retirement money as the top 1% in Nigeria till I die. Of course many people never do that because now they are acclamitized to a higher standard of living in U.S or Canada. My point is that on the average you're simply well of in U.S or Canada after retirement by just being in the middle class and living a average life financially than someone who did the same in Nigeria just because you would own a home that cost 100 of thousands of dollars by the time you retire as long as you dnt imbibe a culutre of owning debt.

This article was written by ChatGPT. It's so easy to spot this nowadays. .

Yet someone will come and tell me that AI agents will replace humans soon when I can spot a chatgpt article in 3 seconds. Sorry but I can waste my time reading and commenting on a chatgpt article without human input.

miketayo:
I live in Canada and I can tell you most Americans in 2025 do not own their house. Most Americans are paying student loans, others have mortgages and huge credit card debts that runs into 100k+. Don't let me start with the homeless junkies and druggies.
And yeah Canada is worse.

This is not true. The data out there shows that 50% of Americans own a home. I was suprised even when I saw this. A whole 50 percent of Americans are living in a home they own or are paying mortgage towards full ownership. These are homes that worth 100 of thousand of dollars. Granted many may still be paying mortgages but by the time they retire, they will own the home in full that is worth say 300k to 500k dollars. This is a lot of money anywhere in the world. And not discounting the 401k retirement money they will get when they retire. On the average most Americans and even Canadians won't retire broke by world standards. America or Canada or Europe or Europe centric Asia are the countries where the statistics show that anyone living there has a high probability of retiring rich by world standards. As long as you don't imbibe the culture of "forward debt" that is also very Eurocentric. That is why America is also the country with the most debt.

onuman:
Why is Japan not on the list? Japanese people are about the richest in per capita income.

Japan is not on the list because it's probably number 16. Lol.

ednut1:
Wealth driven up by cost of real estate they own. In many cases like in the usa, uk and Canada the houses are just wood that have been overpriced 😂

The price is the price. Deal with it. If I sell my house in America in an average area, I will be able to afford choice house in Banana Island which is the choicest of the choicest in Nigeria.

miketayo:
I don't believe this list.. No way US is that high. I agree with the European countries but US no way

I live in America. Let me tell you. Americans are very rich. The average American owns their own home or is on the way to own their own home by the time they die. This are homes that cost hundreds of thousand of dollars. They also have retirement money and own U.S stocks which are very valuable. Same with Canada. This are countries that they is a high probability that you wont die poor. The middle eastern countries have high income inequality that makes them not favorable. Eurocentricism supports equality is what the list shows. In fact Americans will be richer if they were not so culturalized to embracing debt and buying 5 different types of lawn mowers and 3 TVs when you can watch only one at a time.

This least is very interesting. It's filled with North American countries like U.S and Canada. European Countries that are small and Eurocentric Asian Countries like Hong Kong, Taiwan and Singapore. Surprised there is no Japan since they are also quite Eurocentric. Maybe Japan will be like Number 13 or something. Of course no African countries. The Slavers took all our wealth.

Notable mentions U.S and Canada. They have managed to be on the list despite their huge populations. This are countries you have a high probability of success and you should be moving to!!!

I'd rather my Children bury me in a Cemetery so as to keep the value of the house you worked your life for and use it to do something meaninful for themselves. Afterall the dead are already dead and know nothing.

No Lagbaja. The list is definitely compiled by Gen Zs. There are couple of songs that have no business being on the list. For example: What is Eminado doing on the list. Kele Kele Love is even a bigger song. So is MY Darling. Peace unto by Asake is on the list. Can you imagine. What is Monalisa by LoJay doing on the list. I can go on and on. This list is mostly trash. Ofcourse they got some things right like African Queen being number one and including Olufunmi by Styl Plus on the list.

When people are setting records in technology and medicine and other useful endeavors, this is the kind of mumu records that Nigerians glorify. Something is wrong with the head I must say.