₦airaland Forum

PETERiCHY:
What of the folks that bought the so called premium stocks at highest price?

They will surely get back their money through dividends in 14 to 20 years.

Buying premium stocks is like someone who has houses to let in Victoria Island or Ikeja in Lagos or Asokoro in Abuja.

PETERiCHY:
Zenith Bank once drop from #70 to #9

UBA once drop from #65 to #3

ACCESSBK once from #50 to #3

So simply follow the MONEY and leave matter for Mathias.

BARGAIN HUNTERS TAKE NOTE!

Those folks who bought at the lowest price have done far better than the Jijo folks trading junk stocks.

The lowest price is even the best time to buy premium stocks.

ositadima1:
It’s perfectly fine if your goal is to invest for 10 years—there’s nothing wrong with that. The problem lies in thinking that just because you choose to do things one way, that automatically makes it the only valid approach.

The world is much bigger than whatever experience you believe you’ve accumulated. Not everyone aims to hold for a decade. Some are comfortable with capital appreciation while actively managing risk. Others, like us, identify stocks with potential—j ;Dust like we did when Ellah Lakes was below ₦3—set a target exit, and if our calculations are correct, we hit our goal.

Must everyone be your kind of investor? Must we all see the world in black and white? Think deeply about these questions.

Okay o!

Continue with your way while I continue with mine.

ositadima1:
So you agree they all carry risk. Now let’s look at the other side of the equation: returns. Ellah Lakes has much higher expected returns than the bank you mentioned—if you make an objective analysis.

The real question is: does the return justify the risk? You can’t answer that for others, because your projections are different from mine. We saw high potential based on genuine analysis—of course, with risk—but it was worth taking. So far, it’s paying off: the stock that once sold for ₦3 now goes for ₦8.

Is it worth buying now at the current price? That depends. Due diligence is essential, and the risk may be higher now than when it was ₦3. But, if an investor can justify the decision with thorough, in-depth analysis and proper risk management, then why not?

And we mitigated risk through diversification; I still hold some of those bank stocks. What I’m teaching you here—you won’t get it anywhere else for free.

Stocks that I can't buy and hold for 10 years,I will never buy and hold even for 1 week.

BabsO2:
Could Ellah be coming out with upwards review of Biological Assets?
Has the 3T oil mill started?. Ellah should notify the market of the commissioning.

Perhaps these two are under-pinning the price rally. Though I am not a trader but an investor, I booked some profit today primarily because of the uncertainty around the HUGE capital raise.

Baba don abandon ship to avoid story story.

ositadima1:
What if you fall off your chair? What if a pigeon shits on your head tomorrow morning? There are too many ‘what ifs’—all of them possible. Someone could leave their house and get hit by a car. They're all ‘what ifs.’ Does that mean you’ll never step outside again?

Risk is universal—even your dividend-paying stocks carry risk. The key is knowing how to manage it. If you don’t know how, ask me nicely, and I’ll school you on risk management.

Ellah lakes has greater risk than my type of stocks(Zenith Bank, UBA and ACCESSCORP)

Ellah lakes (above 70% risk)

My type of stocks (below 10% risk).

crownprince2017:
I will like to know the stocks in your portfolio if u don't mind.

Zenith Bank, UBA and ACCESSCORP.

From now to 10 years time, I am 100% certain of my capital appreciation and dividends.

I can even do Jijo if the opportunity comes

I don't do junk stocks

ppogba:
If you trade in shares in Nigeria and the owner of the house never catch you as a thief then, you are still an apprentice thief.

Bros, in this same country, experts and pros bought Transcorp Public offering at N7 and it eventually went down to N1plus. Eyes don see plenty for Nigeria.

The most important is, get a shock absorber as an investor in Nigeria.

Transcorp is not my type of stock.

The dividend yield is too poor.

SonofElElyonRet:
Japaul raising N500b, double that of Ellah

Yahooze,yahoo o o!

DeRuggedProff:
Share reconstruction. Berger cranes overhead!

https://doclib.ngxgroup.com/Financial_NewsDocs/44424_JAPAUL_GOLD_AND_VENTURES_PLC-2025_AGM_RESOLUTIONS_CORPORATE_ACTIONS_JULY_2025.pdf

This is one of the reasons I don't like junk stocks, they're not reliable and you can hardly predict their future from the now

Streetinvestor2:
That transport business has potentials of future returns. Then you go and buy keke that has bad engine, bad tyre and bad lightning system. You are heading to had I known.You go hear trans.....
You won't wait for them to complete it before you run for your life after the experience.
Mr time will decide starting with audited results that will come out next month

They don't know!

All they care about is to buy and sell without considering the health of the Kekes(Ellah lakes,Jaypaul gold and other very sick companies).

However, everyday is for the thief and one day is for the owner of the house.

crownprince2017:
I hope you have large capital or you are still very young else, you will only be making money for food only.

Reference: high risk, high reward
Buffet company was once a loss making company, he took high risk and then the big rewards, the majority shareholder before buffet took over will keep biting their fingers as long as the results keeps coming.

Both optimists and pessimists believed they are right until the reality show the real results. No one can say he/she is right until the reality showed us the score cards.

Talking as if you can see tomorrow doesn't mean you will be right. Do what works for you an let people do what works for them.


Oyel money is real.

You think I am playing?

Just like you,I'm compounding my investment in premium stocks without taking regretable or dumb risks.

Do you know what 100% compounded annually for 20 years is?

crownprince2017:
If you want to know the real meaning of pumping, check juli daily trading last year when the price was moving, check geregu daily trading when it was moving..

You called a company that has been doing over 40m units on the average as being pumped?

What's the average EPS for the last 3 years?

Ellah lakes lacks substantial earnings to back up the increase in stock price.

ositadima1:
It's actually very simple — I don't understand why you find this concept difficult.

At one point, a tricycle (keke) cost less than ₦500,000. A smart investor — let's call him Mr. A (or maybe just a sharp gambler) — could have connected the dots and concluded that this vehicle would outperform, based on what he observed from the motorcycle transport business.

If he had disposable income, he might have invested heavily in purchasing these tricycles, even while people like you were waiting for "hard facts" to emerge. By the time those facts became available, Mr. A would already own multiple units. If his calculations were correct, he'd make a fortune — which might be exactly what we're witnessing now, with the price of a single keke nearing ₦4 million and its growing effectiveness as a means of transportation.

If you still don't get it, that's okay. Stick to what you understand — and let the rest of us play the game.

What if there is no buyer for your Keke(Ellah lakes); and that's were earning through dividend comes to play..

In this case,your Keke(Ellah lakes) has poor or no earning that can guarantee consistent dividends.

DeRuggedProff:
The algorithmic statisticians who have been normalizing 10 days are now applying RK4, Fourth Order Runge-Kutta method to a single day deviation (now two days). Before they finish their long iterations, the original function must have transformed unrecognizably...
All their lengthy simulations will no longer apply as the ODE ( Ordinary Differential Equation) must have irreversibly transformed!..
Never use a sledge hammer to obliterate an innocent fly!

Fundamental analysis should always come before technical analysis. That is,never you over pay for a stock of any company.

Ignoring the above will always lead to negative consequences like the loss in stock price or you are unable to sell when you intend to sell.

Streetinvestor2:
The new guys have sacked him in plan English. This is the best decision by them
This is what they should do to ellahlakes ceo and wale soon

Many investors underestimate the power of management.

Most loss making companies are a result of bad management.

Bad management lacks integrity.

Streetinvestor2:
In those countries they benefit alot.i benefit absolutely nothing from the government.

You benefit corruption from them!

SonofElElyonRet:
"Sour grapes"?

Not 'sour grapes' !

Why should I use my money to buy the shares of a company with no substantial earnings and no consistent dividend history?

I only buy tested and trusted companies.

ositadima1:
Copying and pasting without understanding is harmful — not just the act of borrowing, but also the mindset behind it. He should make sure to successfully test everything himself before showing off. Otherwise, he may end up like those who were badmouthing EllahLakes based on a single viewpoint. And yet, here we are — the stock keeps rising. Sooner or later, their mouths will go quiet, whether they come from the streets or not.

What is the earning per share from 2022 to 2024?

The stock price of Ellah lakes is not sustainable in the long run.

The stock price is being pumped.

stokfrick:
If you use this same energy used in typing all these in abid to pressure struggling and poor citizens, to force our politicians to stop embezzling public funds first, I think you would not need to convince citizens to pay tax.
Talk of putting the cart before the horse.
Except you're somehow directly or indirectly benefiting from the ongoing rip-off

In China,embezzlement of public funds is a more severe crime than armed robbery; but in Nigeria, armed robbery is more severe than embezzlement of public funds.

Nigeria can never attain its full potential without the severe criminalization of treasury looting.

Erniemax101:
For some reasons I see Ellah lakes as a house of cards that will soon crumble down, but then again the market always has a way of outsmarting even the best of us.

No,they said it will not crumble;and that it's a company with great growth potential without considering the high risk of an agro-allied company without excellent track record.

They also said Ellah lakes will soon get to N100.

Okomu Oil with 2024 full year EPS(earning per share)of about N36 and a consistent dividend is not supposed to be more than N250 ;and someone is expecting Ellah lakes with insignificant EPS to get to N100.

SonofElElyonRet:
This I understand
I might just stay long term.. or at least mid.. but I'll consider my options.. sell and re enter low is an option as well

E be like say trap done hold you for inside junk stock?

Always go for quality premium stocks with history of consistent earnings and dividends.

Mankind2024:
The Federal Government of Nigeria kept to its promise that there would be a new undertaker in the country(NRS). The undertaker was proposed to take the wealth of the rich for the poor. In the whole universe, the rich are not known to be victims of tax undertakers. They devise several legal means of rendering the tax undertakers powerless; in the end, the poor are the real victims of tax undertakers(NRS)

What NSEMPA forum investors must do to render the new undertaker(NRS) a toothless bulldog:

1. Be a sole proprietor; register your business.
2. Borrow to invest; use your portfolio as collateral at a great bargain. No one pays tax on borrowed funds.
3. As the CEO (the Tony Elumelu of your company), the business takes care of you and your family's day-to-day expenditures, including business retreats to Rwanda and London. Same way our resources take care of the politicians and all goverment workers.
4. Any good thing you see in any well-furnished bank or government office also qualifies to be in your business office and home by virtue of being a director.
5. Consider an offshore current account in the Isle of Jersey for a family investment corporation; this would grant you access to all the free brokers in the US. An alternative to this is citizenship by investment in selected overseas countries. This would counter their Panama choice, since Nigerian pastors and politicians and Panama are numbers 5, 6, and 7.
6. As a director, all your family members' responsibilities and those over 18 years are qualified for non-taxable minimum wage.
7. A company accountant or bookkeeper is necessary for documenting all expenditures.
8. A small room in your house is needed for the purpose of transferring all domestic expenditures to the registered business. As a matter of fact, the registered business address should be your house. No more electricity bills, petrol, or diesel for running generators from your pocket.
9. At the end of the day, the new tax undertaker(NRS) would need to refund you year in and year out since you are only expected to pay tax after profit. Directors earn zero salary; only non-taxable allowances.
10. Finally, year 1: capital loss; year 2: VAT refunds from all brokerage commissions, purchases and bank charges. Yes, here we come. The undertaker is effectively buried.☠️💀😵

Numbers 7 to 10 is how some billionaires in the USA pay little tax .

INVESTING ESSENTIALS

Key Factors to Consider When Selecting Stocks for Investment
March 22, 2024

Introduction:

Diving into the world of stocks can feel like embarking on a thrilling adventure, but it’s not all about the rush. Success in equities trading requires more than just blind excitement; it demands careful strategy and calculated moves. Before you take the plunge, arm yourself with the knowledge of what truly matters when choosing your investments.

Understand the Fundamentals

Before investing in any stock, it’s essential to understand the fundamentals of the company. This includes evaluating factors such as revenue, earnings, growth potential, competitive advantage, and management team. By conducting thorough research and analysis, investors can gain insight into the company’s financial health and prospects for future growth.

Check for Dividend-Paying Stocks

Dividend-paying stocks can provide investors with a steady stream of income in addition to potential capital appreciation. When selecting stocks to invest in, consider companies that have a history of paying consistent dividends and have the potential to increase dividend payouts over time. Dividend-paying stocks can be particularly attractive for income-focused investors seeking reliable returns.

Evaluate Long-Term Profitability

Investors should focus on companies with a track record of long-term profitability and sustainable business models. Look for companies that demonstrate consistent earnings growth, strong cash flow generation, and solid return on equity. Companies with a history of profitability are more likely to withstand economic downturns and generate attractive returns for shareholders over the long term.

Research the Stock Market and Companies on the NGX

Before making investment decisions, it’s essential to stay informed about the stock market and individual companies. Take advantage of resources available on the Nigerian Exchange (NGX), such as market data, company financials, analyst reports, and news updates. By staying informed about market trends and company developments, investors can make more informed investment decisions.

I got the above writing from this website:

https://www.parthiansecuritiesng.com/key-factors-to-consider-when-selecting-stocks-for-investment

Sirheny007:
I have been lonely since I was born.
I am happy to announce that I am bubbling with good health.



No, but seriously, extroverts forced to live Isolated lives due to circumstances are dying here and there like rats.

You're right!

It only applies to extroverts.

Introverts live better when they are lonely.

crownprince2017:
Dangotesugar, nestle, MTN are mediocre stocks since they don't pay dividends in the last 3 years or there about.

Wahala for we newbies, who we go follow like this...🤓🤓🤓🤓🤓🤓

Yes, they're mediocre companies for the 3 years they haven't paid dividends.

Is Airtel not in the same Nigeria as MTN? MTN made profit,but the management decided to cook their book to declare loss or not to pay dividend.
Consistent payment of good dividend is synonymous with integrity and real value.

mikeapollo:
Lol. .
Fair comment.
My post is not meant to recommend Oando or any stocks to anyone to buy. It was just a reference to how people can change their opinions about issues/persons based on the ''weather'' at the moment.
It is a market, and there is always something for everyone. One man's meat, another's poison.

DYOR.

All those who may have ''mediocre stocks'' can sell off immediately; those who know ''expert stocks'' can hold or buy more!
Shikena! Matter don finish!

Thank you!

I'm particularly doing this advocacy for the newbie investors like myself. I don't want them to ever regret their investment decisions.

mikeapollo:
Lol.
There was a period Oando was consistently paying dividend of N2 - N4 per share between 2001-2011. The same Wale was the CEO and nobody said anything against him.
When things are not very good, it is ''normal'' for people to come up with various conspiracy theories.

I don't buy mediocre stocks(stocks that don't pay dividend consistently).

The apostles of junk stocks are already out this morning to market their merchandise! Newbies should never be carried away by their deceptive machinations.

Real value in the stock market investment comes from earning through consistent payment of dividends not from the name of the founders.

Junk stocks lack consistent payment of good dividends and as such they're inferior to premium stocks.

You will always get capital appreciation from premium stocks if you're very good with trading/timing skills

Do you know why I advise against buying junk stocks because they lack integrity and consistency(because they don't pay good dividends consistently),and you will probably lose your life savings while trading in them.

Mankind2024:
Just imagine – the Nigerian Customs recently submitted a budget of over N1 trillion plus and Rivers State also presented a budget of over N1 trillion plus. The comparison is striking: a whole state versus a parastatal. It's a thought-provoking exercise in fiscal scale.

More than half of the budget will be embezzled.

The reason why Nigeria is not where it is supposed to be is because of bad governance.

It is the same bad or mediocre management that affects listed Nigerian companies;as a result,these companies are either not making profit or making poor profit.

megawealth01:
Wale should just stop releasing statements. Na the statements dey confuse BULLS

Oando was doing well until he released that needless statement

Wale is not the best for Oando.

He is probably one of the problems of Oando.