₦airaland Forum

Gerrard59:
600K ke? It was 1.1m per tonne. Take it or leave it. Traders had to go to far-flung states to buy cocoa because it was in enormous demand in the major producing states.

Now in my hometown in Osun state, the cocoa farmers are daring yahoo boys to compete with them because yahoo boys don do them shege in the past sleeping with their wives.
1 ton sold for close to 10m, which means a 100kg bag sold for 1m

Mankind2024:
100% paternal + Maternal.

Waoooo
Was born and breed there.
One love bro

Mankind2024:
Investment Marathon: Reaching Highs in NGX, NYSE & Crypto.
When I was growing up, common sayings in Shagamu, and among the Yorubas were 'The journey of a thousand miles begins with a step,' 'You can take a horse to the river but can't force it to drink,' and 'Think and grow rich.' These sayings don't fully align with today's reality. Now we know the journey of a thousand miles begins with the first taken step. We can also force a horse to drink water by feeding it with concentrated salt to cause thirst. Growing rich involves thinking, continuous learning, DOING, and growing rich.
On Nairaland NSEMPA forum of today, many investors aren't proud of their wins in a faceless forum; rather, the JIJO (Jump In, Jump Out) traders are the ones celebrating their wins. This norm shouldn't continue. I'd rather share my investment successes and mistakes to celebrate personal milestones and encourage others that long-term investing is key to building generational wealth, after all, no one knows me. Sharing milestones by investors on a faceless forum outweighs perceived disadvantages.

On this note, I'm proud of my long-term investments:
- NGX portfolio with N170M CAPITAL appreciation within 6 weeks in blue-chip companies in the ongoing rally.
- NYSE $11k(N19.5M) gain in my foreign portfolio despite the selloff seen 2 weeks ago
- N48M($32K) returns on CAPITAL in cryptos and digital assets YTD in the ongoing crypto rally.

These wins came through learning, discipline, perseverance, steadfastness, and prayers. I believe in taking care of my young and future self and family while aiming for generational wealth. Sharing investment milestones boosts perseverance in holding assets and helps achieve SMART goals. I'd say I've been favoured in my personal finance and investment journey. I hope to share hitting the US$1M goal one day.
Once again, investment is a marathon while short-term trading is a sprint. Wishing you all a fruitful H2, 2025.

Bro, are you from Sagamu or did you grow up there?

tensazangetsu20:
4 kids in 2025 😆😆🤣😆😆😆. Tinubu should tax you differently.

And when along the line, something unprepared for or unusual happens like job loss, sickness, political shift e.t.c that reverses their fortune, they will start blaming the then current president for their misfortune. They will claim Nigeria and life was better when they had the kids.

Tallesty1:
Do you get? A nice article but he nearly ruined it with that part.

Nearly everything men did in 1985, they’re still doing today, but you don’t see anybody telling them to stop because it’s 2025. Look at marriages, even after divorce, the core things a man provides in marriage, he can still be mandated by court to keep providing for the woman and kids. But nothing binds the woman to do anything for him. It’s crazy.

In my family, everybody cooks. And being the one who stayed in the village longer, I cook local foods better than all of them. Recently, we were in the village for Easter, and I was the one cooking. My brothers were there, their wives too, and my sister, my mother, and others, I was cooking because I love cooking and I trust my own food. But all this talk about 2025 doesn’t move me. Yes, it’s 2025, I can order any food from my phone; heck, I can order both the food and the chef.

Nobody remembers it’s 2025 when we tell men to be the providers and do all the heavy lifting. Recently, because a woman died over ₦500k, the internet was full of “don’t settle for less” and “marry a man that can always cough out a million.” This is coming from a POS attendant that earns ₦15k monthly without any allowance.

Recently in a conversation with one, she said she can't marry a broke guy because she doesn't want to suffer; and I asked why she would suffer because of his brokenness when he isn’t asking for her own money?

Women have all the opportunities that men have, they have the education men had, they can get all the skills men have access to, and for some good reason, it’s even easier for them. But nobody reminds them it's 2025 when they hold back their own money and expect everything to come from the man. Nobody tells them it's 2025 when they're planning their dream weddings without contributing a single kobo.

Na man dey do man las las, NEPO kids dey buy off the whole food in the canteen because they no wan queue while LAPO kids are being told to start cooking because it's 2025. Na money and fellow man dey do man.

I dey live in one beedrom, I marry woman put inside, she no add extra room, na me dey pay the bills but na she settle for less.

Chineke kpọkwa ha ọkụ

Joyful365:
OandO will need additional or around ₦12 trillion+ inflow of equity from shareholders at its current ₦53 to reach a share price of ₦900. This doesn't look likely in the next 7 years.

Can you help with how you arrived at this figure? wish to learn more

SonOfNobody:
Ellah price may go up again any moment from now. If you're in, sit tight.

Ellah, Oando and Japaul are 3 stocks that do generate big argument here

chimex38:
Sometime last year, they stated they were investing in AI to reduce exploration or rigging cost. They know it's an issue.
I just hope it's part of their CAPEX this year so as to increase bottom line upcoming years.

AI? in Oil and gas? And you believe that? To reduce cost?
The Oando management is a very funny and crafty one.

Zagee:
OANDO has to be using helicopter to transport crude, cuz I don't understand why an increase in revenue is directly proportional to cost of sales. Is there no cost cutting measures to adopt?

WritterNg:
🇬🇧 🇬🇧 🏴󠁧󠁢󠁥󠁮󠁧󠁿

Fact

soqmeov:

franchasng:
Don't let anybody mislead you, no tribe is devoid of criminal elements.


Yes certain crimes are more peculiar to some tribes in Nigeria but that doesn't mean others commit same crime, maybe not as much as the others.


The Igbo people are more prone to drug trafficking yes, I am Igbo and I must admit the truth. But also remember that our current President who is a Yoruba was involved in certain transactions when he lived in the US that brought controversy and accusing fingers towards him being involved in international drug business in the US in a large scale.


We also have other prominent Yorubas that US even requested for their extradition for being involved in same.

But still, it's more prevalent among the Igbos.

Then when you come to international wire fraud and Internet scam, the Yorubas take the lead in Nigeria.


The Hausas and the Fulanis take the center stage in Islamic terrorism and violence.


But in all, no race is devoid of criminal elements.

Why did you write this bro?

Zagee:
Insurance business is strange. One quarter its 3b in profit, the next it's 600m in profit 😐.

Only one so far was "caring" enough to give an economic forecast on Q3😂
Extreme sports!

I avoid insurance stocks like a plague

Agbalowomeri:
Another victim

Agbalowomeri:
Loco go send some people back to the village

Raider76:
The way these so called fuel marketers are complaining that the proposed Dangote fuel distribution plan will lead to job losses you would think Alhaji is going to use drones and robots to do the distribution. Yeye people.

Mpeace:
https://doclib.ngxgroup.com/Financial_NewsDocs/44672_TOTALENERGIES_MARKETING_NIGERIA_PLC-_QUARTER_2_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_JULY_2025.pdf

So Totalenergies is now a loss making oil company. Na wa oh Eps from N60 to -8

I ran away from it when i saw their margins dropping Q to Q and YoY.
I don't like declining low margin stocks

ositadima1:
Not too bad. I think they have very large receivables — they sold a lot on credit. If they can collect before year-end, they’ll be fine. Over ₦130 billion in receivables.

The receivables are largely from electricity generation and selling to goverment. I think the goverment is trying to raise energy bonds to clear some of the debts.

leo1234:
What was your collateral?

My stock portfolio for stock loan and mutual fund account for normal/personal loan

crownprince2017:
@pa Emma, agba n emmadot, pls don't you think Interest rate on meristem margin loan is high; 29% interest, 2% management fees and 7.5% of management fees as vat totalling 32% approximately.

Thanks in anticipation.

It is too high.
United capital loan is 28% plus 1% management fee i took 2 months ago

I think May and Baker may get to #24 by year ending.

sterlingD:


[b]BERGER PAINTS
https://doclib.ngxgroup.com/Financial_NewsDocs/44635_BERGER_PAINTS_NIGERIA_PLC-_QUARTER_2_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_JULY_2025.pdf

I think Berger paint is undervalued.
About 25% upside.
I expect a full year EPS of 3.5-4
Implied FY price of #40
Good balance sheet - reduction in receivables, payables and loans.
Good quality of earnings of 1.8x

jesmond3945:
my dear the world has passed richness of siblings bond. The world is fast paced and interconnected now. You have to be emotionally and spiritually invested at the same time working hard to give them a better life or else they wont compete with orhers in the future.

descarado:
In and outside nigeria. The world has moved pass breeding like a rabbit.

Gbam !!!

The truth is, this life is so sweet and enjoyable provided you are careful, strategic, good plans with discipline.
There are so many things to do and keep doing to make your short life on earth fulfilled - regular weekend outings, vacations, gym, swimming, movies at cinemas etc and you won't miss out on each phase of your life's needed experiences (Secondary school phase /university phase and life after university phase - the dancing/miming/break dance phase of secondary school, the organic dating phase of Uni and easy and stable after university life of settling down and raising your happy family).
If you are poor or from a poor home, you will just be like a spectator who comes to stadium to watch others do their thing on earth.
You will look back into your past and their is nothing meaningful to talk about or happy about. Na so so suffering and suffering. Very annoying and emotionally draining.
You will constantly be at the mercy of Nature - constantly begging and struggling to keep a meaningful relationship without regularly absorbing bullshits, mostly indoor and anti-social etc.

pocohantas:
That is why I said they require intentionality and resources. This covers emotional, physical, spiritual, educational and financial needs. I don't know how Nigerians handle the first 4 needs, but I am tired of people with more kids than me asking me for money because they think I have less(er) responsibilities.😩

Don't mind them. Useless people.
I have so many around me.
I have muted them from constantly seeing my whatsapp status.
They are always begging with so many sob stories.
They see you go on a staycation or vacation and they get annoyed for not picking their slacks.
There is this mentality of "are you blind to see are the problems on ground in the family to pick one rather than going on vacation"
Can't you use the money to pick or lift other family members? We rise by lifting other people ganags

pocohantas:
Children are luxury. They require a lot of intentionality and resources. If you have more than 2, I take it that you are rich and I will come to you for loans. 😂😂😂

Nnamdipapa:
You be smart lady and your husband must be a lucky man. In 2025, I advice people to have only one child got the sake of their mental health.

I have 4 and three are teenagers but If I have a do over, it will be only one child.

Before you cum, check your incum

pocohantas:
Why do they have 5 kids?
In 2025, I don't take your complaints serious if you have more than 2 kids less than 10yrs old.

Gerrard59:
Can/Should we blame the White man for this?

goran3310:
No.
One more time.
No

debeey87:
So Ellah used 1,000,000 to clear an hectare of land. Una wey be farmers, is that possible?

They said 500,000.
If it is a virgin land with trees, it is possible for the initial clearing using bulldozer.

Sureshegsy:
Please who knows where I can rent maize thresher within mowe ogun state. Please help a farmer

You can lease at Kobape