₦airaland Forum

mfonox:
Good day house. Pls is there a maximum amount I can request for at a time from AXA mansard?I want to withdraw N1.3m can I do it at once or I have to do it in 2 or more installments. Thank u

yemkaf:
Plz sir how reliable can you rate this FMAN sir?

Harjeehbaday:
HURRAY……....IT’S PEEEEPEEEEERRRRRRR!!!!!

I promised to give the full gist of our Cannyland journey and am back with the bang!
89 Days from AOR to PPR! No be my power ooo, Na JEHOVAH help me…

I thank God for this privilege and success. I also want to thank everyone here for the support received from when I came across this thread last year - PART 3. Here I am giving my testimony in Part 8….

Let’s get right to it!


TIMELINE
IELTS (4 Times) – British Council
May 2018 – LSRW – 9, 7.5, 6.5, 6.5
June 2018 : LSRW – 9, 7.5, 8.5, 7
Nov 2018 : LSRW – 8.5, 7.5, 7.5, 7 CRS – 430 (after remark CRS – 439)
Jan 2019 : LSRW – 8.5, 7.5, 8.5, 7.5 (CRS – 444)

Spouse IELTS (3 Times)
May 2018: LRWS – 6, 6, 6.5, 7.0
Sept 2018 : LRWS – 6.5, 6, 6.5, 7.0
Dec 2018: LRWS – 7, 7, 6.5, 8.0 (after remark)

ECA completed – 24th May 2018
Spouse ECA completed – Sept 21st 2018
Entered the pool: August 28th 2018
ITA: January 30, 2019 (Draw – 439)
Medicals: Feb 11th 2019
AOR: Feb 22, 2019
MEP: Apr 10, 2019
BIL: April 12, 2019
Biometrics completed: April 17, 2019
Application changed to IP2 on May 14, 2019
Raised CSE to know my VO: May 11, 2019
Response from CIC: May 16, 2019 - AVO
PPR : May 22, 2019
Family of 5
Visa Office: AVO
Passport Submission: May 23rd 2019


DECISION TO TRAVEL
I have always wanted to study abroad. I did a lot of research into Universities in US and UK after secondary school; I was receiving parcels of University prospectus almost every week but finally landed in a Nigerian University.
Fast forward to 2007, I got a good Job and went for study in the Uk for 6 months, I returned to Naija in June 2008 and the plans of relocating abroad vanished from my thoughts cos everything was going well. In fact I was always fighting and abusing those that wanted to relocate …little did I know that my turn was coming…….Lest I forget I eventually did an online Masters from Heriot-Watt in 2010 which later worked in my favour in my Canadian journey.
Fast forward again to 2013, when things started becoming worrisome in Nigeria; Boko Haram wahala, fuel scarcity, political instability etc…I decided it was time to have a Plan B for myself and my family. My 2nd and 3rd children (gals) were delivered in the United States in 2014 n 2016.That brought some hope that incase of any further wahala, I will japaa …..in short cut out FINNALY OUT of Niaja; but in all things I still had hope in Nigeria that things would improve.

Fast forward to 2017, I sat down one day and had a deep thought of myself and what the future holds for my family in Naija …. I was really worried; because everything seems hopeless!. While I was still thinking of the next step, my friend told me he was relocating his family to Canada; Yepaaaaa where have I been all this while?
When the guy counted the number of my colleagues that have japaa, my journey began………….

ECA
My ECA was a breeze as I evaluated my UK Masters with WES, that didn’t take much time. It was before the WAEC saga! My wife’s evaluation took long and finally come out in September 2018. The school sent her transcript twice to WES, the first transcript was opened before it got to WES…THANKS TO VILLAGE PEOPLE….

IELTS
IELTS – Humbler of men since 18th century…
My timeline says it all, I sat for IELTS four (4) times; no be say I no sabi English but I no know when happen! I wrote the CBT in Lagos in January on my fourth attempt to increase my CRS score from 439 to 444 since I missed the December draw of 439. I also missed the Jan 23rd draw od 443 because my 4th IELTS result did not come out early. My spouse wrote three (3) times.

ENTERING THE POOL
We finally entered the pool in August 2018 with CRS of 430 while awaiting wifey’s ECA outcome. By Sept 2018, wifey’s ECA was out and our CRS score moved to 439..


ITA
We had to wait for good 5 months before receiving ITA!
We narrowly missed the December ITA draw of 439; I still remember how I was excited when I saw the draws thinking I already had ITA but when I saw the Tie-breaking rule: February 6, 2018 at 19:31:37 UTC; my heart sunk. E pain me walahi…..but life must go on!
The next two draws in Jan was 449 and 443 and I was still hoping for ITA. I was at work that fateful Wednesday, January 30th 2019 when I saw 8 missed calls on my phone from wifey. I called back and she was screaming, there was a draw! I couldn’t believe it…I ran to my system and checked…Lo and behold, draw was 439 and tie-breaking rule; April 26 2018.
I pretended nothing was wrong with me, jejely enter the gents and screameddddddd! Na so I carry my bag dey go house. It was a day to remember, since then the CRS score has refused to come down oooooo…

Lest I forget, we got nomination for OINP on my daughter’s birthday on Jan 14th 2019 but we had to decline the application after we received ITA.


MEDICALS
WE travelled to Lagos and had our medicals at IOM Ikeja on Feb 11th; we got there before 7:00am and left around 11:00am. The doctor was nice and friendly with the kids and everything went smoothly. There was a slight error on the passport expiry date written in the e Medical Information Sheet, Luckily I spotted it and informed the records officer to correct it.

PCC
We left for Ikoyi immediately after the Medicals for our PCC and it was smooth. We paid 7k for myself and my spouse and spent less than 1 hour.

PASSPORT PHOTOS
Immediately we left Alagbon Ikoyi, we went to Studio 24 Awolowo road, Ikoyi for our passport photos. I got the soft copies for 1,500 per person.


REFERENCE LETTER

A colleague told me our company doesn’t give reference letter and I believed! Silly me!!!
I spent almost one week looking for alternative means of getting reference letter until I met another colleague that told me to call our HR….Imagine..
I called and got my letter in 2 days….
Always ask questions when you are in doubt!

PROOF OF FUND

We used 100% money mutual funds from stanbic gift with a letter from Stanbic stating we could withdraw the funds at any time etc….. I also attached my statement of account with some money in the account as evidence of POF for family of 5.


AOR
I spent the whole night of Thursday, Feb 21st 2019 to review our documentations and save them accordingly. I eventually filled the form and submitted our application on Friday, Feb 22nd 2019.

MEP & BIL
I joined the Feb AOR, Jan AOR and other Indian whatsapp groups just to get updates on the EE applications. Those Indian people can worry…sharperly I deleted their groups to avoid heart attack…

April 10th, I got an update in my profile and it was Medical Passed. 2 days later, we got our BIL. We travelled again to Lagos for our biometrics (only wifey and I) this time……Lagos & Abuja people no understand wetin people like us dey go through…


VO
Wifey was always disturbing me about our VO, after several pressure…I raised CSE to request for our VO…Lo and Behold the response came after 5 days….ACCRA!

My people I couldn’t sleep well again ooo….Accra of all places, was thinking OTTAWA!!
I requested to join the Accra group on whatsapp and was seeing testimonies of people that received PPR. I joined my faith and prayed for the best.

GHOST UPDATES
I received about 2 ghost updates after the biometrics, IP1 in April and IP2 in May 14th
2019. I tried to only check my profile at night and in the morning…..but some days I had to check several times sha! E no easy eeee…..in P Square’s voice.

PPR
May 22nd 2019, I was at work and at about 9:29am; I was tempted to check the Accra whatsapp group…I saw someone received PPR already and same AOR date with me. Quickly I checked my email and saw the donotreply email from CIC, to check my account. I saw request letter, and assumed it was an ADR. I opened the mail and to check what the request was ………. it was PPR.

I was speechless! I cant describe the feeling sincerely. I could not continue with the work…..took few minutes break… PPR in 89 days, It can only be God!


Post PPR

I was asked to submit the Schedule A form for myself and wifey….Same day we got PPR, I left for Lag to drop the passports at VFS Lekki Next day. Got to VFS Thursday morning, submitted passports and left around 9:11am.

I sincerely want to thank everyone in this thread… @newmum0615, Ramj, Joo2018, ifeoma77 etc I cant start counting ….. To the Jan AOR, Feb AOR and Accra VO WhatsApp groups, you people are too much. We pray we will all succeed on our Journey to Cannyland.

Madam Ladymarshall.........Score me welll ooooooooo


Meanwhile am praying my passport is released before end of 3 weeks as I have an official travel for 3rd week JUNE!

ACCRA, PLS HEAR MY CRY OOOO!!! .

yemkaf:
As per interest paid for 30th of may according to my calculations they paid 12.28%, but they have been performing well so far I think I am still having something like 12.95% on average so far.

yemkaf:
As per your question I don't know about Stanbic but [b]I have account with United Capital which has been paying me averagely 13% since about 2 months ago [/b]and I usually top-up my portfolio anytime I feel like using there #Investnow App and the experience has been awesome. It is stress free as the app allowed you to pay using your Debit card and the cash will be deducted from your account instantly while it reflects in your portfolio within 24hrs.

Godrocks:
does stanbic mmf pays?

Lujedifice:
Am a novice,i just collected my international passport,how do I get started?help a sister please.

Asleykene:
Just credited it........buh no interest was added, almost a week

squad1:
I am just wondering... *CAN SOMEONE WITH 2 WIVES APPLY* hehehe

reservd:
Exactly, was told dey pay weekends but d app I just installed says otherwise wen I logged in today to check

reservd:
Profit is paid daily, no profit on weekends

brane:
noted.

could you share the page link?

i couldn't find it on their website.

ttmacoy:
You can sit in those seats if they are available but be ready to give them up if a pregnant woman, elderly etc come on the bus.

Sitting and getting up if someone who needs it comes up does not lead to embarrassment.

The sign clearly says you must give it up if one of such people come on it doesn’t say do not sit on it even if no disabled or elderly is on the bus.

brane:
on fman website its 14.04% as at yesterday 16.05.19

I think the 12% is more of a guaranteed return anyday.

that is as bad it could be more or less.

yungestmoney:
Can I open a mutual fund account with FBN by walking into any first Bank branch?

Asleykene:
Good morning all.......trust you all had a good night rest

Please can someone enlighten me on mutual funds.......how is it runned, also about the charges related to it and rates
Thanks

reservd:
Guy thx for this app stuff, I hv been dullin all these years. The top up aspect, only wrks for firstbank account owners? I dnt want try something and cry later

Sodiyaho:
Thanks for your response.
IRCC
Dear Sodiya Hassan O, CIC222/A06458710/NIG/A. Notofication of Immigration, Refugees and Citizenship Canada Application/Petition Acceptance. Your application for CIC is accepted and under processing. This application will be treated in accordance with the immigration and refugee protection act while the decision of your eligibility will be determined and communicated shortly. Canada Visa Office.

IRCC-IP2
This is to notify you that your application is under IP2 stage, which indicate that "Immigration, Refugees and Citizenship Canada (IRCC)" is processing your background check based on the information from your profile. We will send you a message if we need morei formation. Canada Visa Office.

Sodiyaho:
NO.
Please i need enough info so that i will be able to confirm if it's a scam or not.
Thanks

pauloverdi:
Hi. I live in bc. Please ask your questions here and I will respond as best as I can.

Pr0cter:
But I've been debited in my mutual fund account which means no accrued interest for the weekend for the debited amount.

reservd:
Do they pay interest on weekends?

wisemanj:
Good day everyone if one put 200k into mutual fund with 12% how much will be his profit please help me i dont really understand how it work

senit:
yes it for 2days, and still at the rate of 12%.

senit:
i also got my calculations towards what you have work down but to my surprise this is what am getting

yungestmoney:
Hello guys, between FBN & Stanbic, which would u recommend as best considering
1. customer care service: Depends on the service, FBN is okay if you have direct access to an account officer. Otherwise Stanbic
2. Interest rate: FBN, the margin has closed but FBN has been consistently higher
3. Deposits & redemption: Stanbic
4. Reinvestment: Stanbic
Ur opinions will be highly appreciated.

Temmynitemmy:
;DSo I did mine this morning with a panel of 3 professors....
1. My O level result was graded.
2. For your publications to be accepted they must have been published in a particular journal site (they actually mentioned the site but can't remember because one of the panel members said they can't grade my publications)
3. The big one...your SOP will be accepted and graded ONLY IF they think it is relevant.... I had a few battles on this beginning with the topic.

They didn't print any of the documents we uploaded so you have to take your SOPs along (at least 3 copies)

I took along 4 awards and all were accepted. I told them about the cash awards to make the 5th but couldn't present any evidence.

I was asked where I work and after my response I was asked why I wouldn't be able to sponsor myself since scholarships are meant for the less privileged.... (that caught me unawares but I said something)

We were 8 engineering candidates for PhD and all 8 were present.... Other disciplines also had an average of about 8 too....but different panels.

kendsage:
Yea. Everyone's experience with FBNquest is different so it wont be appropriate to say someone else's experience is a lie.Please let us respect each other as we are all here to learn and improve. I use FBNquest and each time I fund my account via bank transfer, I takes not less than 2 days before the money reflects and value commences same day the money reflects. Besides, I send mail with evidence of transfer to their customer service and account officer immediately after the transfer is made, still the money wont reflect until after a day or two. I think FBN needs to improve on that. I have not done redemption with FBNquest but the 1st quarter dividend took 4 days before it hit my current account. Generally, I am okay with FBNquest given the high interest rate which is very critical for me.

reservd:
Brother, I told u I have been wit them for 4yrs Now and I dnt know what u mean by how much I'm been paid. I have laid down my own experiences with them. I pay by bank deposits and scan d slip via email to their customer care. If d payment was made in the morning, ur allocation wil surely b done same day

reservd:
That is so untrue, y spread false stories, I'v been wit fbnquest since 2015, my subscription gets into my acct same day as long as I make d deposit bfr 12noon, my redemption have always come on d 3rd day after requesting counting frm d day I requested, I dnt hv any ish wit dt as it has been stated it takes 3 to 5 working days to credit ur account. I request fr acct stmt via email to their customer care and I get it within the hour, this has been my experience fr over 4yrs Now, I dnt Knw whr u got ur own experience frm

tadetobi:
I want to go to Canada but no money

etrouble:
is drunk again.

senit:
I just invested to stanbic mutual fund
with N450K
am still anxious of what the profit will be