₦airaland Forum

I support this lady 💯

To everyone blaming the lady, this was the apartment before she renovated it. Pure wickedness from the caretaker/landlord 🥴💔 https://t.co/wtFLfG4XdP pic.twitter.com/8FCqoKsN1Q

— OLAMIDE 🌸💖 (@Olamide0fficial) May 3, 2025

She renovated the house she rented from the shittty condition she met it only for the landlord/caretaker to evict after giving the apartment a complete facelift .

She gave them aura for aura by destroying most of the improvements she did to the apartment making sure the landlord does not profit from her loss by renting the place out to someone else at a ridiculously higher price courtesy of her improvements

semid4lyfe:
You dey carry talk go far sef. Shey na me go close my GTbank salary account of many years because of VDM?

I like VDM and hin don help my friend recover funds from an online vendor before but I no dey munu for anybody. Make hin carry hin cross, I no send am message.

All of them go Dey alright . Make dem Dey form
Cancel culture wey go inconvenience them

Na always people wey get kobo kobo for their account go dey make all those kind mumu threats of canceling GTB because of one yeye verydarkman.

Shey a businessman that uses GTB as his business account for transacting business deals worth hundreds of millions daily go say he go close down his account because of one social media clout chaser having issues with government agencies ?

Shey person wey dey Dey steady use GTB Dey open form M to import raw materials and finished goods for his business get any time to Dey follow them do solidarity with very dark man ?

semid4lyfe:
So people are really closing their accounts in GTbank cos of VDM?

The videos dey all over tiktok. Many Nigerians dey gba I swear.

izzou:
[color=royalblue] Someone saw me opening my app today, and asked why I was still using GTB

I thought maybe there were speculations the bank could be in financial trouble

E come say na to protest for VDM

Mtcheeeeewww [/color]

😂😂😂

Iamoyindamola Obasa has withdrawn his son from the LGA chairmanship race

https://www.nairaland.com/8415771/lg-election-why-obasa-withdrew

I was in Agege last week and saw the guy’s poster almost everywhere . Omo, sycophancy na serious issue for this country o

Spy360:
And support who you didn't want to support?

It means you never stood on anything in the first place. That shouldn't be the case.

During elections any alignment is allowed. It is in governance that any alignment is not allowed.

In the war front the first rule is to survive.

No !

Some of us have values and won’t fall
For any yeye alignment lamba

Spy360:
So if he supports who you support you will reject who you support?

💯

Spy360:
We are ready to accept his contributions to gather support for Peter Obi or any other credible candidate as penance.

Speak for urself o.

Any candidate Elrufai supports will not get my vote/support.

diggz:
See El-rufai wey dey cry like better person online now because him no dey in power. This same person commit enough as minister and governor. Even him unruly children no dey left out. ….but whoever no know am go dey reason say na better person wey dey fight for Nigerians. All man must get outcome of their handwork for this life… one way or another.

Anybody taking Elrufai serious should not be taken serious. The same Elrufai wey dey hawk Tinubu for head like gala. Someone that was praising the ingenuity of the muslim-muslim ticket and boasting about how they have been able to replicate muslim-muslim ticket in Kaduna at the national level.

Person wey dey fight amnesty international when they called him out for the genocide happening under his government in Kaduna.

It's better this country not to have any leadership at all than to vote for any coalition championed by Elrufai. 🙅‍♂️

diggz:
Renewed hope no be by Cho Cho Cho. Tinubu don put cutlass for many people necks….na to chop them off remain now.

Baba, na only one dem dey gaslight people with so called renewed hope o; offline real people dey go through a lot.

That's egbon say he go look for at least 5k buy action bitters and drink all through the 2027 election day. He said he won't go to stress himself to vote for a useless leader who will be living in luxury with his family while he will be asked to keep making sacrifices

She looks like Odili's carbon copy!

Online is not real life!

I go wash car earlier this morning and the car wash manager was regaling stories of how things were last better under Jonathan.

He said he would buy 1 derica of rice for N80, 1 derica of beans for N120, crayfish N20, groundnut oil small measure N100, etc. He said he his wife will cook meal that will serve him and his family for N500.

One of the customers who came to wash car was trying to preach Tinubu's prosperity gospel to him.and those APC's "Joy is coming" propaganda to him, egbon car wash manager no gree listen o.

Instead, baba just dey lament how things have been increasingly hard since APC took over. He even mentioned how he normally gets rice gift from his customers during Christmas and Eid celebrations in the past. He claimed this last December was the worse in his life cos he didn't see any gift. He said he's not blaming people for being stingy because he actually understands those people who usually gift him are all struggling to adjust to the general hardship.

One man carry winners chapel flier to come preach to egbon car wash manager ; egbon vex for the man say all these church people should go and tell their GO's and senior pastors to speak truth to power..... They should tell the leaders that we are suffering . The egbon just dey Para.

The egbon concluded that he will never vote in 2027 because he has been scammed for too long.

Me I just dey one corner just dey observe and refuse to say anything or join the discussion o. Why? I no dey discuss politics outside nairaland and outside my closest friends' circle.

Ibime:
Difference between Meffy and Kyari na say Kyari get budget wey we fit quantify

Meffy own is almost untraceable. CBN numbers the last few years na black box, nobody know wetin dey happen. The unaccountability reach wey be say dem print new notes suppose withdraw old notes, but old notes na still legal tender. Both the old and new, nobody know how much dey in circulation. This is just one before we reach foreign exchange reserves. The money scatter Meffy head to the point him want run for Presido

They are both big thieves who worked under a clueless government where nobody monitors anybody. They worked under a president who would approve funds for his appointees and go to sleep while they plunder the resources of their respective constituencies.

Emefiele na thief normally, but don't forget Buhari has always maintained he gave him approval to change the naira notes. He even did a press release on it sef.

Ibime:
Nothing big pass Meffy. Meffy na don.

Na so.

Earlier, sources at the NNPCL told Saturday PUNCH that one of the sacked MDs had been with the EFCC for about a week.

“Large amounts have been discovered in his accounts. About N80bn has so far been discovered in his various accounts. The way things are going, it may be bigger than Emefielegate,” the official, who spoke in confidence due to the nature of the probe, stated.

Another official stated, “All the three of them are being investigated by the EFCC. It is indeed sad!”

Kyari under probe

A document obtained by our correspondent on Friday from NNPCL, dated April 28, 2025, and titled, ‘Investigation Activities: Request for Information’, indicated that the probe by EFCC included the immediate past Group Chief Executive Officer of the national oil firm, Mele Kyari.

The EFCC document was addressed to the Group Managing Director (Group Chief Executive Officer) of the national oil company and contained the names of 13 other former senior executives of the NNPCL.

“The commission is investigating a case of abuse of office and misappropriation of funds in which the underlisted officials of your organisation featured,” the document stated.

It outlined the officials to include Abubakar Yar’Adua, Mele Kyari, Isiaka Abdulrazak, Umar Ajiya, Dikko Ahmed, Ibrahim Onoja, Ademoye Jelili, and Mustapha Sugungun.

Others are Kayode Adetokunbo, Efiok Akpan, Babatunde Bakare, Jimoh Olasunkanmi, Bello Kankaya and Desmond Inyama.


“In view of the above, you are kindly requested to furnish certified true copies of their emoluments and allowances, including that of those who have retired and no longer work with your organisation,” the anti-graft commission told the NNPCL boss.

Although this is not the first time the company has feigned the effectiveness of its operations, citizens have noted that the lack of transparency not only deepens public distrust but also fuels speculation about the company’s true intentions and the actual state of Nigeria’s oil infrastructure.

On Tuesday, The PUNCH exclusively reported that the NNPCL came under fire as the $897m Warri refinery revamp flopped.

The report also stated that the $1.5bn newly repaired Port Harcourt refinery had been struggling at under 37.87 per cent production capacity.

This was after the revelation that the Warri Refining and Petrochemical Company had remained shut since January 25, 2025, due to safety issues in its Crude Distillation Unit Main Heater.

An April 2025 document on the Midstream and Downstream sector obtained from the Nigerian Midstream and Downstream Petroleum Regulatory Authority revealed that the refinery, which consumed $897.6m in maintenance costs, failed to produce Premium Motor Spirit (petrol) and was shut down barely a month after former NNPCL boss, Kyari, declared it operational.

https://www.nairaland.com/8415364/3-billion-refinery-fraud-80

The refinery fraud is most likely bigger than Emefiele gate. How the master strategist allowed Mele Kyari to use almost 2 years after Emefiele was sacked is still a mystery

Ellexy:
https://x.com/DeborahToluwase/status/1918376020094185903?t=emgGz3k0jeguL5xod-NvTQ&s=19

Cc BlueRayDick

This looks bad.

So this is a case of schools trying to make cheese for themselves out of the NELFUND largese. They will collect 120k on behalf of the students when in actual fact the school fees is 55k.

I guess that means the students will pay for the extra 65k the school collected on their behalf much later after graduation.

I support the ministry of education probing the schools. This one is not on NELFUND Sha

swiz123:
Always knew you are very heartless. Paying a human being 40k for a 10hours per day job is nothing short of draconian wickedness.

I know say u no dey waste time to give Ibime special robo service anytime he loose guard

monerozi5590:
Nigeria police no d follow law. Substitutional arrest is illegal and is against the law. You can't arrest a father for a crime committed by his son just because the son cannot be found.

Nigeria police too mumu abeg. I pray that man get justice. They should not only build the house they destroyed, they should pay for other damages too.

This reminds me of what Oyedepo said " If pikin no turn out well ( into crime, drugs and all) na d parents d feel the most pain"

There are two wrong parties :

1. The police who arrested the father in place of the son.

2. The state government that ordered the demolition of the building without any court process affirming such order.

Nigeria na real jungle where powerful animals people use power anyhow

I think this idea of demolishing properties linked to people who perpetrated crimes like kidnapping, robbery, etc needs to be abloihsed by state governors.

I saw a video of Edo state government demolishing the house of a man. The man who owned the house while being interviewed by the press men said his son actually killed a woman. The son is a 28 year old man who lives in a boys quarter in the man's house.

After the man heard the news of his son killing a woman, he went to the police station to report the crime. The police evacuated the corpse and detained the man. The son who perpetuated the crime was later caught and the father released.

Now the Edo state government went ahead to demolish the house which the man claimed he built with his house. Now the father and his 4 other children are homeless despite the fact that the police now have the culprit in custody.

In what world is it fair to rid the father his property because of the crime his son committed? The man claimed he had taken the son to rehab severally because the son has always been problematic to him.

My son has been giving me problems for over 10 years- Father of K+dnapping Culprit laments as Edo Government Demolishes his Mansion. pic.twitter.com/brg6YEz9Z2

— Instablog9ja (@instablog9ja) May 1, 2025

semid4lyfe:
Many students paid before the NELFUND bill was passed and money was disbursed to the institutions.

In many schools, students cannot do course registration and other documentations without paying their fees.

The institutions should reimburse the students in full.

This is where the issue lies.

Not all schools will refund students in full sum. In fact, most government owned schools are not designed to pay out students, rather their finance system is only designed to receive funds and not pay out.

I remember when I got on the University scholarship program after our 100 level results were out and my CGPA was within the qualifying threshold. The scholarship comes with refund of 100 level school fees and additional sum of money for textbook. The two payments are to come in form of two separate cheques issued to the student by the bursary department of the school.

I got one of the cheques in 200level and got the second one in 1st semester 400level

From my experience ehn, I can say Most of the students may not get refund of that school fees before they graduate if care is not taken. There are also chances that some people in the Finance office/bursary department may even run fraud using some of the students' profile to claim their refund without their knowledge.

Ellexy:
See eh, that's rarely a smoke without fire. I've come across several student complaints regarding issues with NELFUND disbursements. Some students claim they received the funds after already paying their school fees, but their schools are only reimbursing half of the amount, rather than the full sum.

Others report not receiving the complete school fees from NELFUND at all.

It's deeply unfortunate that allegations of mismanagement and corruption are already emerging around NELFUND, barely a year into its existence. Also the Ministry of Education just said they'll fully investigate the matter, I hope they do so quickly and effectively not just set up panel that won't do anything.

Hmmmmm.

I guess NELFUND has questions to answer as per the screenshot attached in your email. Although I'm curious at to why this student had to pay out of pocket despite knowing he has applied for the student loan.

I

Just as I thought; the whole misappropriation story is fake news. I just knew the story made no sense after reading it.

https://www.nairaland.com/8414269/icpcs-report-mismanaged-stolen-unaccounted

Ellexy:
The technology of corruption in Nigeria is always inexplicable or even esoteric. The more you're looking, the less you're seeing, e come be like say your head wan blow.

I actually listened to radio program where the NELFUND guy came and explain the whole process of the student loan.

From what he explained that day, there's absolutely ni way anybody could've diverted any funds. School fees will be paid to the school directly by NELFUND and it will reflect in the students' portal that his tutuon has been paid.

The students' stipends/allowance will be paid directly to his bank account.

So at what point did the fund get diverted as alleged by ICPC?

The ICPC allegations makes absolute no sense based off what I listened to on radio about NELFUND

larride:
Universities sef dey chop students loan.

Smhs

I still don't understand the news. I have read it several times and I still don't understand .

I thought when the whole NELFUND loan was announced it was said the students' school fees will be paid directly to the school while the students themselves will get their stipends in their account.

What changed? How was the funds stolen?

GloriousGbola:
thats why i said LASG does not always follow through

pure water was banned from janaury 1 this year, but somehow it is not in effect
plastic bags were also banned, especially from supermarkets, but now they are doing some kind of surcharge thing instead where you pay for the bag

i had expected no pure water from january this year, but here we are.

The ban on pure water will never work.

Most areas in Lagos people.drink pure water including Lekki axis sef cos their water around those areas are neither drinkable or usable for cooking. Only few people can afford to buy CWAY. In fact, how many CWAY person Wan use dey cook daily?

As for supermarkets now charging for polythene bags, I think the idea is to force people to reuse like they do abroad so that we can have less and less of it in circulation.

iamoyindamola:
Same with ikeja, there should be a way of tackling this frequent flood anytime it's raining why will Lagos not smell.
Government have ban this soft takeaway because it's part of the reason we experience flood.

While ban of takeaway packs and disposable plates may be a step in the right direction, there are a whole lot of other items that block drainaages that are not yet banned. PET bottles of coke and Fanta are still there, nylon of pure water, normal polythene bags for carrying items, etc all block drainaages.

Then we have areas in Lagos where the drainage system there are non existent. U will see houses that have been built since the 60's that don't have functional drainaages.

Ọmọ! If u Don work for the main Lagos island and vehicles dey carry u pass ìsàlẹ̀ eko wella, u will see sewage trucks (fàgbẹ́ fàgbẹ́) still dey come carry shiiit from people house in the 21st century. Shey na area with those kind houses Wan get functional drainage system?

The issue is even if government wants to help them it will lead to a lot of houses being demolished and most of them are not ready to make such sacrifices.

iamoyindamola:

The glorified swamp called Lagos Yesterday after a little rain. According to reports Lagos will sink beneath the sea they claimed tinubu tamed in less than 40 years. pic.twitter.com/9ExxzQkAqW

— Marquis Of Infamy 🪶🪶🪶 (@Unabombaar) April 30, 2025

🤣🤣🤣

Omo, when I was working at Marina I knew Lagos Island na hell on water when it rains.

There was a particular Friday it rained maybe 2021 or 2022, most of the cars parked in Car parks within Marina were floating on water.Come and see how executives rolled their trousers to use leg enter the flood that day. A lot of people abandoned their cars in the office and trekked to the bus stop to take buses home.

The drainage system on the Island is 4cked up.

semid4lyfe:
The emboldened is very necessary and there's a private hospital we're registered in. But the hospital is damn expensive and we've only used it once, and that was because doctors in public hospitals were on strike.

It was in 2019 I think. Small drip wey dem administer for my daughter with 3-days worth of floranom, antibiotic syrup, Zinc sulphate tablets, and ORS wey dem give us, I pay 50k.

Since that day, I dey always pray make Doctors in public hospitals no go strike.

That's why I say "If you have the means" . E no easy at all for this Tinubu economy; I don't blame people who patronize agbo

semid4lyfe:
We have only ever gone to the hospital for general healthcare needs but I believe you're right because when wifey stayed in the VIP ward after the birth of #1, NHIS did not cover for the VIP ward so I had to pay for that out of pocket. This is also a pointer that FG subscribed employees to the most basic package of the HMOs under the NHIS.

Also, the designated NHIS hospital pharmacies stock the cheaper alternatives of drugs, and never the expensive ones. Any drug above 5k like this, dem go tell you say dem no get and you'll have to purchase it outside.

But I still consider it a win to take a child to the hospital, see a consultant pediatrician, run blood tests, be given drugs and pay a 10% cost that may amount to a paltry sum of N500 - N1000. I mean, when wifey dropped #3 last year our total bill amounted to only N1500 due to NHIS/HMO coverage.

You are right , basic Health insurance is still better than not having health insurance coverage at all .

What I do and always others to do (if they have the means) is to have two hospitals they use.

1. Hospital which Ur HMO provides under Ur NHIS/Health Insurance package. You can always take basic Healthcare issues to this hospital with u not paying out of pocket.

2. Hospital which u know and trust to be of much quality which can manage Ur health needs at premium value. For example if ur wife is pregnant and needs both antenatal and delivery services ; u don't want tí subject Ur wife to the hospital haggling with HMO back and forth on whether or not to administer a particular treatment on her or not. All u will care about at that point is the safety of Ur wife and child. Paying out of pocket for this may not be out of place if u have the means.

semid4lyfe:
This is when having Health Insurance aka HMO is beneficial.

Me, wifey and the kids are enrolled in the Federal Government's NHIS (National Health Insurance Scheme) with the Federal Teaching Hospital in the state as our Primary Health Care Provider.

NHIS enrollees pay only 10% out of pocket for consultation, tests, examinations, drugs and some operation procedures

I gather it's totally free for workers in the private sector, and there are HMO's one can enrol with even as a private citizen. Perhaps you should explore that option so you wouldn't have to spend so much on healthcare.

HMO is good but if u have an underlining ailment or major ailment, most HMOs will exclude its treatment from their package which means u may have to pay for its treatment out of pocket . Some of them will put the treatment of such ailment on their most expensive package like platinum .

Others will just put a moratorium on the coverage of underlining ailments like asthma for a certain period . For example they may say asthma is not covered for the first 24 months of the policy I.e u can’t get treated for asthma for the first 2 years u buy the HMO plan .

HMO is mostly good for general healthcare needs like going to the hospital for malaria treatment , going to dentist for scaling and polishing , seeing an ENT once in a while , seeing optician for consultation and treatment , etc .

The corporate plans which companies buy for their staff are in different grades and usually provides more comprehensive coverage . The retail plans on the other hand are more expensive and sometimes they have limitations .

One major issue I have with HMO from experience is at times hospitals won’t give u the necessary and most effective drugs because they have a feeling ur HMO won’t reimburse them adequately for some treatment they administer . There are some tests that hospitals will be seeking approval for hours from HMOs before carrying out on u; when u ask the hospital how much is it ? U will discover the test may not even be more than N7,500 🤦‍♂️.

I wonder if people who are under health insurance in the UK, Canada , Australia and the US fail something similar .

Roland17:
https://www.nairaland.com/8413370/alleged-1.3-trillion-fraud-im

Okowa has suddenly found his voice because all his sins are now forgiven. For he is now a new man in APC, behold old things have passed.

Baba enjoy abeg your N1.3 trillion, I don't make the rules!

The weyrey say he should’ve supported the idea of southern candidate and not accept being Atiku’s VP

larride:
Everything about the oil industry is different, don't forget that the price of oil in the international market can fluctuate anytime which means a fixed price cannot be attainable. The moment government is trying to fix prices for the private investors, one way or the other, subsidies will come into it.

Look at the defunct NEPA and the Discos currently, because NERC which is the regulator of the industry is fixing price for the Discos, the FG had to be paying the differentials in price. The FG currently owe the Discos over 2 Trillion naira. There ar plenty examples of what trying to fix price has caused.

Also the PIA already unbundle the NNPC as a whole and there are 2 regulators for the industry. NUPRC for the upstream sector and NMDPRA for the midstream and downstream sector. I think it was NMDPRA that was having issues with the quality of Dangote fuel then.

NNPLCO is the business aspect of the company and the regulators both NUPRC and NMDPRA are meant to regulate them also as NNPLCO are involved in all three tiers of the industry.

This unbundling of NNPC hasn't achieved much as far as I know. But I will study the PIA sha and I will see if its full implementation will achieve much