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TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 1:54am On Feb 02, 2023
[quote author=ufeedoh post=120563516]This link will answer your question properly
https://www.gov.uk/transfer-visa#:~:text=You%20cannot%20use%20a%20valid,with%20a%20biometric%20residence%20permit.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 1:49am On Feb 02, 2023
Ceejay2:
Please house people that did self service upload on TLS did you upload the TB test certificate as well or you guys submitted it at their centre
Hello Ceejay,

if you are using self service ...you are uploading everything to support your application via the self service portal.I mean everything you need to support your application as the TLS appointment for you will only be for capturing and not submitting anything or else you will be charged for assisted service even if its just a document. what you will require for your appointment is written in your appointment letter.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 5:27pm On Feb 01, 2023
Ceejay2:
Thanks so much for this it's much appreciated.
Hers too was a fake document.

Their appointment date would it be linked to mine or they would get a separate date and time??

Also do you have any sample consent letter you can spare.

Thanks for your help 🙏
For the Consent letter Sample go to Page 1 of the tread.

The appointment cant be automatically linked but you can make your appointment same time if
1.You can find a date for all of you if the slot is available for free
2. You pay flexi appointment for each applicant for the date of your own application if 1 above is not feasible and flexi is available.
3. If 2 is not also available then they select any date and just follow you on your day and pay for walk in for each of them (its accepted for family even when its refused for others).

Aside 1, All the other option attracts extra fees please refer to the TLS site for the updated cost. Walk in last time I checked was 44k per applicant
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 4:49pm On Feb 01, 2023
Ceejay2:
Good evening everyone , Happy month all. Please pardon my question. I've filled my application and submitted, booked an appointment and im filling that mod my dependents the issue here is like last 12 years my wife was deined and ban from entry the UK. Though the 10 years ban has ended and when filling the application which should I thick. The first or last option? Also since I've booked appointment is it same date and day we would be going for the biometrics note that I've not paid and submitted their application but I will do that today. Secondary the TLS assisted service is for each individual application?
Also they said give more details what should I write?
Hi .
From Experience it is the last one she will select . Give more details means she will state what she knows of the case and attempt to make clarity on what led to the Ban or just make a statement of remorse. The one I witnessed was a false document and the applicant wrote what happened and explain it was a paid agent who handled his application and stated clearly he has been to other countries during the period of the Ban and never broke any immigration law while there e.t.c His Visitor Visa to the UK was approved and he his currently there since December.
TLS Assisted service appointment is for each applicant even if you go as a family. No set of applications will be treated jointly during processing hence each application has its own unique GWF number for upload.
I hope this answers your request.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 4:28pm On Feb 01, 2023
jamaje:
Hello Everyone,
Please i'd like to ask. If you have accepted an unconditional offer to a school and another school that you prefer offers unconditional offer. Can you accept from the second school and communicate to the first school you are no longer accepting their offer. What's the best way to go about it? Tnx
Quite Straight forward. If you have not made any payment to the initial School ,just out of courtesy send them a mail stating you are withdrawing your Application/Acceptance of offer .Some people just proceed with the other School and the initial School normally gets the message if no response from the applicant after accepting the offer and by the deadline the school automatically withdraw the offer. If you have paid money then you need to check the refund policy of the school before sending your withdrawal mail so you are not caught in a loop of getting your fund back on time.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 4:21pm On Feb 01, 2023
Mel0186zz:
Good afternoon House,

Please i need urgent assistance, I am currently filling out my dependant IHS form, we are applying together and i am on the page where its asking the expiry date of the person i am joining. We are both applying together. Please what date am i supposed to fill on this date?
The End date of the Course . This should be on the CAS document of the main Applicant
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 12:27pm On Feb 01, 2023
nwaduto:
Hello my good people, please I need urgent reply. Is it advisable to declare that you are applying with your dependent/dependents(kids) while filling form for CAS?

The questions,
1. Do you have any one coming with you to UK?
2. Do you have a partner that is applying for visa or has UK visa?
3. Are you applying for your student visa with dependent children?

Please If i am going together with my partner and the kids joining later, what is the best answer?
The Truth is the best answer .What you dont want with your school is saying something to get CAS and having issues with UKVI on something you dint declare .Some people give different response and have scaled trough but my advice is State it as it is which is

1. Yes(Partner)
2.No
3. No
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 3:20pm On Jan 31, 2023
rossydot:
Good afternoon people of God. Anybody that did Pre- CAS interview at BPP University recently for May 2023 intake should please signify or contact me. Many thanks in Advance
MY MA did for JAN intake in November and failed the first one and passed the ACRI. I give you thumbs up for choosing that School oooo. Them wahala plenty small
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 3:17pm On Jan 31, 2023
chigosman:
Hello everyone, Please if i already have my CAS issued, do i really need an agent to do my visa application?
Even if i have to pay an agent due to work schedules, how much is to be paid for only visa application process?

Please i need your advise
If you could do the hardest part getting Your CAS ..I think you can fill your Application form and you coming here means you know you can be guided correctly for FREEE.
Its a process so start filling your application form right away the most critical questions are answered with the CAS document and if you need clarity come back here and you will be guided accordingly .
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m):
Horlawale32:
Oh ok thank you,

so the initial visa i was giving will be cancelled automatically by ukvi?

And i will only need to pay visa fee for another visa application and does that mean i will have to request another CAS from my school ?
Please refer to the the school and to the GOV.uk website on details.

The lady who said you will start afresh is correct because

1. The CAS issued for an application and a decision has been made can NEVER be used again
2. The Visa fees once used is non refundable
3. FOR IHS LOOK AT THIS FROM THE SITE:
Refunds
You’ll get a full immigration health surcharge (IHS) refund if:

you paid twice
your visa application is refused
you withdraw your visa application
You’ll get a partial IHS refund if your visa application’s successful but:

you get less time on your visa than you asked for
any dependants on your visa application are refused
If you are due a full or partial refund for these reasons, you do not have to do anything to get it. It will be automatically paid to the account or card you paid with.

You will not get a refund if:

your visa application is successful but you do not come to the UK
you leave the UK before your visa ends, for example to make a new application
you’re told to leave the UK before your visa expires
you’re applying for indefinite leave to remain


With these 3 Facts above you should know what your options are and your school will issue another CAS dependent on what their process for reissue is at the point of you reapplying for it because you must apply for the CAS again.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 9:27am On Jan 31, 2023
Freedom22:
Hello everyone, please in order to do my Masters in the UK, do I need UK NARIC or ENIC to translate my Bsc certificate?
Thanks.
Not necessary. You need the School that will be sponsoring you to accept it with other requirements for the course you applying for . The School has to be a sponsor with a track record of compliance to make it easier for you .Good luck and start reading the tread from page 1
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m):
solveabode:
.

The account they used was not the main applicant's own rather it was the mother's account. Is it possible for the main applicant to include his account to make up the shortage?
I am not sure about this but you can give your best shot at your response after seeking other opinion here or probably immigration expert if you have the immediate access .The reason is the ECO had enough reasons to refuse but seems to want an explanation on the anomaly raised to decide if to give the person with bank statement and reject the 2 kids or maybe to refuse everyone(judging from the tonation of the mail) . Just be certain that anything given will form the confirmed basis of refusal/acceptance after reaching out via the mail. Best of luck ..my final 2 cents on the matter
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m):
dduchess90:
Hello

This would have been a consideration at the stage of application not after the ECO spotted it and has requested for the evidence

Also the difference between both calculations is high

Cheers
True ,but what I am wondering is why is the ECO sending the mail to address and not refusing ..........More like I can see you all (or the kids alone) dont meet the required criteria so please give attention to or to deal with the matter or problem Highlighted. The reason for this is to meet up the requirement and/or give your honest explanation. Most scenario similar to this with funds are best justified with either recent or new payments which could fall into evidential flexibility. The alternative is ...............................wait for refusal for all or just the kids ?
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 2:14am On Jan 31, 2023
solveabode:
Hello Gurus in the house
Please what is the interpretation of this and what advice can you give the applicant? Having it in mind that the pof was short as a result of fluctuations in naira .
The main applicant is in the UK .
One of the things you can do after an honest explanation is to make further payment towards extending your current accommodation contract or a new payment for accommodation to cover the variation in cost and providing a proof for it with an updated bank statement period.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 2:03am On Jan 31, 2023
Idahosah:
Good evening all

Please i want to ask if i could upload my document anytime after submitting visa application. For example, i submitted my visa application today 30th of Jan and selected self service for doc upload. Can i upload the document on say 1st of february before my biometrics which is on 3rd Feb
Yes you can.

It is only After you click Submit on the TLS page that you have actually uploaded .This must be done before your Biometrics.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 10:03am On Jan 30, 2023
[quote author=ahmedio2017 post=120492089]Please what if he agreed, is it possible for me to join them?[/quot


This has nothing to do with his acceptance but the criteria for the visa you are requesting which I believe is a dependant VISA. This is what is on the uk.GOV website and from this you should be able to know why you cant easily fit in unless someone else has done it and they can advise you how feasible that is .
A dependant partner or child is one of the following:

your husband, wife or civil partner
your unmarried partner
your child under 18 years old - including if they were born in the UK during your stay
You’ll need to provide evidence of your relationship when you apply, for example:

a marriage or civil partnership certificate for your partner
a birth certificate for your child
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 11:37am On Jan 26, 2023
Haisha:
Yes, they are recently married. Like a 6 months marriage
The best is for the person concerned to report it like as if it is a mistake and you need it changed. If they reply the better but the first red flag to note is they ignore your mail and you will have to be sending reminders before they either tell you to return it for another one or they say it was no mistake. Just do your best as the one I witnessed was no mistake and the dependant has stuck with the no work no business BRP till date .SEEK Further counsel.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 11:00am On Jan 26, 2023
Haisha:
Please what does it mean when "no work no business" is written on a dependant visa? And how can it be corrected? Provided the the person has already travelled to the UK. Is there any reason to be panic?
Please treat as urgent.
Are you recently married to the main Applicant? If yes that could be a reason if No ....then maybe something else. Which ever way please reach out to them for clarity. It's a new trend I discovered for the dependant and some are mistakes some are deliberate They are brewing something and I hope it's not what I think.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 10:20am On Jan 19, 2023
POE Alert!!!

My MA just passed the POE at Heathrow London at 9.15 am Nigerian time after landing 2 hours before due to the crowd.
The conversation below as described in her WhatsApp chat

officer: Hello Good Morning
MA: Good Morning
Officer: Please drop your passport
MA: Drops Passport
officer: Where are you coming from?
MA: Nigeria
Officer: No...I mean where is your Flight coming from?
MA: Oh! Nairobi Kenya connecting flight
Officer:OK so Why are you here
MA: I am here for my Masters's Programme
Officer: What Course and Which School?
MA: MSc Management Bloomsbury Institute London ...
Officer: Which Degree did you acquire for your undergraduate?
MA: BA Horticulture
Officer: Flowers and Plants?
MA: Yesssss(thinking that was all then....)
Officer: Can you Mention the botanical names of some plants?
MA: looks surprised but answers with You Say?
Officer: Can you ...(pause and resumes)Give me the botanical name of four plants
MA: ......Ermmmmmmm blows air out and Ermmmmm Rose...Rosa. mmmm Spinach ......Lactuca Sativur...sativa .....mmmmmmm Onion.....Alium Cepa ermmmmmm
Officer cuts: Ok How can plants get their food?
MA: Sun .... Soil.....
Officer Cuts: How do they get their Sugar?
MA: Ermm from the Sun also from water, from carbon dioxide from the air, and microorganisms from the Soil
Officer: OK Stamps passport hands it over you can Go
MA: receives and looks at him
Officer: Yes you can Go
It was a really off-guard question hence why I Brought it here to share. Apparently all we rehearsed before she left like accommodation, how are you funding, what are you doing back in Nigeria, and all other personal stuff dint come out

The lesson here is: Be prepared for anything as well as learn from others' experiences as much as you can get.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 9:27am On Jan 19, 2023
myhero:
@dduchess90 and all pls look into this issue

I just received Teesside University September offer today MSc public health ( 2 years program 18k pounds.. 9k pounds per year) with 5k pounds initial deposit. I also received University of Sunderland offer same MSc public health but university of Sunderland is one year program(15 k pounds) with initial deposit of 3,500 and to pay more 4k b4 enrolment. Am so so confused now on which one to follow.. My people pls advice me on which one to follow between University of Sunderland (one year program) and Teesside University (2 years program).. If possible pls advice me with reasons for preference.. Pls I will be going with one dependant (my wife)
My little advice.

1. Do you have the cost for both deposits? if so move to 2 if not choose the one with a lesser cost
2. What is the balance payment plan Like ?.....choose the one that favors you if it aligns with your cost budget above
3. What are your future Plans .... Studying and leaving the UK or studying to work if studying to work or settling for one year is better if u have a good budget to accommodate since a study visa does not lead to settling unless you switch.
4. If you are fully aware of 1 to 3 above other things to consider are location, accommodation, job opportunities, and community.

Best of Luck . Most times cost may be a major decider but in most instances, future plans overrule all.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 3:21pm On Jan 18, 2023
Sookiee:
The money required to show was about £22,000 but money in the account was about £9,000. They didn’t even ask for extra documents, they just refused
I am Sorry about your case but if you read the Caseworker guide which I read a trillion times before helping my MA submit. You will see where they wrote that the caseworker has the right to refuse you without requesting for extra documents when he/she is certain the funds aren't met. He/she can only rely on evidential flexibility by sending NSF if you also showed another POF in another account name and clarity is not given. He/she is mandated not to seek further evidence when such clarity or document won't change his/her decision especially when the initial application dint meet the required standard to score the 10 points for POF. I don't know your particular case as I just replied to your last message. My advice is to seek clarification from an immigration lawyer or agent with similar experience before going on an Administrative review. It is only turned over when the Caseworker CLEARLY made an error and from your comment that is not an error..
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 10:02pm On Jan 17, 2023
dotedote:
Hello Gurus.
Biometrics with spouse yesterday 16th Jan.
3rd Green Line on the *Track your application* page.
BUT got this mail today.
Pls look at the bolded.

Dear ***********

Regarding Visa Application: GWF**********
For: ***********

Thank you for applying for a UK visa. Your visa application has been received and is under consideration. We aim to process non settlement applications within 15 working days (unless you have opted for the Priority Visa service), and settlement applications within 120 working days.

Unfortunately, the processing of your application has not been straightforward and we will be unable to decide your application within our customer service targets. We are continuing to work on your application and aim to make a decision as soon as possible

We will write to you again if there is any change to this. Please do not attend the Visa Application Centre until you have been advised that your application has been decided and that your passport is ready for collection.

Kind Regards,

UK Decision Making Centre
This is what has been referred to over again in this tread as Empty NSF which means UKVI is letting you know it will take more time out of the norm to process your application i.e if you are standard it maybe more than 15 working days and if you are priority it may take more than 5 days . The mail has not asked for any document so you just hold tight and be hopeful for a positive outcome . Follow up with a paid call or mail if the regular timeline exceeds for a status check on your application.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 8:30pm On Jan 16, 2023
Ruth1212:
Thank you so much for your response. One more question ..since the end date is 13 January and today is 16th Jan..also I’m applying today
Please am I good to go?
SURE you are good to go
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 1:35pm On Jan 16, 2023
Ruth1212:
Hello everyone ,good afternoon
Please I’m at visa stage and i want to upload my bank statement now but it is dated from 15th of December 2022 to 13th of January 2023 which is 30 days ..but I didn’t do any transaction on the 15th ,the transaction started from 19th .. Pls does it matter or I should go ahead and upload it like that?
P.s : I’ve been running this account for long ,I’m asking because I learnt it has to be a recent statement ..
I await your response..Thank you
The account's first transaction date does not consist of the duration counted. The bank statement has a period(start date- end date) it has an opening balance and a closing balance also. The ECO checks the closing balance figure and counts back to ensure it is up to 28 days of you having the required POF based on your circumstance. My MA used an account with only 4 transactions in 3 months and had a successful application.
TravelRe: General UK Visa Enquiries - Part 5 by doyinluv(m): 6:49pm On Jan 12, 2023
advanceDNA:
So u are saying an excess of 1.9M, apart from.of her actual POF, was in her account at the time of visa approval.... if yes...there is no harm in combining accounts...

Lets hope a wicked ECO will not assume its funds recycling ...i suggest u back it up with a cover note..... because we have seen cases where some ECO ddnt even bother to check an applicant combined two accounts and denied the apllication for insufficient funds based on one statement
Thanks for the advice. I have made up my mind not to risk it. I will wait and develop my pof organically in isolation of her funds and apply when mature. Thanks
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 7:38am On Jan 12, 2023
dduchess90:
Hello

I think my major concerns is the ECO getting confused.

If you want to submit this then please

1. Reprint an up to date statement not just the dates that was submitted earlier even if it is within the stipulated 31days, this will be you showing the ECO that the money is still available

2. Include a consent letter from the MA for the balance, the letter should be detailed and say you have access to the remaining 1.9m in excess

3. Include a very detailed cover letter stating the relevant bank statement and what covers what please.

4. Be prepared for any NSF

The key is reprinting the statement to date not using an old already printed version

In my opinion, the excess should be moved and you can restart your count. Again you may be asked to resubmit the MAs statement to check if POFs was recycled.This you can resubmit an up to date statement and invoices/receipt if applicable with a cover letter explaining

Cheers
Thanks@ dduchess90 for your advice and opinion.
TravelRe: General UK Visa Enquiries - Part 5 by doyinluv(m): 5:30am On Jan 12, 2023
advanceDNA:
First....U cannot recycle funds (recycle means u cannot use the funds an applicant has initially declared for their own upkeep as ur own unless its very much in excess to cover u both at the time it was initially used)...

Two ..what kinda visa is it and how much are u expected to have as POf...??
if its work visa..main applicant only needs 1270£ ...and one dependent does not need more than 300£ ..so even if u have like 3 children...ur 2.8M is already enough
Thank You for the response. Its a tier 4 Student Dependent VISA partner. I am required to provide 7605 pounds .During her application which was successful she was to proof 19006 pounds . The account she used had 22,214 pounds as at the oanda rate used then. The issue of recyled funds is what i am trying to remove by using the same period showing my own funds 2.8m and relying on the excess she has to push my application. I dont think recyled fund is my concern but the possibility of using 2 accounts one from me and the others from the main applicant hence my question . i intend submitting exact duration for both statement to negate the recycled funds possibility.PLease note the account in question is stil valid as the closing date on the balance was 28th December 2022. She got her VISA on the 11th of January . I intend submitting application on the 20th
TravelRe: General UK Visa Enquiries - Part 5 by doyinluv(m): 3:20am On Jan 12, 2023
Please I need clarity assistance with my question here ooo before i Proceed.
Can I use the Main Applicants POF with an excess of 1.9m to balance the 2.8m in my account for the both accounts have the money for the amount of days required (28 days)and still within the 31days period printed 30th December 2022. MA applicant got Visa yesterday and i intend to submit my application next week. I need this clarity if its possible to combine accounts to achieve the POF needed .if anyone has done or experienced it. I just need to know if u can upload both statement as proof of fund
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 3:12am On Jan 12, 2023
doyinluv:
Thanks for the response. I understand your submission in hindsight is why I stated that the same proof of funds used by the MA which dates from Oct to Dec 29th, 2022 is the same date rage I want to submit knowing it is still useable til the 29th of Jan which I mus t have submitted before then. My question is if its acceptable to use my account and the MA account as POF for my application.
Please I need a response to this oooo......Can I use the Main Applicants POF with an excess of 1.9m to balance the 2.8m in my account for the both accounts have the money for the amount of days required (28 days)and still within the 31days period printed 30th December 2022. MA applicant got Visa yesterday and i intend to submit my application next week. I need this clarity if its possible to combine accounts to achieve the POF needed .@dduchess90 please assist or if anyone has done or experienced it. I just need to know if u can upload both statement as proof of fund
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 1:12pm On Jan 11, 2023
mimilyrics:
Ensure that you can prove that funds aren't being recycled if need be. For this, it's better to have tuition receipts, rent receipts, outstanding tuition, and maintenance balance for the MA to show that the funds are different.
Thanks for the response. I understand your submission in hindsight is why I stated that the same proof of funds used by the MA which dates from Oct to Dec 29th, 2022 is the same date rage I want to submit knowing it is still useable til the 29th of Jan which I mus t have submitted before then. My question is if its acceptable to use my account and the MA account as POF for my application.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by doyinluv(m): 12:24pm On Jan 11, 2023
@
dduchess90:
Hello,

Priority is always on the MA, the dependants can arrive at any time.

Please be patient, you can chase again and request for escalation if you don't get an update by the end of the week.

Cheers
This response is the bitter truth most dependents don't want to accept. @dduchess Please as a dependant whose MA recently got the visa, can I use the unexpired Proof of funds and my personal account to apply for my dependant visa? I need 7605 pounds I have 2.8M in my personal account and the MA has an excess of 1.9m in its account. Can I present both accounts for my proof of funds so as not to be flagged for recycling funds or how do you advise I do it? Ma applicant's proof of funds was from Oct to Dec and I intend to show my pof from Oct to Dec 29, 2022, to prove it's not recycled. I will appreciate the advice if anyone has done the same successfully
HealthRe: 5 (sure) Steps To A Flat Tummy In 7 Days by doyinluv(m): 2:34pm On Aug 31, 2013
biggyrossy: My Tommy is fat and I don't think all dis will work abt the food aspect I don't eat much and yet I still have a fat Tommy.
When I tell trainers who give general exercise on matters of weight loss it seems its beef.How many Nigerians can do all you wrote in this Lagos or nigeria sef if not in milatary barracks.Well I am a personal trainer and I have stopped giving to detailed general advice cos it takes people to the same routine.Some people need to be encouraged not scared by listing the default exercises. PLease kindly let me follow you in a realistic yet achievable plan for yourself and it might just be the little thing you like that is reducing your metabolism to process food.
PLease find this survey and fill it honestly and I would contact you on what needs to be done.

http://www.surveymonkey.com/s/N5C3SSW

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