Haymus007:
A friend of mine borrowed some money from me and since then he has refused to return back my money. I still don't know why people can be so desperate when in need of some amount of money for something urgent/important but fail to return it ASAP.

Haymus007:
A friend of mine borrowed some money from me and since then he has refused to return back my money. I still don't know why people can be so desperate when in need of some amount of money for something urgent/important but fail to return it ASAP.

April396949:
There are several reasons why people who borrow money find it difficult to return it in due time:

1. Financial constraints: Borrowers may be facing financial difficulties, such as low income or high expenses, which make it challenging for them to meet their repayment obligations. They may have limited cash flow or unexpected expenses that hinder their ability to repay the borrowed amount.

2. Lack of budgeting and financial planning: Some borrowers fail to create a proper budget or financial plan, leading to poor money management. Without a clear understanding of their income and expenses, they may struggle to allocate funds for loan repayment, resulting in delays or missed payments.

3. Prioritizing other expenses: Borrowers may have competing financial priorities, such as regular living expenses, essential bills, or immediate needs. In such cases, they may prioritize these higher on their list, making it difficult to allocate sufficient funds towards repaying the borrowed amount.

4. Overborrowing: Some individuals may borrow more than they can afford to repay, taking on loans beyond their repayment capacity. This can lead to a cycle of debt, where they struggle to repay one loan while taking on additional debt to cover their expenses, exacerbating the repayment challenge.

5. Lack of financial discipline: Some borrowers may lack financial discipline and be prone to impulse spending or living beyond their means. They may struggle to adhere to repayment schedules and make impulsive purchases instead of meeting their loan obligations.

6. Unforeseen circumstances: Unexpected life events, such as job loss, medical emergencies, or other unforeseen circumstances, can significantly impact a borrower's ability to repay their loan on time. These unforeseen events can disrupt their financial stability and make it difficult to meet repayment deadlines.

It is essential for borrowers to be mindful of their financial situation, create realistic repayment plans, and prioritize loan repayment appropriately to avoid these challenges.

Dshocker:
All these you listed are excuse, pay me my fvcking money.
Especially at an agreed time frame to payback, you dey, dey list circumstances wey no go allow you fit pay, oga nothing concern me.

LARRYOBRAIN:
They don't want to pay back at inception of borrowing.

Skyview01:
One my in-law, i lent him around N140,000 about 15 years ago and he was able to return half of the amount with balance still outstanding. He thought i had forgotten. He used my sister to call me recently and ask to borrow N1,000,000 for his business.

I just shake my head.

I don't lend money to people anymore.

Kobojunkie:
Your cousin outwitted you and you think laughing and calling him owe gbese givy back.

Waffarianman:
He built Lagos, he built Lagos, when time reach to build Nigeria cement finished. Nawa 4 our leaders

Emary:
It's just that some people are evil. My colleague, who I helped get a consultancy with a leading NGO I worked with at the time, wa having challenges so I loaned him N100k in 2015. Since then, stories. Even when he was aware I was having challenges of my own, he refused to pay me. He even completed a house within the period. Yesterday was his birthday and people were wishing him well and praying for him but I'm so sorry, I cannot. He's become a really terrible person in my eyes.

Kobicove:


Imagine the effrontery

saphiere:
Because this is Nigeria. A lawless country ruled by the gender that betrayed our Lord Jesus

Haymus007:
A friend of mine borrowed some money from me and since then he has refused to return back my money. I still don't know why people can be so desperate when in need of some amount of money for something urgent/important but fail to return it ASAP.

Haymus007:
A friend of mine borrowed some money from me and since then he has refused to return back my money. I still don't know why people can be so desperate when in need of some amount of money for something urgent/important but fail to return it ASAP.

Haymus007:
A friend of mine borrowed some money from me and since then he has refused to return back my money. I still don't know why people can be so desperate when in need of some amount of money for something urgent/important but fail to return it ASAP.

Taylor90:
Mouth wey them use price TOTO when you’re on a heat period no be the same mouth them dey take bring money fast after ejaculation

That’s human for you but if the money is little you can forget about it because automatically that money has closed several other future borrowing he would have made in future

Taylor90:

That’s human for you but if the money is little you can forget about it because automatically that money has closed several other future borrowing he would have made in future