₦airaland Forum

AjanleKoko: Get a lawyer to write the bank and threaten legal action. Don't just sit and fume in frustration. Take them to court.

Thank you so much, I just spoke to a lawyer this morning, he says he would prepare a letter before wednesday and copy all parties involved

ActiveMan: @op YOU HAVE CLICK A LINK SOMEWHERE AND HACKERS HAS BEEN ABLE TO GET INTO YOUR ACCOUNT, THE BANK WILL NOT BE LIABLE FOR THIS, CHECK THE TERMS AND CONDITIONS YOU SIGN WHEN YOU APPLY FOR THE ONLINE BANKING...

I didnt click any link anywhere. I always receive emails and sms from Banks not to enter my information anywhere so I am alert about that.

JUO: don't you have limit on the account and why put all your money in that account?

I put the money so I can always transfer Naira to my wife in case of emergencies since she is Pregnant and I am not around.

strangest: @op am afraid you may be a victim of phishing scam... Did you click on any link that is suppose to come from Diamond bank and supplied your info?

No I didnt supply my details anywhere

Another avenue for fraud. https://www.nairaland.com/1280479/beware-diamond-bank-n818000-stolen

After they probe Jonathan and his fresh air crew https://www.nairaland.com/1280479/beware-diamond-bank-n818000-stolen

He who lives by the sword, dies bythe sword https://www.nairaland.com/1280479/beware-diamond-bank-n818000-stolen

jam04: You can send an email to ICPC regarding this issue. The bank must be held liable for this. Even if atall, they aren't at fault, they should at least assist you in tracking those that did it.
They can't just leave you out in the blue!!!!

Pls how do I contact them

surveyProf: My question is, do u sometimes share computers with others? have u made transfer via on-line banking before?

I've made only 1 transfer from the account and that was 30,000 to my GTBank account on the 31st of January to test how fast the service was.
I made the transfer here in the UK and it was from my personal computer which i dont share

surveyProf: They will contact u soonest, I have mailed the page to dem, (i.e the write up u placed here now) via their FB page, and other customers are making comment too.... perhaps this will make them respond faster.

God bless you

This thing was reported barely 2 hours later and I only received an auto-reply email.

Is that how a Bank reacts to fraud?

I know none of those people and my token is here securely with me.

I reported to the bank and it was after I called them they are telling me they are not liable.

Beware of Diamond Bank- N818,000 Stolen In One Day


Pls I am posting this on behalf of a friend.


"Please I'm going through serious pains right now & I really need help on the way Forward.

I opened a Salary Account with Diamond Bank in September 2012 to keep funds for my wife as I was travelling for my M.Sc program in the United Kingdom this January 2013.

I applied for internet banking to be able to make transfers in December 2012 paying the exorbitant amount of N4,900 Naira which they told me was for a token device which would secure my account from fraud.

As at April this year, from Salary Inflows and other Deposits, I had a Total of About 820,000 Naira in the Account.

I woke up on the 23rd of April 2013 to see multiple debit alerts from my account with my so-called secure token still in my bag here in the UK.

I immediately Emailed the Bank (screenshot of email attached) on the fraudulent withdrawal and received only an auto-response.

With the lack of reply, I called their customer care line (at the expensive international rates!) and after waiting through the long interactive voice response process finally got to speak to someone.

The person who answered said they were going to take on the case and I kept getting new responses anytime I called back.

It was a day later after angrily speaking to the person who gave me another assorted "canned" reply that I was given a phone number which I SHOULD CALL to get the matter resolved.

When I called, I spoke to a certain Mr Ifeyemi who said they are investigating the matter and also asked me a series of questions to support the investigation.

Based on the outcome of the so-called investigation, the bank is telling me stories that an email was sent to my laptop which took the money (HOW ON EARTH DOES THAT HAPPEN)

I AM NOW BEING TOLD BY DIAMOND BANK THAT I WOULD BE THE ONE TO LOOK FOR THE FRAUDSTERS AND THEY ARE NOT LIABLE FOR ANY DAMAGES.

THE ACCOUNTS WHERE MY HARD-EARNED MONEY WAS TRANSFERRED TO ARE ALL INDICATED,

ISN'T A BANK WHICH SOLD ME A PRODUCT WHICH IS SECURE SUPPOSED TO FREEZE THE ACCOUNTS WHERE MY MONEY WAS TRANSFERRED TO PENDING INVESTIGATION SINCE I REPORTED THE FRAUD IMMEDIATELY?

HOW WAS MY MONEY SIPHONED FROM MY ACCOUNT WITH MY TOKEN SECURELY HERE WITH ME?

SHOULD I SUSPECT STAFF OF THE BANK FOR THIS?

IS THIS BANK NOT LIABLE FOR THIS FRAUD ON MY ACCOUNT AND REFUND OF MY FUNDS?

I have attached a screenshot of the transactions that day as well as the first email I sent.

I really need help on a way forward for this, who do I report to? Should I sue this fraudulent bank and report them to other regulatory bodies?

Who can sort me out of this MESS?

My wife is stranded in Nigeria

I am stranded in the United Kingdom,

And the Bank which claims to be "There for you" is trying to avoid all responsibility for the occurrence after I have paid for a "secure token"

Thats 1 panel from 4 angles

There's fire on the mountain and someone is busy chasing governors

peteafrik88: Wow, which bank ATM do you use

GT naira mastercard, that day I tried 800 but they refused, but 600 went through

fiscalcliff: Thanks for the reply pete about the withdrawal limits
I take it you are drawing funds from your Nigerian account though you are in the UK as our Nigerian banks now encourage us to do that
Yet doesn't it have drawbacks e.g. having issues with your account that you wont be able to withdraw like you said in your post?
Also please do share your thoughts on my other question
Where are you in UK BTW?

[size=15pt]USEFUL INSIGHTS BY OTHERS IS APPRECIATED TOO[/size]

Ivnt had issues with my account since aso you shouldnt. For the flight ticket, get one that allows you to change date, then you can always edit and extend the return date.

peteafrik88: For the ATM question, you are only allowed one withdrawal a day with an international card not exceeding b/w 400 - 600 GBP daily. I use GTBank master card on sainsbury's ATM and take up to 600 GBP while on Lloyd's it is 400 max. Barclays has refused to pay my card even on POS, i cant use my card anymore.

Ive withdrawn 600 on lloyds, I think it depends on the ATM.

Interesting

Larryupsy: Please,as at d time of applying for my Msc in the Uk im a fresh graduate without a NYSC certificate and also without exception letter and won't be available at d tym of submitting my documents to UKBA.hope dis is nt a vital requirement by d agency and hope it wont lead to my visa being refused

Nysc is not necessary, I know people here doing Msc without it with first degrees fom Nigeria.

Happy Easter everyone, this DST stuff has disoriented me, woke up 1 hr early today, had no idea it applies to UK too.

naijacutee: Interesting. I think one way might be to advertise it in the Business to Business section, giving some but not too much information i.e specifying how the site works, how it generates income, what the responsibilities of the site owner are and why you are selling.

Thanks a lot, I decided to put just one up, but I put it in the advert section instead of Business to Business, can you help me move it? So I can add more details. Thanks.

This is a sequel to a previous post on my online businesses I wanted to let go of,


Here I would like to know the response for this one,
I have a Bulk SMS Website I established in May 2012 as a spin-off of another I had,
Its part of a network of my online businesses and so far this year, it alone has made revenue of over 1 million naira (verifiable by Bank Statements)
I want to sell it because the margins on sales are very poor compared to my existing one which is a lot bigger and also I'm currently in the United Kingdom doing an M.Sc so I want to get rid of other distractions.
I would also be open to partnerships (partner must bring in skills in addition to cash) if that would be preferred.

I still need a ghost writer o! No plagiarism accepted pls.

222Martins: If you really have a network of websites generating that much, i doubt you will be selling any. But if you are serious and you have websites in your network generating $100 - $1000k every month, please reach me through the contact form on the websited listed in my signature. I can't drop my contact on a public forum. Make sure your websites are worth my time. Thanks.

You never replied? Its fine though, changed my mind, I hired someone to do the basics, would still need someone to help in promotion too on either a partnership or commission basis if you're interested, I can't do that as effectively as I used to before.

Cheers.

Any show? I'm getting bored in this country

Now I know he would contest in 2015

ochukoccna: @ FutureDon, good to see your post, hope you are finding your time over there interesting?



@ topic, how do you handle your finances
I remember been seeing my school's FAQs that they do not accept debit/credit cards payment from Nigeria when I wanted pay my initial deposit
However, I'm thinking of using my GTB Mastercard whilst there [UK] by leaving the bulk of my upkeep money here [my GTB Nigerian acct] and withdrawing on a need to use basis
But is that a wise move especially as I will not be residing in a major financial hub like London [although UK's banking system is excellent]?
Kindly let me have your input and thoughts to synthesise with mine
Thanks

Wisest move, you get better rates that way rather than the shylock abokis.
Pay your fees then take like 50 or 100 GBP cash to hold, Ive been using my GTB cards here and they havent been rejected anywhere yet.

I cant read my own handwriting even... would pass

oki we now know u're goodlooking

don_simon1: does anyone know if its possible to update playbook using connectify on pc...?

Use MyPublic Wifi.. It works better.