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BlueRayDick's Posts

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European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 7:29pm On Oct 14
KingTom:
How can that wretched looking fellow even pay for any damage done in the first place? The guy looks like all those Omo ita we had in Abeokuta back in the 90s that will be rejoicing when going to prison because free food sure grin
I don’t think anybody has seen the guy’s pictures before the crime ; the pictures we are seeing online are pictures of him after he had already been beaten and dragged in muddy water .

I doubt the guy was wretched looking when he visited the car lot . Let’s not forget that according to reports the car lot is situated inside VGC (An upscale estate on Lagos Island that would ordinarily not allow him in if he was looking wretched )
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 3:57pm On Oct 14
izzou:
The guy driving the Sienna no sabi anything

He almost killed that man wearing the Orange reflective vest, then decided to commit seppuku by running into the truck
As in…..if the guy on orange vest hadn’t reacted very fast , na him dead body dem for carry commot there .

The stewpiid driver could hear the truck’s horn , yet he match throttle enter express with full speed . The person behind the camera was fooolishly asking why the truck was driving at top speed . It probably didn’t occur to him that as many as they were at the scene , nobody was even trying to warn oncoming vehicles that the sienna wants to enter fast lane
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 3:46pm On Oct 14
The fact that all the yeye people directing the Sienna are blaming the truck driver in the video is the reason we have accidents on our road .

/video/1?s=46
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 3:25pm On Oct 14
Theflint1:
B@balawo don fortify person enter life behind bars.
grin grin

He fortified better prison sentence for him.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 3:24pm On Oct 14
GloriousGbola:
Naija is a classist society. The seller should have been able to guage the person coming to buy. Unless he assumed na yahoo boy. Maybe na economy sha.
He probably never thought anybody will be crazy enough to go to a car lot located inside VGC and attempt to drive away the vehicle without paying.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 2:25pm On Oct 14
So na juju make that guy believe say he go carry the Toyota Tundra run and he will succeed 😏

He wan use juju carry N130m vehicle japa

European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 1:32pm On Oct 14
izzou:
I am not saying it's not a law. It's the insensitivity of laughing about it. What exactly is funny?

Shouldn't he have emphasized on them seeking help, or any channel of mental support, than laughing that you should better die?

Imagine seeing someone trying to commit suicide, and you tell him "You better die oh, or I arrest you".

huh
It's just unfortunate that people like Akpabio can rise as high as being the number 3 man of a country like Nigeria. He is a poster child for a style of leadership that is insensitive, shameless and lack of decorum.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 1:28pm On Oct 14
rabazamba:
That is the Nigerian Law for you, Suicide is a criminal offence and Sen. Ekpenyong is trying to call for an amendment, as insensitive as Akpabio's words were, they are the truth as far as Nigeria now is concerned, if you attempt to commit suicide make sure you die because if you don't die you will be arrested. Remember the man who attempted it months ago that was rescued from the lagoon? Eventually the fellow was arrested
Most countries have long decriminalized suicide and attempted suicide . Even Ghana our West African neighbors decriminalized suicide like 3 years ago or thereabouts. It makes sense that Nigeria joins the progressive countries that have decriminalized suicide.

raumdeuter:
If you attempt suicide and you dont succeed, it becomes a crime
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 10:14am On Oct 14
APC taking over power is the worst thing that ever happened to Nigeria . Forget about any natural or man-made disaster , no tragedy pass APC happening to Nigeria .

European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 10:04pm On Oct 13
mostob:
There's only one Bruno in EPL and he plays for Arsenal. Any other Bruno na counterfeit. 🤣
I wish he got a goal today for his efforts . Bruno is phenomenal, I even wish we got him like last 2 seasons sef .
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 9:28pm On Oct 13
iamoyindamola:
I Dan tire
Bobo ya werey gan grin grin grin
I dislike players like that who would mess up for most of the game and then get one assist to cover the nonsense they’ve been playing all game .

Anybody that didn’t watch the game but saw his name on the assist list will think say he play pass Raya today
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 9:26pm On Oct 13
Saka with instant impact 😎
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 9:23pm On Oct 13
Timber get goal sense sha !
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 9:20pm On Oct 13
E be like say dem don swear for Madueke 🤦‍♂️
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 8:30pm On Oct 13
Look at where my striker face when he collect ball 🤦‍♂️
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 8:24pm On Oct 13
Nice attempt by Merino , but the keeper got it right .
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 8:22pm On Oct 13
What a miss by Bruno .
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 8:06pm On Oct 13
This mumudike ehn, even my wife don know am for his brain fart . 😂
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 7:19pm On Oct 13
GloriousGbola:
In this case you are talking from a place of out of touch privilege. Everyone has had to cut back on some expenses and take on some risk. If you have enough liquidity to avoid this good on you. But don't assume it is because they are out burning money on catfish and urgent 5k
You are making my point for me when you say everyone has to cut call some expenses and take on some risk .

If you value the vehicle as an asset in this current Nigeria , then u will cut on some expenses and to have it insured . But then again , u can decide to take on the risk by assuming u won’t be involved in any serious injury and by so doing decide not to insure.

It’s a choice . It’s not anybody here is is saying it’s compulsory for u to insure ur own vehicle . Those victims of the VGC car thief didn’t expect such incident to happen na
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 7:08pm On Oct 13
GloriousGbola:
I also worked in a oil company where we had arrangement with insurance and we could insure our cars at discount rates

https://businessday.ng/insurance/article/naicom-increases-premium-rates-for-motor-insurance-in-nigeria/?amp

I also forget how much it was but there was a corresponding increase in comprehensive insurance rates

I had the spreadsheet for calculating. I think I had been insuring the car for 90 to 100k. It was a massive massive jump and I jejely reverted to third party.

DOES THAT ANSWER YOUR QUESTION?
So did you stop insuring because the rate of comprehensive insurance was increased to 5% in 2022 or because prices of vehicles jumped up courtesy of Master strategist’s policies post-2023 ? 🤷‍♂️
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 6:34pm On Oct 13
swiz123:
Please next time you are buying fuel, come down and check how much fuel others are buying. I can guarantee you that I can’t remember the last time I went to buy fuel and I saw 40k worth on the meter from the last car that just bought.

Shey na naija wey GLK boys dey buy 10k fuel. You are over assuming that people who drive cars have that much disposable income.

There’s a reason I can’t touch naija used cars with a stick. Too many people skip oil changes like mad! Are they same ones that will give 40k to insurance??
This is a straw man argument .

The fact is whether u like it or not , except u park the car and don’t use it at all , u will buy fuel and u will buy more than 40k fuel in a month .

Even if na ur wife Dey use the car only for school runs and occasional weekend outings , u will definitely use almost more than that in a month . (With the exception of if the school is very close to ur house )

If u Dey squeeze money for fuel out and u decide not to buy insurance , it’s ur choice .

Nothing concern me with GLK boys , we are talking about someone who has a stable source of income that availed him financial ability to buy and maintain a N10m vehicle .
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 6:26pm On Oct 13
GloriousGbola:
Let me give you some ammunition for future debates angry

I bought a 2012 Sienna in 2022 at 4m.today the car is over 15m
I bought a 2014 ford ranger NBV. Today it is likely 15m as well

You are assuming that the price of the car is the price at which it was bought by the owner.

Right now a lot of us are holding on for dear life because if this car or TV or pc spoil, to buy am again you go hear am
The question is ; DID YOU INSURE THE CAR WHEN IT WAS VALUED @ N4m ?
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 5:59pm On Oct 13
GloriousGbola:
nepa bill
feeding
cooking gas
petrol for car/gen
dstv/netflix
house hold items
emergencies

this is for a young family
for an older family you have to add weekly feeding for pikins in school
If you he’s still struggling with the aforementioned “necessities “ , how was then was he able to afford the vehicle at that cost ?
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 5:38pm On Oct 13
GloriousGbola:
sincerely, in this matter you are channeling ibime and assuming disposable income dey like that. those eating 15k meat at one sitting are the exception not the rule
If you don’t have disposable income , how are you fueling the car sef ? I hope you know that the N40k monthly is less than the cost of half tank of fuel you buy inside the same N10m vehicle ?
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 5:21pm On Oct 13
GloriousGbola:
my man

40k a month car insurance and no other bills dey abi?

we have been debating about how far 400k a month can go on this platform - now add 40k /month to it. it may work if the vehicle is commercial and you can simply transfer the cost to clients via billing - but for private owners in this economy?
There’s a reason why I said it’s a matter of choice . The same person that can’t “afford “ 40k monthly to insure his car Dey regularly chop catfish , dey press urgent 5k to friends and acquaintances , dey clear other bills that are not really necessities, etc

For want of better word , let’s just say it’s about priorities , not necessarily affordability .
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 5:11pm On Oct 13
NAFDAC bursts Trade Fair market where they arrested two suspects revalidating expired drinks and also producing counterfeit drinks .🤦‍♂️

It doesn’t matter whether you drink alcohol or no; they are literally erasing expiry dates off expired soft drinks/fruit wines and replacing it with future expiry date .

/video/1?s=46
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 4:58pm On Oct 13
Theflint1:
I don't even think it's about the affordability or not, it's more a question of the odds of utilizing said insurance in the course of a year.

Insurance is baked into the financial system of the developed world, if it wasn't they too go dey avoid insurance like their Naija counterprats.
You first paragraph is a thought the general optimistic thoughts of an average person . Of course everyone thinks and hope they don’t have to utilize their insurance. That u are making an insurance claim means an unfortunate event has happened and nobody wants or hope for that .

As per your second paragraph , ironically insurance is more expensive in the western world when compared to naija sef
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 4:51pm On Oct 13
izzou:
500k a year is 40k a month

So someone driving a 2012 car cannot afford 40k a month?
Don’t mind him . There’s a reason why I didn’t even bother arguing it with him .

If u can’t afford to set aside 40k out of ur monthly income to protect ur car bought for N10m , then u have no business using the vehicle .

Thats why I said its not about affordability because person wey Dey use that vehicle can clearly afford 40k per month , it’s just a choice borne out of either not valuing insurance or believing in insurance as a person .
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 4:17pm On Oct 13
GloriousGbola:
leave blueray - he has blue chip company insulation cheesy
I already said it is a choice.

Shebi if same car gets involved in an accident and u require N1.5m to put it back on the road , u will park the car and not fix it. Shey?
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 4:11pm On Oct 13
swiz123:
What kind of joke is this. 10 million is 2012 Camry if you price like a vulture pricing dead body.

So you think a Camry user can afford 500k for insurance like it’s nothing? That Camry likely won’t take 500k in maintenance a year.
Okay.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 2:53pm On Oct 13
afrodoc:
Don’t forget, while kicking football, dribbling people, evading tackles, tackling people, jumping up to head the ball and other things.

He did all these things at about the speed of the fastest Nigerian ever at that distance, who just ran with light sportswear and sneakers. 😁😁😁
I think he was obviously trolling, but Ibime dey take am serious thinking he's educating him. Swiz is definitely not Obaino, he no get any interest in the knowledge sharing Ibime thinks he's doing.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 2:41pm On Oct 13
Ibime:
Trust me, he will take it away, run it through AI, understand it, then come back with his counterattack. But the most important thing is he is increasing his understanding.

That's why he went from someone that can't estimate distance yesterday, can't walk 3 km yesterday, can't estimate calorie expenditure yesterday. . . and today he knows how to check his BPM after running 2km Nigerian record pace interval in 6 mins. grin
grin grin grin

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