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TravelRe: General UK Visa Enquiries - Part 4 by corruptst(m): 3:28pm On Jan 05, 2021
Tuke360:
My younger brother visa was refused. I am surprised the VO made some mistakes. How do I write for reconsideration? He stated he earn 400k monthly with 100K monthly expenses with a monthly balance of 300k monthly. On his application he stated that he would spend 1k pounds for 20 days. The VO said he was spending over 2 times monthly disposable income. (This is not true because 1k is not over 600k).

Again, the VO questioned too many debits. These debit were the endless 50 naira debits for card maintenance that has been done by UBA. I have complained to the bank with no solution. (Most UBA customers can attest to this).

When I have network I used ATM to transfer my monthly expenses which sometimes have little charges of 53 naira. This is insignificant to wrongly judge the debits.

Please gurus advice on the way to write them for consideration. Even if one has a stable expenses of 100k There are times one can spend a bit higher. I thought the focus was more on income.
Kindly post the refusal letter for proper scrutiny. You may have missed other salient issues raised.
TravelRe: General UK Visa Enquiries - Part 4 by corruptst(m): 11:55am On Dec 16, 2020
Thank you Chief
giselle237:
When he goes for biometrics, tell the tls staff, he needs to upload more things, he will pay 11,700 via his bank card and then they upload the cover letter.
TravelRe: General UK Visa Enquiries - Part 4 by corruptst(m): 8:06am On Dec 16, 2020
Can someone be kind enough to answer this?

corruptst:
Hello everyone,
A friend applied for UK visit visa using self-service and yesterday night, he erroneously submitted his documents without adding his cover letter. What is the solution going forward? His biometrics is in 2 days.
TravelRe: General UK Visa Enquiries - Part 4 by corruptst(m): 3:56pm On Dec 15, 2020
Hello everyone,
A friend applied for UK visit visa using self-service and yesterday night, he erroneously submitted his documents without adding his cover letter. What is the solution going forward? His biometrics is in 2 days.
TravelRe: General UK Visa Enquiries - Part 4 by corruptst(m): 4:34pm On Feb 14, 2020
KingsCrossing:
From your write up, you said that you worked consistently for 3 years and you have only 300k as opening credit (this is actually a red flag because it signified that your disposal is not actually how you portrayed it. Even, had you made some investments you should have provided proof as evidence as part of list of submitted docs), then you saved up your disposal income for 6 months to get the closing credit of 1,200,000 Naira.

My point is that no body knows what the ECO are actually considering, especially for those that are asking for documents submitted. My advise is ensure your financial capability is tight and reflects clearly on your submitted bank statement and also do your homework well.


Many congrats!!
Thank you for the input. I made it clear to the ECO in the cover letter that I just recently got engaged which involved spending quite a lot of money as traditional customs demand in Nigeria, I attached the pictures. I also made it clear that I have other bank accounts which I run for personal stuffs like petty businesses. Like you rightly said, it's the ECO that knows what he's looking for. I feel one just needs to be honest in what you try to sell to them. They can almost always decipher whether you are lying or not.
TravelRe: General UK Visa Enquiries - Part 4 by corruptst(m): 3:09pm On Feb 14, 2020
pufframmy:
share ur document submitted
Salary: N200,000
Opening balance: N300,000
Closing balance:N1,200,000

Documents submitted
Employment evidence:
1. Employment letter
2. Letter of introduction from employer
3. No Objection Letter from employer
4. Letter of Leave from employer
5. 6 month payslips {Stamped)
6. School certificates
7. Other Certifications
8. Work ID

Financial evidence:
1. Letter of reference from Bank
2. 6 month statement of account (First & last page stamped)

Family evidence
1. Family picture (Group)
2. My graduation picture (with family members)
3. My dad's Driver's licence
4. My mum's national ID card
5. My older brother's International passport
6. My younger sister's family picture
7. Picture of I & my fiancee (Pixmixed including proposal pictures)

Others
1. Cover letter
2. Provisional flight ticket booking
3. Provisional accommodation booking
4. Letter of recommendation from previous work place
5. International passport


Accommodation evidence: Current Electricity Bill

Other things of note:
I spent only 50K from my salary every month. I withdraw in 5ks, 10ks but no withdrawal more than 10K. I have other accounts for emergencies & other things. I do not exceed 50K every month. Hence my disposable income for the 6 months reflected in my statement of account is N150,000 monthly.

I ensured no other money except my N200,000 salary enters every month. Even my Christmas and performance bonus was paid in a different bank account (I don't have time to be explaining to ECO)

What's in my Cover Letter?
1.Why I want to travel? I need a break from work. I've worked continuously for 3 years without break.
2. Why UK? UK affords the best vacation place in the world in terms of resorts, cultural diversity, football cultures, etc.
3. My financial situation
4. My travel itinerary (7 days)
5. Travel budget (500k)
Flight - Return ticket
Accommodation in the UK
Transport
Feeding
Miscellaneous
6. Why I will come back?
My fiancée
My parents (aged)
My job
My family reputation

7. I summarised my application.


If there's any other information required or questions, I will be glad to answer.
PS: I'm not a guru. I used all the information I gathered from this page.
TravelRe: General UK Visa Enquiries - Part 4 by corruptst(m): 12:58pm On Feb 14, 2020
corruptst:
I applied for Standard UK visitor visa online using self-service for upload of documents. My biometrics was on February 5th, 2020 at Ikeja. I got a message today February 12, 2020 from TLS that my passport is ready. Is that a good sign or a bad sign? I wasn't expecting it so soon.
Visa granted.
Thanks to all the gurus in the house.
TravelRe: General UK Visa Enquiries - Part 4 by corruptst(m): 4:37pm On Feb 13, 2020
I applied for Standard UK visitor visa online using self-service for upload of documents. My biometrics was on February 5th, 2020 at Ikeja. I got a message today February 12, 2020 from TLS that my passport is ready. Is that a good sign or a bad sign? I wasn't expecting it so soon.
TravelRe: Going For PLAB Exam And Abandoning Residency Program in Nigeria by corruptst(m): 5:30pm On Oct 17, 2018
Sucreklint:
Please FAM which of the ielts is required for plab, academic or general....
Academic
CelebritiesRe: Opeteola Dolapo Rocks Breast Tattoo, Fans Slam Her by corruptst(m): 9:50am On Aug 19, 2018
NwanyiAwkaetiti:
I know how this people stripped me, checked my ass and boobs for tattoos and surgery marks. Even squeezed the boobs to be sure I wasn't pregnant... Didn't even get the job at the end of the day
grin grin grin
InvestmentRe: Make $50 To $100 Weekly By Doing Absolutely Nothing by corruptst(op): 6:09am On Aug 06, 2018
koolaid87:
Corruptst,

Are you sure corrupt?
You may want to go through my performance page on the FXTM site. Figures don't lie.
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I will entertain questions from you all. Thank you.
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InvestmentRe: Free forex earning opportunity by corruptst(m): 8:49am On Apr 16, 2018
biomedixexcel:
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see proof
This is really terrible. For one, the signals are too numerous and are not positively correlated. You can try mine. It's absolutely free. I will add you if you don't mind.
Christianity EtcRe: Bishop Miracle Williams Gifted Range Rover Jeep After His Hummer Jeep Got Burnt by corruptst(m): 7:41pm On Aug 10, 2017
spaggyy:
And the Bishop no blow make the explosion carry am trowey like as we always dey see am for movie
Because he's obviously telling lies.
CelebritiesRe: Victoria Kimani Glorifies God With Racy Photos by corruptst(m): 7:27pm On Aug 10, 2017
Factfinder1:
Muslims hardly joke or make fun of Islam or Allah but drug pusher's, indecently dressed ladies with questionable source of income,musicians who promotes immoralities on music's and videos, politicians, kidnappers, fake men and women of God and self acclaimed Christians joke and calls the name of God in vain I just wonder why
But they murder in d name of Allah...
HealthRe: FG Begins Free Medical Services For Poor Nigerians by corruptst(m): 8:56am On Jan 02, 2017
mcquin:
Its ongoing in UBTH. I don't know if other places. Be sure of your fact before you criticise. Infact there has been various adverts on ITV radio concerning this.
I'm a medical doctor who works with the Federal Government. So, I know my facts well. I'm sure the poor there also present their certificate of poverty for easy identification.
HealthRe: FG Begins Free Medical Services For Poor Nigerians by corruptst(m): 12:43pm On Dec 30, 2016
Lies
PoliticsRe: Owie: If My Wife Does What Aisha Buhari Did She'll Return To Her Parents by corruptst(m): 9:49am On Oct 15, 2016
Miladi:
Senator Owie is absolutely right. The first lady just acted like a frenemy who worships her partner when they are in private but revels in disparaging the same partner in the open, when in the public with him.

As long as there's nothing wrong in a woman being outspoken towards a husband when in the private with him, but there's everything wrong with being contentious against a husband - disparaging him - especially in public.

Even on her said speech, I'm surprised that almost every other of my compatriots are hailing her venom about she and her husband not knowing about 45 out of possible 50 appointees. It's unthinkable that she had expected to know them prior to their appointments, citing the diversity of our beloved country. . . . This is just like a wife of a CEO to a multinational company being annoyed that she and her husband didn't know about a qualified hand the HR specialist certified for employment.

My points though, is not in anyway or means supporting the incompetent regime, no. The country needs competent hands to man its affairs. However, whether they would be people the first lady and the husband already know or not, shouldn't be a criteria or matter at all.
I just fell in love with u for ds.
PoliticsRe: Muslims Kick Against Christian/Christian Ticket In Ondo State by corruptst(m): 10:29am On Oct 10, 2016
ZKOSOSO:
Islam again!!

These people sef......! Where we're they when the former Deputy was misbehaving about till he was booted out?
Maybe we should allocate a post to traditionalist too. Idiots.
EducationRe: LAUTECH: We 'll Not Let Go Our Joint Property - Osun Assembly by corruptst(m): 11:47am On Sep 29, 2016
henrygale:
When you know ushow can't fund a joint business anymore and not ready to show commitments either, I think the best thing to do is let go off it so that the person who can fund it continue.
I was a victim of this stupid ownership tussle btw the two states and I know the trauma it caused me when my medical school years became unending make us spend extra unplanned years in school.
Osun should simply give way if they know they are not ready to be committed to the Lautech venture instead of wanting to kill the once great school,indirectly killing the hopes of several innocent students.
If only we were in the days of instant judgement,the wrath of those students would have provoked thunder to strike anybody playing politics with their future.
Osun,kindly give way if joint business no pay you!
Doc, I sight u.
LiteratureRe: My Final Year Love (MFYL) - First Season Of Perfect Rejection by Babsopey by corruptst(m): 9:06am On Jul 29, 2016
ChemicalReaction:
OP, coman give us an early morning dose naa. And pls fall in love with Funmi instead of Janet. #Hayurmidey, thanks for the tag.
Ladies & advice. Anyway, it's jus a story sweetheart. Unfortunately, u don't get to dictate d tune of d story...all d same I'm wt u on getting d early morning dose. I'm hooked.
LiteratureRe: My Final Year Love (MFYL) - First Season Of Perfect Rejection by Babsopey by corruptst(m):
Babsopey:
Thanks bro. That means a lot.
Nice story line...
The scenery most likely LAUTECH
NYSCRe: Why Medical Doctor Corpers Are Paid Higher In Service(nysc) by corruptst(m): 12:40pm On Jun 16, 2016
I honestly believe all professions are important and do their part to move the economy forward. However, it is quite difficult to quantity the extent of workdone in relation to pay. Doctors deserve to be paid well with respect to international best practices. So also should other professions. I think the issue here is relativity. I'm a doctor, I work extra hours, extra days and night (weekends and holidays inclusive). I don't own my life: my patients own me, not even my family. I'm exposed & susceptible to diseases daily e.g ebola, HIV, hepatitis. With all these, I think I deserve to be paid more but would love it more if other professions are paid `relatively' well.
PoliticsRe: Photo: Soldier Helps Little Girl Wear Her Sandals In Sokoto by corruptst(m): 6:39pm On Jun 22, 2015
raayah:
Or maybe you can't read. Didnt you see my sarcasm underneath the post.
Who's the daft one now? .
Unfortunately, your post is a poor attempt at using sarcasm.
PoliticsRe: First Week In Opposition: PDP Struggles With The Challenge Of New Status! by corruptst(m): 10:47pm On Jun 06, 2015
Honestly, I dont see PDP surviving the next 4 years. An opposition party should have a national leader, a father to look up to, which is obviously lacking in PDP. Whether PDP can really rise up to their newfound status, Time I believe will definitely tell.
PoliticsRe: Dr Ogbonnaya Onu's Profile And Pictures by corruptst(m): 3:42pm On May 31, 2015
Wonderful choice and quite an impressive resume. I guess the work have actually begun.
RomanceRe: Miss Nairaland 2015 Winner Is TohPahz by corruptst(m): 12:55pm On May 22, 2015
Honestly, I'm jus caught in-between 2 beautiful & equally intelligent ladies to vote for: Tohpahz & Twaci.


But I quite connect with one person cos of d sacrifices she made for her brothers. My sister did same for me to put me through Med Sch.
Sorry Tohpahz BUT


I vote Twaci


cc: NLJega
RomanceRe: Miss Nairaland Contest 2015 - Final Elimination Round (SEMI-FINAL) by corruptst(m): 5:23pm On May 20, 2015
I vote for:
Sandrahnaub Twaci Tohpahz Lurlah2014 maureensylvia
cc NLJega
BusinessRe: Forex Trading - Season 15 by corruptst(m): 7:20pm On Apr 15, 2015
adeniyia33:
LONG on EU

Time elapsed: 3 hours

+563 PIPs..... Coasting home to eat Hot Amala and Gbegiri soup
Do u understand pips at all cos I don't understand how u wud av gotten 563 pips frm long on EU
Nairaland GeneralRe: Funny Election Pictures And Memes by corruptst(m): 1:16pm On Apr 02, 2015
dominique:
Thanks but I tried doing it but the pics didn't download to gallery but to download history and you can't edit file names there
Let me walk u thru it again. There's a folder called download on ur fone. Not on d browser. Locate it and edit d file name there. If u still av issues, let me know ur fone type, then I can walk u thru it again

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