₦airaland Forum

I was making reference to just May 29

LoriHamo:
Negative?

Really?

I am not sure with mine

I wrote down the exact figure I started the month of May with on 4th of May

I did a cross check this morning....it's NOT negative o

While still waiting for Afrinvest Equity fund to update for May 29, Zedcrest appears to be the only one of the equity funds I invest in that had a negative yield for May 29

Very red.

ollypass:
is this t a green grey or red day?

It has recovered fully and it's on track to close in the greens today. I made some 'risky' moves this week and they paid off. I was not confident enough to go in big.
[quote author=ollypass post=139555778][/quote]

My portfolio is looking good today. I bought the dip on KORU yesterday and took profit when the return hit 12%. Nasdaq and S&P 500 are in the green today

CSblackpink:
Throw the bomb; Yakubu day for foreign stocks.

Sign the peace deal; Kanayo, come enter the show. It's a crazy market.

🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑

If I knew what I know now, I would have bought more units in November. I'll be buying more units next week to take advantage of the drop in unit prices.

investmentvirus:
i started investing in equity fund in October 2025 just like u.
October 2025 to December 2025 was bl00dy.

it was back to back losses for 3 good months.
being a 1st time investor, i panicked.

but now, i thank God that i have made a substantial profit so far.
i have also been topping up.

my goal is compounding my funds for 5-10 years, taking advantage of compounding interest.
the market pays the patient one.

Good morning.
I hope this response meets you well. I believe I was one of the persons that responded to your post yesterday. I went through that response again but didn't find anything insulting. However, if you find anything I wrote to be insulting, I want to let you know that it was not my intention.
This is a safe space for anyone to vent or complain but while doing so, it is important to reflect on the contribution of others to see if there are a few things we can learn from such contributions. I invest heavily in at 5 equity funds and I have taken the same 'beating' as you. I started in Oct 2025 and November was bloody. If I was in this group then, I'd probably be sounding like you now.
My AI companion flagged that November as a missed opportunity to grow my portfolio.
If I were you, I'd ask these questions "what does my reaction to the current state of the market say about my risk tolerance?", "is there an opportunity for me in this bearish market?", "how do I position myself to take advantage when the market makes recovery?"

`

Keith05cool:
One thing is, I direct my complains to the investment package and not to any individual, but some people are bent on using it to insult someone indirectly, you wouldn’t assume you are more intelligent or literate than the next Man because this is a faceless forum, I joined this group when it started with EquityM from the other mmf group, please if you don’t know how to talk it’s better to be silent, and I said please, there are few people who don’t make any comments anymore because of such shits, abeg make some people Dey try to use their brain instead of their ass to think and please respect is reciprocal

Not really. My foreign portfolio shrank by a lot last week. One of the days, my portfolio shrank by almost $8k. Irrespective of geographic location, I preach patience as long as you did your research before jumping in.

ollypass:
easy to motivate from the abroad na.

This too shall pass. Yakubu...manage

ollypass:
Zed mehn...

I ended up taking $1100 today. Micron did great today. I expect some profit-taking tomorrow. I'm positioning to take the dip

CSblackpink:
Koru did 30% yesterday, and its cousins did 10%. FLXK did 6.99% due to the fact that it didn't see red last Friday.

Below is submission this morning to an investment platform I belong to

The current bearish market is a good barometer for determining what kind of investor you are.
If you can't bear to see your balance in red for multiple days in a, you are better off investing in fixed income investments like mmf, treasury bills, CPs, bonds..

Moderate risk investors will hold off for now while aggressive investors will continue to tactically buy more regardless of what is happening in the market.

After a bull run, the market cools off, consolidates and goes on another run.

Stay invested and keep making money



No one is telling you what to do with your money or not to complain. It will be better if it's made from a place of knowledge and not emotions. No one likes to lose money but in the investment world, things rarely move in linear form.

Keith05cool:
A whole month on red and you say someone shouldn’t complain, the reason we all come here is to see performing equities, i dont see any reason why someone should not port to a performing asset, its my money i guess, so you can’t tell someone what to do and what not to do with their moneys, if you want to remain on red please do with your full chest

I understand SK Hynix is coming to the US market soon. For now, we are only able to invest in it via ETFs. For now, KORU is short term for me cos of its high volatility

CSblackpink:
Haha, I heard Korea is planning to initiate another KORU stock soon; this year is definitely AI's year. I will start eating free food at my work to invest more in my portfolio.

I just took a $550 profit from KORU

CSblackpink:
I suffered two weeks ago; now it's time to enjoy my patience. 🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑

6% is more than any of my funds did so far

investmentvirus:
As innn, i dont li,ke holidays anymore. 2 days holiday is a lot.
I pray our account balances next week.

The last 30 days has not been pleasant. Stanbic only made 6% profit in the last 30 days.

I believe you are entitled to your opinion about the sincerity of fund managers. A little more understanding of equity funds will support the current happenings in the ASI vis a vis the returns from the equity funds. I say this from the perspective of someone that invests heavily in mutual funds and ETFs that track the S&P 500. Most of the naija equity funds invest heavily in large cap equities and majority of the these have not done well this month. Someone posted a list of the stocks that paramount or cardinalstone invests in a while ago.
Lastly, there is a reason why these funds are regulated by SEC. Personally, I will not invest in something I don't trust and like someone suggested earlier, you might be better off investing in individual equities on your own rather than committing your money to fund managers.

Emzedz:
""U know nothing Jon snow"". Keep making excuses for these FMs.

My views remains that as long as their stock portfolios is not fully disclosed daily, they will keep manipulating d system,, hw hard is it for ur brain to process that??

So far, these are the MTD performance of the different equity funds I invest in :
Zedcrest +4.64%
Afrinvest +2.94%
GT Equity +1.98%
ARM Aggressive Growth Fund +1.28%
Cardinalstone -4.47%

NB: This does not include Friday's return for GT, Afrinvest and ARM

investmentvirus:
Nawaoo Stanbic IBTC and GT Equity especially, should welldone o.

Yakubu..... continue messing up my day.

This my Birth-month, MAY.
May is not a sweet month with stanbic equity and GT equity.

I calculate my daily yields manually. Yesterday (5/21) my closing balance was up 0.32% and today (5/22), it's down 0.35%.
I don't pay too much attention to the YTD return cos it is not updated immediately they post the daily closing balance.

BlueNation:
This is the current YTD. Is this same from your end?

Can we compare this to the previous day if anyone has the record?

From my end, I lost. We need to confirm so I can take the complaint to ZedCrest to correct the system anomaly. It could have happened to anyone, it could happen to anyone tomorrow.

From my end, it is a 0.32% gain

BlueNation:
Zed actually lost, not gained, yesterday. Check again..

I am and waiting for a little upside before I exit.

Gratefulme:
Are you still in KORU. Want to try it for jijo, too volatile for me to hold lol.

I see

CSblackpink:
I'm not trading it; my broker does not have it. Currently doing FLXK:L and some Asian stocks from Taiwan with Intel.

Did you exit KORU?

CSblackpink:
Haha, I'm not into Koru; however, I just bought Intel.

Hoping for some recovery this week. Last week and the early part of this week was very bloody

CSblackpink:
Yakubu dealt with me last week; my brain had to do a factory reset. 😂😂😂😂😂😂😂

Now updated. -0.73% return

Dramadiddy:
My portfolio looks like they recorded 0.00%

Any updates from Zedcrest for yesterday?

Based on current data, I will not go for CSOF over Zedcrest if I have 100m. However, there is no way of knowing what funds will do throughout the year. My reasons for choosing Zedcrest over CSOF are:
1. Shorter holding period (90 days vs 365days)
2. Lower fees (1.99% expense ratio vs 2% mgt fee + 20% incentive fee for returns above benchmark target)

Note that Zedcrest is less than a year old and no one can predict its future performance. I learnt of both about the same time and the differnce in YTD was about 2%. Now that difference is over 20% in favor of Zedcrest.

SerDuncan:
I have a question for the gurus here please.

If you have a hundred million naira to fully invest in Nigerian equities for the next 3 years, would you choose the Cardinalstone CSOF or Zedcrest or (please share any other options).?

Kindly share your thoughts please 🙏

Appears worse than March

Emzedz:
Omo yakubu no let person say much much oo. Its been downhill returns

Remember the " Yakubu" advice?
" you will feel it, but you will not die"
Stay invested, re-evaluate your portfolio, jump in with more funds strategically and ride the tide. You have not lost until you sell. next promises to be a much better week, all things being equal. Money will come in next week to buy the dips

Emzedz:
This has been a yakubu week oo..

anyother ways to invest ?

-1.54% for CS
-1.05% for Zedcrest

cyrilex202:
Yakubu loading.............................

They already did. We are waiting for today's update

Gratefulme:
Zedcrest hasn't updated for yesterday, right?

They already did

Gratefulme:
Zedcrest hasn't updated for yesterday, right?

Massive reds incoming today. I'm glad my withdrawals from GT will not participate.

Current share price is 1.10. How does this make any sense?

KarlTom:
UNIVINSURE RI