₦airaland Forum

Lotusgoddess:
Guys I had no idea that they adjusted the age points for express entry. That's great news for those that were afraid of clocking 30 before ITA. It's now 18-35 for 12 points

What's the source of your info?

phabulous88:
Yes

How? Because from what I see on WES website only the highest degree can be evaluated. No space for 2 degrees

Emmypure:
Hmm naija don finish I earn 5 m monthly doing iT jobs here in Canada minus expenses I save roughly 2.9 m monthly, that's just about 4 to 6 hrs jobs per day. If any body wants to join me here I can sponsor you to come on loan all expenses on me, but you will pay back with 20 percent interest.

Guy, I'm interested abeg. Here is my WhatsApp number 08100146986

Nigerian girls are actually useless and brainless

Give example of firms that help with funding of businesses pls

The truth is I can't love any of my parents less. They all did their best in making me the man I've become.

Dear nairalanders,
I applied for the world bank youth summit for 2021 and I was successful. My question is, can this be added to my CV after the summit during job applications? This implies that can I use this attendance of the summit for job search especially in top financial institutions?


Thanks for the answers

Good day all.
I applied for the CBN loan for businesses.

I was mailed by the Young entrepreneurs of Nigeria (YEN) last week to make payment to commence training tomorrow . Is this people legit?

KingJahzmineKing:
Happy new month to all my fellow hustlers...

Kindly drop ur WhatsApp contact so I can add you to a group where updates and hot formats will be shared to cash out no story ...

I wish I can post them here but the mods won't allow that so if you need any format to cash out from different sites this is for u

Drop ur WhatsApp contact to be added

08100146986

I'm having issues paying for WES evaluation with my naira debit card (both MasterCard and visa)
Someone help pls

This info is for port Harcourt residents only pls.

If you're in need of a good Financial accounting teacher at your residence, Kindly call or whatsap: zero eight one zero zero one four six nine eight six

Prices are negotiable.
The teacher is a certified finance expert.

How do you feel when you are on call and all of a sudden you just heard “You have one minute remaining? well no need to explain I know how you feel am also a victim to it.

I strongly believe that MTN users would have been wondering who is this lady ? Where is she from? .

Well after making research I found out that Kgomotso Christopher is the lady with the sweet voice behind the “You have one minute remaining”.

In this article we want to remember her and see some of her beautiful and tempting photos .

Kgomotso Christopher is a South African beautiful lady, who has one of the best and nicest customer care voice .

She is the MTN staff who is behind the voice “You have one minute remaining” and insufficient balance to complete this call. Kgomotso Christopher is a university graduate from Columbia University, and she has been working for MTN for over six years.

Let’s check out some of her beautiful photos and how she looks like now .












Source:

https://news.phxfeeds.com/share?docId=1527738641171780489&source=phx

My guy, anyone asking you to use loan apps don't mean the best for you. Loan apps and their interest rates are exploitative and can make you poor. I'm speaking from experience.


As long as you earn a salary, meet your bank. Most banks now have flexible repayment plans and cheap loans for salary earners.

It took a lot of effort for me to be freed from the shackles of these loan apps
Don't say I didn't warn you.

Good day Nairalanders.
I am into auditing and preparation of Financial statements for small and medium scale businesses.
With over 8 Years of performing these services for clients across many fields of life, I have made a reasonable contribution to the finance and auditing process by following the international accounting standards ( IAS) thoroughly.

For my services, you can reach me by call or WhatsApp on 08100146986

FinanceHub:
Please contact us if you need a quick loan.

Conditions
You must be resident in Lagos

You must be a salary earner

financeandloanshub@gmail.com

I stay in Port Harcourt

Good afternoon guys. Something's just came and I can't help it. I heard a reasonable income but right now I need a loan. Anyone who can assist should message me including the interest to be charged.

Kind nairalanders, the IEAC is said to offer online msc, are they legit please?

These days, the way and manner our women get the zeal to use fake materials to beautify themselves will shock you. Discovering a woman’s true nature is very hard these days because of the amount of make-up they mostly use.
Imagine a bald woman having braids on, one would wonder how that would even be remotely possible, but yes, its possible.

See how a bald woman manages to get braids on.

Source:
http://simbacor.phxfeeds.com/miniArticle?docId=1472687683054118348&taskId=81319

dominique:
99.99% scam
There's a Bitcoin mining scammer that contacts people via the mails or phone numbers they dropped on the forum. This is why I have begged and warned members to stop dropping their numbers here anyhow

Post his Whatsapp number here let me run search on it. I'm very certain he's a scammer that has been banned several times before

This past Saturday I was scammed of #23,100 using this same method you analysed. That's the phone number of the guy you shared

I am not buying. Not at that price with the size of the land

#80,000 is not cheap oga

Interested
08100146986

I advise you visit their office

Jamohdiva:
1 barrel of crude oil= how many litres?

159 litres

Admin please try push this to front page.

BE INFORMED ON HOW CRUDE OIL IS PRICED.

1.0 INTRODUCTION.

Yesterday, 20th of April 2020, I read many conflicting Facebook updates from my friends on crude oil Price per barrel. Many are worried about the WTI that fell below $0 per barrel as they thought it is the same Benchmark with which the Nigerian crude oil is traded.
(Nigeria uses Brent Crude as Benchmark)

Though, there is need to be worried as the Covid-19 is having a negative effect on the price of crude oil in the international market, but it is very important to know how it affects each Benchmark Crude.

I thought it wise to share my knowledge on this issue that is trending amongst Nigerian social media users. I will be sharing my knowledge on how the crude oil is priced at the international market with some popular Benchmark Crude.

1.1 WHAT IS CRUDE OIL?

Crude oil is a naturally occurring, unrefined petroleum product composed of hydrocarbon deposits and other organic materials. A type of fossil fuel, crude oil can be refined to produce usable products such as gasoline, diesel, and various other forms of petrochemicals. It is located underground and it is being extracted through drilling.

1.2 WHAT IS BENCHMARK CRUDE?

A benchmark crude or marker crude is a crude oil that is used as a reference price for buyers and sellers of crude oil.

There are many Benchmarks, but primarily we have three (3) benchmarks, which are:

1) West Texas Intermediate (WTI)

2) Brent crude, and

3) Dubai Crude.

In a clear term, Benchmark oils are used as references when pricing oils.

The Nigerian crude oil is traded with Brent crude. So when you learn about the rise or fall in the price of crude oil, ensure you find out which Benchmark is used in pricing or selling the crude oil.

1.2.1 EXAMPLES OF BENCHMARK CRUDE.

For more Clarity, let us check out some of the Benchmarks.

(1) WEST TEXAS INTERMEDIATE.

It is a light, sweet crude with an API gravity of 39.6 degrees. That gives it a specific gravity of 0.827, which means that at 60 degrees Fahrenheit (ca. 16 degree celsious) WTI is only 8/10 as heavy as water. It contains 0.24% sulfur and is refined in the Midwest. It comes from the Southwestern United States and it is probably the most famous of the bench mark oils.

(2) BRENT CRUDE.

This is the Benchmark that Nigeria uses at the moment, it is a light, sweet crude with an API gravity of 38.06 and a specific gravity of 0.835, making it slightly “heavier” than West Texas Intermediate. The sulfur content is 0.37%. The price of Brent Crude is used to set prices for roughly 2/3 of the world’s oil. It is mostly refined in Northwest Europe and is also called Brent Blend, London Brent, and Brent petroleum. The Brent field is located in the East Shetland Basin, halfway between Scotland and Norway. Brent Crude is named after a goose which comes from the North Sea.

(3) DUBAI CRUDE.

Dubai Crude is also known as Fateh.
It is generally used for pricing oil that comes from the Persian Gulf.
It is light and sour, with an API gravity of 31 degrees and a specific gravity of 0.871. It contains 2% of sulfur, which makes it 6 times sourer than Brent Crude and 8 times sourer than West Texas Intermediate. Until recently, it was the only freely traded oil from the Middle East.

(4) OPEC REFERENCE BASKET (ORB).

ORB is a weighted average of petroleum that comes from OPEC countries, It is not a specific crude. At the moment, 11 different oils are combined into the ORB. It averages an API gravity, with the present combination of 32.7 degrees and has a sulfur content of 1.77%. It was recently changed to reflect the average quality of crude oil in OPEC Member Countries. The change decreased the API and increased the sulfur content of the basket.

(5) MINAS.

Minas oil is also referred to as Sumatran Light and comes from the island of Sumatra. It is a light, sweet crude. The API gravity is approximately 35 and the specific gravity is 0.8498. It has a sulfur content of only 0.08%. It is produced at a rate of approximately 420,000 barrels per day.

(6) TAPIS.

Tapis has an API gravity of 45.2 degrees and a sulfur content of 0.0343%. These are exceptional numbers, indicating that Tapis is very light and very sweet.
Tapis is often referred to as the “World’s Costliest Oil” and comes from a single field in Malaysia. Its value comes from the fact that WTI and Brent Crude are difficult and expensive to export to Asia, also it is of extremely high quality. Unfortunately, output from the Tapis field has been falling steadily since 1998.

(7) BONNY LIGHT.

Bonny light comes from Nigeria and is a light, sweet oil. It has an API gravity of 32.9 and a sulfur content of 0.16%

( ISTHMUS-34 LIGHT.

It is produced in Mexico. It is a sour crude with and API gravity of 33.74 degrees and a sulfur content of 1.45%. Though, Mexico is not one of the members of OPEC, this oil was part of the OPEC Reference Basket. It was removed from the ORB when it was changed in 2005.

1.3 CONCLUSION.

From the foregoing, it is obvious that, the crude oil market is not govern by a single Benchmark Crude.

There are over a hundred Benchmark oils in the world, hence the price of crude oil varies per Benchmarks.

1.4 RECOMMENDATION.

Due to the the negative impact of Covid-19, the price of crude oil is going south globally regardless of the Benchmarks.

I recommend that, the Nigerian government should ensure that all the country's refineries are at full operational level and, also channel more efforts to diversified the our economy from being reliant on oil revenue.

If our refineries are functional and the economy is not monotonic (crude oil reliant), we would not have been worried about the fall in price of the crude oil in the international market. Our worries would have been minimal.

NOTE: Crude oil contents and/or features (both in words and figures) found in this article are sourced from Online Materials via Google.



Tuesday, 21st of April 2020.
Copied.

Economics will suffice

good evening. Pls has anyone been nominated by the CSC for commonwealth scholarahip in UK for September, 2020?