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Ladies, Ask That Abroad Bobo These Before You Marry Him. - Romance (5) - Nairaland

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Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by MsNas(f): 1:25am On Apr 12, 2017
CFCman:

Lol
If an immigrant wants to buy a house in San Francisco/Silicon Valley, the immigrant must have saved up to $800,000... but we all know it's only Dangote or Davido who have thank kibd of money saved up from years of hard work
Those places are even worse. Small matchbox houses that goes for $600K upwards! Kilode?! Abeg I prefer my SoCal. But even at that, its not like its cheap. But the houses are at least bigger
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by nelajayi(m): 1:32am On Apr 12, 2017
Na like that credit card coy mumu reach? As you don finish d limit dem give you;na to dey service your debt and dem go dey top am for you based on logistics! grin grin grin
kimbra:
You said the gospel truth op. Those people live on credit card. Always working to pay off outstanding loans.

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by YbMoney: 1:45am On Apr 12, 2017
Nice one dear...
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by cjbaba2011: 1:48am On Apr 12, 2017
Is this same in developed countries. I have live in Canada for 2 years now. Is virtually impossible to buy house without borrowing money for your bank. We buy slot of this using credit card because interest rate is very low and banks are willing to give you credit. There is nothing bad in buying your car or house in credit is just that you will know how to manage your credit and pay your mortgage/payment on time.

Considering jobs is a bit but to get licencing for your profession here. Like if you are engineer like me from Nigeria you have to take some exams before you are academically qualified to practice here. So for some people it that them 2 or more years to do so. So they will be working survival jobs. I work security jobs and home support worker here before a start my professional exams to enable me to work as engineering here. The true is that most of this jobs are easy and you can make between $1000 to $2000 every 2 weeks doing two survival jobs. Most people I know from Nigeria that are here do not practice what they read from university.
So doing odd jobs do not need that you can't get married and feed your family.

4 Likes

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Bollinger(m): 1:48am On Apr 12, 2017
SmartMugu:

That's a complete lie. Only idiots in America think that way.

Even the current president of the US - Donald Trump filed for bankruptcy 4 times. His explanation- " I'm smarter than most people".
Yet Africans fill a huge portion of the spot he meant - the gullible ones! They know themselves, they can only brag of one thing alone - a US passport. Afterwards, everyone else in Nigeria is expected to listen to them whenever they talk - that how most of them think in their shallow minds.

There go a Nigerian lecturing people here on how the credit system in the US works when it's apparent he hasn't gotten the full picture yet.

But he is right na. There is no way you can have very very good credit without owing. I think you have the term "owing" confused. You owe not because you cannot afford whatever it is but because you want to build and maintain your credit score.
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lucasbalo(m): 1:49am On Apr 12, 2017
Omoluabi16:
Most girls these days don't care.. they fall at the sight of a dollar bill.
Gbam. Especially now that the economy is doing a number on most Nigerians.
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Bollinger(m): 1:54am On Apr 12, 2017
kimbra:
You said the gospel truth op. Those people live on credit card. Always working to pay off outstanding loans.


Lexusgs430:


The idea of credit card is probably part of the biggest fraud ever to exist.
Banks just magic e-money on a credit card and you pay them back real money... ... . ...

If your society's system was better off, people in Nigeria would not want to move there. Fix your shiit before criticizing others.
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 1:54am On Apr 12, 2017
nelajayi:
Na like that credit card coy mumu reach? As you don finish d limit dem give you;na to dey service your debt and dem go dey top am for you based on logistics! grin grin grin

The idea of credit card is probably part of the biggest fraud ever to exist.
Banks just magic e-money on a credit card and you pay them back real money... ... . ...

4 Likes

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Thisnut(m): 1:56am On Apr 12, 2017
lanchy:
Lie number 1 "WHAT'S YOUR DEBT PROFILE? Generally in America, if you don't have some debts especially credit cards, you don't qualify for certain things but that doesn't mean one should live on credit."

You need good credit rating based on servicing your bills and your savings NOT how much debt you have, in order to qualify for guess what....bigger credit! Why lend more money to a debtor as your have explained above, it makes more sense to target those that pay on time and have savings.

Suddenly every villager knows more about obodo oyinbo! better than those living there!
you dey mind the op?

He thinks it's naija where you build your house in bit and complete at your convenience. How middle class person want take save up buy house of $120k upward without taking loan?

The worst thing that can happen to a person living in America is having no credit history or having a bad credit. The better your credit the lower your interest rate. You hardly see someone in America buying with a debit card, even if it just buying a peanut or water they all use credit card just to build their credit history.

Nothing wrong having an apartment mate, even if you can afford living alone, but as a single person without kids, it will save you like $600 or more monthly sharing an apartment with someone.

For the job part, what if he has a good job now and later loses the job alone the way, since all the caterial is based on what he has and can afford and not the connection among them, the woman will LovePeddler around for someone who can pay higher.

Base on logistic, no point lying to any woman, it's not worth it at all. That woman who has the op's mind set will always spread her leg to anything that has Benjamin Franklin attached to it.


All these African analyst they fear person, them go dey talk watin them not know.

3 Likes

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lucasbalo(m): 1:56am On Apr 12, 2017
CFCman:

It must be fewer people who have such an amount in their savings account.
I know that 75% of Americans cannot pony up $500 for an emergency; but we invest in 401k and other retirement plans.
CFCman, where did you get that information from that 75% of Americans can't pony up $500 in case of emergency ?.
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 1:57am On Apr 12, 2017
MsNas:

Those places are even worse. Small matchbox houses that goes for $600K upwards! Kilode?! Abeg I prefer my SoCal. But even at that, its not like its cheap. But the houses are at least bigger
My dear, the mortgage I pay for a standard home in this same SoCal, my newly transfered colleague pays for a mansion in Texas. City of Carson jagaja walahi. sad

I wish I have time to take a front view pic of a rat house somebody bought for nearly $800k in my neighborhood last week. grin
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Churchillumoren: 1:57am On Apr 12, 2017
Why are we so ignorant. This thread is polluted with fringe minds. So tell me , what questions do u ask you losers at home. You don't even know what such credit facilities do to citizens. You don't have such in ur zoo. Here a young man who gets a job can work hard , get a mortgage. In Nigeria u can't even rent, they want 2 years, here u pay three months max to move in. How many of u have jobs but are running after women.

2 Likes

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Bollinger(m): 1:59am On Apr 12, 2017
Churchillumoren:
Why are we so ignorant. This thread is polluted with fringe minds. So tell me , what questions do u ask you losers at home. You don't even know what such credit facilities do to citizens. You don't have such in ur zoo. Here a young man who gets a job can work hard , get a mortgage. In Nigeria u can't even rent, they want 2 years, here u pay three months max to move in. How many of u have jobs but are running after women.

You de mind those frustrated, hungry people.
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by chukagates(m): 2:00am On Apr 12, 2017
the way you guys are saying and asking question is the woman getting married to his money or him..imagine a woman asking me how much av got in my acount..like seriously?? when its possible she herself do not have up to 200$ to her name....ask me this type of question and i will be assured your out to mine GOLD..GOLDIGGER grin grin

1 Like 1 Share

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 2:01am On Apr 12, 2017
Alphyno:
All these abroad guys be living a fake life, like our Naija Celebrities....


Na so one abroad guy lied to my X that he's living large over there, and that he came back to Naija to build a multi-Billion naira Estate. Not knowing that the guy was been deported. And now he ends up working in one Bet9ja branch in my area, as a common cleaner seff...

Ladies Beware, Fake Guys Now EveryWhere
....

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 2:01am On Apr 12, 2017
Op dont waste your time. If you tell them from now till eternity dem no go hear word. Even that im trying to leave my life jeje without any serious gbege as a student and living cheap. I already owe debt one way or the other. Or why you think say people dey here 6 years no fit come naija. In America you can 'own' anything once you have an income. Own literarily because you own it on credit. Everything is about credit rating. Enuff pple here except those doing correct jobs na struggle dem dey. From pay check to pay check. Zero savings. How would you even have savings when you're already living on credit and everything is just so expensive.

1 Like

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Mcowubaba: 2:13am On Apr 12, 2017
Credit card is a must have.
That don't mean we are debtors.

Anyway, people arguing don't really understand the system. Crazy

1 Like

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by selfmadeboss: 2:16am On Apr 12, 2017
You are talking shitt. Any idiot that ask me stupid questions like some you mentioned here, i just know she is Gold digging olosho. Maybe we should also start asking them of their surname. Cos nowadays if the woman papa no be otedola or adenuga, that one na wife?
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by ikp120(m): 2:17am On Apr 12, 2017
SirJeffry:
My dear, the mortgage I pay for a standard home in this same SoCal, my newly transfered colleague pays for a mansion in Texas. City of Carson jagaja walahi. sad

I wish I have time to take a front view pic of a rat house somebody bought for nearly $800k in my neighborhood last week. grin

$800k? Almost $1m?
Tell the person wey buy the rat house that I talk say he be certified mofo angry angry angry
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Thisnut(m): 2:37am On Apr 12, 2017
SirJeffry:
My dear, the mortgage I pay for a standard home in this same SoCal, my newly transfered colleague pays for a mansion in Texas. City of Carson jagaja walahi. sad

I wish I have time to take a front view pic of a rat house somebody bought for nearly $800k in my neighborhood last week. grin

bro with due respect,
someone living in America will not be so ignorant to write this trash. You must be one of those African analyst who sit back home and know all what's happening all over the world.

Btw, 800k will give you a manson any where in fucking southern cali.

2 Likes

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by MsNas(f): 2:43am On Apr 12, 2017
SirJeffry:
My dear, the mortgage I pay for a standard home in this same SoCal, my newly transfered colleague pays for a mansion in Texas. City of Carson jagaja walahi. sad

I wish I have time to take a front view pic of a rat house somebody bought for nearly $800k in my neighborhood last week. grin

True! We were in Houston December of last year, if you see big mansions that sell for $200+ you will marvel. lol. I just can't move, I would have moved.
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by tealaw(m): 2:43am On Apr 12, 2017
Ladies always looking for bed of roses.

1 Like 1 Share

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by MsNas(f): 2:44am On Apr 12, 2017
Thisnut:
bro with due respect,
someone living in America will not be so ignorant to write this trash. You must be one of those African analyst who sit back home and know all what's happening all over the world.

Btw, 800k will give you a manson any where in fucking southern cali.

Lmao. Where?
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by salford: 2:55am On Apr 12, 2017
Lexusgs430:


The idea of credit card is probably part of the biggest fraud ever to exist.
Banks just magic e-money on a credit card and you pay them back real money... ... . ...
Credit card lending is one of the most profitable branch of banking. It's a very wicked concept. You keep paying interest on the balance, and the balance stays almost the same. I worked in a UK bank years ago and the bonus attached to credit cards were huge. I used sold credit cards like crazy grin
Oh mr John smith..i see you don't have one of our awesome Gold credit card that runs along with your gold current account, you get this and that cash back e.t.c Gbam it's in their post in a week grin

Credit card is a must in North America though, and it's quite easy to get one if you don't have a fcked up credit history.

2 Likes

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by mufutau55(m): 2:58am On Apr 12, 2017
InvertedHammer:

You got that right.

If a girl asks those questions, she will be talked of in derogatory terms.

Why would a girl ask a guy how much he has in his account?
Is that flashy car owned or financed? I challenge the OP to go down to a dealership and throw down $50k cash for a car. The system is not built like that. Dealerships prefer financing because banks must chop too. $50k becomes $60k with interest and add-ons. They have no incentive for cash deals except "mom and pop" used car dealers that love to fly below the radar for tax purposes.

Heh! @InvertedHammer.
Where do you want to go? Yankee or Abroad? London or England? One day we must to reach that land o. smiley smiley smiley smiley smiley
I laugh plenty... this OP sef.

Hajji M.
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 2:58am On Apr 12, 2017
Lucasbalo:
CFCman, where did you get that information from that 75% of Americans can't pony up $500 in case of emergency ?.
I got the exact % wrong, but a majority of Americans can't afford a $500-$1000 emergency payment.
https://www.google.com/amp/s/amp.cnn.com/money/2017/01/12/pf/americans-lack-of-savings/index.html
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:04am On Apr 12, 2017
salford:

Credit card lending is one of the most profitable branch of banking. It's a very wicked concept. You keep paying interest on the balance, and the balance stays almost the same. I worked in a UK bank years ago and the bonus attached to credit cards were huge. I used sold credit cards like crazy grin
Oh mr John smith..i see you don't have one of our awesome Gold credit card that runs along with your gold current account, you get this and that cash back e.t.c Gbam it's in their post in a week grin

It's the banks way of easily converting e-money to real raw hard earned cash payments at the detriment of the lender.
A £3000 balance can easily become converted into a £30,000 payment over the length of payment.
A very wicked concept..... ..

1 Like

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Mayflowa(m): 3:04am On Apr 12, 2017
chukzyfcbb:
most of these fellas abroad live on debt aka mortgage.
infact I remember a survey that says just about 25% of the American citizenry had savings of at least $100,000

Really? That is huge. That is like @ least 40million naira savings in Nigeria owned by 50 millions people in a country of 200 millions. What can be better?

Remember $7000 can buy a good car in US. In fact $100,000 has more value than equivalent N40m in Nigeria


Update: I just fact checked on google. Your figure isn't correct. Usatoday.com says 7 out of every 10 Americans have less than $1000 as savings. That is 70% percent already

3 Likes

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:06am On Apr 12, 2017
mufutau55:


Heh! @InvertedHammer.
Where do you want to go? Yankee or Abroad? London or England? One day we must to reach that land o. smiley smiley smiley smiley smiley
I laugh plenty... this OP sef.

Hajji M.

When you reach, the only thing you should accept on credit, should be your mortgage.......
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Nobody: 3:09am On Apr 12, 2017
MsNas:

Lmao. Where?
In some areas of San Diego
I'm assuming the poster's definition of a mansion is a house that contains at least 6-7 rooms.
Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by Lexusgs430: 3:10am On Apr 12, 2017
Mcowubaba:
Credit card is a must have.
That don't mean we are debtors.

Anyway, people arguing don't really understand the system. Crazy

I disagree. A credit card is not a must have. Some people love them, while others hate them.
I am on the latter camp.....

2 Likes

Re: Ladies, Ask That Abroad Bobo These Before You Marry Him. by mufutau55(m): 3:10am On Apr 12, 2017
Lexusgs430:

When you reach, the only thing you should accept on credit, should be your mortgage.......

OK Sir. Thank you. I go keep that for mind. Very helpful.

Hajji M.

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