₦airaland Forum

Mosdll:
Nigerian girls are useless......all of them.

gazilion:
How much did you borrow?

phemmyfour:
Break your phone and cut ties with internet world

macaranta:
What do you guys achieve with all these small small monies?

ultimateprof:
Its time for your church members and pastors to come in. Tell them your problems tomorrow after service, from there God will help you. This can only work if you're a committed member of the church.

Iliveforever:
OGA keep quiet, I’m sure this is a sarcasm post after hear FG has banned loan companies.

You can now enjoy ur loot as you wanted or are you complaining about no more app to borrow from?

Tzar:
You have started well by placing the blame well … ON YOU!
1. Keep a shark eye on your business. Wake up in the morning, do a short prayer, check up on your kids and go straight to work. Oversee every singls transaction and collect your money yourself. Stop being a lazy motherf*cker that allows the sales boy/girl do all the selling and expects not to be ripped off.
Stay in your shop from opening to closing. Don’t attend any religious service during the week.
2. Cut down on ALL your expenses by at least 50% until you pay off all your loan. Move to a less expensive or smaller apartment, change the kids school to a good but affordable school, stop all giveaways to family or friends (you are in financial trouble & ONLY your kids & wife are entitled to your money). But cut down drastically on ALL frivolities like expensive clothes, food and outings even for your wife & kids til you break the debt chain.
3. Ask your wife to support you financially until you break free. If she isn’t working, make sure she goes look for work!
4. Don’t be deceived by religious houses to give money you don’t even have anyway.



Well taken

Myer:
No lie, you be Yahoo guy. You never had any intention of paying back.

KosiGee:
Before resorting to loan apps, do you know how many people he might have borrowed from and never paid back? Do you know the number of people who gave him money without asking for payback? If that’s the case, he wouldn’t want to go back to those people for any kind of financial help and those people would be fools to even respond or pick his calls.

Coolcash1:
You lack financial discipline that's the reason for your debt-ridden life. My advice will be you stop taking any further loan because you need to come out of the hole first.

happiness4ever:
I'm currently facing the same pain. Now I am forced to do night jobs. I have begged everyone on my contact list. I hardly sleep at night. Mine started when jumia fined my store for counterfeit products. I was charged 140k for my 2 online store.

Now sapa they pursue me left and right. Loan app only added to my problems.
LCredit are the worst. I'm thinking of driving korope to meet up so I can pay my landlord. Sometimes I even fill like joining Ukraine in the war.

thanks