₦airaland Forum

NobleG1:
You earn 6-figure pay and you send only $3k monthly to your family?
Anyway, learn to say 'NO' and lie.

soleexx:
Oh really..pretty nice


Baltimore

olushowunm:
Bro. Best thing to do is to first be financially independent by having financial intelligence which you will now use to deal with ur issues. You need to invest more than u r currently doing. And for u to be living in a house with a mortgage of 25% of ur income, you r already lacking in the department of financial intelligence. You are not making sound financial decisions and you don't even have plans, that's why you complain. First, to begin with you need to be acquiring assets that put money in ur pocket and not big house for nothing but 25% of ur sweat. Then you need to do budgeting. Let all your giving including church offering, tithes and giving to less privilege be 10% of all ur income. Add me so we can talk better. Get a lot to do. 52EB3FAF or 23480376870. Bye.

KelvinC1:
you need that quick cure for PRIDE..
pridoline capsules.. Shikina..
How much you even get..
We that have everyTHING don't complain

Mekyno:
i hv a frnd dat works in notore, ammonia section. Can he be of help/need?

okonri:
I imagined a phd holder of Nigerian descent would opt for a debit card, what with the liquidity ensured by the 6-figure income... But what do I know ?
Again the unending mortgage you are paying that gulps 25% of your income... Pardon me but are you living in a castle?

Motolank:
I tell you...what you wrote is not true.. for wea u dey work? You even make 1500montly?

Goldenboy007:
I am telling you, I was flabergasted too when i saw that ! For a research scientist ? That's a storm in a teacup !!! 3k monthly ? And has mortgage, probably car loan payment , utility bills and living expenses. What won't you see on Nairaland !

Motolank:
Yes bro.. he s not even in america! Where will he get 3k from every month?

He's just building his castle in the air

goodgate:
Believing the OP seems a huge task for me,he sound like an attention seeking MOFO in AJcity.

aktunde:
@OP
I think you have provided too much information just to ask a simple question and that has broken the credibility of your story. Now I don't know if you really need help or if you just want to show off. Why tell us about your degree, cars, even salary just to prove a point? Are all these necessary? I'm in same shoes, I get such demands and I deal with it without being unnecessarily lousy. Common man!

Goldenboy007:
Its not competition bros, but don't let people living in US look silly. These stories are needless ! Give info on need-to-know basis ! You may live in the US but do not paint a larger-than-life scenerio! ...and lastly...please I am not replying that your other moniker.

Fredzy7:
Haba bro Jones you con dey disclose our matter for nairaland, you earn 600 and you only give 3, u are lucky you are not giving 100 or more, but all the same tell them business Is down and they will think the DEA busted your warehouse or tell them you will give them some powder to take to Indonesia, let their brains do the thinking (I must add LOL before I am flagged)

Fortissimo:
Hello astrodome. What field of scientific research were/are you involved in?

Dollyak:
Fair enough

Goldenboy007:
Bros your story get k-leg o, anybody living in US will have a problem believing your story. Talk true, you have added salt and pepper ?

okonri:
With your six figure income, you still have credit card debt to pay and an apparently unending mortgage payments. What happened? Btw no pun intended.

Dollyak:
Homeowners in 24 of the 30 largest metros covered by Zillow were paying more for homes in the fourth quarter of 2012 relative to their region’s median income than they were from 1985 through 1999. Metros with the largest difference between their pre-bubble and fourth quarter 2012 price-to-income ratios included San Jose (52.1 percent more), Los Angeles (48.8 percent more), Portland, OR, (45.4 percent more), San Diego (44.6 percent more) and Denver (40.8 percent more).

http://www.forbes.com/sites/zillow/2013/04/16/high-home-price-to-income-ratios-hiding-behind-low-mortgage-rates/

Dollyak:
Op, with your ridiculously low mortgage to salary ratio, 3k a month isn't that bad. I am sure you live in texas, Washington (North West) or some sh!!t, because there are not many states/career(Excluding medical fields) that pays decent six figures with such a ridiculously low rental ratio, unless you are a world class specialist.
Anyways, you just need to learn to say no. If you are going to give, you need to make sure it's going towards a self sustaining programme for your family and friends. The amount my dad have given to his ridiculously large nuclear family is definitely into seven figures. Yet, nothing to show for it . Therefore, be strict and give wisely.

soleexx:
I live and work in Maryland United states..1ith good income...I help family and friends in a way that won't make me broke...

I actually block my line in the first second third week of the month. And reopen it after collect my salary...

Atlantian:
You earn 6 figure salary per month, spend 50% on mortgage and complain about spening $3k per month to less privileged ? sounds silly.

You are a PhD holder, yet you come to nairaland where mostly undergraduate students are visitors to seek for advise on common-sense issue ? Sounds silly also.

Well, my advise is to close the facebook account, throw the phone line away and buy new phone where only your wife and kid will have access to. That way, you can enjoy your 6 figure salary alone. Stingy man.

bebe2:
20kids sef is allowed,

but ready to carry the financial burden on ur own.

presentley:
bebe2, please educate me. What if it were 4 kids? Is it not allowed or what?

olawonder:
Am surprised ppl here are not raining curses on u for this post; d last time a similar thread was posted, d OP ran away for ppl's abuse! You know why? because d ppl u are asking here for advice are the same friends, families and folks u were referring to... they too hv ppl abroad they are frustrating lives out of, for money! And they wouldn't like this sort of post that seems to pointing directly at them!

vislabraye:
Lol. Just imagine what people like Kanu Nwankwo, Mikel and thhe likes are passing through.

Kizyte:
How were you allowed to live with four kids in the U.S? That's supposed to be irresponsible.

ice25:
LEARN TO SAY NO..IT WILL SAVE YOU A LOT OF TROUBLE.....

Sunofgod:
Abeg - Send via 'Western Union' - my account has some overdraft issues at the moment. Send me your account details including online logins, pins and password and I'll send the $20.

Once I've found a new job I'll confirm 'payday' with you,

Thanks in advance!

chigoizie7:
Oga, change ur phone, change ur fb and other social media. Avoid all of them for 2months, no pick there calls, no reply them.
Thank me later.

sultaan:
[b]Apparently PhD is not given for common sense [/b]if you take on their problem it is your problem so there is no need for them to solve it anymore.

Don't log in to Facebook for 3 months the block all calls from Nigeria for 3 months by then your senses would have adjusted to you being responsible to your family they all won't die in 3 months they will have to understand where their lives are if you are incapacitated for extended period. Wean them of free milk and honey.


No insult intended

Sunofgod:
Yeah - only associate with rich people - poor people are trouble!

(Bros - Can you lend me like $2000 until payday? Abeg!)