₦airaland Forum

please when is the public holiday?

@poster

do check the documents you tendered to the bank when facilitating your loan. There are many small print documents that involves your employer especially if he's guaranteeing domiciliation of your salary as a means of repayment. At this point, your employer becomes a legal third party and can be privy to your financial information but only as concerns your loan.

post a picture dear, let's see what exactly he's complaining of and give you better judgement!

He sounds so unloving, he says nothing of trying to work out his marriage, nothing of how Pastor's need a helper in their ministries.

The vacuum the wife is living will create an avenue for temptation.

If I were him, I'll take time off ministry and seek out my wife. After all, I think she'll be more than worth that.

And the Golf IV, would you say it's reliable?

MPEROR:
a 200years man can always advice a 50year old man and point him in the right direction

Bull Shit bro. Even with their far exceeding experience at elections, there's is far from perfection. They're no better than us in electing presidents, they just know how to cover up their failures quickly!

Don4life:
Plz tell me which state is more beautiful Calabar OR Lagos

The complexity of Calabar may be compared to Ikeja LGA only!

[quote author=yahoo! link=topic=370714.msg5171785#msg5171785 date=1261567388]My laptop is normally plugged into power supply all day. My fear is that it may overcharge and the battery may damage, so I sometimes unplug it from the power supply. Please what's your take on this.[/quote]I don't think I've ever disconnected my laptop from the socket, never given me problems dear.

PLUG ON

I drive a VW Golf 4. In comparison to most Japanese cars, it's acceleration is superb, the AC freezes much faster and it's has excellent stability on the ground esp when swerving.

I'll confess and say that maintaining it is a bit more than the average Japanese car would cost me, but I get value back in my pleasurable ride. And yes, the brakes are wonderful. You can stop on a dime, seriously!

Room 101,
KiriKiri Maximum Prison,
Olodi Apapa,
Lagos

Dear Bode,
Do not be surprised that I am writing this letter to you in your fist name. The last letter I wrote to you was when you were the Chairman of the Nigerian Ports Authority, and I addressed you as Chief, Commodore, Sir, All in All Olabode George. At that time I needed your help to help 'release' my goods somewhere. But now times have changed. You have lost the respect.

Bode, am not surprised at your present predicament. You and I know you are a thief, but we both have been praying one day you will repent of your 'thiefing' ways. You and I know your stealing did not start at the Nigerian Ports Authority (NPA). No. It has history. It started when you were at Ijebu-Ode Grammar School, 1960 -1964. You were stealing from other students, but everybody thought, by the time you were matured enough you will outgrow it. No. You were stealing gari , sugar, kuli kuli etc. On so many occasions you were reported to your seniors but they couldn’t do anything as you always share the gari and kuli kuli with them.

You managed your way through the Royal Naval Engineering College without any suspension or expulsion. You were commissioned. And in your first posting, as Director of Weapons at the Naval Headquarters in 1987 you were adding a few extra naira and kobo to every contract/tender than graced your table. You went to the prestigious Command and Staff College in Jaji and you cheated during examination and you are caught but used your high powered connection to escape the heinous crime. You were not confident at all, then. Once you put the extra naira and kobo on contract and commit your various crime, I remember you always go back home praying hard so you won’t be detected. You were never caught. So gradually your confidence rose. And more so, as your boss at that time approved of your 'stealing' and shared some loots with you.

It was this misfortune of your confidence that we were bestowed with in Ondo State in your first major military (political) assignment in 1987. You have now grown from the small boy that was stealing kuli kuli from fellow students to a care-less military administrator. And boy you stole the state blind. And even boasting that the 'Lagos Boy' had come to teach us 'ara oke' some lessons. Not only did you steal with 'no respect', you turned 'small girls' of Ikere College of Education to tin gods by your association with them. You only needed to send government cars to Ikere and all the girls will be falling over themselves to get into the cars to journey to Akure to 'please' you, By the time they come back to the campus they were ready to slap their
provost, because they have tasted of your 'wealth and power'.

The obedient people of Ondo State (of which Ekiti was part) could do nothing. Corruption was rife all over the country, so putting your hand in the state till was not at all surprising. But the scale you were doing this and with so much impunity was what enraged the people. We all kept quiet and pray that the omnipresent God will catch up with you one day, very soon.
You were 'shooed' out of the Navy. And immediately you found a 'space' in the top hierarchy of PDP, when Abubakar midwifed democracy third time around. No thanks to the money you stole from our dear Ondo State that you threw around to impress the leaders of the party. All the rest is history.

Bode, you got the post of chairman of NPA, not on merit, but compensation for your effort in ensuring your party's good showing in OODUA states. But God knew in His infinite Wisdom that the NPA job will be your final undoing because He knows how greedy you are. And greed leads to destruction. You did not disappoint anybody on the scale of your greed. You handpicked your collaborators and you started your stealing spree. Sold most of NPA properties and inflated contracts. And with all these you were still going about collecting 'dues' from your party governors in Ekiti, Oyo, Ogun, Ondo and Osun States. You have no shame, at all.

You became the toast of all ladies in the Lagos and Abuja social circuits. Your 'hat' became a symbol of riches, affluence and power, But God was only distinguishing you for a big shame that He wanted to bring on you. Because in you He saw an individual who had no love of his fellowmen at heart. A man with so much appetite for stealing.

Bode, you are a disgrace to your family, wives, ex-girlfriends, and children. You are not a disgrace to your colleagues in your party or other parties. You are one out of many of them who are draining our country dry. You are one of the big guns who parade our cities, oppressing the common men, with the money they stole. There are so many like you in all the facets of the Nigerian polity, economy etc. But it is said in our adage, eniti ile mo ba ni ole (it is the one that is caught that is a thief).

How many of our so called leaders can account for their wealth? How many of them have not dipped their hands in the public till? So many have abused their offices, stole billions and turned themselves to political gods. But we still celebrate them. Very soon, if they do not come before Justice Oyewole, they are all answerable to God Almighty.

Bode, I know you are very happy at the judgment of Justice Oyewole. I saw a smile on your face when he delivered the judgment. A mere 30 months and you are back at your old self. You are lucky. You remember the sentences handed over to the Ambrose Alis, Mbakwes, Barkin Zuwos etc in the 80s. Some had 100 years for stealing just a fraction of what you stole.

But Bode, see beyond the number of years and ask for atonement of all your sins. Your children, wives and relations will carry your shame all their years. You are more like Oyenusi of the old. Nobody, to my knowledge, bears that name anymore. Your children are lucky, yours is an English name. But from now henceforth, people will ask them, which of the Georges are you? The shameless thief or the other George?

I shall end this here, as I am beginning to realize you are hard to convince. In all these, you still nurture the thoughts that you were set up because you are a top notch of PDP? Ah! You are a dunce.

And above all an OGBOLOGBO OLE .

Ole, Wobia, Alajeju, Agba Iya.

I pray God will forgive you, for what you indirectly made to happen to my goods (and other struggling Nigerians') at NPA some years back.
See you after 30 months.
Greet all the Ogbologbos in Kirikiri.

F Falana

Room 101,
KiriKiri Maximum Prison,
Olodi Apapa,
Lagos

Dear Bode,
Do not be surprised that I am writing this letter to you in your fist name. The last letter I wrote to you was when you were the Chairman of the Nigerian Ports Authority, and I addressed you as Chief, Commodore, Sir, All in All Olabode George. At that time I needed your help to help 'release' my goods somewhere. But now times have changed. You have lost the respect.

Bode, am not surprised at your present predicament. You and I know you are a thief, but we both have been praying one day you will repent of your 'thiefing' ways. You and I know your stealing did not start at the Nigerian Ports Authority (NPA). No. It has history. It started when you were at Ijebu-Ode Grammar School, 1960 -1964. You were stealing from other students, but everybody thought, by the time you were matured enough you will outgrow it. No. You were stealing gari , sugar, kuli kuli etc. On so many occasions you were reported to your seniors but they couldn’t do anything as you always share the gari and kuli kuli with them.

You managed your way through the Royal Naval Engineering College without any suspension or expulsion. You were commissioned. And in your first posting, as Director of Weapons at the Naval Headquarters in 1987 you were adding a few extra naira and kobo to every contract/tender than graced your table. You went to the prestigious Command and Staff College in Jaji and you cheated during examination and you are caught but used your high powered connection to escape the heinous crime. You were not confident at all, then. Once you put the extra naira and kobo on contract and commit your various crime, I remember you always go back home praying hard so you won’t be detected. You were never caught. So gradually your confidence rose. And more so, as your boss at that time approved of your 'stealing' and shared some loots with you.

It was this misfortune of your confidence that we were bestowed with in Ondo State in your first major military (political) assignment in 1987. You have now grown from the small boy that was stealing kuli kuli from fellow students to a care-less military administrator. And boy you stole the state blind. And even boasting that the 'Lagos Boy' had come to teach us 'ara oke' some lessons. Not only did you steal with 'no respect', you turned 'small girls' of Ikere College of Education to tin gods by your association with them. You only needed to send government cars to Ikere and all the girls will be falling over themselves to get into the cars to journey to Akure to 'please' you, By the time they come back to the campus they were ready to slap their
provost, because they have tasted of your 'wealth and power'.

The obedient people of Ondo State (of which Ekiti was part) could do nothing. Corruption was rife all over the country, so putting your hand in the state till was not at all surprising. But the scale you were doing this and with so much impunity was what enraged the people. We all kept quiet and pray that the omnipresent God will catch up with you one day, very soon.
You were 'shooed' out of the Navy. And immediately you found a 'space' in the top hierarchy of PDP, when Abubakar midwifed democracy third time around. No thanks to the money you stole from our dear Ondo State that you threw around to impress the leaders of the party. All the rest is history.

Bode, you got the post of chairman of NPA, not on merit, but compensation for your effort in ensuring your party's good showing in OODUA states. But God knew in His infinite Wisdom that the NPA job will be your final undoing because He knows how greedy you are. And greed leads to destruction. You did not disappoint anybody on the scale of your greed. You handpicked your collaborators and you started your stealing spree. Sold most of NPA properties and inflated contracts. And with all these you were still going about collecting 'dues' from your party governors in Ekiti, Oyo, Ogun, Ondo and Osun States. You have no shame, at all.

You became the toast of all ladies in the Lagos and Abuja social circuits. Your 'hat' became a symbol of riches, affluence and power, But God was only distinguishing you for a big shame that He wanted to bring on you. Because in you He saw an individual who had no love of his fellowmen at heart. A man with so much appetite for stealing.

Bode, you are a disgrace to your family, wives, ex-girlfriends, and children. You are not a disgrace to your colleagues in your party or other parties. You are one out of many of them who are draining our country dry. You are one of the big guns who parade our cities, oppressing the common men, with the money they stole. There are so many like you in all the facets of the Nigerian polity, economy etc. But it is said in our adage, eniti ile mo ba ni ole (it is the one that is caught that is a thief).

How many of our so called leaders can account for their wealth? How many of them have not dipped their hands in the public till? So many have abused their offices, stole billions and turned themselves to political gods. But we still celebrate them. Very soon, if they do not come before Justice Oyewole, they are all answerable to God Almighty.

Bode, I know you are very happy at the judgment of Justice Oyewole. I saw a smile on your face when he delivered the judgment. A mere 30 months and you are back at your old self. You are lucky. You remember the sentences handed over to the Ambrose Alis, Mbakwes, Barkin Zuwos etc in the 80s. Some had 100 years for stealing just a fraction of what you stole.

But Bode, see beyond the number of years and ask for atonement of all your sins. Your children, wives and relations will carry your shame all their years. You are more like Oyenusi of the old. Nobody, to my knowledge, bears that name anymore. Your children are lucky, yours is an English name. But from now henceforth, people will ask them, which of the Georges are you? The shameless thief or the other George?

I shall end this here, as I am beginning to realize you are hard to convince. In all these, you still nurture the thoughts that you were set up because you are a top notch of PDP? Ah! You are a dunce.

And above all an OGBOLOGBO OLE .

Ole, Wobia, Alajeju, Agba Iya.

I pray God will forgive you, for what you indirectly made to happen to my goods (and other struggling Nigerians') at NPA some years back.
See you after 30 months.
Greet all the Ogbologbos in Kirikiri.

F Falana

Well, since Federal Inland Revenue Service FIRS gets to keep 2% of total tax collected, I think it fair that the same courtesy be extended to crime fighting institutions.

At least, this'll reduce the occurrence of Attah's 15 car convoy terrorizing Calabar metropolis

Good

Better

BANKPHB

VGA:
The Lagos State Deputy Police Public Relations Officer (DPPRO), Mr. Onyeisi Nwaolai, who confirmed the incident said the case had been transferred to the Homicide section of the State Criminal Investigations Department (SCID), Panti, Yaba, Lagos.

So we have Homicide Section in our Nigerian Police. I wonder whether they'll have labs like I see on CSI

yeah yeah, same IMF supported SAP too

Winning Eleven nko?

Nigeria was not amused. The government promptly demanded an apology from Sony, for allegedly damaging (or attempting to) the nation's upstanding reputation.


Someone should kindly enlighten me as to this upstanding reputation being referred to here!

pappilo:
@ darqly

With all your wisdom you really believe that someone with 30 years experience in a bank contributes nothing just because the only paper degree they have is WASC? Boy o boy, you have a long way to go

Bros, u'd be so so shocked that they don't contribute zilch. With the new performance appraisal system, it's easy to see that. However, there are a few that have been able to be dynamic in their thinking, adapting to the new 'non - manual' banking system, but they'll probably be less than 5% of the oldies.

If they think they're worth much more than First Bank is valuing them, they're always free to seek employment else where.

abegi, how does this Oyinbo technology work? Lets start working on a way around it before my employers find out my real age ehn

Seun:
On a more serious note, isn't this why most banks insist on collateral before giving loans?

Priority is on a source of repayment, collateral comes in when we're talking big dough with lack of transaction history showing you can handle such amount.

lumiday:
You can't actually teach a pig how to sing,can you?

It doesn't need to sing, we'll just pretend it is singing!

suits, shirts and shoes, thought of it as an investment to aid earning more dough!

bros me, leave ASUU sef.

Before I got into university, they tried the strike method with IBB! 9 months, Maradona boned them well! Then I got in, they tot Obasanjo will be a softer guy. Ha!! 6 months, I spent in my dad's crib! And now, for university teachers, it's sad to say they never learn from history.


So help us God

una no dey use mouse again?!!!

Guy, forget that

Hugger:
Unilag is stylishly refusing to send my transcript. They have been telling me for the last week now that the thing is with the typist and she will send it when she finishes. I was even given a hint about how the typist might not be motivated to do the job quickly - which I took to mean that I should give her some motivation.
Meanwhile I have already deposited money in their account for the transcript to be sent by courier to my employer.

if Unilag does that, why wont the police do same?

Guy! Forget that transcript issue. You'll need to be physically present for the transcript to be issued and sent. You'll even have to escort the transcript to DHL office oh!

There's a friend I helped get his; first time, his name was misspelt.
Second time, it was his DOB quoted incorrectly.
Third time, sent to the wrong school!


Almighty UNILAG!

:-x

blacklion:
I'D like to know more about Lamido Sanusi. The much I know about him is related to some articles he wrote opposing sharia law. But I know very little about his management credential or risk control experience. Can any one with relevant info please share?

Sanusi Lamido Sanusi holds degrees in economics from the Ahmadu Bello University, Zaria, Nigeria, and in Shari’ah and Islamic Studies from the International University of Africa, Khartoum, Sudan.

Born in Nigeria in 1961, Sanusi is a member of the Fulani ruling family in Kano, being a grandson of the 11th Fulani Emir, Muhammadu Sanusi. Sanusi started his working career as an academic, teaching economics at the Ahmadu Bello University from 1983-1985. He then moved into banking, working first as a merchant banker with Icon Ltd (a subsidiary of Morgan Guaranty Trust Bank of New York and Barings Brothers of London) and after his studies in the Sudan as a risk manager with the United Bank for Africa plc, one of the largest banks in Nigeria. In September 2005 he was invited to the Board of Nigeria's largest retail bank, First Bank of Nigeria PLC and he is currently the Executive Director in charge of the Risk and Management Control Directorate of First Bank. Sanusi is a writer who has over the years participated in debates on politics, religion and society in Nigeria. He has also been invited to speak at international conferences in several countries. He has recently focused his writings on religion and the state, as well as the question of interpreting Islam in modernity. He has contributed articles to a number of publications on shari'ah in Nigeria and also presented papers at several international conferences, in addition to participating actively in public debates in the Nigerian press. Most of his articles are available on the internet.

http://www.zamyn.org/162-Lamido-Sanusi.html

Comparing Nigerian banks to her European counterparts may be a bit immature. They've have far many more years of experience with finance, both consumer and international finance, many decades before Elder Dempster & Company came over.


However, we must be wise by learning from their mistakes and take advantage of this fore knowledge. And that is the stage we are in Nigeria. I dare not compare our present predicament to US 1930's economic depression years, but attimes in order to fully mature economically, we must go through similar circumstances. This is just a learning phase.


The likes of Enron and Barings Bank have taught us that even in those 'matured' economies, there is no such as full information disclosure or perfect risk control management. However, we have learnt their mistakes and choose to take actions to avoid such mishaps at our end. And that is why I praise First Bank for appointing Lamido as next CEO, he management style has always been risk based and focuses on the Basel II accord.

Obviously, this is for babes only?!

Am not in the habit of advertising but I'd advise you try CASHCRAFT.

In truth, every stock broking firm is as competent as the stock broker himself. I've never been let down by mine.