₦airaland Forum

sweetkev:
Only if they'll listen. Almajiris ladies all over Nigeria.

Which one be almanjiri ladies again nitori Olorun?

johnog4sure:
This women go finish demselves, na so my wife dey yab me I just permit her to handle small section of my project she almost ran mad because of how much it drained her. Man be man, woman remain woman.

WritterNg:
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SeriouslySense:
Many people are already showing symptoms of madness including myself, is just that we have not gone to the street.

That is why anger management is important. Loving others like yourself is important. being kind to yourself is important. Not taking things too serious is important. Being close to God is good. Having time to relax and unwind is good.

Anyone can become mad. Just live a good decent life. Don't hold on to grudges, and enjoy life.

Mad oooo

Gerrard59:
Genuine question:

In the scenario, a financially stable man dates a financially stable lady who says no to sex before marriage, aka celibacy or is a virgin, what is the benefit the man gets in such an arrangement? If a woman's body is the basis for billing her man, what becomes the basis if she does not "give out" her body?

I have always known that sex is not free. Every man pays for it. However, in the case where there is no sex, what does the man get out of it?

Thank you.

Nothing
The man gets nothing...that is why such a man is called a fuul

Hezzyluv:
Lol...

She fit swear with amadioha or ogun that she never knew the guy ran mad before until lately?

Madam, tell us the truth. Your husband has no money as he used to. Hence, your excuse for wanting to quit.

If the guy has money, even if he's in chains as a result of madness, she will say, I married my husband because I love him.

A woman will date a monkey with money at hand dresses in agbada and tinubu cap

Dzzzz:
My bro every Naija babe na hookup babe..Person girlfriend expects her boyfriend to cater for her bills all the time and she no even get work..My drives a Bentley and he spoils his babe like mad..He trok his babe for vacation no be 4timed abroad but bro this babe left him for person with mustang😂😂..

Mad oooooooo
Monkey branching from a Bentley owner to a Mustang owner.
To most women, men are like companies or jobs. They switch at will if the condition of service is not favourable again or a better company with a better deal shows up.
The babe you wrote about is not your everyday woman, she is in that click and switches jobs within that group.
Look at it this way - a man from a poor background will appreciate getting a 200k job per month and be loyal to his employer. It will be hard for him to leave such job for same salary with no conviction of being a permanet staff but such man will do thanksgiving in church if he gets a Mobil job paying him 1.5m with many benefits and leave the former job.
The lady above is the type working with Oando and later gets better deal with Total or Shell. These are the kind of jobs she is regularly getting in her circle

Dzzzz:
Bro I done swear say my babe,wife or child no go kill me…I will live life without wahala from family and if e reach that level,I go change my surname..

Pressure! Pressure!! Pressure!!!
Pressure ti waaaaa !!!

Gerrard59:
To be fair to goran3310, he is kinda right about women not respecting men who can provide because these days, they (women) earn equally if not more than some men. Then we have sex to.ys, so the dire need for a man in 2025 is not as it was in say 2000. These days and going forward, a strong-willed woman can choose not to get married and have a child of her own. Lola Oj and Ini Edo are good examples. Such women will even look down on an oil worker.

However, the issue I have with goran3310's stance is that what then becomes the use of a woman's money to a man's life if the man does not eat out of it? What does the man benefit in a scenario where he provides everything, meanwhile the woman earns very well either from her job or business? What exactly would the woman use this money for if the man is to be the all-in-all provider? What does the man get out of such a relationship?

@ your 1st paragraph ...............The women who earn as equal as ment are not even up to 10%. Even the men who have the strenght and time in the world, how many ar earning well? maybe 2 out of 10, so only 2 out of 10 women would be earning something reasonable enough to stay alone.
intimacy gadgets are good but there is more to man/woman relationshio than sex and money...what about the emotional and psychological balance it brings? money nor intimacy gadgets can do that. intimacy gadgets and money won't call you every morning to greet you and ask what is your plan for the day? happy new week babe, happy new month etc to share your daily struggles, happiness, success with.
Without the things i wrote above, even with your money, you will feel lonely, bored and sad and who even told you these women you wrote above are not sleeping around?
You will be shocked to know what is going on in their circle - lekki/banana island cacaus know each others stories.... the married men they are following, the young men they try to tame down who eats their money and run away etc Even the intimacy gadget doesn't bring the full satisfaction a man banging you, smooching, kiss etc

goran3310:
Women these days don't respect men anyway. Not even the ones who pay for everything. How much less do they respect men they split costs with, and especially those they would have to pay for.
On other topics, many here whine about women asking them for money. Then they entertain the thought of women paying for their outings. Or anything else for that matter.
I really can't imagine a man who is worth even a little more than spit in the dust feeling comfortable while a woman pays for anything for him.
Poverty truly has no dignity.
Poverty and dignity are inversely proportional. They never go together.

But what can the average modern woman offer a man after she has slept with more than 10 men, aborted alot, over used body if she is not going to be supporting the man financially? What kind of shitty deal is that for a man?
I will rather become a woman in that case so as to eat my cake and have it. Sleep around, live a reckless life and still have a man marry my uselesssss body and finance it till I die

Dzzzz:
They’re just lazy to work…

Even the ones working are mostly living above their income and hoping to use a man to balance up or hookup.
You will think a lady earning high salary like 1m a above a month should be okay, faithful to her bf and have savings...
Nahhhh!!!!!
Most are stark broke living expensive life - foreign vacations, iphone 15 etc
The ones earning less quickly use hookup or man to augement their income.
I know of a lady that is my junior at work then earning 700k per month, omoh this girl they go Egypt, Morocco for vacation while me her Oga no go fit try am

goran3310:
Right.Angelina told me that most directly when I asked her why she was involved in prostitution:
'I'm lazy, I hate to work, and I like expensive things.'
'I would most prefer to just lie around and have someone cater to my needs. 😄

This is the typical woman nature - lazy, broke, hate to work, big wild mouth, high taste, like expensive things but all these should be done by a man and she enjoys it all in the name of Love

Goo0dHardDick:
The girl is too poor to buy an iPhone for herself but somehow she doesn't see herself as broke.. it's the man that's driving Benz that she's broke-shaming for not buying her an iphone? Something she herself cannot afford for her own self? I don't know where they get their audacity from.

The audacity of Nigerian women needs to be studied at mental hospitals, because na crase dey worry many of Dem. Money is more valuable than opueh

I have not received Nahco dividends since last friday from cardinal registrar.
it is really becoming frustrating.
Did my e-dividends mandate and also sent them a mail.

It is the opposite of patriarchy.
More or less Women worship like a Goddess.
It is an ill wind that blows no one good.

Love800:
How will the French President mother feel, knowing her son is dating someone older like dis!
My mum will disown me!

olutops:
Macron.....47
His wife....72


some special SIMPs should be studied....

RayRay06677:
I tactically refused to join that discussion.

I am here for treasury bills.
This is a pro-tbills forum.
We equally have threads for construction and properties etc, if you wish to take a deep dive into properties, please do so in the right forum.

It's insane that we will invade tbills sanctuary and start talking down on tbills.

Meanwhile, we all have our reasons for investing. Tbills fits what I want(to count billions in physical cash).

I have stated here before that it took me years to sell a twin 3 bedroom in a federal government estate for less than 10m, an investment I held ffor about a decade that returned less than a million naira in rent and a police case.

Land banking is great but must it be great for everyone? You might be that exception just like I was check well and do not allow the bandwagon effect catch up with you.

From my experience, land is not easy to sell except maybe you are a professional agent and if you are not then expect the agents to squizz you off your earnings.

I am not saying you shouldn't buy properties but I am saying don't believe if you have a surgery to undergo, you will sell that land next week and cash out.

I pray tbills remain around 20℅, go and buy your land and make all the money, we ain't competing.

Exactly bro.
Exactly.
All these rubbishing the TB regularly should just stop.
You know quiet well before clicking on the thread that it is a TB group, so why come to rubbish it.
I am even okay with TB up to 15% provided interest rate/lending rate falls close to 20% too.
Below 15%, i will half my investment and put the other half in dollar mutual fund at 10% per annum to diversify but won't leave the naira investment totally.
You won't appreciate liquid investments like mutual funds, TB and bonds until you meet yourself in urgent emergencies then you will know solid cash like land may land you in problem to quickly and easily convert back to liquid cash to solve your problems.
The agents would smell your desperation and starts giving you shitty prices. Bring buyer today to inspect to come next week with cash which he will disappoint. Some will even say they only have 3m on ground for a 5m bargained land, out of desperation, you will say Yes only for them to say it is even 1.5m cash that is on ground to pay the rest in 6 months etc.
Also, let's be careful on this group, apart from land agents, so many scammers are on nairaland looking for who to dupe. It is an anonymous group and anybody can claim to be what they are not...rich, have large investment in TB, bought this land for this price to sell for this price etc all just to lure unsuspecting members with cash to contact them privately on how to help them.

laivwire:
Chief, you are not alone in this issue. A lot of husbands are going through the exact same thing.

Stay at home wives who feel entitled and unappreciative. Who always boast that they are loyal and their contribution to the marriage are the kids. Who glamorize their spinster years as the golden era and say they believe they would be better off if they didn't marry their current husband.

Ultimately, you should put yourself first and give yourself peace. Do what you can for the family and leave the rest. Don't expect gratitude. The people they would slander you to know better so don't worry as long as you know you're doing you own bit.

Learn to enjoy your life with or without family as this is your golden age.

Baba, seems you have seen shege based on your comment.

Raalsalghul:
And after packing shit for 10 years, another prime minister comes in and increases it to 15 years.

Maybe that is his destiny in life... to pack shits.
Don't fight against destiny bro

goran3310:
Suggest to her that you get a divorce and that she gives you custody of the children. They would live with you, and you would take care of them, and in return, you will pay her alimony until the children turn 18. Instead of her paying you because the children are with you, you will pay her.
Women are greedy for money. She will agree. Try it.

tensazangetsu20:
As a guy man regardless of whatever anybody tells you Omho if you get money try and buy motor o. Liability o, asset o, if you can’t but it twice don’t buy it Lori iro. If you get money to buy motor as a man close eye and buy it.

I think i agree with this.
It raises your esteem and value too even though na packaging but some packaging are necessary abeg.

unite4real:
You cannot continue to roll over Treasury bills at the same rate annually and get fixed and guaranteed return. The rate could become way lower by the time your first investment matures. It could also be higher but the average cannot be 20%.
We all know why we are seeing such elevated rates lately. By the time the economy stabilizes and inflation goes down, MPR rate will go down and rates TB rates will be lowered .
I don't think 20% will be available next year.

Some of us have even done TB at 10% and at such times it looked high to us it's all about the state of the economy at any material time.
Foe now, 20% is good but its not guaranteed.

If you had invested the N20 million in a bond that lays 20%, then the guarantee of N4 Million annually can be certain but not TB

Either way, just get the point am making and investment is not a race.
That Jide invested 2m in land and got 20m in 5 years does not mean Bayo should do so too.
Know your investment temperament, time, skills etc to do it.
The most important thing is that at the end of the day, you are making a decent return.
Jide makes 20m out of 2m in 5 years, if you make 7-10m within that period, it is just good too.

OCTAVO:
All I see here is cluelessness! Have you seen any land advert so far here on this thread??
Personally, I'm very heavy on TBills too mind you. It's just one of my portfolios. Key word here is diversification! No body get time to dey market land up and down o.
See, make una forget land matter abeg. Nobody is trying to convince anyone to leave TBills for Land banking. Simply add land banking to your portfolio if you can, that's all! If you can't, then continue your TBills in peace.

I totally agree with you.
You can do the 2 together as a means of diversifying.
Moreover, who says you can't use your treasure bill to fund your land purchase.
Let's do a little maths -
i invest 20m in TB giving me 4m per year which i now use in buying a land.
If i continue that process for 5 years, i will still have 20m after the 5th year with land investment of 20m ( 4m per year land buying)
Total return on invested capital of 20m in 5 years = 20m (TB) + 41m from land banking in 5 years ( 4m land in years 1 now 15m, 4m year 2 now 10m, 4m year 3 now 6m, 4m in year 4 now 5m and 4m in year 5 now 5m)
So in 5 years, using my TB return to be buying land will give me roughly 60m return without touching the money.
The naira devalues against the dollars by 24% per year
My TB 20m returning 61m in 5 years is 25% growth per year which beats the dollar that is been used as bench mark here.
In other words, what my 20m could buy 5 years ago like car, my return will be able to buy it with little change on it today.
in 2014, $1 = #197 and in 2024, $1 = #1650. That is a 23% devaluation per year.
He claimed someone bought a land in 2008 for 2.2m and sold it this year for 73m, that is a 23% growth rate per year within that 17 years.

WritterNg:
You're slow.

You think more and more air defense systems are not being shipped to Ukraine every week?

When you hear weapons package, what do you think it is? Helmets?

advanceDNA:
.guy....na their way be that for you...
.they always over estimate their worth in a relationship, believing they are doing you a favour by being with you.....

All I see is......she's just playing with leverage that she doesn't even know how much she has

Her case even funny.....Person wey nor fit pay bills dey threaten who dey feed her with divorce!!

Oga....get lawyer make he draft you divorce document ....sign am..give am make she sign

One of the two will happen..
1)Dem nor born am well make she sign am..... Na cry she go cry....come add victim game join

2) pride will make her sign...u don free be that

Baba...no let any body rob u of ur peace ooo
be selfish and ruthless about your peace of mind

Advance, you sure say you go enter heaven this Sunday so?
To be honest, it is the ego for me.
These modern ladies have so so so much ego.
You will see a stark broke lady claiming she has taste, how biko?
How can you be broke yet have high taste and wild mouth? Just make it make sense to me.
The kind shege wey dey wait for her outside ehn, all the men deceiving her will all chop and clean mouth and dump her.
It's cheaper sleeping with a married woman since the financial burden is mostly not on you - house rent, kids sch fees, clothes etc
That is why one of the best sex you will have is school sex because the financial burden is not on you, rather her parent. So mostly you people bang like rabbits and when she is going, you can give her peanut but sex after school? Na there wahala go dey start

pansophist:
I think I will go to where I was before I was born.

chibuikejohn:
In everything you do, you have to define your purpose for doing it.
TB is not a business but a form of saving money for future investments instead of allowing the money in the bank to accumulate bank charges.
A lot of people speak about real investment but forgot you need a reasonable amount of you must make profit.
I bought a land for 3.5m in 2013 and I can hardly see an offer of 5m in 2025.

Like I said, Real estate is good and TB is also good depending on your intended purpose.

Do you know how many people TB is paying their bills today?

Put that same amount on land and you may likely get your interest when you sell it. Unfortunately bills don't wait for your land to appreciate

quote author=Educationalserv post=135459080]I regret investing in naira Treasury bill for last 10 years . inflation and devaluation has made it a stupid investment.
Our parents where not wrong .
Land /real estate Remain the passive way to riches
Am a Victim learn from me
My business partner that bought 3 plots in a Govt Layouts 5m 12years ago built duplexs
on it has Sold them for 450m naira in 2025
Properties have reprice and added devaluation and inflation and profit.
Another Land bought for 800k in 2006
Built a bungalow for 3m
Sold to 80m .
Outside the rent that he has received

Exactly bro.
Exactly.
Bills won't wait for your land to appreciate to sell it.
Moreover, who says you can't do the 2?
I don't even know the guy's motive in the group.
He comes here every 2/3 months screaming don't do TB, it is rubbish, invest in land.
If he is a land agents trying to market his properties, let him come out clean rather than all these legbe legbe format

presiade:
Compare the risk-free and peace-of-mind nature of treasury bills with “Omo onile” trouble in places like Lagos, tenants not paying rents in time, maintenance of the building, etc., you’d see why it’s better for some people to invest their money in instruments like TBills.

I want to believe some guys are land agents here trying to discourage people from investing in money market.
If you don't like the money market, then go and invest in the land you so wish instead of constantly coming here to lament

lebete3000:
Most Nigerians are simply going through a lot. It's that simple.

You even suppose dey happy say some still get mind come meet you, some of us have resigned to xvideos and pornhub till we japa from this country, despite earning a living income.

Not interested in adding an extra mouth to feed, wey go come pour sand sand for my garri.