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FamilyRe: How I Survive On A Salary Of 95k As A Married Man by ema2020: 9:50pm On Aug 23, 2022
tomtomastom4:
I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.

https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k

Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise.
Now like the OP of the above thread requested, here is the break down of how we make our expenses.

To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.

This is our break down.
Monthly salary 95k
I remove 40k first from the salary and transfer it to 3 different acct.
The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct.
The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state.
The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.

From the remaining 50k,
I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born.
I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family.
I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct.
The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying.
Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.

The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.

Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.

Its not easy at all. But there are families with kids leaving below that.

My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.


The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive.
But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.

The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.

Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.


It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.

The bottom line is, as a couple, but of you will have to work things out to improve your finances.
must someone face poverty men make we leave marriage for now country is not laughing
PoliticsRe: Ahmed Zainab: FG Spends ₦18.397 Billion On Petrol Subsidy Daily by ema2020: 9:28pm On Aug 18, 2022
originalmining:
https://punchng.com/fg-spends-n18-397bn-on-petrol-subsidy-daily-minister/?amp
keep on subsidies it that is only thing we enjoy from government
TravelRe: Lagos Airport Empty Amidst High Cost Of Flight Tickets (Photos, Video) by ema2020: 12:44am On Aug 16, 2022
Vulturereloaded:
Whoever worked to bring this APC curse on Nigerians must be punished.

And they are boldly telling Nigerians that Tinubu will continue from where Buhari stopped?

God forbid.
RomanceRe: Nigerian Hairstylist, Tosin Idowu, Weds His German Lover (Photo, Video) by ema2020: 8:10pm On Aug 10, 2022
RomanceRe: Thomas Sankara: If I Don't Find A Man Like This, I'm Not Getting Married (Photo) by ema2020: 4:34pm On Jul 27, 2022
siofra:
A man with the same principles and good looks as Thomas Sankara.


I've searched for a man like this all my life but I've been unsuccessful so far. It looks like I'll never find a man at least similar to him, with the similar ideals and way of thinking.

He doesn't necessarily have to be revolutionist but he can be a sensible social justice warrior, not the one that panders to the idiosyncrasies of the left.

In this day and age, I'm beginning to doubt a man like this exists. But if I find him, I swear not even heaven or hell will separate us.

If I never find him, I'm content to be single and old with my 48 cats or may be explore the other side of my sexuality.

Thank God he's not a Nigerian man angry
Nigerian women can't explain what they want
Foreign AffairsRe: U.S. President Joe Biden Tests Positive For COVID-19 by ema2020: 3:48pm On Jul 21, 2022
fergie001:
July 21, 2022
Statement from Press Secretary Karine Jean-Pierre

This morning, President Biden tested positive for COVID-19. He is fully vaccinated and twice boosted and experiencing very mild symptoms. He has begun taking Paxlovid. Consistent with CDC guidelines, he will isolate at the White House and will continue to carry out all of his duties fully during that time.

He has been in contact with members of the White House staff by phone this morning, and will participate in his planned meetings at the White House this morning via phone and Zoom from the residence.

Consistent with White House protocol for positive COVID cases, which goes above and beyond CDC guidance, he will continue to work in isolation until he tests negative. Once he tests negative, he will return to in-person work.
Out of an abundance of transparency, the White House will provide a daily update on the President's status as he continues to carry out the full duties of the office while in isolation.
Per standard protocol for any positive case at the White House, the White House Medical Unit will inform all close contacts of the President during the day today, including any Members of Congress and any members of the press who interacted with the President during yesterday's travel.

The President's last previous test for COVID was Tuesday, when he had a negative test result.
dem go begin count scores in our country from now
CelebritiesRe: "Bring Out My Aguba", Lady Screams At OPM Church Over Nollywood Actor Aguba by ema2020: 1:43am On Jul 19, 2022
BLOODFISH:
A lady created a scene yesterday at OPM church for after she was denied access to Aguba. She came around because of the married saga Aguba created recently.

In a viral video, she shouted at the top of her voice and members tried to even calm her down.
"Show me my baby", she screamed..... Wahala!!
na longer throut dey worry am
CareerRe: I Want To Quit My N2k Job Per Day To Start Riding Keke by ema2020: 8:41pm On Jul 04, 2022
LUAN1:
Hi everyone, I have been working for this chinese construction company for more than 2yrs now.

Initially I was employed as a quality control engineer to oversee concrete testing, deflection test, compaction test and many more, but after like three months of taking the role, I was been converted to a full time labourer in the company because they refused to employed more labourers and they don't pay attention to quality.

Since then I have been suffering like a mad man ( doing hard labor) in the company, working from 7am - 5:30 PM everyday earning 2k/day. I am planning of quitting the job to buy an old keke.

Please how is keke business? Will I be making upto 5k daily if I apply the same energy I used in working for chinese.? And buying an old keke, is it a good idea?
would it cause me to make friends with mechanics?

Please if you have done keke business share your experience.
bros keke work is not easy like that especially second hand if u can't afford new one thing of another business
PoliticsRe: Peter Obi Visits Egypt To Study Their System by ema2020: 7:09pm On Jun 14, 2022
make Una dey deceive us se na today this man don begin dey travel
TravelRe: Think Well Before You ‘Japa’ — Nigerian Man Shows Homeless People In US (Video) by ema2020: 9:20pm On Jun 11, 2022
PoliticsRe: Russia-Ukraine Crisis Fuelling Surge In Food Prices – Buhari by ema2020: 10:52pm On Jun 05, 2022
baba u 2 dey lie grin
CrimeRe: 'Cancer Killed My Wife' - Osinachi's Husband Cries As Court Remands Him (Video) by ema2020: 7:11am On Jun 04, 2022
jaybenugo:
The video below captured the moment he lamented while he was being remanded in Prison


https://www.youtube.com/watch?v=MAf00ouTBxA



https://www.channelstv.com/2022/06/03/breaking-court-remands-osinachis-husband-in-prison-orders-accelerated-hearing/amp/
the wicked man don dey feel hell inside Nigeria prison
Foreign AffairsRe: Russia Moves Nuclear Missiles Towards Finland Border ( Pics, Video) by ema2020: 12:10pm On May 17, 2022
RomanceRe: As A Woman I Have Decided I'm Never Getting Married Or Having Kids by ema2020: 11:58am On May 17, 2022
Poswahala:
Guys I genuinely need some advice
Because of the state of my mental health I have decided never to get married or have kids.

I suffer from intense depression and anxiety and other mental health problems. I'm unsure of my own future talk more of a child.

I do love being in relationships but I do that only for companionship and sex.

I don't know if I will regret my decision. The guys I have dated have been cool with my no marriage proposal but I don't think any Nigerian man will not want kids.

I'm thinking of moving to another country, buy a house, take care of my community and neighbors then when I'm old, I will move to a retirement home.

If I change my mind I can adopt a child, am not against adoption as I am with marriage, it depends on if my mental health improves.

The problem I have is that will I be lonely without a child, like I said I'm not into marriage despite being a woman trained in traditional home, it's not that I hate it or anything, it's not just for me. I will be unhappy being married.

But the child thing is bothering me, I always wanted a child, but i don't want my mental health to prevent me from loving and caring for the child.Africa will better if many reasons like u as for me I don't have time for anything call baby I count it as a stress

Please advise.
PoliticsRe: Nigerians Should Prepare For The Worst Fuel Scarcity - Petrol Marketers by ema2020: 4:59pm On May 10, 2022
osinbanjoisaliar:
https://punchng.com/prepare-for-worst-fuel-scarcity-petrol-marketers-alert-nigerians/
is not a new things sufferings is part of our culture the more hardship the people born pirkin every seconds grin
CrimeRe: Police Launch Manhunt For Lady Who Had Sex With Dog In Viral Video by ema2020: 10:37pm On May 01, 2022
Insecurity:
Bestiality: Police launch manhunt for lady in viral s3x video



https://punchng.com/bestiality-police-launch-manhunt-for-lady-in-viral-s3x-video/
men we have to run for our life because lady of now a days can Bleep anything for money
Foreign AffairsRe: Russia Launches New "SATAN 2" Nuclear Inter-Continental Ballistic Missile (Pix) by ema2020: 9:40pm On Apr 20, 2022
WriterNig:
Dailymail UK || New York Times
na sakara make Una start third world war
CrimeRe: Mother-in-law Poisons Her Son’s Wife, Balogun Yetunde To Death In Kwara (photos) by ema2020: 3:49am On Apr 13, 2022
Aonkuuse:
Source: https://salemgists.com/mother-in-law-poisons-her-sons-wife-balogun-yetunde-to-dath-in-kwara-photos/
women matters pass as men dey look am many of dem always fight dem self in spiritual world
PoliticsRe: Fuel Scarcity: Ibadan Residents Groan As Petrol Price Increases by ema2020: 5:31pm On Mar 01, 2022
backbencher:
Well, Dangote refinery cost over 10 billion dollars, 3 billion of which is his own money, the rest of which was loans.

And the banks gave him the loans because they know that if he defaults, they take over his lucrative other businesses and pay themselves

Government should build refineries. But since subsidy forces them to sell fuel at a loss, they in essence use money that could have been used for refineries to pay for subsides to cover the losses.

Good afternoon
FoodRe: Nigerians To Pay More For Bread As Russia-Ukraine War Rages by ema2020: 4:24pm On Feb 28, 2022
TravelRe: More Nigerians In Ukraine Complain Of Racial Discrimination At Poland's Border by ema2020: 3:25am On Feb 27, 2022
Foreign AffairsRe: Biden: The U.S Will Not Send Troops To Defend Ukraine Against Russia by ema2020: 9:33pm On Feb 24, 2022
FERNANDEZISBACK:
Still believe in Ukraine..
We will fight with our last blood..we won't watch Putin succeed in his evil motive..
if world war start now Africa people will be first to die by starvation then don't pray for war
PoliticsRe: We're Working To Bring Down Inflation, Boost Economy - FG by ema2020: 6:03am On Feb 24, 2022
BeeBeeOoh:
https://dailytrust.com/fg-were-working-to-bring-down-inflation-boost-economy
promise all the tym next week petrol will b available but no result
RomanceRe: If You Drank Any Of These And You Are Still Single, Please Go For Deliverance !! by ema2020: 10:48pm On Feb 19, 2022
MadeINchenzen2:
grin

Only those born in the 70s, 80s and 90s can relate grin
dumb African u are still talking about marriage while third world war is about to happened
PoliticsRe: Nigeria Drags UK's Crime Agency To Court Over £150 Million Abacha Loot by ema2020: 6:29am On Feb 09, 2022
BeeBeeOoh:
•US, UK oppose move



https://www.thisdaylive.com/index.php/2022/02/09/nigeria-drags-uks-crime-agency-to-court-over-150m-abacha-loot/
deadly African leaders always distributing our wealth everywhere across the world
HealthRe: Lady Attempts Commiting Suicide By Jumping Into The River In Lagos (video) by ema2020: 1:18am On Feb 02, 2022
Dialpad:
What in the world would lead anyone to this point ? There is real depression in that country.

I hope she was saved .
thank god fish 4 don chop her kpekus by now tongue
HealthRe: Banker, Nnamdi Godson Commits Suicide In Delta by ema2020: 3:05am On Jan 17, 2022
Nksleek:
A Bank Staff identified as Nwokorie Nnamdi Godson has reportedly committed suicide in Sapele, Delta State.

Focus Naija can report that his remains was found dangling from the scaffold of the water tank where he allegedly hanged himself at the Ugbeyiyi area of the town.

According to reports, the deceased made a post on his Facebook account but no one knew that it was a suicide note.

The post read; “I no longer have a mind of my own. Cos I now do things I later regret. The struggle is not funny any more. I am still good at heart so u know.

May his soul find rest.

Source: https://www.instagram.com/p/CYzTK4KsZHO/?utm_medium=copy_link
if u are going through stress in our society and u don't commit suicide that's means you strong because pple wait to mock you in your struggle
NYSCRe: Corper Poses With The Car He Bought With His NYSC Allawee (Photos) by ema2020: 11:07pm On Jan 15, 2022
CampussNews:
Update from SIGGY .ng

A corp member identified as Kenny Omomeji, shared photos of the car he reportedly bought from his monthly NYSC allowance, Siggy reports.

According to Kenny who was pictured posing with the car, he was able to buy an old model of Mercedes Benz after saving his N33,000 allowance for six months. He also revealed that the car was his first and it reportedly cost N198,000.



https://mobile.twitter.com/kennyomomeji/status/1481590551485075458

When asked why he didn't invest the money in something else, Kenny replied;

"Car oppression full my local government nah why me sef get this".
this man should hav use the money 4 pepper soup and sleep well
FamilyRe: Married Men With Experience, Please I Need Your Help. by ema2020: 4:09pm On Jan 11, 2022
Fred166:
I married my beautiful wife January this year, I Love my wife so much, I have never cheated on her since we got married. I opened a business for her worth 900k. i've already promised her a car this coming year (well I ride camry muscle and I'm tired of sharing the car with her).

My wife is too lazy, all she cares about is her eye lashes, make-up, nails and watching Zeeworld all day, She goes to her shop 10am and return 3pm, She barely take care of the house. Sometimes the plate I used for breakfast before going to work would still be on the dining table unwashed when I return. Her make-up tools and bag littered everywhere in our sitting room.

We're expecting our 1st child, Now that She's pregnant (4 months) she's worst. Na so so chop chop, I will jokingly say babe Pls don't go out of shape I won't look ur side again, Is like the more I beg, the more she chop chop. ...weird food carvings. Coconut water and bread, shawarma and pepper soup with sugar cane in her hand, I dare not buy it for her otherwise I won't sleep.

I still cook when I'm back from work. Anytime I tried to talk to her, she would say can't I see she's pregnant, she's having waist pain, leg pain, Infact body pains. I wanted to employ a maid she refused, she spoke ill about maids, she said they are husband snatchers e.t.c.

3 days ago, She asked me to renew our dstv sub and I refused. Yesterday I noticed she has done it (first time). I saw her watching Zeeworld, laughing sheepishly and pointing to the TV, I needed to watch man united match so I changed the channel, she dragged the remote control from me and changed it back to Zeeworld, she said I'm too stingy, I didn't sub for her, I refused to buy her a car.

I don't know what to do. With her lazy attitude I'm scared during delivery she would be saying I can't push o.

Experienced men help a brother.
upon as the country hard Una still dey carry burden put 4 head Nigerian men una never learn anything
CrimeRe: How We Murdered RCCG Pastor Babatunde Dada Who Gave Us Shelter In Lagos -Singers by ema2020: 3:38am On Jan 05, 2022
RomanceRe: My Girlfriend Ran Away Because Of My Proposed Family Financial Plan by ema2020: 7:17am On Jan 04, 2022
bigpicture001:
My girlfriend whom I have planned to settle down with simply started acting cold and eventually stylishly slide out of our relationship because I sat her down and made a family financial support proposal to her in which she will be financially committed to running the proposed family we intend to raise...

These are the proposal...

1. She earns about 80k wile I earn about 300k.. I asked that we jointly contribute for all the children's Career funding starting from when we get married even before any of their birth.. I proposed 10k monthly from her and 40k from me to a trust account. From it we plan to fund all the children's Career from kiddagatten to varsity or which ever path they choose..

2. That sh choose between Nepa bill or DStv or gotv sub monthly..just one for her

3. I will be responsible for rents

4. We pay into another joint account for vacation once in two years..like sh puts in 20k I put in 50k monthly..

5. I provide all the heavy food stuffs required in the house in large quantities including gas ND change of electronics, but sh provide all the daily food supplements to mk mine complete.

6. She buys her clothes ND I buy mine but we can both surprise ourselfs with gift to the other..

7. I will buy the family car ND maintain it. If she buys no p.

8. I didn't rule out surprise gifts once a while and outting which I bankroll ND expect her to do same occasionally..

Plz oo nairalanders are these responsibilities to a wife too much for her, I mean one who works and earn over 50k...?
my fellow men make Una wake up make all this hoes matter no kill us
BusinessRe: Nigeria’s inflation rate may be among world’s highest in 2022 – World Bank by ema2020: 10:47pm On Jan 03, 2022

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