₦airaland Forum

Honestly I can relate with OP.

Growing up I was extremely self conscious about my appearance (being painfully thin) and unfortunately was the butt of some pretty hurtful jokes/comments from colleagues.

Now many years later I have learnt to overlook such comments (it isn't always easy) and there has been progress

Ivan18888888888:
Hello everyone ,
Can someone please help me clarify if payments for Treasury bills interest for secondary market are paid upfront, just like in the primary market?

You need to from the firm you are using. Some like Blunest (Stanbic) do not pay upfront.

Wow. So the governor wrote waec same year as me

agentNija:
Even a Monday that can't spell Tuesday is threatening Obi too! Just because Nigeria rewards criminals and thugs.

Na my state governor you finish like this? 🫣

Chai 😭😭

As usual. They must find a way. 🤦

Not that it surprises. . .I mean, if folks can actually steal and divert funds meant for IDPs (such unbelievable callousness) why should this suprise us?

Sigh

😔

Hmm. From offer of N55 it has almost doubled. GT try oo. 💲💲

Didn't know they sell phones at Ladipo. It's mainly car spare parts I know of.

BERNIMOORE:
She does not Merit it in the first place (that was a very costly mistake by Akpabio, you dont give a flashy tochlight to a kid, he will be flashing everyone's face at night), as a Newcomer, she was spoilt with a commitee chair due to the Husbands closeness to Senate president....she cant eat her cake and have it back

I don't know why, but this (bold) really cracked me up 🤣🤣 lol

anonimi:
You are very correct sir.

January 24, 2025

https://dailypost.ng/2025/01/24/tinubu-appoints-ganduje-as-faan-board-chairman/

Lol l, Confusion. Even the same Daily post is reporting it as a recent appointment:

https://dailypost.ng/2025/07/09/ganduje-gets-new-appointment-after-resigning-as-apc-national-chairman/

🤨

IgOga:
In January 2025 . why is this news in July 2025? Na wa o

See all the comments of Nigerian youths.....this is how they decieve you all

https://dailypost.ng/2025/01/24/tinubu-appoints-ganduje-as-faan-board-chairman/

https://www.bbc.com/pidgin/articles/ckg03mzr3gno

https://dailytrust.com/just-in-tinubu-offers-fresh-appointment-to-ganduje/

All these newspapers including BBC reported this appointment news on 24 January 2025.

I think he was only named then, but did not formally assume duty.

emmasoft:
MONEY MARKET FUND- Multiply money with rest of mind

Get this very clear, MMF is a low-risk investment; it's not an investment one needs to do and worry about. If you are talking of riskier investments like stocks, that is understandable.


Some of us here have seen when MMF was less than 6% and TBills less than 5%. We have also seen when it was 28% or more.

In all, let's try not to expect more than what the law permits for MMF.

Enjoy your investment in MMF without stress; it's worth it.

For more on mutual funds and stocks, get in touch.

Excellent post Oga Emma.. Wish this could be stickied.

@bolded, true! In fact I believe it's just few years ago that I/Ones VGIF at abt 4.5% was among the best at that time. But here we are at average of about 20%, for more than 2 yrs running.

For most of us in TBs/MMFs, CAPITAL PRESERVATION is foremost.

Care4:
Afrinvest 2.0 pays upfront.

Noted thanks.

goodandkind:
According to the calendar for the third quarter of 2025, an auction will likely take place today.

Great! Thanks for this. Is this from CBN site? I search for it tire but couldn't find it.

emmasoft:
For now upfront is not available with the app. Most of these apps always pay interest on maturity. At least I know three that do so.

Oh I see, Thanks Oga Emma. It's my first time using them.

Odunharry:
Reach out to stanbic ibtc via mail or phone for other method

Yeah, confirmed that with the app, its payment at maturity.

Abeg users of Stanbic bluenest, I tried to purchase TB through them, but noted it only provides the interest at maturity.

Pls is there no way to select upfront payment? That to me is actually the attraction of TB

Femy4:
In fact I'm experiencing issues with Gtfund Managers now. I have sent mail to them for redemption of my funds but no response and the redemption menu in their Site is not going. I called customer service severally, answering machine kept on talking all customer care .... are busy and my call credit was just burning

Hian. The way my belle turn as I see this . . Though I later noted the quoted post was made over 2yrs ago.

I'm aware GT had many issues in the beginning, but I thought it has been sorted out by now, since at least their site is functioning.

Hope it is sorted out soonest, and you get your funds

Lol. The slapping irony. . Federal character, yet he's appointing his people.

Ok oo

freeman67:
I have not done anything investment via BlueNest since it's been launched but I believe you should be able to invest in Treasury Bill from there if you have sufficient funds in your BlueNest wallet and the TB is available. I have not tried to find wallet from another bank before. I am not sure of it's possibility because it's not list amongst the existing bank accounts you can pay to for now. The only thing I see is Stanbic IBTC @ease Wallet which different from BlueNest.

Also, the bank account added to my BlueNest account is my Stanbic IBTC account.

You can fund the wallet from any bank. Apparently a special Stanbic account was automatically opened for this purpose (because I've never opened one myself). I was able to fund the wallet through direct transfer from my GT account.

PharoahIII:
Does it have to be a regular account or can you do it through stanbic BlueNest

Well I guess you can, but I'm sure not they have started using that function.

I have been checking it for weeks now and yet to see any offer listed

teejay5:
Pls house when is the next treasurybill investment.

Should be this week, since the last one was held in the week of 18th June

LagosOrigin:
10 million naira then is like 5 billion naira today

I think it's far more than that. Chatgpt says it's over 100billion, adjusting for inflation.

Also considering that a brand new Peugeot 504 was about N5000 then, which means that money could purchase a about 200 of such.

Just a final note on ARM, I've noted the quarterly payout is usually higher than the figure displayed on the website.

Again, not endorsement of any sort. Investors pls do your diligence.

Oladele2393:
I want ask. When the new tax regime come into fruition. Are we going to be taxed on investment in mutual funds?

Hmm. Economists in the house.

0ubenji:
all these your accolades no concern me. The smokescreen on the MMF rates is a proven fact. I dunno about TBills and the rest. So. It's fine to rate other stuff they offer as the best but that MMF is a no-go for someone who needs value for their money.

Lol. Bros dey vex oo.

Just for the records I don't work for them, just personal experience.

0ubenji:
I've not even put anything and they asked for employment letter. They said its the standard.
When did you open your account and what was asked from with respect to employment and/or source of funds?

That's strange. I know some some companies do ask for employer details when the sum exceeds a certain amount. Its however unusual that such would be required at account opening.

nickae:
Why una dey demarket ARM na
For me it's been days now, they have refuse to upgrade my account after filling both offline and online forms, with this revelation, na to leave them abeg.
Anyone using GT Fund manager? How is their service.
In another news; https://www.vanguardngr.com/2025/06/investors-appetite-jerks-up-mutual-funds-by-93-to-n5-6trn/

Na wa o. Serious demarketing! No be small thing 😮😁

I'm surprised with all these comments about ARM. I've used them for some years now and they've been very okay. The app is excellent especially for TB purchases. In fact their CS is such that they call at intervals asking how your experience is, and if you have any challenge. Surprising they are treating a potential customer like you this way.

Btw I have some other MF accounts: Stanbic, UCap, GT and I/one, with each having their pros and cons, but in terms of overall experience would easily rate ARM the best.

Well as for the GT which you asked, they are actually ok - the issue I have is that their website is still in its formative stage. It was only recently that you could top up via the site. Customer service is ok.

destinychildolu:
He was ready to declare state of emergency in Benue.

Lol. Allegedly with the backing of the Akume camp so that just like in Rivers, he could get Tinubu to install his stooge as administrator.

Sccarrr:
I think the Kenyans gave it kasongo..they use it for someone that is stubborn and foolish

Oh I see

Sccarrr:
Kasongo was not fast enough for Nigerian soldiers bullet... rip

I don't understand, why is it called Kasongo, is it the language name or something??

wizelink:
This is an old news. I read this news during Buhari tenure.

Lol. It's last year oo. Not Buharis tenure.

LagosOrigin:
This is an old news

Happened about 3 years ago

Bloggers and recycling of old news to get like and traffic

Was actually last year, around June-July. A number of papers carried the story

zero8zero:
They couldn't even go home for burials, weddings or Christmas until Tinubu came to power and restore a semblance of peace. Some of them are even saying Benue are bearing karma for past events but same horror has struck in Enugu & Abia. The question is, is it karma that is hitting Abia & Enugu too?. And Obi hasn't uttered a word yet, he was more concerned about Benue.

Honestly when I saw that remark and the fact it garnered over 100 likes, it was shocking how callous some folks are. A made a blistering reply but bots got to me.