₦airaland Forum

donephi:
Is that you or ur role model?

Bobo toaster. How many times will you ask

aaronson:
The best form of husband protection is granting him freedom to go explore, Be the one to even push him out by simply telling him to go have fun, Believe me you would successfully keep you man in check because he would tell you everything he does outside the home, his adventures and escapades. While he does that, he would still respect you for knowing better and a time would come, he would instantly out grow the phase in life of chasing small small girls.

You sound like a bachelor and I am certain that you don't have a daughter. I agree that excessive nagging is not good but I disagree with the rest. The unpleasant reality about your theory is that you will get carried away (and never return) easily because there will always be somebody better than your partner. You can leave your present partner and find someone better and after that one, you will still find someone better. The only thing that will keep you in check is discipline.

If this is not a joke, my opinion is that only the man can protect himself from small small girls by refusing to place himself in compromising situations. No matter how sexy, prayerful or submissive a woman is, she can never ever dissuade a man from temptation. Of course the woman has her duties too. Like not letting yourself go, giving him peace of mind, etc. But the ball is in the man's court.

Ugmama:
Annalise whatsup? you later bid in Eco bank? i did X for 364 @ 17.8%

No I didn't o. I was not prepared.

Ugmama:
please house, anyone used Eco bank / has been paid interest?

. I would like to know how this turns out.

I plan to bid in two weeks. I was not prepared for the last one.

gory24:
So I went to First bank today,armed with all the informations I have gathered from this awsome thread.I watched and smiled as the banking officer tried to play smart on TB rates, and then I started talking,when iwas done,the Lady said; "Oga I think you should have been a banker" ..God bless the brilliant minds that started this thread,as I was a rookie in TB when I came in here,nw I am very well informed..Thanks to every1 for keeping this thread alive..JahBless.

They will always advice you to go for FD. My answer has always been centered on inflation rate. I tell them that if the purchasing power of my money is reducing at 17%, and you want to offer me 4% FD I will still be loosing ( albeit still better than ordinary savings account) and the aim is defeated. This is the layman explanation I give them and they leave me alone .

Baboo13:
Hello T-billanders.


I just got the wind of T-bills and all I can say is info is power. I've taken time to read about T-bills from page one. These are my questions

Does GTB accept 100k for purchase of T-bills? If not, what other banks accept 100k


What is the discount rate of GTB for 91 days maturity.


When is the next auction?


Thanks.

I use ecobank and they accept 100000.

ummitoagirl:
I will personally be going for 18%.

Thank you. I think I'll do same.

Missiniubs:
Please I need suggestions on the rate to bid with for 364 days

No one is answering that question. I have asked.. and deadline is soon.

freeman67:
Response...

1. No you must not be there physically but you will have to contact your account officer to send you the form to fill.. After Filling and signing then you send it back to him/her and ensure it is delivered and delivery acknowledged.

2. On Stanbic IBTC Tender Form the minimum amount written there is N100,000 and addition should be in multiple of N10,000.

Hope this helps.

What rate do you advise I bid for? (364 days)

Please advise how much should I bid for oooo (364 days)

walemadu:
do kidnappers pose an existential threat? why kill them?

They engaged them in a gun battle.

ukay2:
Guy can't you port to gtb or stanbic ibtc banks etc that has less charges. ....think wise because some of these banks are desperate to chop any free customers money...

it's annoying. I with ecobank too but I'm not in NGR at the moment.

jollyjarkofgod:
There is one boy of 14 yearstaying wif her aunty in some where in ejigbo Lagos,always seeing this boy wif cut injuries on his head and body.. Sometimes strokes of Cain..... The boy actually came in to my shop today I asked him what'sup wif the head injuries.. Can't believe my eyes when he said is my aunty.. The aunty owns a Chemist shop everytime she wound this boy all she does is to apply this blue kind of ink wif blaster..this woman stature she dry to the borne like she have,HIV..i hate this woman from deep down my hrt... I feel for this boy... Some people are just wicked..2morrow I will get more info from this boy.. I might visit human right but I still dey think am.

I think you should report this case asap. You might be saving a life.

Sleeping in poultry.. This is wickedness.
I believe Nigeria's major problem is overpopulation. Why would you have children you can not take care of? If you talk family planning, they will come up with ridiculous conspiracy theories. Where are the parents of this girl

ukay2:
Wait till Monday so that we can see the direction of cbn omo and secondary markets rates


Oga feelamong is always ready to guide us....

I have done all my NTB for now...no more money to do till I gather funds again...

okay, thank you.

ihedioramma:
go on thats good if you get it at 17% thats #170,000 for 1m . help me ask them if they can take #100,000 for the tb .

what will happen if I bid higher? What is the current stop rate?

battleaxe:
Please, this is incorrect.

I suggest people still take the time to read the first few pages to correctly understand the process.

If your principal is 1M and based on tenor/interest rate, you get an interest of 130k; you get your interest upfront(depending on bank, entire principal or principal-interest may be debited).

You get your 1M back at the end of the tenor.

Your total interest over the entire period is still 130k.

Pls let us be guided accordingly, so people can take the correct decisions.

Hello, I was told by my bank Ecobank, to bid for 17% (364 days). What do you think?

ukay2:
@honeyfave...sorry for the late reply. ..was very busy at work....I know someone has answered your question correctly.


Those that are afraid if FGN will pay back their face value at maturity should FEAR NOT...
If you understand what FGN uses these money to do...infrastructural developments...you will be encouraged to support the government at all times while you get good secured interest upfront.... I TRUST NTB more than FIXED DEPOSIT IN ANY NIGERIAN BANKS....

All the face values i have invested for years have always returned to my account at maturity....at times I have even forgotten except for the alert....even the one I did during the general election has returned to my account. .....what I usually tell pals is that as far as this entity NIGERIA remains, NTB programme continues and will never fail...

Hello, how much do you advise I bid for? (364 days). Someone told me to go for 17%.

[quote author=Ugmama post=49754890][/quote]Let me know how fa when you do pls.

Ugmama:
you mean she advised you to go for a fixed deposit account?

Yes oo. What do you think?

Missiniubs:
17% for what tenure?

364. She also advised I used fixed deposit as an alternative.

Hey guys kindly advise the interest rate to go for next week. This lady at ecobank wants me to bid 17%.

omoikea:
I beg you in the name of God,you guys should stop posting dead body pictures online


its irritating...

Cc Seun, Lalasticlala, r231, Freiburger , DisGuy , justwise.

gidimasters:
Iphone 6 jor

What was the problem with it?

GuyfawkesAB:
I weep when I see the level of ignorance on display. One post was even arguing that because Bauchi is land-locked, they can't have blue water body like this.

That's Wikki Warm Spring, situated within Yankari Game Reserve. The only addition to the picture while it was being enhanced by the photographer are the fishes (Shark especially).

I bet most of the ignoramuses can't tell if they are shown other beautiful places in Nigeria like Azumini Blue lake, Tiga Dam Lake, Riyom Falls, Asop Falls etc

Read and do proper research before you let your ignorance expose you.

Regards

Only sensible comment so far. All I can say is that the benefits of being exposed can't be underrated.

opmoore:
LIESSSSS....WE DONT HAVE THAT DEEP BLUE SEA IN OUR REGION TALKLESS SAY YOU WILL HAVE SHARK INFESTED WATER YANKARI KO,YANDAGIYA NI

If a shark bites you on your face, you still won't even recognise it. Google wikki warm spring in Bauchi for your first question.

Why would you post job "testimony" without details? What did you study in school? Where's the location? Etc. This post is redundant.

Hello house, kindly connect me with a seller of spare parts for Mitsubishi. I'm looking for the side glass for my mother who is based in Lokoja. We actually want to sell the space bus, which is in perfect working condition except for the side glass.

Enough abortions

"Pretending I was passing by, I swiftly went for the remote from under her short gown and grabbed it." too funny.

Meanwhile, don't heed the advice of bachelors advising you to hit her. It's better you send her away. Some women become more vicious after you hit them, instead of taming them as most of the small boys here have suggested.