₦airaland Forum

Accessed:
This rate indicates N485 to 1CAD for Jun 15th. That's a jump from N349 it indicated on the 14th.

Also, Oanda jumped to N379 to 1 CAD from the N349 the previous day.

I hope IRCC will not expect applicants to start using these figures as the basis for computing POF.

Dessymond394:
The current exchange rate now is something else
Would this current exchange rate affect those that have already applied for their visas before this change in exchange rate?
Because now 13million naira is just 27,000Cad which was about 37,000cad before the change of rate.
And those applying now needs to show more money in their acc statement.
What are your inputs?
Would these new rate affect those that applied before the change of the rate.. cos me I applied first week of this month?
Responses needed oh pls

hillyvee:
You will have to start from the beginning. However, all your previous responses are already recorded, so, they will be there for you to review and be clicking "Next".

Goldentony2nice:
Check very well. On the part that you see the date inside the message, look to the end on your right, you will see Continue Application. Click on it to continue.

Ayodeji786:
Your study visa will be revoked

Dessymond394:
Hello pple
Someone having a very low balance or a zero balance in between your account statement does not matter as long as the account is very active, good inflow and outflow and has a good starting balance and closing balance
For example
An account statement of 4months that has an opening bal of 500k but inbetween the very active inflow and outflow there was a -200k balance at some point but it rose up almost immediately.. Having very active inflow and outflow.. inflow of 73m and outflow of 60m and a closing balance of 13m.. it's a personal account used for daily transactions.. though evidence of source of funds documents are attached as the owner of the account owns a contracting firm..
Is this account good to go?
Need answers please.

tenderjunkie:
If your study includes co-op, pick YES
Else, it's NO

jaydave:
What about this part , isn’t necessary right ?

jaydave:
Thot I saw insufficient financial situation or asset too in d screenshot u posted

Chechem:
In addition to the concerns that you are addressing, add othe important details, like the course and how it relates to your work, why you chose the school, proof of fund etc. Every bew application is viewed on its merit, they won't go and pull out the SOP in your previous application.

So write a complete LOE. Simply just get your previous SOP and include the concerns your are addressing there.

Olumain4:
My LOE is 7 pages.(writing only)
If I add my documents, it will skurocket to 30 pages.

How una dey do am in 3pages.

Olumain4:
Sir..how many pages is loe in total

CindyByFine:
Wow .. please share the link you used for such speedy note.

CBSA or IRCC?

zubizareta:
I am confused. You did all you listed above in your previous application and was still refused or you are listing what you plan to do and reapply.

Reapply with a proper LOE, sometimes the VOs could miss out things. Attach everything concerning your brother from notarized sponsorship letter to previous commitments, pictures, birth certificates of both of u, etc attach them and upload both to the POF section as well as the client information section just incase the VO dey sleep.

zubizareta:
Your case is simple and straightforward. You didn't show enough proof of relationship with your brother.
Submit your brother and your own birth certificates.
Attach pictures btw you and your brother.
If there are evidences to show previous commitments from your brother gifting you money, attach receipts as much as you can.
Notarize the sponsorship letter.
If your brother can make a deposit of your tuition and attach receipt and evidence trail to show the payment was made by him that will even strengthen your case further in your next application. However, you can still go ahead with the last point. Just ensure the other points earlier stated are addressed.

Kenn55:
Did you provide your brother's birth certificate showing you have the same parents?

By the way, how long did it take to get this GCMS note?

Chelbeny:
Please is there any telegram group for people traveling to Ontario Toronto for fall intake( September)

Terminalia:
Ok thanks, we added his business id card. Pls can i DM you?

Terminalia:
Thank you. I added his CAC docs, his personal MBS, bank ref letter, valuation report of our house and car papers. i did not attach transaction receipts but i explained what my hubby's business is about. hubby is into engineering services and he has a vendorship agreement with a bank, vendorship letter was attached.

Olumain4:
Hello everyone, kindly help solve this issue.
My sponsor gifted me all my first year expenses (tuition + other expenses)
1. What is the duration of the bank account statement I should print for study permit?.
2. Will zero opening balance affect my study permit grant

My reason for asking is because the account is a savings account which had few or no transaction in last 2 months until the gifts.

3. Is less than a month duration okay?

3. Is it necessary to pay part of my school fee to increase study permit grant chances?

I appreciate if i can get several response and suggestion from everyone. Thank you.

Terminalia:
Thank you. hubby is my sponsor and he travelled school fees balance and living expenses for my son and i into my account. he moved the fund between 2 weeks before i submitted. i explained that the fund was for my hubby, for my schl fees balance and living expense. he also transferred some of the fund from his business account and i got a reference letter from the bank that he is the sole signatory to the account.

Madukachase:
if you can give them almost exact SOA you used for app. you ppr is certain. they have doubts on your SOA, and want to be sure its not for demonstration purpose. i have seen it happen before.

zubizareta:
Build the acct. And give plausible explanations of lump sum. I am not saying every low opening balance leads to refusals, just saying some VO in the past have cited it as a red flag.

What u did was I built my acct for 2 months plus. The first sum I received was 300k on Feb 15th, so I generated my SOA from Feb 16th. So opening balance was 310k. Then I allowed daily cash inflow and outflows apart from other lump sums that entered which I also explained in details with proofs of receipts.

zubizareta:
Opening balance also matters. We have seen refusal notes posted here where VOs pointed out on low opening balance as one of reasons of rejection.
Ofcourse you will explain lump sums and all that but if you can avoid low opening balance it will help your case. VOs differ, you never can tell the one you will meet handling your application

zubizareta:
Proof of funds:
From my experience, period of acct statement generated doesn't matter much as long as you can follow these guidelines. 3 months is okay sef. Though the recommended duration is 4 months minimum as stated on ircc website.

Ensure your opening balance isn't so low and suddenly you have a high closing balance of millions. Vo might see it as demonstrate purposes.

If any lump sums, explain them in details.
Allow other inflow and outflow to happen in that acct apart from the lump sums.
That opening and closing balance difference is very important.
So if you are planning to submit your application say by July, you ought to have built your acct starting from April atleast with a healthy opening balance. So by July, that would be 3 months duration. I submitted mine with a duration of just 2 months and 2 weeks.

pristinee:
No other proof to show that u have the same parent? Since that's d reason for your denial, u need all valuable document to that effect.

I mean your parent identity

pristinee:
Did you submit birth certificate of both of you showing that you share the same parents, did you submit any documents of your parents maybe NIN or international passport, did you show any previous expenses he has done for you as a support? Any old pictures together with your brother and members of your family?