₦airaland Forum

Yemen is being attacked by Saudi Arabia from one end and will be attacked by Israel on the other, and I can't help but feel for the innocents caught in the middle.

https://caat.org.uk/homepage/stop-arming-saudi-arabia/the-war-on-yemens-civilians/

Mine isn't down, however:

"Over 22,000 people reported issues with Facebook this evening and over 18,000 struggled to use WhatsApp, according to outage-tracking site Downdetector".

https://www.bbc.co.uk/news/articles/c623jr6kxz2o

He empowered 60 people and expected the others to have no power and they showed him.

Hopefully he's learnt next time to actually empower everyone instead of a select few.

My suggestion is he funds a library with internet access in his constituency. He might even charge a small amount to fund and operate it.

Pray4meJC:
It is a group filled with crypto airdrops wicked admin. Funny thing is that only them post links, spam members & send referral links. All the admins started reporting my counter posts as spam each time I asked them to go do something useful with their lives and leave tapping of phones. This is the new trick to getting your account banned 🚫

First time ever seeing this. Nigerians hate to hear truth. My primary phone number since gsm was birth in Nigeria is not on whatapp

So, they ban you from their group. How does that become a whatsapp ban unless they have evidence?

Its like being banned by Myndd44 on Nairaland with no evidence of a rule breach, but I guess he is much more judicious than your crypto airdrops wicked admins.

Toktee:
yes

On the Civil Service Commission website or on some phishing page?

https://www.ohcsf.gov.ng/post-employment_disclaimer

Post where you applied please.

raumdeuter:
But they want those rich owners who took risks most of us dont want to take, to share their profit with them.

This is just plain dumb but you'd never take my word for it.

IbeOkehie, explain to raumdeuter how the company you buy shares in shares their profit with you please.

He might understand it coming from you.

Haakeem:
After the guy is done, he should pls snap the front and back of the ATM card for me so I can continue.
Some people are not okay.
Carry ur ATM dey give random someone still give am pin join.
Chai.

Its the bold I wondered how stupid.

Been using whatsapp from since when lifetime usage was a penny shy a pound and I've never come across this message, which makes me wonder what you've been up to.

IbeOkehie:


1) Do you know of any Black African that has made that kind of sacrifice or done anything similar to what Marie Curie did?

Do you think what Mandela did is not similar to what Marie Curie did, or that what Martin Luther King did was for greed for profit?

But of course you'd argue they were not chemists, or something equally ridiculous you'd try to hide behind an emoji, so here's some history for you so you can take more pride in your race.

https://www.girlguiding.org.uk/what-we-do/blog/black-women-in-chemistry/

raumdeuter:
So you dont want to pay more but want to point at others to pay more?

Let me repeat myself in bold for you in case you did not see it the first time!

budaatum:
I already pay more than many, not being a low earner per se, and I will be mandated to pay more if and when my income increases, so your comment above is just silly.

raumdeuter:
Why wait until you are mandated? You believe all these, then go ahead and do it, Pay more

I already do. Its called giving to charity and causes that concern me, and that does not include my Nigerian tax, which this year is record high.

raumdeuter:
I live in a functioning society actually the greatest country in the world, the envy of others. And we are doing great as is

Love the fact you quote Biden's 400 page speech.

www.youtube.com/live/3qNcEsWMuKQ?si=HiSfRqlvfM7_uWqw

Pity I think you can always be a better country, but then which country can't?

IbeOkehie:
Well we have to agree on some basics first.

1) the greed for profit drives innovation & discovery.

I disagree! There is quite a lot of innovation that has been driven by the desire to improve the lot of the human race.

Marie Curie, for instance, did not get sick from radioactivity because of greed for profit. Even NASA did not spend billions to go to the moon because of greed for profit, but for bragging rights.

IbeOkehie:
2) when people put their money at risk, they expect a profit above inflation AND greater than they would get from a simple interest account or lending it to government, as in Treasury Bills. Without this reward for risk, there would be very little investment.

This, however, is somewhat true. If there is no investment, your money will just be worthless paper under your mattress or you'd consume it.

IbeOkehie:
Now let's say a UK drug company like Astra Zeneca has $100million to invest. They can

a) Invest it RISK FREE in treasury bills and make 2.5%, guaranteed.

b) invest in research and discover and bring a new drug to market.

Or c) buy their own shares to inflate their share price to increase the CEOs pay, as has been done by many companies lately.

Ref:
https://wolfstreet.com/2020/03/31/estimates-about-the-collapse-of-share-buybacks-begin-to-emerge/

IbeOkehie:
Let's say they discover new drug Kakabra which is a cure for cancer. They want to make a profit above inflation + 2.5% treasury rate. As humans, they also want to maximize profit.

So they set the price of Kakabra @ $50,000 per treatment course. This is where the subsidy begins.

The only reason Astra Zeneca would set its price of Kakabra @ $50,000 per treatment course is because individuals don't mostly need to pay for it because they have insurance. If individuals needed to pay for Kakabra @ $50,000 per treatment course, Astra Zeneca would sell less Kabara and make less profit!

IbeOkehie:
In the modern world today, all these European and even other countries have guaranteed healthcare for all.

Left to a free market, these systems will naturally generate UNLIMITED EXPENDITURE. So as with all government subsidized systems, they MUST have price controls.

Do you not know that insurance companies will not pay Kakabra @ $50,000 per treatment course, but will negotiate a much lower price because they buy in bulk, and that this is them controlling price too?

Insurance companies might even find ways to refuse to pay for Kakabra for some patients just as they refuse to pay you when you needed them to, which is another form of controlling their expenditure on Kakabra.

IbeOkehie:
What does Aztra Zeneca do? They agree. Why? Because they and EVERY OTHER DRUG COMPANY has a final destination for recouping cost of investment and getting profit - the USA where government allows them to set their own prices. So Astra Zeneca will come to the USA and set their price at $250,000 per dose in order to get the profits the UK government has effectively stolen from them.

Smart UK then, to let Astra Zeneca rob Peter in USA to pay for Paul's healthcare in UK. And stupid of Peter in USA for allowing their tax money to pay for Paul's healthcare in UK instead of their money paying for their own healthcare.

Kind of proves the point, I suppose, that we are not asking for tax increases, but that tax money be spent right.

Astra Zeneca, I bet you, would also ensure they pay less tax in USA than anywhere else, and thereby maximise their exploitation of Peter in the name of their profit, which some of us are here against.

IbeOkehie:
That is how the USA is subsidizing the world healthcare system.

If you say USA citizens, I might be inclined to agree. Unfortunately, poor USA Peter dies because he is paying for UK Paul to live, and if I were racist, as in, only selfishly concerned about myself, then, yippee, but since I'm not, poor robbed dead Peter.

USA is not subsidising anywheres healthcare system, in my opinion. They are just letting themselves be exploited by dodgy Astra Zeneca.

Intelligent humans beings would innovate a healthcare system so they can not exploit America, but the selfish individualism and greed for profit in America would not encourage this I guess, just as many there oppose the feeding of poor kids and justified the use of unpaid labour of people with darker skin than their's.

Its very nice of WHO to redlist us so our nurses are not stolen.

I am only posting this to encourage it to frontpage, note.

raumdeuter:
You want some people to pay more and not you?

I already pay more than many, not being a low earner per se, and I will be mandated to pay more if and when my income increases, so your comment above is just silly.

If you want to live in a good well functioning society, you'd accept that those who have more will necessarily pay more or you'd end with a country like Nigeria where we farm malaria in gutters outside our homes because we refuse to be progressive where tax is concerned and therefore can't afford cleaning.

raumdeuter:
So if the insurance was paying 200k for everyone how long will they go bankrupt. Reality dictates that some people will get denied

No one is asking any insurance company to pay everyone 200k! And you saying the above just wants to make me give up on you. Next you be claiming we are asking insurance fraudsters to be paid 200k too.

There are some serious calculations that go in to determining an individuals risk of needing to get paid insurance, and that risk is reflected in the premiums you are charged and is why a non-smoker pays less for health insurance than a smoker pays and is also why the smoker gets a lot less coverage too.

Whatever you might think insurers are, stupid is not one of them.

Refs:
Scottish Widows: A Lesson In Statistics

Sapiens: A Brief History of Humankind

IbeOkehie:
The factors that play into healthcare are complex.

For example, very few people understand that the USA is subsidizing all the worlds healthcare systems.

You will need to provide evidence for the bold, because apart from American Bill Gates whom some say is selling mosquitoes in Nigeria, I don't see any country America subsidises their healthcare when they can't even subsidise that of their own citizens.

IbeOkehie:
Nobody ever admits they love their own kind more than others. You mention children. Humans generally spend lots of resources on their own children even though there's other more deserving or needy children elsewhere that could use some of those resources. Are parents programmed to love their kids?

You inconsistency is disturbing.

If humans are naturally racist and "love their own kind more than others", how the heck would you go about explaining the lack of racism that, as you claim, makes America subsidise "all the worlds healthcare systems". Do Americans love other races than their own perhaps?

IbeOkehie:
Racism is driven by EXACTLY the same instincts that make humans love their own children MORE than children of other people. Do you have children? Then you should understand. All things equal, you will do more for your cousin than you would for a stranger you meet at school.

I have gone to the bother of posting the definition of racism below so you can perhaps understand that not loving or spending as much on other people's children as much as I love and spend on my own children is not the same thing as racism.

You hopefully would not claim I have an ism because I love my husband more than I love you, or love pounded yam more than ẹba.

raumdeuter:
You know the healthcare in the UK you got, Its the UK people who pay for it with increased taxes are Americans willing to pay more in taxes? No they want others to carry the extra tax burden usually those who they believe earn more than them Everyones tax solution is to always tax those who they believe are earning higher. Hardly them.

I think you'd find there isn't much difference in UK and USA income tax rates as it is, and I'd argue we get more for our UK tax than USA people get.

"Taxing those who they believe are earning higher", is your own understanding of everyone's tax solution. You must have not heard the call for high earners to pay their fair amount of tax instead of evading tax.

raumdeuter:
Premiums received from others not from that particular patient as she hadnt paid up to 200k which the insurance paid

That's how insurance in meant to work, doh, or you'd not bother getting any and just pay for your own damage.

IbeOkehie:
On this, I want to make it clear that there's no solution for healthcare in modern society. This is something I've stated REPEATEDLY on this forum. When it comes to healthcare, I don't know much. Because healthcare is not subject to VOLUNTARY demand, free market and economic principles can't be applied. In the long run, nothing works for healthcare in any country under any system. Unfortunately.

Come check out UK's healthcare. It would make you see the good the human race can achieve when it stops relying on luck and places its trust in the sweat off their collective brows.

IbeOkehie:
Mr Gerrard didn't justify racism. That's like saying he justified snow or rain. Come on. Humans are NATURALLY racist and everyone knows it.

Sorry, but I only need to look at myself to know that being racist is not "Humans are NATURALLY".

You are programmed (miseducated) to be racist just as you can be educated to not be racist, and tribalist for that matter. And I hope you bear this in mind so you may program your children accordingly.

raumdeuter:
Someone has to pay for it
The doctors won't treat anyone for free, the hospitals are not free. Medications are not free.
It's either individual use their insurance to pay or govt pays by increasing everyone's tax burden

Someone has to pay for it

I'm very glad UK funds the healthcare system with tax.

I fell ill in Nigeria in 2016 and went to see a doctor. He asked me to go do an x-ray which cost a mere 5k, and on receiving it told me to see how only half of it was shown.

"buda", he said, "look at the quality of the xray. While it shows spinal damage, I would need you to go do a magnetic resonance imaging (MRI) scan to fully diagnose your illness, and likely 3 more while treating you. Each cost about 100k for which you'd need to travel from Osun State (where I lived), to Lagos or Abuja to do them. I hear you are from UK, so I advise you go get cured there".

On arrival back in UK, they first thought I had Guillain-Barré syndrome (GBS), and prescribed me 3 doses of an intravenous medication I found cost £500 a dose, but after 2 doses they realised that might not be it. I told them not to bother with the third dose, the Naija in me wanting to save them £500, but they insisted they must, and that it would do me good regardless while they investigated further.

In the end, I had 25 MRI and various other scans and spent 3 months in King's Hospital where I found foreigners were paying £500 a night for just the bed with cost of treatment added on top.

I most likely might have run out of money and died if I'd been required to fund my own healthcare, and I'd have been distressed if I had to deal with a dodgy insurance company to fund it.

Doctors still see me twice a year, and I'm amazed they care so much and that it costs me next to nothing apart from my National Insurance contributions and tax, which also covers the £900 of medical equipment a month that keeps me alive and functional.

I'm very glad everyone gets treated regardless of how much they earn or have, and hope Nigeria's National Health Insurance (NHI) Act of 2022 provides the same level of care for everyone someday, though the fact we can't bother to secure the website is already concerning.

raumdeuter:
I know someone who got insurance and within 2months had a major procedure that cost over 200k. Which the insurance covered, where did you think they got money from to cover that? By denying some people.

I would like to hope that the bulk of the 200k came from premiums received.

Insurance is after all not babajebu or shouldn't be.

raumdeuter:
The high prices are not solely due to capitalism but partly caused by excessive government regulation. The FDA approval process is lengthy and expensive, which limits competition and keeps prices high.

They must be eating the houses In 'blue' state Florida where Biden is governor.


https://www.youtube.com/watch?v=8Ot1Ck79mRY?si=hI1u58YSWSQI3n6s

Maeve7:
Nobody has argued the opposite.

I would argue the opposite. See my post above.

Gerrard59:
The world today is much wealthier than during the '60s. There is less poverty today than 100 years ago. People live longer these days than 50 years ago. All thanks to human ingenuity and capitalism. Fine, in the face of declining birth rates, something has to change. But we should remember the past and now.

People in the 1900s would be terribly envious of the comforts and standard of living someone in 2024 enjoys. Capitalism did that. Humans are naturally greedy, and so far, that is the only economic system that caters to that trait. Unsurprisingly, it is the only economic system that has pulled more people out of poverty than any other economic system.

Guess you've never heard what supposed communist China has achieved. During my lifetime alone, China went from individuals not being able to afford cars to everyone dumping their bikes.


https://www.youtube.com/watch?v=BT7Th2aV0wM?si=Ng__YBm6Wb_SlKDI

cococandy:
It may not matter to you what he’s worth, but it should matter to you that public funds are used to subsidize their businesses. You guys seem to look at the conversation like people are jealous of them. No we’re saying stop investing public funds into them because they are supposed to make life easier for the simple guy. We’ve seen that they don’t. Whatever profits they making isn’t going back into the public pot.

The billions he received in subsidies could fund a social program that helps make sure middle class families are not being effed over by a small illness or accident. And somehow he would still be a billionaire. His luxuries that he worked hard for would still be his.

What amuses me is the double standard of imposing tariffs on China because China is subsidising companies, but ignore the subsidies they themselves give to American companies who then reduce staff because they can't compete.

Guess they must be glad China can't retaliate. /s


https://www.youtube.com/watch?v=K7YbL6l9I7w?si=tVm7MWhS_Fo04mS_

We should in fact promote Governor Okpebholo’s Budget Broadcast Gaffe because it seems to pain am a lot.


https://www.youtube.com/watch?v=4Y1NW3fdyEc?si=8rKvh9bbu43r93Gx

Zionmdde:
Hope this is a joke
Anyway the people deserve whoever is leading them, illiterate or wicked idiots, the people were given a chance to vote and they made their choice

Before you talk about rigging or vote buying, it still requires the people.

Imagine! Only 20 million voted out of 93 million who registered to vote, and a mere 9 million voted for the president, but they think rigging and vote buying is our problem when its actually sit on your ass and do nothing and then moan you are starvingnism.

Justiceori2019:
Nyesom wike is trying to grab has a legel allocation document since 1984 and from nowhere Nyesom wike has revoked it and allocated the land to the company that is allegedly managing his hotels in Portharcourt,he also gave shares to Kingsley chinda the leader of the minority in the house of reps.

Verydarkman better have evidence for this claim of his or he'd be hiring lawyers to free him from a very dark jail.

Kewtt:
I can assure you Dele Farotimi has no evidence!!!

I am already sure you have no evidence to assure us.