₦airaland Forum

Reason we are concerned about the manners of people we call our representative or political leaders. Wike is truly a bad example to represent his people. Greed because of 1 individual.

It's been like this long ago and before now,that politicians express selfishness at the expense of the policies that will help the country grow. How is wike bigger than all Nigerians that have craved for this to see the light of the day. Just because of his own personal disagreement with a single state governor,you want to destroy the whole country?

So ICC self carry criminals as judges. This life self na wa... Corruption na everybody property.

Botragelad:
This is the same lad trying to mess around with the state of Israel. Bloody menace!

Sources
https://www.google.com/amp/s/amp.theguardian.com/uk-news/2022/apr/11/tory-mp-imran-ahmad-khan-guilty-sexually-assaulting-boy-15

https://nypost.com/2024/11/21/world-news/karim-khan-who-sought-icc-arrest-warrant-for-netanyahu-accused-of-trying-to-suppress-sexual-misconduct-probe-against-him/

One of the best report received

eBARCSMFB:
Here are some practical tips for saving effectively from a monthly salary of 50K to 100K Naira in Nigeria:

1. Create a Realistic Budget

Track your income and expenses, breaking down your spending into categories like food, transport, rent, and utilities.
Allocate a specific percentage (e.g., 10-20%) to monthly savings and treat it as a non-negotiable "expense."

2. Use the 50/30/20 Rule

For simplicity, try the 50/30/20 rule, where 50% goes to needs (rent, food, utilities), 30% to wants (entertainment, extras), and 20% to savings or debt repayment.
Adjust these percentages if necessary, especially if you’re earning on the lower end of the scale, but prioritize the savings portion.

3. Automate Your Savings

Set up an automatic transfer to a dedicated savings account on payday. This way, you save first before you have the chance to spend it.
Consider platforms like e-barcs, Cowrywise, or Kuda in Nigeria, which offer automatic saving options and even interest on savings.
The e-barcs regular savings will help you save your money with an interest of 8% P.A This account is designed for the everyday hustlers, that want to see their funds work for them.

4. Set Small, Achievable Goals

Break down your savings goal into manageable milestones. For instance, if you want to save 50,000 Naira, aim to save 10,000 each month for five months.
Track and celebrate small wins to keep yourself motivated.

5. Cut Down on Unnecessary Expenses

Audit your spending to identify non-essential expenses, like frequent dining out, excessive phone data plans, or impulse purchases.
Opt for homemade meals, cheaper transportation methods, and free entertainment options.

6. Use Savings Challenges

Try savings challenges like the “52-week challenge,” where you gradually increase the amount you save each week or month.
Another challenge could be the “No-Spend Challenge” on weekends or certain days to curb impulsive spending and save more.

7. Leverage High-Yield Savings Options

Consider savings plans with interest-earning potential. Some Nigerian fintech apps offer higher interest rates than traditional banks.
Explore options like micro-investments in money market funds, where you can earn modest returns on your savings.
others can give you up to 10% some 15% some preach on the security of your funds so the interest is usually around 8% P.A eg the e-BarcsMfb, Page Mfb StanbicIbtc etc.

8. Avoid Taking on New Debt

Limit borrowing to avoid adding repayment obligations to your monthly expenses, as debt repayment can reduce your ability to save.
Focus on clearing any existing debt to free up more of your income for savings.

9. Build an Emergency Fund

Start building a basic emergency fund to cover at least 1-3 months of expenses. This fund prevents you from dipping into your savings for unexpected expenses.

10. Take Advantage of Employer Benefits

If your employer offers benefits like a pension plan or savings contributions, take full advantage. Employer-backed savings are an easy way to build wealth without much extra effort.

11. Side Hustles for Extra Income

Look into side hustles like freelance work, weekend jobs, or small businesses to supplement your income. Even a few extra thousand Naira can go a long way toward achieving your savings goals.

Newlymarried:
A man has accused a hospital of causing his wife's death due to medical incompetence.

The grieving husband took to Instagram to narrate how his wife was booked for a cesarean section on October 29, but the events that followed ultimately resulted in her death on October 30.

She leaves behind a daughter and her newborn son.

He shared a photo of his late wife and wrote: "Island maternity took my wife's life due to incompetence and stupidity.

It's a whole lot of professional mismanagement put together. She could have been rescued if all processes were put in place. Scan report should of course tell the size and location of the fibroid and then location for the surgeon's cut through. Probably the less experienced surgeons worked on her. It's just unfortunate it had happened with her. Things happen and we know they could also be well managed. No be lack of blood or lack of other necessities,na absolute negligence on the part of the senior officers surgeons. God help us prevent further occurrence.

SoftSport:
Having only watched a brief excerpt of the footage, it is premature to draw any definitive conclusions.

The lawmaker should be afforded the opportunity to present his perspective.

As a distinguished public figure, he deserves to be treated with due respect.

We must proceed with caution and refrain from allowing emotions to cloud our judgment in this matter.

Ppu like u should also receive similar treatment from an idiotic politician. Except if u were deaf to listen to the whole excerpt. Senseless animal. Ellupee ppu will always be same

Tetrahedron:
I don’t support how he slapped the bolt driver!

but bolt drivers are the worst despicable drivers on the road,
-they are very rude
- they are the ones that sexually exploit female riders,
-never truthful
-Always looking for ways to cheat unsuspecting people

When Uber was the only ride app in Nigeria, those were days of descent drivers.
Bolt should include etiquette training for their drivers on how to approach their paying clients

You're a despicable idiot for saying that, everyone is castigating the stupid act of that idiot, you're here talking trash. Ewu

This foolish igbo guys left their cradle unprotected to be claiming dia papa land wey hin inherit for Lagos. Sit down dia dey loose your ppu for village. And where are the so called ESN/IPOD guys killing innocent civilians and soldiers. Iku pa yin awon omo irankiran.

Adeyanju na bastard of the highest order why didnt say dis when BBu brougt his daura brodas.

It's just unfortunate that your wife has been a little insincere and gullible for what will make her future secure with her family. Many of them are natural dominating when they are financially empowered. Just like they say, just take it cool with her for the sake of your kids and [center]watch[/center] her closely if she gets deeper with the other man. Life is too short to worry over her. Try and relocate yourself there and then be financially stable and move on without her.

Muslee4luv:
Details of my two bedroom apartment will come shortly
Including detailed cost of building it from clearing to completion.
Attached is my dream design

This is encouraging, thanks bro. Following and learning

Jamiubond009:
this nema-toad dey even talk about corruption.

. U bad mouth

If leadership can be corrected, we'll compete favorably with the best climes in the world... Everywhere we dey rule. Southy and Ghana dey envy their papa for no course. Who Ghana help...

Why not these old animals in human skin running after political selfish interest...? Buhari and tinubu,iku ma pa yin ooo. 9ja youth have turned sacrificial lamb. God have mercy.

Political party time don ripe to dey fake things up here and there. This one turn political mercenary for apc to fight on the level of say pdp carry party chairman give Aivoji wey be badagry son. This project was long ago approved to commence in badagry,Ambode wanted it at Epe for his people. Badagry people may need to wise up and not sell themselves to Oriibu.

Quite understandable that hospitals are way too filled up in lag. I will suggest you take her to FMC abeokuta for proper care

U wan chop d thigh?

I think I appreciate sound mind and brain than d slay pattern thing

Truly And Truly D Girl No Sabi English. Any1 Who Cares Shd Check Back.

Do U Know D Meaning Of Her Name? I Think She Fulfilling That. MAUPEGO 'God Deals With All Ur Challenges'. She's A Decent Of Badagry Lagos

Y did u take so much time figting for a guy who won ur love against d oda. still our world mum.

Can someone tell me why i should be responsible to pay for their incompetent error of not blocking a misplaced atm card. I believe they should be sued for unlawful deduction of an uniformed actions on my account. Moreover it was reported before another one was issued and so was meant to be blocked by them. I even mailed them and they still went on to debit me.

can u see reason why we as youths av to look b4 leaping #badleadershp. Edo...!!!

post=62972905:
Lol.. Na lie.. let's not name it.. fraud na fraud and if fraud na fraud this means those in Aso rock are .......?

...Fraudsters

vivie01:
Bazaar and harvest have their roots in the bible but bazaar had long been eradicated by Orthodox churches, the set of denominations that are engaged in such (Pentecostals don't do bazaar) because its perceived to have been annulled with the coming of the new gospel.

It's seen as a way of buying and selling in the church which Jesus himself was against. He was against it because he chased those buying and selling out of the temple and said His father's house is a house of prayer and not a den of thieves. Matt 21:12-13

. I u shd shut ur miserable dirty mouth and leave d orthodox do there thing instead of sayin trashes

She obeyed d bible verse dat says 'if any part of ur body will make u sin cut it off.' #mentalcraze. pastor chris and his dont see dia blown hair as sinful.

dd freezo is here to librate our mumu sense for years #unfrozen9jans #freethesheeples

i want to believ 9gerians undastand d politriks our politicians play,jumpin upandan wen it seems unfavorabu to dem. As for me and ma home,pdp.apc,dpp...all d same. thieves,power monger,hardhearted idiots

all u need do is to aproch a lab for a test called semen analysis for probable infection.u can also giv me a call. 08060045962

As a medical professional,he has just breach the ethics of the professional body he belongs. It is tantamount to being charged. Who would see the corpse of his relative on media and still accept it as fun.

amdoyin82:
We dont know Togan of Badagry among the Yoruba obas, their language is so different from the core yoruba people. Badagry indigenes are settlers that migrates from contonou,Togo and Benin republic and settles in badagry being a border town between Nigeria and these neighbouring countries. Since then they have become major dominants of badagry and settles,breeds all over the place. In a nutsell oba of badagry is not like Alake of Egbaland, Oba of Lagos, Alaafin of Oyo, Olubadan of Ibadanland, onirisa of ife, soun of ogbomosho, Timi of Ede and so on. If it had been any of these kings then the chirftancy title might be relevant. I rest my case

..... Point of correction sir,all I know is every human existence godly determined. Badagry ppu are migrants from Dahomey from Benin Republic. They never asked to be part of 9jeria,only nature made it so. The history of 9jeria never completes with core reference to western education. And which came up via abolishment of slave trade. No average lagosians,Aworis and Eguns,want to associate with any Yoruba group OK.