₦airaland Forum

Please share your opinion on who you think tend to be more stingy between Ladies or Men generally and give reasons.

herveze:
Are u telling me that there some people in this country that have good mindset for this country,that can make this country better than this but these people don't have the opportunity to be there​?

Before a person will think of making her country better, such persons should firstly improve its living conditions and make an impact in its immediate community.

Mystical888:
Gladly my dear!
If you have 10 customers for instance and one of them is suppposed to pay a sum of 30k at the end of January.

If for one reason or the other, the customer doesn't show up to make that payment it will affect your portfolio.

Your par goes up, your appraisal goes bad and you could get a warning letter if it continues.
To avoid such embarrassment or the risk of losing your job, you ensure payment by settling the client's monthly repayment on his behalf with your own personal funds.
When you rush at getting many clients for the company you also risk having many defaulters among them.
You also risk having bad loans and clients whose repayments pike up at your detriment.

So, what you regard as income is actually a means to recycle loans and pursue unscrupulous Nigerians around town trying ernestly to avoid repaying a loan.

What about the collateral security the borrower submitted to the bank? Won't the bank seize and sell the property the borrower submitted should he/she defaults in payment of loans as at when due?

herveze:
Both, sometimes u have good mindset but u lack opportunity and some people will have opportunities but they will miss it because of poor mindset

I don't think it is possible to have good mindset and still be poor. A good mindset will enable a person to think good ideas. And we all know ideas rule the world.

What do you think is the cause of poverty? Do you think poverty is caused by poor mindsets of the person or lack of opportunities in the country?

Nice one. Please, can you explain the youth segment and corporate segment? I know that corporate segment involves targeting companies and offices to buy your products or services. But the youth segment is too small to be targeted.

Apart from colleges and schools, where can you target youth for your business? I will be glad if you can give me examples of youth segment apart from schools and colleges.

saintneo:
Are you thinking of providing catering services to bankers?

Most branches do not have canteens, usually, a standard branch has less than 15 staff. Mini-canteens can be found at Regional Branch offices where there are many staff. At Head Offices, there are usually catering services, where staff eat and the money deducted from salary.

Thanks. But I never knew a standard branch of a bank has less than 15 staff. Because a bank branch always look full.

Does banks have canteen where staff can buy food and have their lunch in their premises? Or do the bankers buy food outside the bank during lunchtime?

For those working in a bank should kindly explain.

Why are you guys against the building if skyscrapers in Africa? Don't you know skyscrapers saves land and conserves space? If there are many skyscrapers in Lagos, Lagos will not have become a congested city.

Rexnegro:
where did u get that fact from that Burundi is the poorest con3 in the world? Even if it's the poorest which is not if God says he will make it there notin anyone can do about it. Bro op enjoy urser jare, but pls remember the house u come from o

You can travel to Burundi. It's not my problem but I have the rights to educate my fellow Nigerians about the highest level of poverty in Burundi. So that if anyone is nursing the ambition to go to Burundi, he/she should know what they are getting into.

TheCongo2:
Who says Nigerians shouldn't live in Burundi?
What if they are consultants hired by the government of Burundi?
Who told you that someone can't make money in what you call a poor country.
You didn't even know that there are millionaires in every countries of the world

Why would any Nigerian go to Burundi? What useless opportunities in Burundi are you talking about? A country with per capita GDP of 285 dollars and ranked among the top five poorest countries in the world. It will be hard to become a millionaire in such country because the citizens are just too poor to afford basic necessities of life.

Wonder shall never end. So there are Nigerians living in Burundi. Burundi is the poorest countries in the world. Now I believe Nigerians are journey man.

Mystical888:
There you go!
You've got it all wrong.
And it's not about me ultron, like i said earlier it's my niece who is involved.

I even believe AB microfinance bank has better working conditions compared to others. The fact is Nigerian graduates are lazy and have entitlement mentality. They don't want a job with monthly targets and that's why they hate marketing jobs. Nigerian graduates just want to sit in office, gossip and play around like civil servants.

ifeoma4amazu:
Dear Sir,
Unfortunately we can not offer credit facility to new partners until your credit worthiness is tested. Credit facilities will only be made available after a few months of reputable business relationship with you.

Ok. But you do know majority of retail bread shops want distributors to supply bread to them on credit and pay later. How do you think distributors should take such risks?

Do you sell on credit to your distributors and then pay later? Or is it strictly cash advance? Kindly reply.

A child disowned can still be reclaimed by father whereas a bastard child is a curse that will never be welcomed.

I can bet the male students are already fantasizing having their pretty lecturer on bed.

What a waste of money by Liverpool for a defender? There has to be a solution to crazy transfer fee paid to overrated players.

The second term of Gov.Amosu is a scam. Too many uncompleted projects in Ogun state.

The design of the bike look similar to a Ferrari car.

Buhari fulfilled the promise of placing Nigerian graduates on allowances (NPOWER) for two years after their NYSC till they find a job.

Kudos to him on achieving it. It's not easy to take about 500,000 graduates out of joblessness and pay them 30,000 Naira allowances monthly.

I have scaled through all the various stages of Ogun state government homeowner charter programme and fully paid for the certificate of occupancy eight months ago but I am yet to receive any news if my certificate of occupancy is ready?

Is it in batches the C of O is released? How many months will I have to wait before it is ready for collection?

It will cost you about five million naira to start it.

The problem of small businesses in Nigeria is not access to bank loan, rather it is problem of electricity.
If Nigeria can fix the problem of power supply, many small businesses like welding, barbing, hairdressing, tailoring etc will grow naturally by saving money used in running generator, initially.

greatnk:
Please someone should my children and I with accomodation, we are desperately in need of it. Pls us out. 08103136367

Lazy man, go and work. There is no father Christmas here.

Who says education is overrated again after reading the story? Talent is simply not enough. Education is very important to manage and sustain wealth.

[quote author=Sunnysteve009 post=63569397]u will get it in plataeu state in large quantities


[/quote
Is it seasonal or all year round in plateau state? Also do you know other states apart from plateau state is available?

Nephal:
help a stranded final student with #4000 to make a print out of my project, make photocopies and bind, i have been given the deadline to submit on or before 29th of this month.
access bank

acct number:0713095980

help me

God punish you scammer. Go and work. There is no shame among youth nowadays. If as a student you can't raise 4,000 naira , don't constitute nuisance to labour market in Nigeria.

What happens to menial jobs such as construction work, cleaner, event usher, tutorials etc.? Can't you sell the browsing phone you are currently using to print your supposed project? You will perish in penury if you don't abstain from begging and laziness. Bastard.

Amosun is a disgrace. Matogun road at okearo is a death trap. The road is dilapidated.

The roads and bridges he started three years ago to link ojodu Berger, Lambe, Okearo and Agbado to sango ota has been abandoned by this incompetent governor.

He just demolished houses along the road without completing the intended road projects.
I am not surprised. Even Agbara which is an industrial area and generate huge revenue to Ogun state government is left worse off

wickyyolo:
Customers every month are always complaining they don't have money to pay their bills on time

What goods do your company produces? Don't you think you should stop selling on credit to your customers? Or you can reduce the credit period from one month to a week so that they can pay on time?

Blue3k:
Lol your kidding right. When did mining become unprofitable. Australia one of richest countries in world with a big mining sector. Are South African mimes umprofitable. Just so I don't reduce argument to strawmen. After getting resources the next step should be processing and making use of them. Example if you have limestone make cement.

Mining of mineral resources is not that profitable. But processing of it, it's profitable. Now the question is do we have the technology and skills to process our mineral resources into finished product? Do we have the huge capital to invest into the sector? I hope you know that Ajaokuta steel in Kogi state will consume billions of dollars to resurrect it yet there is no guarantee of its sustainability and profitability.

The fact is many countries of the world are blessed with various mineral resources. So supply is more than demand. That's why Congo is among the poorest countries in the world with its huge mineral resources.

Nigeria is wasting money on the mining sector. Mining business is no longer profitable. Congo is blessed with all the mineral resources of this world yet Congo is among the poorest countries in the world.