₦airaland Forum

EquityM:
Equity is doing wonders for me. My foreign ETFs returned 742 naira on my 55k capital naira equivalence. I just started 2 days ago, thanks to @Beeron, my chief investment adviser.

Congratulations Chief,

More green days shall befall you.

This is fake news.

Nairaland mods please verify your News before publishing.

Nigerian Stocks Defying Global Crash — Here’s What Smart Investors Are Buying


https://www.youtube.com/playlist?list=PLelyzjGuxrbj-ORzfwOEveV2vK0j1e3fw

Oga Seun, you should have opened a thread for "geo-politics and world news discussion" instead of just this Iran vs U.s conflict.

Analyst like us have diverse point of view about geo politics in all regions of the world that's because, conflicts happens everywhere, it's not limited to Iran vs US/Isreal.

Pakistan hates Indian
India hates China
China hates Japan
Japan hates China
North Korea hates South Korea
Bangladesh hates India
Philippen hates China
Ukraine hates Russia
E.U hates Russia
Balkans hates Russia
Greece hates Turkey
Turkey hates Israel
Isreal hates Iran
Iran hates Israel
Israel hates Lebanon
Isreal hates Palestine
Isreas hates Egypt
Isreal hates Yemen
Yemen hates Saudi Arabian
Saudi Arabian hates Israel
Isreal hates syria
Syria hates Israel
Isreal hates UAE
Isreal hates Qatar
Isreal hates China
China Hates U.S
U.S hates China
U.S hates Russia
U.S hates Iran
Iran hates Saudi Arabian
Saudi Arabian hates Iran
Georgia hates Russia
Russian hates U.S
U.S hates Cuba
Cuba Hates U.S
Vanuezuela Hate U.S
U.S hates Iraq
Iraq hate Israel
Isreal hates Pakistan
Pakistan hates Afghanistan
Afghanistan hates U.S
U.S hates North Korea
North Korea hates E.U
U.S hates Chile
U.S hates Haiti
Australia hate China
Sudan Hate Somalia
Thailand hates Cambodia
Armenian hates Aziabanjian
Ukraine hates Hungary
Hungary hates Ukraine
Ireland Hates Britain
Britain hates Russia
Russian hates Britain
Poland hates Germany
Ukraine hates Belarus
Mexico hates U.S
Eritrea hates Ethiopia
Ethiopia hate Italy
Panama Hate U.S
Argentina hate Britain
Tanzania hates Uganda
Libya hates Chad
Somalia hates Ethiopia
Morroco hate Spain
Turkey hates Cyprus
Indonesia hates Holland
India hates Portugal
Morocco hates France
Paraguay hates Bolivia
Poland hates Russia
Serbia hates Kosovo

EquityM:
Haha, I believe in Yeshua; if everything goes well, I will definitely pay what is due.

Salute boss.

EquityM:
I just checked the real estate now; it does not yield much but is stable, as you mentioned earlier. Bro, I don't want any tax drama, as I can't pay home and away taxes. I will definitely update you on the returns and losses.

Oga, you dey fear Tax lol.

I'm Atheist and don't believe in the existence of any God but this quote is what I take away from the Bible.

"Give unto ceaser what belongs to ceaser."

EquityM:
I added silver, gold, and vector semiconductor ETFs. Kindly check the attachment below. I am not interested in the S&P 500 and Nasdaq. They requested my TIN in Nigeria, and my Nigerian passport was verified by placing my mobile phone on my passport, and instantly all my details popped up in the app. Basically, I was amazed.

so far so good, you have been strategic in your choice. Very strategic.

Gold and Silver are more conservative instruments and have only have been experiencing price volitility since the timeline of (Russian Ukraine war - Brics currency discussions - U.S Balloning debt - Trump Tariffing the world and lastly US/Isreal attack on Iran)

Gold and silver ETF and more defensive than aggressive for building wealth so expect current growth to slow down once most geo-political tension dies down. (Best for preserving wealth)



Semiconductor ETF is good choice due to the ongoing AI race. But concerns are recently in the news as regards if AI is a bubble like in the case of the dot com bubble, if AI turns out to be a bubble, your ETF will crash and loose value overnight and might not recover.


I assume you don't want anything to do with the USD based investment probably due to 30% withholding Tax hence the reason they asked for your TIN.

My brother na there the money and rest of mind dey.

For example, look up U.S Real estate and Reit EFT, buy into that for peace of mind, disregard the Tax it will cost you, you are investing for a long time. Even during COVID when the world economy came to a stop, U.S Reit and real estate ETF were still consistently paying.

In conclusion, You have made strategic choices which is good (precious metals & Semiconductors) but I am recommending you diversify to U.S ETF in real estate for peace of mind.

EquityM:
@Beeron, my bank here gave me an option to customize my portfolio before accepting my KYC. Should I go for silver, gold, and stocks, as I am not interested in ETFs or any USD investment? Have attached the performance of the investment below, excluding 1% cash.

what are 4 assets added to this portfolio and what are the other options you are not interested in?

richgang:
Hello House,

Please enlighten us. Since most of these equities usually return around 30% to 51%, I noticed that GT Equity did about 57% last year, while ARM did about 55%. Most of them have already done more than 25% this year alone, which means only about 25% to 35% may be left for the rest of the year.

So it seems likely that more red days could still come.

My question is: since most of these equities have already done almost 50% in just about three months, is it still advisable to invest in equities now, or would it be better to relax with MMF until next year and then invest in equities starting January 1?

The bitter truth is you should pray to see red days because money is made in the zig zag movement of price action in the market.

Red days is essential otherwise, even your barber and shoe maker will all be investing in stocks/equities untill it becomes a bubble and burst in the most violent way, so red days are good days indirectly.

Now to your question: The reason why the market is 25% - 30% up is because institutional money entered the market last month, so if you have pension fund somewhere, chances are managers of that pension fund bought stocks last month.

Now if those conservatives pension guys bought stocks, ask yourself; why should I be scared to invest now if the most conservative investors in the country are the once providing liquidity to the market?

Institutional money only made the market stronger and a sign of more green days in the future, this current red which is not red enough for my liking (because it's mere profit taking and not real correction) is a blessing for people looking to enter now or any time the market turns red again.

Stop publishing fake news here.

Rosenior had a role to play in Chelsea loss.

Why wait that late to begin to make changes. Palmer clearly wasn't performing, the right thing to do was to bring in Gernacho and send Neto to Palmer flank and take off Palmer.

Then Garnacho and Neto should have overload Psg defenses with crosses and feeding Jao Pedro because Jao Pedro wasn't getting enough of the ball, he was always drifting back to mid field. This would have worked because Psg was weak at the back, they are not coordinated in their defense.

Chelsea keeper lacked confidence to play out from the back, clearly not different from Sanchez, he is even worse than Sanchez.

What type of miracle want to happen at Stamford bridge to overturn 3 goals deficit now?

Chelsea is out of this champions league competition. So sad.

EquityM:
Yes, chief. The documents I signed before signing up were gigantic. I can't wait to see what it offers. They have various equity funds and the international foreign investment equity funds, which comprise unhedged and master funds. Moreover, the foreign investment equity funds have the highest YTD at 42-43% YTD annually.

Trust me lots of investors in Nigeria wish to be in your shoes right now.

Diversified equity investment both in Nigeria and Abroad, You have secured your financial future.

May God bless the day you decided to first try Equity.

EquityM:
How is it going, bro?

I'm alive and breathing bros.

I see you about to enter into the Asia market.

Best decision of your life.

Diversification without boundaries.

Good one Chief.

While Kunle is a good film maker, he seem not to be a strategic business man.

R.I.P to Gazzuzz, As strategic as Gazzuzz was, if Gazzuzz was in his shoes, He would have moved not so heavy duty electric appliances off grid to use solar, then only buy lesser diesel for heavy duty electrical appliances that consume so much power.

He would save cost that way.

People experiencing red, please relax and don't panic.

In my video of yesterday, I explained what is going on and how investors are reshuffling and repositioning from solid stocks to buy into oil and gas.

This is making other sectors see few red.

https://www.youtube.com/watch?v=Kc5iAiHdpNQ

₦1.4 Trillion Wiped Out Last Week

Most investors are looking to take position in the bank and oil and gas sector.

Find out why in this video



https://www.youtube.com/watch?v=Kc5iAiHdpNQ

₦1.4 Trillion Wiped Out Last Week

Most investors are looking to take position in the bank and oil and gas sector.

Find out why in this video




https://www.youtube.com/watch?v=Kc5iAiHdpNQ

It's not that serious a condition.

Just proceed to live a healthy life style and don't over work the heart by eating too much carbs, salt, alcohol or drugs.

Visit the cardiologist often for check up and monitor your blood pressure and pulse.

Many people have this condition without even knowing it and still live a normal life, you only got to know because of the recent pain you have been having which is an indication that you doing something too much or you not doing enough of.

I will offend some people but truth is God is a receeding pocket of ignorance that gets smaller and smaller as you gain more knowledge.

Arizona86:
Is this war going to affect our equity investment considering that the world economy will be impacted?

Yes, in the oil and gas sector.

Iran closed the strait of hormuz yesterday, crude prize shot up to 75 or so per barrel. If it continues to shoot up, crude will become expensive, Federal government will be smiling because, more money to be earned from crude, less burden on the budget, slowed down borrowing.

When then happens is the fixed income market rates becomes less attractive (bond & Tbills), people will start moving money to the stock market. ASI will shoot up

Another way it will affect, is the oil and gas index, if your equity invest more in that sector, you are about to begin to smile.

seunmsg:
Nigeria should be very worried. This is no longer looking good. Over 20million barrels of crude oil passes through that strait daily. Oil prices have soared in response. If this continues, crude oil will go out of reach and global economy will collapse. The price of PMS will go over N1000 very soon in Nigeria.

on the flip side, Nigeria government will actually be happy lol

Global oil price just increased, that's extra money Nigeria will earn from crude.

Don't worry, Dangote will not increase local price as he already has a deal with Federal Government on crude.

Preator:
I sense the fear factor. Some of us try to hold others back for things we are afraid to do. We stylishly wait for the "i told you so" moments while pushing narratives that will justify decisions we took out of fear. Otherwise, he's an agent.

The facts are clear though. Not a single SEC approved MMF fund manager has defaulted or ran away with people's money. Not a single one, whether fintech, mushroom or cottage fund manager.
I use several mmfs, stanbic, firstally, trustbanc, STL, cowrywise, FBN and a couple of others. I prefer the transparency that cowrywise provides over stanbic everyday. I can see the daily breakdown per fund manager, i could invest in multiple mmf(in the past), track and buy stocks, etc.

I dont mind anyone promoting any fund manager really, but let's keep to the facts and not fear affirmation. Afterall, for any serious investor, your promotion should only point them in the direction of the investment. Due diligence to affirm what you are asserting is their personal business.

About this:

"I sense the fear factor. Some of us try to hold others back for things we are afraid to do. We stylishly wait for the "i told you so" moments while pushing narratives that will justify decisions we took out of fear."

If you didn't study psychology as main or elective course in school, then you must have read far and wide, or you probably must have dealt with lots of people in your line of work to know this.

However in psychology, we call it cognitive dissonance.

LoriHamo:
The NIDF from Chapel Hill?

NIDF (Nigeria International Debt Fund) is run and managed by Afrivest.

The underlying asset is only bond, Government Bond and corporate bond.

It's one of the oldest investment in Nigeria, I think I have a video on it on YouTube.

They invest in bond; buy, sell and hold according to weekly money market in the economy.

Now if you understand how this works, you will understand why Cardinal stone fixed income has been bearish lately.

Here is what is going on: Since two weeks now, there has been huge liquidity in the system, so banks and fund managers began to wait for the MPC meeting to know if rate cut will happen or not.

In that time, Cardinal stone didn't trade bond, they just gave investors returns from other investments, so technically that why CS fixed income has been sluggish lately.

Now that everyone has confirmed the rate cut, it will guide their decisions on how to invest in bond again.

EquityM:
Haha, if you want a good fixed income with a higher yield, try the DMO from the federal government; it starts with 50M, and once you are in, the rate stays there automatically for 10 years. Another alternative is NIDF; it pays around 24YTD per annum, but it's like a share—you have to buy it from the stockbrokers.

The DMO from Federal Government. And it starts with 50 million.

You basically talking about bond. Those are the requirements to buy government bond after the DMO issues it.

If you don't want to hold for long, you can go sell it at FMDQ. That 10 years hold duration is not fixed.

Bond investment is the safest investment amongst all investment in the world, even if the country goes broke (provided the country has not disintegrated), your bond will still be paid back but repriced.

People just don't talk about it more because of the 50 million entry barrier.

Bond is what global financial analyst use to first analyze a country fiscal health. And that's where I start from, when I try to dig deep into a country's macros.

Niiade:
The post you responded to said MMF, and I got confused after reading what the original poster posted and the responses so it got me confused Abi is there another type of MMF.

Oh, now I get your point.

The reason I made mention of MMF in that post was because he originally moved his money from MMF to Equity balance fund, but he didn't like the red he was seeing so I adviced him to wait, recoup his capital and move his money back to MMF where it's safe.

Zelenky is the worst thing that ever happened to Ukraine. Ukraine history will not judge him kindly.


Being a puppet for the West to go to war with your own brother in the East at the expense of innocent Ukraine lives being wasted and the Ukraine statehood at the risk of being erased.

No country will ever make a mistake to elect a comedian as their president again.

Niiade:
My question is how do you lose money in a money market fund?

Money market fund?

You don't lose money in money market fund unless you meant Equity mutual fund.

EquityM:
Their withdrawal is fast, bro. They have one of the highest numbers of balance fund subscribers among the equity fund managers. Even though topping up is slow, they will eventually credit the backlog.

Thanks for the clarification bro.

I will look into it and test it out myself.

You too much bros.

LoriHamo:
The REDs are tripping-in

Afrinvest
Gtbank(equity/bal)...equity was hit really BAD

I didn't trade today in CD as the last night withdrawal has shown PAID in their app... otherwise it would have been the worst hit..I for no see anything withdraw sef, if I didn't act last night...I wanted to de-fund their balanced fund...as I see the RED in their equity,I use vex click REDEEM as well. hahahaha...

arms crossed waiting for Stanbic @12:00am.... though I have no hope and only hoping the LOSS will not be too large...

Today seems to be the worst... even after noticeable re-bounce in some stocks in NGX.... trading later in the afternoon....

Maybe it would have been "WORSTer"

Abasi mî mbok....

Una Happy weekend o o

And please prepare your minds

You write with so much joyful humor even when the situation is dire.

One will always read your words and just crack a smile.

Unhappy Red days and I wish you happy Green days next week.

Bluearrow:
Their withdrawal is likely to be slow too
Their top up is the slowest among all the fund managers I have used so far.

Thanks for this update boss.

I greatly value it.

EquityM:
10k, it brings more than the balanced fund, but the balanced fund has less volatility.

Thanks for this insight bro.

I will test their payment and withdrawal procedures, if it is hitch free. I will invest but If i encounter stress. It has failed my test and will simply pass.

Thanks again chief.