₦airaland Forum

tshoboy:
You can check the mortgage thread. Good info there to help getting mortgage. How long have you been in the UK, what’s your deposit size and which banks have you tried?

semmyk:
Cross post from Living in the UK thread

Lexusgs430:
Semmyk..... You dey try .......

RENT MONEY IS DEAD MONEY........

ASK YOURSELF THIS QUESTION ??......

WHY DO I WANT TO KEEP PAYING MY LANDLORD'S MORTGAGE??........

Lexusgs430:
The higher the risk....... The higher the reward......🤣

OR

Send the money to your Nigerian account...... Then collect 20%...... Enjoy the wild swings ........😛🤣

Amazoner01:
Thanks boss you’re very right….I actually looked into the investment but when I read a caveat that state I could loss my money, I pick race lol.
Funny how this guys pay very little interest but when you get from them you pay a lot. I no lock money ooo for that small interest haba ….thanks for the link boss

Lexusgs430:
All you would get is sub 3%....... Not unless you take a pop at the stock market (long term view)........

Remember, you might get less or more than invested....... 😜

Or lock investment down with monzo for about 2 years (sub 5%)....... Early withdrawal not allowed (even if you cry blood)...... 😝😁



https://www.nutmeg.com/nutmegonomics?p=19164

Solumtoya:
There are a lot out there but a good rate for secured and "safe" investment might still be like 5% or less

Hyperchi:
Lol leave those fools the joke is on them. Tribalism has eating them like ewa.
Why vote in desmond, why love davido, why vote one Yoruba governor from either ondo or Ogun whose wife is Igbo.
The problem is coz the guy is not in APC and coz their chop money will change. Chinasa Abiola won in Abia state house. Nobody talk about the Abiola wa da him campaign name

Osoderi:
Thank u.

pls I have register to vote and it was successful. my council brought the form I filled it and later they send a letter that it was successful and by September it will be register. but I checked my credit karma it has not yet been updated on it. it keep telling me to register. pls how can I update it on my record that I have register

2. I only use one credit card which is enough for me. is it advisable to use many credit cards or just stick to one??

Thank you

Ibro2021:
Try at midnight.

blackeni:
So what’s the way forward?

blackeni:
Good morning house has anyone gotten a date for biometrics on TLS ikeja site recently
*I am having difficulty to get a date there are available dates but I can’t select time and some other dates are showing Sold*

Details2dot:
The earlier you apply for your re-newal the better . Those people at the immigration office are all out to frustrate the normal process.
Passport Collection date after Biometrics for my re-newal was 23rd March, as I speak PHC office claim they are out of Booklets however If i urgently need same an additional 20k will do the magic in 24 hours.

I was very much pressed for the passport as I had a very tight timeline and had to pay reluctantly, guess what!! same day I picked up my Passport.
what a country!!!!

post=110007783:
Later, he will come back to tell his brainwashed followers say shark wan swallow am again.

Mumu Reno,
He comes here once in a while to peep with his almost abandoned moniker.

CloutChaserPersonified

Good you know the truth also.
Oy his brainwashed pigs see him as their 2nd god.

Lexusgs430:
You asked the question, nah the same you answer the question.........

Download totally money app, review your credit history......

Totally money app, would also notify you when you can apply for this elusive debt card ..........

Although, the beauties of section 75....... Simply priceless.........

abubarakat:
Stop applying for a while. Everytime you make an application, most of the vendors perform a hard credit search on your credit history. This leaves a mark on your credit file. Multiple applications in quick succession will make you look desperate and potentially in a bad financial state.

If you haven't lived in the UK for long or have credit facilities with a few vendors, your best bet is to apply for credit building cards. When I first arrived in 2017, capital one credit building card was my first card with £250 limit. Immediately It arrived, I started using it for everyday shopping and paid everything in full a few days later. I did this for a few months and got my limit raised to £1,200. A few years later, I now have a credit limit of £12,000 for one of my cards.

Also, you should be using vendors with soft credit check facilities. This gives you a success/rejection probability of your application, if you were to make one.

You should also open an account with ClearScore. Their app gives you an indication of vendors that have you pre-apporved for their cards.

Note to thyself, use your credit card wisely. It is not free money.

TheGuyFromHR:
Yes.
Stop applying.
Give it some time.

omopapa:
1. Open a high street bank account (Barclays, Lloyds, HSBC, NatWest)

2. Apply to vote to be added on the electoral roll (Nigerians are allowed to register and vote in the UK as commonwealth citizens)

3. Open a credit file by applying for sim only contract from EE, 3, Vodafone

4. Apply and maintain a good credit card (capital one or your bank account)

5. Check your credit report for free with clearscore, Experian, credit karma, equifax

Santa2:
@Amazoner01..Register to vote, get a sim only contract from a phone company. Also you can get a purchase credit card(those low or zero interest credit card), use it for your purchases, be disciplined enough refund purchases. Monesavingexpert is a good resource for personal finance literacy. Also I learnt setting up direct debit for bills is another good way.

Bluetherapy:
Register to vote. This carries a lot of points.

omopapa:
1. Open a high street bank account (Barclays, Lloyds, HSBC, NatWest)

2. Apply to vote to be added on the electoral roll (Nigerians are allowed to register and vote in the UK as commonwealth citizens)

3. Open a credit file by applying for sim only contract from EE, 3, Vodafone

4. Apply and maintain a good credit card (capital one or your bank account)

5. Check your credit report for free with clearscore, Experian, credit karma, equifax