essentialone:


Naira first

Mankind2024:
My Journey to Becoming a Billionaire: A Strategic Investment Plan without Relying on Luck
As I embark on this ambitious journey, I am driven by a clear vision: to become a billionaire by 2030 through strategic planning and hard work without relying on luck. My strategy is built around the principles of SMART(Specific, Measurable, Achievable, Relevant, and Time-bound) goal setting and a deep understanding of the Tony Elumelu listed companies and investment ecosystem. My focus is on long-term growth, reinvestment, and a relentless pursuit of excellence.
I firmly believe that slow and steady wins the race. With a well-planned approach and consistent execution, I am confident that my investments will yield substantial returns over time.
My current investment portfolio within the Tony Elumelu Ecosystem.

1. United Bank for Africa (UBA): My goal is to acquire 5 million units, with a current holding of 500k units.
2. UCAP Plc: I aim to own 5 million units, currently holding 1,020,000 units after the recent bonus issue.
3. Afriprudential: My target is to acquire 5 million units, with a current holding of 600,000 units.
4. Transpower: I aim to own 100,000 units, with a current holding of 30,000 units.
5. Transcorp plc current holding 1.8M units, sold some units at decent profit, proceed reinvested within the ecosystem, My new target is 5M units,
Transcorp Hotels. 0 units, regrettably sold all off after 650% gain on investments of N545,000. proceed reinvested in the ecosystem.

Investment Strategy:

- Reinvest all dividends earned within the ecosystem to maximize compounding returns.
- Regularly monitor and adjust my portfolio to ensure alignment with my goals.
- Leverage the expertise and resources within the Tony Elumelu ecosystem to inform my investment decisions.

By 2030, I am confident that my portfolio will have grown exponentially, positioning me for billionaire status. My determination to follow in the footsteps of Tony Elumelu, a renowned entrepreneur and tortoise investor, drives me to work tirelessly towards this goal.

As I embark on this journey, I am mindful of the importance of discipline, patience, and perseverance. I am committed to staying focused and adapting to market fluctuations, always keeping my eyes on the prize.

With a clear plan, a strong work ethic, and a bit of divine guidance, I am confident that I will achieve my goal and join the ranks of the world's billionaires by 2030.

Slow and steady wins the race. I am in this for the long haul, and I am ready to put in the time and effort required to achieve my vision.

So help me, God.

Abetterperson:
People honestly don't get it,
Am not saying am a victim, I was already depressed before meeting, I was a minor, told him all I went through as a child, he took advantage of me and did all he wanted to
I haven't even said all he did
He raped me several times, beat me, stole from me while all I did was help him

So no he is not the reason am talking my life
But for adding to my pain, he has to follow me
Today is the day, I feel so free
I thought I will feel scared or something
But nop I feel Happy strangely

I sent him 20k through POS anonymously
I really want him to life it up
Today he goes

So am not a victim, because am strong
Am a warrior but this fight called life isn't for all I wanted was to be loved but people just keep taking advantage of me
So have decided to leave, I feel death will be more peaceful than this

So nobody should ever call me a victim
Because am not, never was and never will be

Today is going to be a good day
I already bought a beautiful dress
This morning am going to eat my favorite food
Dance to my favorite music

Have already paid both people that will do the job
He will surely go to his creator by my hands
Then I will follow him

To girls, don't be like me
Always put urself first

AyemafugeILAJE:


I have 247 solar light for over 2 years now and I feel I'm not using it well
If your work requires 247 electricity and you are willing to stay with me, you are welcome, but with a daily or negotiated fee.
I stay in Ushafa.
U can DM me

boborneyor:


Good morning sir , please is this your mechanic in Abuja , the one I know here in Abj is just using me to eat . I have bought Upto 7 fan belts, changed adjuster

infact while returning back from sallah , my fan belt cut on the high way and bursted one part of my radiator that I later replaced and the belt replaced too . This replacement is not upto two weeks , I am hearing this chirping sounds again

What i always discover is anytime I starts the car and put on AC , the car makes chirping sounds till after like 5minutes before it stops

Please I need help

Adblg0610:
What I think Tinubu intends to do is to decentralize the National minimum wage by transmitting an executive bill to the National Assembly.
When the bill is passed and signed, each state will have the freedom to determine what it can afford to pay .
This would naturally catch organized labour unawares but it would also end the seemingly endless agitation for a single National minimum wage.

Gistmedia10:
A Ghanaian singer who attempted to break the record for the longest singing marathon was caught on camera fast asleep in the middle of the performance!

The footage shows the singer, who had been belting out tunes for hours, suddenly dozing off on stage. The audience was in stitches as the singer continued to sleep peacefully.


No wahala. She will wake up and try again
Na who give up naim carry last


https://www.youtube.com/watch?v=4msT6atCRhg

elated177:
Bonjovi13, who is the God and how does one find him?

Ezewuzie01:
Abia state does not need an airport. Port Harcourt airport is close to Aba while Owerri airport is close to Umuahia. Akwa Ibom airport is also there to serve them. As for seaport, Onne port in Rivers state is not very far away.

nairalanda1:


To make matters worse, the tarrifs the discos are allowed to charge are not cost reflective.

The subsides paid to cover the resulting loss are too too low to do so.

Thus discos cannot pay gencos adequately.

And the cycle continues.

Offpoint1:
I don't understand this gas debt, where does the electricity bills we paid monthly goes to?

Strafudeen:
I just saw a thread where his excellency Peter Obi was expressing disapproval on actions taken to reign in the bureau de changes in nigeria.

I hope I misread him, but if he is against the reforms implemented to curb the racketeering going on at those BDCs and their banking and black market allies, then I disagree.

I even advocate a total suspension of all BDC activity in nigeria.

Mpa nnukwu...onye nna...Peter obi...senior man.

This one no follow.

Our economy has been far too much dollarised, desperate times demand desperate measures.

We have to save the country at any cost.

Bureau de changes are a major part of the problem because as long as they freely do as they like, people who steal dollars know exactly where to run and clean it up in a few minutes.


They have to go.

If tinubu doesn't want to end them, then let him regulate them out of this their Criminal conspiracy with our thieving bankers and the touts on the streets with dollars and naira notes wrecking the economy.


Thanks onye mpa Peter obi, you're still the man though.

😃 😊

EreluRoz:
Ehen see correct original naija man here and not some vegetable that couldn't stand little heat and started deleting pictures and posts on his social media accounts and doing like earth worm.

Weak men irritates me to hell.

Intoboy:
I started dating this lady that's a hairstylist that has her shop next to mine,i am a barber too...i started liking her because we were together and she's nice and pretty... along the line she said she doesn't like the fact that i still stay with my parents that i need my own privacy especially now that i am in a relationship with her,i wanted my own privacy too so i started working on getting my own place of which God made it possible for me last year December...i moved in and since she was staying at her brother's place that she doesn't really like she decided to move in with me...mehn this shit is crazy.
I figured it was gonna be easy because we were both working but it's different now,i feed the both of us from the money i work...i buy our cream,i do virtually everything for US...she makes her own money too but she saves it,the only time she spends her own money is when i have been drained to the last Kobo,i initially used to give my mom money but mehn I don't remember the last time i gave that woman money,if i were to be staying alone my stuffs will last longer for me and i will know how to manage my money but since i stay with my girlfriend i spend all my money to the last Kobo i don't even have fuel in the shop to work, she's a good girl but the only problem i have is that i am always broke while she keeps her money and makes plan for it and do business with it... while i struggle to sustain the little business i am doing, before we started dating she was fine and doing well taking care of herself but now everything is just so tiring that sometimes i sit and think think think...i know i am a man and am supposed to take responsibility but i see myself on the loosing side already,if anything happens in this relationship i stand to loose a whole lot because i have sacrificed a lot...i left my parents home because i needed privacy,i don't even get that,she nags and complain about everything,if ant bites her she'll cry to me and tell me ant bite her that i should say sorry,if i don't say sorry she will tell me i don't love her,i hide my pains,i cry inside i don't disturb her with my pains.

I intended getting married to her but things don't seem to be working right, should i tell her to go back to her brother's House?
She's the reason i rented this house,will she not think i am trying to send her away or i don't love her anymore, everybody thinks we are married and people keep telling me to do fast and impregnate her so that dey will come and eat rice but deep down,i am slowly getting tired and dying...i miss being single,i Miss being alone, I miss everything...i don't even make much money sometimes to buy my weed because we have to eat,weed helps me forget my problem a little.

Her family knows me already,dey are just waiting for me to come and do introduction or she should get pregnant,i am 26 and i want to know if it's my responsibility or i foolishly brought this upon myself...i thought i was the luckiest to be with a girl that's independent but little did i know that no girl is really independent when they see someone to depend on...i am not saying she's not trying but that's only when i voice out and complain that's when she'll tell me she has one money somewhere that we should buy something with it,but i can't be complaining everytime and if i sit her down and tell her all this she will feel like it's because i know that she has money that's why i am thinking that way...mehn the whole relationship and married thing just tire me and i really do feel like just being alone,i want to plan my life myself because this plan is not working at all, she's honest with me and I'm honest with her too,i am so honest and very nice i think she's taking advantage of me,i am taking care of her and slowly dying while she's judiciously making her plans work out and making progress...i have not even talked about my school, tomorrow is Saturday and i should be going to school,no transport or kobo with me,will i go to my mom to borrow money,woman i don't remember the last time i gave her money,or should i borrow from my girlfriend,that will always remind me i am owing her money...or should i go to my saloon and work then take the money to school tomorrow? What about feeding... who's gonna bring money for food today and the most annoying part of the whole thing is the way this girl disturbs me if she's hungry,even when my customers are there, she'll be telling me incessantly that she's hungry,i know for sure she has some money she has saved, and she knows for sure that i don't have any money with me,is she waiting for this customer to pay me so i give her the money to go and eat when i know she has some money she has saved,i don't have any money saved and even if i do have money that i have saved anytime anything comes up i go to that money, Maybe we need to eat or something but nobody touches her own money she has plan for it,i feel like i am being dragged back... someone should talk to me

owagbeba:


I hope you could read again what you have written. You said using heat (energy) to make steam, to spin a turbine to generate energy. Where do you get energy required to generate the steam in the first place?

whatmoreng:


Shiroro, kainji etc convert strong potential energy behind the dam into kinetic energy in order to run the turbine. Water standing in a bucket can't generate electricity. You are the ignorant one here my friend.

I here. Not all generators sir.

Did you watch the video? Did you see that he has an alternate power source to power his machine? Have you considered the cost efficiency of the machine? Anybody can come up with anything to claim anything. His machine only power one single energy saving bulb that the battery he is using to power his machine can power x50 , so what's the point?

whatmoreng:

Heat transfer you say? I said water standing along can not generate energy, here you are talking about using heat energy to generate steam to run turbine. Even Jss1 science will tell you that steam turbine is far from efficient (why do you think it was discontinued?)

whatmoreng:

Say what you know. What's the man's name? You can't generate energy with water alone. It's against all the laws of science

grandstar:
stevnwigw1

You tried with your answers.

However, the primary treason why the Naira is depreciating is because the CBN has refused to raise interest rates high enough to soak up 3xcess money in the system which will not only reduce inflation (as there is less money) but also lead to an appreciation of the Naira as there's less Naira now to buy forex. This in economic parlance is called "tight money " Presntly, the CBN is practicing a loose money policy in an economy already sufder8ng from double digit inflation.

To explain it better, the CBN rates are 18% while inflation is 28%. So, if you invested 1m in treasury bills, you will get 1.18m at the end of the year. Meanwhile, the car that was sell7ng for 1m is now 1.28m.

You can see the problem. If interest rates rise to 30%, people (banks, pension funds, insurance firms etc) will buy up treasury bills taking money out of circulation. Trust me, within, 30 days, the Naira would hit 1,100 if not 1,000 at the black market.



The suspicion is that Tinubu wants low interest
rates to aid businesses but sadly, it is stoking inflation and currency depreciation. Tinubu seems to believe that once the $7bn unmet forex contracts are paid, the currency would stabilize and even strengthen. However, the low negative rates will destroy any confidence in the Naira and any new fx will quickly vanish as people prefer to hold money in dollars or other assets to protect the value of their money.

Olaide1295:
The decision to relocate the FAAN corporate headquarters from Abuja to Lagos, as explained in this press release, appears to be a well-considered and practical move. The reasons provided, including the lack of office space in Abuja, the cost implications of duty tour allowance, and the need to manage resources efficiently, demonstrate a commitment to responsible and transparent governance.

The assurance that the Authority will continue to act in the best interest of the public and the country, as well as the commitment to building befitting corporate offices in both Lagos and Abuja, further emphasizes a forward-thinking approach. The consideration of operational efficiency and cost-effectiveness aligns with responsible stewardship of public funds.

It's encouraging to see a focus on the long-term plan.

prettycoral:
and what did God do?

few months later, He gave me and my mother a house of our own. a relative out of the blues just gifted us a house of our own.

In a nice environment , a good looking building. no more house rent.

As I'm talking, I just got money to start a business.

my mom got a store free of charge to sell whatever she wants..

My life is full of praises oh God, you are wonderful. this is my testimony nairaland.

see what God has done for me.

globalresource:


Don't be deceived. Yatch is 100 percent s luxury ship. There is no other name for it

Bizibi:
some of you are funny....they said presidential yacht, you are saying armed yacht.

dkidd:

Lol... U should have taken ur L in peace but u had to come and disgrace ur ancestors again. Didn't u read it's for training?
What was and has been our initial argument?
Why do u want to start another argument after losing stupidly?
What has navy purchasing a yacht for a civilian president got to do with the initial argument?
Do u now see ur a big fool? Hide ur head in shame like ur other friend. Muntulah

dkidd:

I don't play politics like u fools who support ur tribes men even when they're not credible. I know ur probably pained by president Tinubu assumption of office and can't wait to discredit anything coming from him. A little research could have informed u that there are actually military armed yachts and not just the normal luxury ones u see. I don't care about APC or LP and I'm not saying this administration is right either. I'm only correcting u dimwits who believe yachts are just pleasure boats. Enjoy ur weekend 😁

dkidd:

Child knowledge is very easy to acquire due to internet. Learn how to command words to get results. Research again before u disgrace ur entire lineage