₦airaland Forum

Iseedfuture:
Hello famz.
Please, I need a driving job. I'm a good driver with over 8years experience.
I also have a good mechanical knowledge.
Please, reach me with 08129352242.
I'M IN LAGOS.

Negotiate:
Lol

She def “knacked” somebody.

Sports contribution ko, stew ni.

UNIQUEISRAEL:
The PDP presidents who had certificates came and nothing worked and the National Cake was only distributed among party members, cabals, godfathers, and their Children!

but Buhari Came with just His Nepa Bill, and he shared wealth to the nooks and crannies of Nigeria, I'm a Beneficiary of N-POWER, some others benefited from trade money and now they are saying He doesn't have a certificate!!

IS IT BY CERTIFICATE?

BUHARI TILL 2023

Opinionated:
Growing up in Nigeria, you would agree that money is usually not the topic discussed with teenagers becoming young adults. Money is only discussed when it is needed by someone or when it has been misplaced or wrongly spent.

Every other thing in between like budgeting, how to makes wise money decision, long term money goals, short term money goals, savings and most importantly investing, is usually not discussed with young adults in Nigeria except but a small percentage.

As a young Nigerian in your 20s, you would usually fall within one of these four categories; a fresh graduate, a just discharged corp member, an employee at the edge of kicking off your career, or an entrepreneur trying to figure out how to get started.

Regardless of where you belong, you must have accepted and come to terms with the money truths, so it’s time to start getting serious about managing your money and here is how to get started.

Educate yourself

By now you’ve probably realized that the education system has done a terrible job at teaching anything related to financial literacy, except of course you studied something relating to finance. But don’t worry, managing your money is simple once you educate yourself. Start by reading a book about personal finance, but be deliberate about it. if you want to be an entrepreneur, read books by successful entrepreneur an how they managed their money, as a career person, read books about successful executives and how they managed money. That way you don’t get confused when you want to apply it to yourself.

Make a realistic budget

This is the starting point for personal finance, yet many people struggle with it. One of the reasons people struggle with justifying their spending is because they do not have a budget or do not set a realistic budget. Also, a lot of young Nigerians get carried away by the salary they earn that they don’t bother to account for it.

Before you can put together a realistic budget, you must be able to track your spending, all of it. Know the needs you spend on and the wants you are likely to spend daily. Prioritize what is important to your survival first before adding your fun and splurge expenses. Though you might be able to afford some splurge, but ensure they are trimmed so you won’t spend more than you earn.

Pay yourself first

This rule was first mentioned in the book ‘The richest Man in Babylon’ by G.S Clason and it is the start of financial freedom. This applies to both short and long term savings. This includes saving for buying of a car, your wedding ceremony, vacation and even retirement savings. By paying yourself first you are paying down for the future so when you need those things, you would be able to pay with ease. It also means your future needs goals would always be met. Money in your 20’s can be difficult to manage so don’t fall into the trap of spending first and then saving if you have something left over.

Build your emergency fund

Building your emergency fund can be tough in your 20’s since your pay is usually not that fantastic, but don’t underestimate the importance of saving for one. Anything can happen, you might need medical attention that your HMO would not cover that’s if your organization has one in place. Yu might need to get an accommodation, in case you are still leaving with your parent or some friends. Therefore, for these unexpected things, make your emergency fund part of your budget.

Start Investing

It is funny how a lot young Nigerians believe investing is something that should be considered when one is approaching their 40s or 50s when they have millions in their account. As a matter of fact investment is the last thing to be spoken about when talking about money. The truth is, investing is now easier and anyone can start an investment plan. Financial institutions have now made it easier for anyone to start an investment, just find the one that is verified and effective and start investing.

Finally, one thing to note is that you can’t compare yourself with your peers and what you do with your money now could have a lasting impact on your financial future.

How to Manage Money as a Nigerian in your 20s

OkaNaUbe:
I remember this Beemer in early 90s

nwabekeyi:
even a living cell cannot make a DNA molecule from the scratch, you didn't get that.

Nucleotides can be synthesized in the lab

Warripikin08:
Bro please can you specify the God you are talking about?

nwabekeyi:
you don't know what synthesize means?

nwabekeyi:
A new DNA strand can be synthesized in the lab from nucleotides just like it is been done in a living cell.

Mind you, a living cell doesn't synthesize DNA from the scratch, it uses the original DNA as a template during replication, that can also be done in the lab.

Overtime, a DNA strand can be formed from several try and error, thereby producing a final successive strand. Give oxygen, hydrogen, nitrogen and carbon a suitable environment, overtime, they will form strands
Read up bro

nwabekeyi:
DNA can happen from natural selection.

Chuphy:
I'm not really into any argument on whether God exist or not but maybe u just want to play on some Christians intelligence, which for u could be fun.
I know u believe scientists as every of their proof have evidence but permit me to ask u questions that make Scientists believe There must be a superior being controlling the earth.
1.How did the universe emerge/Start
2.Now universe comprises The earth which we call system in thermodynamics, and its surroundings which include other planets,The atmosphere, Underneath the earth. The question is who and how did this things exist.
3.Science does not believe anything can exist without a reference point hence they resulted in calling anything that is origin/beginning can not be traced as Nature.
4.Sorry for this it can be proved biologically that ur parents gave birth to u can it be proved biologically how the first human exist,if u say from apes how did the first ape exist if u say from decay plants how did the plants exist,if u say from the .mixture of soil and water, how did the world come about soil and water?
5.my point is if u trace the existence of anything u see in the universe to its origin, u will come to a point where the research on its origin enters metaphysical,that is the same problem Quantum physics is having today, they had to conclude at a point that everything they thought was physical wasn't now they ended up believing the existence of a spiritual world.
6.Out of curiosity some atheist launched a research into the spiritual world starting from the practice of witchcraft and magic in times of old but they still can't explain the origin of this spiritual world.
7.I am a scientist that likes reading only comments on naira land to laugh .this is actually my first comment.
8.Just take this submissions from me.The word ORIGIN is actually the practical meaning of GOD.
whatever u trace its origin and u get to a point u can no longer trace further that point where u stopped is where u ask urself.
9.yes I'm sure this world didn't just exist someone must have instituted it.plants,humans,animals sands,water can't just exist someone must have instituted it,
10.Now who is this person with no point of reference/origin, who is this person that was there at the START ,who is this person that was there b4 the use of TIME when the world recorded its first date.01-01-01.
thanks Read and share. my signature.
JUSTIN

hopefulLandlord:
Really? are you sure about this claim you just made?
Can you tell how how history proved this because from where I stand history has disproven many spiritual claims of the past. even the holy bible of Jewish mythology said sicknesses are caused by demons and spirits but we now know better. History has been extinguishing spiritual claims by uncountable numbers. so many things people said spiritual superpowers were behind in the past have been unraveled and no spirits were found so I have no idea what history you're referring to in your claim sir
also There are atheists that believe in the spiritual but still call god ideas bullsheet. believing a particular "world" exists doesn't automatically mean any claims made about that world true. That one believes New York is real doesn't mean one must accept Spiderman is real. that one believes USA is real doesn't mean one must accept David Palmer and Jack Bauer are real
Aren't you pulling a fallacy called "Argumentum ad Ignorantiam"?

hopefulLandlord:
Really? are you sure about this claim you just made?
Can you tell how how history proved this because from where I stand history has disproven many spiritual claims of the past. even the holy bible of Jewish mythology said sicknesses are caused by demons and spirits but we now know better. History has been extinguishing spiritual claims by uncountable numbers. so many things people said spiritual superpowers were behind in the past have been unraveled and no spirits were found so I have no idea what history you're referring to in your claim sir
also There are atheists that believe in the spiritual but still call god ideas bullsheet. believing a particular "world" exists doesn't automatically mean any claims made about that world true. That one believes New York is real doesn't mean one must accept Spiderman is real. that one believes USA is real doesn't mean one must accept David Palmer and Jack Bauer are real
Aren't you pulling a fallacy called "Argumentum ad Ignorantiam"?

HardMirror:
what is God? Define what you mean by God


[b] n monotheistic thought, God is conceived of as the Supreme Being and the principal object of faith.[3] The concept of God, as described by theologians, commonly includes the attributes of omniscience (all-knowing), omnipotence (unlimited power), omnipresence (present everywhere), and as having an eternal and necessary existence. Depending on one’s kind of theism, these attributes are used either in way of analogy, or in a literal sense as distinct properties of the God.

God is most often held to be incorporeal (immaterial).[3][4][5] Incorporeity and corporeity of God are related to conceptions of transcendence (being outside nature) and immanence (being in nature, in the world) of God, with positions of synthesis such as the "immanent transcendence".

Some religions describe God without reference to gender, while others use masculine terminology, using such terms as "Him" or "Father," and some religions (such as Judaism) attribute only a purely grammatical "gender" to God.[6]

God has been conceived as either personal or impersonal. In theism, God is the creator and sustainer of the universe, while in deism, God is the creator, but not the sustainer, of the universe. In pantheism, God is the universe itself. In atheism, God is not believed to exist. In agnosticism, the existence of God is deemed unknown or unknowable. God has also been conceived as the source of all moral obligation, and the "greatest conceivable existent".[3] Many notable philosophers have developed arguments for and against the existence of God.[7]

Monotheists refer to their gods using names prescribed by their respective religions, with some of these names referring to certain cultural ideas about their god's identity and attributes. In the ancient Egyptian era of Atenism, possibly the earliest recorded monotheistic religion, this deity was called Aten,[8] premised on being the one "true" Supreme Being and creator of the universe.[9] In the Hebrew Bible and Judaism, "He Who Is", "I Am that I Am", and the tetragrammaton YHWH (Hebrew: יהוה‎, traditionally interpreted as "I am who I am"; "He Who Exists" are used as names of God, while Yahweh and Jehovah are sometimes used in Christianity as vocalizations of YHWH. In the Christian doctrine of the Trinity, God, consubstantial in three persons, is called the Father, the Son, and the Holy Spirit. In Judaism, it is common to refer to God by the titular names Elohim or Adonai. In Islam, the name Allah is used, while Muslims also have a multitude of titular names for God. In Hinduism, Brahman is often considered a monistic concept of God.[10] In Chinese religion, God (Shangdi) is conceived as the progenitor (first ancestor) of the universe, intrinsic to it and constantly ordaining it. Other religions have names for God, for instance, Baha in the Bahá'í Faith,[11] Waheguru in Sikhism,[12] and Ahura Mazda in Zoroastrianism.[13]

The many different conceptions of God, and competing claims as to God's characteristics, aims, and actions, have led to the development of ideas of omnitheism, pandeism,[14] or a perennial philosophy, which postulates that there is one underlying theological truth, of which all religions express a partial understanding, and as to which "the devout in the various great world religions are in fact worshipping that one God, but through different, overlapping concepts or mental images of Him." [/b]


So what really is God and which God are we talking about?

lenghtinny:
Dunno why bloggers are always trying to make random people famous

Exwizard:
I see nothing great here, as those List doesnt work for everybody field

Well a closed mouth is a closed destiny

holuwademilade:
no sir

Asowari:
There business !but why marry someone u don't love

YorubaAssasin:
Then he shouldn't come online to flaunt stupidity...

Solstar:
You have a point, but few of such people's wealth survive their generation. To create wealth that spans generations, you must master expensive management and actually teach your kids and grandkids. As far as I am concerned, only few people in Nigeria can afford to say they are wealthy in that regard. I am not talking about some few billions here and there, I am talking about incremental wealth, not just some lucky money. These guys have no money at all. I pity the way they waste it on things that dont matter. Just to show their faces on social media.

Solstar:
G-Wagon is his pricest possession, he just needed to fulfill his compulsive urge to show it off, cos as far as I am concerned, he is not worth enough to give anyone any advice.

They are all struggling and their money can not even survive till one generation, cos their source of income is like a chaff in the wind. No inventions, no manufacturing, no productions, just fast money without a real cash management plan on ground.

Making money is the easy part, managing it is the difficult part.

Silvermoney:
Too shallow. Would Dangote want to jump out of bed every morning just to buy a white old model G-Wagon? Or just to build a big house in Lekki?

Being smug about perceived success is not wise, because everything is relative.

Faithscharms2:
You can talk parables sha ...I'll pm u joor.

Faithscharms2:
Lol where is your world and how do I get there o?

Faithscharms2:
;DLol @wooing u..Hmm yeah I like to work and earn my own money o..it's a satisfying feeling..Thanks enjoy yours too.

Faithscharms2:
I can't find you o..I even used torch light to check,maybe I should check brother zone