₦airaland Forum

BarrSly:
Since On the 19th of March, 2021 I made a transaction on the naira4dollar website to the tune of about #100k and the whole transaction has been confirmed on the blockchain.

However till now they have refused to credit me and all of their customer care lines have been switched off for days now. I reached out to them on all social media platform all ignored.

Please who else is experiencing same cause I used to know them as reliable so what’s happening I still can’t comprehend.

You should have used Mytopexchange.com
They are faster and more reliable.
I will advice you to wait till Monday before concluding. Maybe there is a technical glitch.
If they dont respond on Monday, then you can call them out.

Kettlecorn:
I will be blunt with you OP. Why can't the fees be paid directly to the school? Why your own personal account. Anything short of paying directly to the school or WAEC itself is really suspect and I will advice anyone that wants to help to pay directly to the school.

Read the first page. So many quaestions OP couldnt answer.
I am sure he doesnt even know the cost of the WAEC registration. Thats y he is insisting on cash.

I think i know why @justaskingyou didnt get back to the op. Its plain clear from the chats.
Truth be told. The OP is not serious at all. He just needs cash.
Someone that wants to do WAEC have no idea of the cost of registration plus the charges of the school.
OP couldnt provide the name of the school.

Gigi2021:
Madam please let me be, you are not in my shoes so you won't understand. Okay

Okay, sorry ma'am

Gigi2021:
Greedy you say for trying to help my husband? Thanks anyway

Hear yourself, You are trying to help your husband that is not complaining by coming online to beg.
How does that sound right to you?

You should even be grateful you have a husband by your side. So many single moms had to hustle their way out even with their potruding tummy with no help and they still survived without coming online.
Pls stop being ungrateful and greedy.

Gigi2021:
Hello all, my name is Ginikachi. I'm am expectant mother. Life is really bitting hard at home, my husband is bearing all the burden alone, he doesn't complain but I see his worried face always, My EDD is on the 7th of June and our house rent expires same month. It's too much for one man to bear. Please I'm using this medium to plead with our mummies and daddies here please if you have any baby things you can donate to help me with, I will be most grateful. I want to help my husband, it hasn't been easy getting a job. I'm resident in Cross river state. Thank you and God bless you all..

Y are you stressing yourself since your husband is not complaining. You are pregnant, pls relax and let your husband take his responsibilities.
The economy is hard and everybody is feeling the heat. No free money anywhere.
When the baby is 7months, you can take up a job, help your husband out, save and start a business.
But for now, there is nothing you can do. Dont embarass your husband by begging online. How would he feel if he finds out you are doing this.
The man is already trying his best, just keep encouraging and praying for him.

Badmussy102:
I pray to God, may you go through double of what am going through, so you can know how easy life is, see better no let me curse you o, if you can't help me, just shut your dirty stupid mouth and move on oloriburuku somebody!

A character is truely like a smoke, no matter how you try to hide it, it will surely come out.
Y all the curses and insults to someone who was only advising you.
A clear conscience fears no accusations.

Pavore9:
In as much you want quality education for your son, the reality on ground is that you are presently not earning and you should have considered enrolling him in the nearest public primary school, so he will still be in the school system. Coming online to source for termly school fees is not a sustainable way to see a child through private school education.

OP, pls take this advice. While growing up, most of our parents couldn't afford private schools so we attended public schools and still turned out well.
You shouldn't have enrolled him in a private school when you can't afford it.
Public schools are cheaper and its better so you won't be stressed out looking for money every term and you know a term is just 3months.
All the best OP and I pray God guide you through.

RSVP:
I kuku collect ham oo but just last week I foolishly borrowed someone else 10k again

Now I been deh reason he may disappoint me this next Friday... I don't blame people who doesn't want to help sometimes.. Nigeria is filled with wicked souls in disguise.

Example is the OP that is coming here with one sided story to gain pity and sympathy from nairaland.

RSVP:
You're very correct.
I borrowed a colleague of mine 5k just a week before the pay day and he almost swear he would definitely pay back as soon as he receive his salary. . I was convinced and transfer the amount to him.
Would you believe this man received the salary and came to tell me his salary was slashed blah blah blah. I kept my cool for 2 days and he doesn't mention the money he borrowed. I asked him and he said he forgot his USSD pin and won't be able to do transfer but he will send the money when he got home later that evening.. I was very furious and began to call him before he send me my money..

I began to wonder why some people are being so difficult to pay back what they borrow.

I have learnt my lesson several times and its the reason y I am now very heartless.
I don't borrow people money again.
If you come to me with sob stories, before you finish your story, I would have started my own sob story too. You will even be pitying me.
I borrowed a close friend some amount of money, when it was time to pay back, I became her worst enemy on top my own money. I called and called plus series of messages.
Can you imagine, she blocked my line.
I had to let go of the money for my sanity.

SirDelight:
By tarnishing my family reputation Well, the dignity of our family matters a lot. I don't know about yours

If you cared about your family reputation, you wouldn't have taken the loan.
You would have borrowed the money from your family.

RisenPhoenix1:
Let us be honest, Nigerians have a very ugly loan repayment culture. Why would you apply for a loan with no plan for repayment? Did you think they will forgive the loan for you? You must have known Sokoloan will call your contacts, it is not a secret that this is what they do.

Nothing can trigger me more than a Nigerian complaining about being victimized at the hands of his creditors. I know how much I've lost to people who came to beg for loans, promising heaven and earth, and in the end they defaulted because I did not want to waste the time and energy pursuing them all over the country. When it comes to debt, we have neither conscience nor morals.

I'm in full support of Sokoloan using the strictest, most defamatory strong arm tactics to force Nigerians to pay their loans. We deserve it. I will even endorse Sokoloan to set up a debt collection agency. If I can remember my bad debtors, I'm ready to outsource the collection to them.

Dont mind the OP, he is here trying to play the victim card.

SirDelight:
Ori yin ti gbale, sir.

Agent of doom!

At least I am not a shameless debtor like you who wants to ruin another man's business.
Instead of you to read the terms and conditions of a contract, you were blinded by the free money you were about to get.
Now you are ranting all over nairaland.
Its people like you that gives Nigerians a bad name.
Now run along and look for money to clear your debt.

You took loan, you refuse to pay back, the loan company called you a thief and you are here complaining.

I am glad we still have reasonable people on nairaland.

SirDelight:
ATTENTION!MAKING THE FAMILY LIVES OF THE **** MISERABLE IS A THIEF FROM THEIR FAMILY WITH THE NAME ***** (0806134****) WHO STOLE MONEY FROM A COMPANY AND IS REFUSING TO PAY. THE PUBLIC IS WARNED OF THIS FAMILY AS THEY ARE KNOWN TO BE THIEVES. THEY WILL BE CAUGHT BY SECURITIES

The SokoLoan agent called me on phone and I told her to be patient as I'm also running around to pay off the debt. I even said I would pay up everything with default charges. She hung up & started sending different threatening messages. The message above (bolded) was sent to all my contacts. I had to turn off my phone because the calls were too much. How would they correct this defamation after paying them?

I know they have many agents on this forum who would start defending them, but just know that "only God knows tomorrow". It's my turn today,,,, it could be yours tomorrow.

Y did you take a loan when you are not sure if you will be able to pay back.
Didn't you read their terms and conditions before saying Yes to their loan.
Did Sokoloan put a gun to your head to take their loan.
You should have borrowed the money from your family or friends if you don't want any harassment.
You deserve all the insults and harassment.
Nigerians are the worst set of people to borrow money because when its time to pay back, you become their enemy.
If everybody is like you defaulting in their loan payment, where will you get your urgent 2k next time.
Don't ruin another man's business, go and pay your loan and stop looking for pity party on nairaland.

endsarrrs:
Find another place to vent your anger

I do not distribute indomie or buy men's wholesale singlets

Go away


We move!

Thank God you know I am not jobless like you.
That's why you have free time to be typing nonsense.

endsarrrs:
Go market na

Must you comment if you don't have anything meaningful to say.

farous:
I have severally educate my Househelp on the dangers of making or answering phone calls in the kitchen when cooking using Gas cylinder and that she should never try it but desist from it to avoid explosion.

Unfortunately she seems to pay deaf ear over it as this morning I saw her answering calls right inside the kitchen while cooking using the Gas cylinder and I was so upset that if I had not hold myself and control my anger I would have used an object and beat her mercilessly.This is a family with children and I don't want to give devil chances.She is so stubborn that most times (not only this Gas matter) telling her not to do something is like pouring water on the stone and such attitude upsets me.

Please what should I do?.

Are you the one paying her salary or is she the one paying you Salary.
Are you the Boss or is she the Boss.
Pls sack her immediately. How can you employ someone you can't control?
She will soon turn your children against you if you don't terminate her contract.

NaijaBoy213:
After begging them to gimme more time to pay the loan.....dis is wat they Sent me....as a threat message

ATTENTION;..THE NAME xxxxxxxx xxxxxxx WITH PHONE 0xxxxxxxx IS AN EXISTING CRIMINAL ON THE RUN THAT HAS DUPED A COMPANY OF MONEY.THE PUBLIC IS ADVISED TO DISTANCE FROM HIM AS HE HAS PROVEN TO BE DUBIOUS,UNTILL HE PAYS HIS LOAN,HE WILL BE APPREHENDED SOON....WE WILL SEND TO ALL YOUR CONTACTS IF WE DO NOT GET YOUR LOAN IN TWO HOURS.

And below is a screenshot of the message I sent to them before they sent me dis threat, The app name is Gocash.

People will be taking loan with no plan to repay the loan. You guys think loan is free money.
Oga, just look for money and repay the loan.
Even if its part payment so they can have confidence in you that you will surely pay the rest.

Cutehector:
Format

Not everything is format dear.
For him to have the boldness to show his wife and the twins says a lot.
I wish I was financial buoyant to help out.
I pray you are favoured Op

HopeVictor:
What's the issue if it's a new account.. Am I asking anybody to transfer any money to me? I know you dont have anything to contribute to the Op so why can't you just mind your business and get lost..

Lol. You that have something to contribute, pls do directly to the Op's account . Y is my statement paining you. A clear conscience fears no accusations.

HopeVictor:
Bros..How much do you have let's know how much is remaining..those people interested in helping should dm me let's see what we can do.check my signature

Y should people DM you when they can easily transfer to the Op's account directly.
A new account opened January ending.
Hmmmmmmmmm.
I reserve my comment

Comeandcollect:
Can anyone here advise me, I have N5 million sitting idle in my bank account, I don't know what to do with it.

Any business or investment that I can use it for, if not I go just use am do giveaway.

Buy Bitcoin and keep.
Its a good investment.
You can double your money after few years

phenzy:
I need your candid advice please

Savings in crptocurrency is the best.
Banks will give you at most 3% interest while you can even double or triple your money in crypto.
If you want to buy any Crypto, I will advice you to be Bitcoin.
But wait a bit. Let it dip further.
Buy and hold. It will surely appreciate.

musicproducer:
yes i read it seems u dont get what u saying, abeg go church

Who knows
You might even be one of his alternate accounts.
I dont have time to argue with you.
I am only here to warn unsuspecting people not to fall victim.

musicproducer:
yes i read it seems u dont get what u saying, abeg go church

You are the one who lacks comprehensive skills.
You expect me to accuse someone I don't know of being a scammer.
I still insist on what I said up there.
That guy is a notorious crypto scammer.