₦airaland Forum

emmanuelewumi:
Hmmmm

Just want to ask a question about the NDIF
It gives around 20-22% yield but the question is, does it increase in value like stocks or just operating like bonds paying around 20% annually with fixed face/par value?

advanceDNA:
Lol.....it baffles me how y'all think w0men that sleep around, with no discipline or respect for their own body will have the discipline to respect you sir....
..it's like expecting someone very poor in math to be excellent in physics..I mean, some things are just naturally interwoven sir...


But any ways good luck finding her sir

Debt turns problems into catastrophes.

Cash turns problems into opportunities.

As posted

WriteerNg:
⚡A Ukrainian cargo ship carrying goods from Turkey to Ukraine sank in the Black Sea, about 260 km off Bulgaria’s coast near Varna. All ten Ukrainian crew members were rescued.

I want to believe it was carrying weapons and russia was given the intels.

Gotocourt:
Every year for the past four years, I made sure we lodged in a 4- or 5-star hotel for a few days as a couple, in UK, Christian stories. You took all this red flags to UK

My brother, you are a finished man.

Skj13777:
Oga, have a serious side chick . Remove your emotions from your wife totally take her more like a nanny for your kids. Your side chick will satisfy you sexually. I don't know how easy it is to get side chick in UK. Don't discuss anything with your wife just be as mysterious as possible. In future she may want to win you back but at the moment your side chick is helping her. Send your side chick on vacation if you can they appreciate it.

starpower:
Sometimes what attracted our spouses are our behaviors when we have options. Please sir read the psychology of seduction by Robert Greene. I tried to once do things my madam way, 2 years we really had hard times, suddenly I dress well when going out with her, took dancing class, started kitchen upgrades and was cooking for my fun. It was the day I told her I was going for foot massage. Madam just said, am I seeing someone, I smile asked her she can join me. Now she clips my nails. And she sometimes says, am I really a married man. I suspected old script from her childhood parenting is affecting the relationship, I choose to focus on making my life worthwhile.

I love this bro.
It seems you and I have the same mentality.
When I was focusing on my own madam too, doing the loving/caring husband, the relationship was not just going the way I want.
After a while, I sat down and drew a new plan - I started dressing better, smelling better with nice perfs, enrolled at the gym, swimming etc.
My wife has become more jealous and always sneaking on my fone everytime to see if am dating someone else and she has been of better behavior compared to the past.
I believe knowing a man is been admired outside triggers their some alarms in them that someone will soon replace them if they slack

You are dealing with a narcissist.
You are making the same mistakes over and over and over.
Never beg a woman when you know you are doing the right thing, it will only get worse.
Have seen this happen to me, friends close to me and younger ones.
They only get worse.
They believe they are beautiful and have a lot of admirers, reason they are not ready to change or cold or stubborn or insultive, maybe aggressive sometimes.
Had been in your shoes before BUT will never fall into that trap again.
She will drain your soul. By the time she is done with you, your self esteem will be so so low, you will be total used up and drained emotionally, psychologically and mentally drained.
And guess what? She will still spit you out
What she is portraying are the signs of early stages of cheating and divorcing your ass.
If you know what is best for you, quietly take a walk and leave her.
You take her to cinemas, outings, begging to let you know what you did and how to be a better husband to her, she withholding sex while you beg for it constantly,.... She is a Manipulator. They are very many in town now
I have seen so many of them over and over.
Most guys weakness is that such ladies are always homely, gentle/quiet, beautiful, intelligent, religiously inclined. It is a perfect combo of what most men are looking for and will die to keep or make it work despite seeing the red flags to flee.
Let me drop my own for now

Waoooooooo
This is a real real breakthrough especially for navigators at sea.
Kudos to China
Bravooo

ThroneNGamez:
Lets have the Best caption for this.....

For me, it's " The Bread Winner"

Una sha no go kill breadwinners
No wonder people hardly come home from cities and abroad.
Some sneak in at night and go back in the morning.

pansophist:
God news

With the Chinese export ban on rare earths, alternative payment system, and the ongoing mistrust and pent-up grievances of the true international community, there will be less demand of the dollars leading to les global wars and democracy lecture.

The US won't allow that without putting up a fight.

casualobserver:
it is small boys and broke men that are interested in pleasuring a woman because they have nothing else to offer. A man will hustle in this Nigerian jungle, traffic, corruption, nepotism, and then instead of his wife to pleasure him, she wants to be pleasured? Better be pleasured by my bank account and the fact that i can pay you and your children's bills.

I repeat no man who is successful in Nigeria should be interested in a woman's pleasure.

Gbam!!! Seconded.
I can't be hustling to pay you, feed you and still be the one trying to satisfy you.
It is the women that are on the hot seat to satisfy me if not, your replacement is just right in the corner trying to hustle her own

Antoeni:
Iyanya Should Have Invested His Earnings Wisely When He Was On Top of The His Game,
Instead He Was Spending His Money On Unnecessary Women, Drinks, And Living a Lifestyle That Was Above His Earnings.
Now he is Grounded, The New Kids On Block Are Not Backing Down, You Better Go And Learn Furniture, Barbing ,Vulcanizing , Tailoring 🪡, Barbeque meat/Fish Preparation , Or Better Still Go to Your Village and Start Farming.

Chaii

You get bad mouth oo
This your comment will even send iyayan straight down to Aro psychiatric hospital

Gerrard59:
Or they return to their home countries after the education obtained from the UK?

Aside from Anglophone countries, where graduate education has become an enterprise, in most parts of the world, you receive education and possibly an internship, and then return home. If the UK tightens its post-school pathway, what would the students do? Protest against in a country that is not theirs? Should someone decline an offer from Oxford University simply because the post-school pathways have been tightened?

Anyway, I don't fully blame those students. If the Brits had put their yansh in one place rather than colonising almost the earth, maybe this would not be happening.

If they didn't colonize us, someone else would have.
It is not as if we were all at peace with each other or our neighbors before colonization.

The Yorubas were constantly fighting off the fulanis and the eguns (Benin rep.), villages were fighting villages, towns to towns, empires to empires etc
If the whites had not come, chances are high the whole of Africa as a continent would have been conquered by the Muslim jihadist who were pushing from the north all the way down.
Egypt, Morocco and all northern Africans were already conquered, a large part of west, east and central Africa were already conquered - senegal, mali, Gambia, Burkina Faso, Nigeria, Chad etc

DomPerignon:
If she's referring to herself and the pic in the OP is her, then she is contradicting herself.

Well, I know what passes as a 10/10 for this current blighted generation is equivalent to who is the biggest wh0re who charges the most because this hyper materialistic generation can only place a value on something based on its price tag.

As for her submission , 90% of so called '' beautiful girls '' out there are nothing but mega wh0res.

Its kind of sad to see how most attractive girls/women today are mostly whoring.

This wasn't the case prior.

In the 90s, patronising oloshos was seen as the most disgusting thing to do as most wh0res back then were at best a 4/10. But in today's dystopian hellscape, the reverse is the case. Most beautiful girls back then were being swooned on by suitors who wanted to marry them. Chastity was a key component of being considered beautiful. No matter how good looking a woman is , if word went round that she was a slut, she will automatically lose her appeal.

But in today's current hyper materialistic world filled with simping cucklords, a sluttry wh0re is the epitome of beauty and the higher she charges her dumb ass clientele, the more appealing she becomes because today's magas equate value and quality with how high its price tag is .

I

WriteerNg:
⚡Afghanistan has launched an attack on Pakistan from 7 different border locations, the Afghan Ministry of Defense says — Al Jazeera

This Pakistan is a pain in the ass in that region.
Early this year, it was Pakistan and India.
Now Pakistan and Afghanistan

Outthemudbyvoke:
I have been in your shoes and understand you perfectly but my case was different as I had an edge as a rich kid. I had girls from same 100lvl to 500lvl drooling over me and wanting my attention. 500lvl girls with the biggest bundas I could ever imagine invited me severally to their lush apartments and would cook for me and we had fun alot. Not necessarily sex though inclusive but good conversations and laughter and company. Long story short, my dad which was my sponsor lost his engineering job role at Schlumberger in my 300lvl. Well life taught me a bitter lesson from then as I couldn't afford to keep up with my lifestyle, drop, designer perfumes, sneakers, expensive apartments rent etc... All girls wouldn't look my way anymore including my beautiful girlfriend in my department same level. I couldn't take it anymore I had to drop out and focus on the streets. Well I made it and now have girls drooling over me again though it comes at a price, I learnt my lesson, Never Broke Again

This final statement is all that matters to me.
Never be broke Again.... NBA
If you are broke, it means you are entering and negotiating relationship from a position of weakness and the Price to pay is always very Painful.
No matter the Love or whatever true love you are looking for, Never and I repeat NEVER enter any relationship with a Lady from a position of weakness rather Strenght

Kobojunkie:
🤣🤣🤣🤣🤣 Africans and delusions are indeed inseparably joined.

The last time I checked my alumni chat forum, I found that all the so-called true loves from back when we were in school broke up not long after life and reality hit them smack in the face. The vast majority are now with and doing relatively ok— at least for now, since I don't know what the future holds for them— with true loves they found outside of school. So, how many true loves people dey in fact have in this one life? No be as many as one desires to give oneself again? 🤣🤣🤣🤣🤣

Don't mind him.
He is still talking about true Love in this era.
He is still asleep.
Na who Love epp?

pocohantas:
I am surprised to know people were dating in sec school or worrying over this in university. As an undergraduate all my problem was not to spill and go for NYSC immediately. Some girls dated coursemates and by 400L they had broken up. These girls later went on to marry abroadians. Some married homebased. I see some on FB wey done japa. I see the ones wey just dey. Such is life. Nothing is cast on stone.

Who does he want to date him from 100L until he makes it? So they will call her evening🗞.

He should sha try and balance love and hustle. Else even the younger ones won't want him. This (up)coming generation are not fans of wide age-gap like the older ones.

They will have to get used to the wide age gap because most of their boys/males in their age group they will like to date actually won't be ready when they are ready.

richmond500:
200-300k for a family man in PH?
Let's calculate, cheap but nice 1bed is around 700k-800k per year in ph
U could be left with only 130k per month to manage with ur family

So over a million people staying in PH are paying this for house rent?
The teachers, police, pepper sellers etc are really paying this?
The earlier you cut your coat according to your material and not according to your size the better for you.
If you are earning 300k and staying in 700k house na you sabi.
You can't afford to stay in more than 300k house per year NO IFS.
Whether it is in a swap, I don't are. What your income is saying is stay there

Karleb:
Bros.

I agree you shouldn't be broke if you earn 300k and set your priorities right but honestly, 300k in real life is not as big as the 300k on paper.

I wish there was a better way I could explain this.

I perfectly understand you bro.
I know people who earn 3m per month and are virtually close to brokeness.
Sometimes, they even call me for soft loans.
In present day Nigeria, a man will struggle with 300k if he doesn't have some projects done already like house, car etc.
To save and do those - buy land, build house etc will render the money useless

Commentor:
Why do you all think everyone's life experience is the same as yours?

Of course not but knowing the poverty level in Nigeria, it is safe to say atleast 50% would which is enough observation to draw up an hypothesis and conclusion

engrchykae:
what do you think 300k can do.
I earn 300 and am broke now

You will still be broke if they increased it to 500k or 1m after 6 months.
It is lifestyle inflation.
I deserve a better car
I think my children needs a more quality school to upgrade to.
My house is too far from work and too much traffic, I think I need to move to a closer area that fits my status.
Etc

CodeTemplarr:
We talk about salary level but never productivity level.

Gbam!!!

EvilMerodack:
You are right, 2billion should do

I used to think most Nigerians earn 100million per month with the way they are quick to talk down on any salary cap being mentioned on threads like this, until NBS revealed only 8% earn 250k and above

You dont have to put any amount down to drive your point home. When you don start your company, begin dey pay your staffs 500m every month. Then everybody will be happy

Don't mind them.
I saw a thread about 3 weeks ago about airpeace or so pilot salaries and it ranged from 500k to 2m for the experienced ones.
See how people were rubbishing the salary yet the funny thing is that many of those looking down on such never earn close to that nor do they have a business they are paying workers up to 200k per month sef. That is if they have any in the first place.
I don't know were this entitlement is coming from honestly for a very very poor country fa

Sonnobax15:

Guy, shouldn't you be thinking of how you'd conquer the labour market after graduation, instead of thinking about bannies wey no equally send you too?

Leave him.
After graduation and NYSC, all handouts and upkeeps from parent and extended family will stop.
They won't listen to your excuses or reasons to give you money again.
That is when LIFE will slap a reset button back on him.
Even the small bannies he gets now will leave him for a closer new 400Lv guy when he is out of campus.
Have seen this play out over and over

Sonnobax15:

Guy, shouldn't you be thinking of how you'd conquer the labour market after graduation, instead of thinking about bannies wey no equally send you too?

KarlTom:
GEREGU

https://doclib.ngxgroup.com/Financial_NewsDocs/45120_GEREGU_POWER_PLC-_QUARTER_3_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_OCTOBER_2025.pdf

The EPS is way way too poor for the stock price.
It is an expensive stock to buy.