₦airaland Forum

If you are financially stable and from a financial stable home with long history of exposure and social life, you will hardly settle with a common woman. You will have taste and a bit hard to impress due to long history of dating ladies who regularly buy you gifts to show their love and take you out even though you are doing that to them too.
Many women hate these set of men because they have taste and know what they want. Most women want rich but low esteem men who are just satisfied getting sex alone because when a woman meets a man with taste, she knows giving him sex alone is nothing and will start putting pressure on her which they don't like

We need to separate categories of financially stable men we have to that we won't mix them up.
Even if you are doing fine, long years of scarcity, background, exposure etc all play a big role in your decision making.
A man from a poor background with long years of struggling and scarcity will quickly marry his heartthrob if he experiences breakthrough.
He will quickly settle for less even though he could have gotten something better that will match his new status because that is what most women will do anyway.
I connected my immediate brother to a lady who works with me and looking for a husband.
After about 6 months, I asked my brother how far the relationship is going with her and he told me they are no more talking.
Calling the girl, she was very angry with me that I rated her low. That my brother is too low in everything for her.
He is just a driver in Dubai earning probably 200k then while she is a second engineer earning 1.2m.
I had to beg her and closed the case.

JESHAL007:
I want to tell you for Free that many Nigerian Men most especially the Financially Poor Men are aware thier Wives are being fvcked by other Men but they just decide to feign ignorance because They are at their Wives Mercies and they know how difficult it is to get Modern Ladies if you are not a Financially Successful Man.

It takes a great self-esteem and self-integrity to chase a bad mannered woman out of let a cheating wife goes if you are poor or struggling.
I have seen many situations where poor men begged their cheating wives to come back home, they will settle and fix the issues. He has forgiven her before.
What options do they have again? None
An Elder in our church informed the church executives about his wife moving out of their home to a herbalist.
How the woman got to the herbalist, only God knows.
Rumour had it that she do go there to do juju until bush meat (herbalist) catch hunter (wife), Some said the herbalist used juju on her.
The story be say, herbalist don collect assistant pastor wife wey get 3 kids already and the husband was in the emergency meeting, crying and telling the executives to help him in the situation to beg the wife to come back and also beg the herbalist to release his wife. Him go manage am like that.
Will a financially stable man do that? Hell No

JESHAL007:
I want to tell you for Free that many Nigerian Men most especially the Financially Poor Men are aware thier Wives are being fvcked by other Men but they just decide to feign ignorance because They are at their Wives Mercies and they know how difficult it is to get Modern Ladies if you are not a Financially Successful Man.

Believe Me, Many Nigerian Men either Elite/Wealthy/Rich/Poor "BEGGED" their Wives before they Agree to MARRY Them. It's an Open Secret.

Life is very Terrible for Most Nigerian Men.

I Believe Nigerian Men that are Poor "BEGGED" their Wives before they Agree to MARRY Them.
If you are rich or wealthy and have to beg a woman to marry you, then the issue is not about financial situation rather esteem issues.
If you are financially stable and averagely social, you will always have atleast 2 ladies in your hand at every point in time.
Ladies are not hard to get nor scarce, main issue for men are financial and long time of scarcity.
When a man has been exposed for too long to scarcity - inability to date for a very long time or no girlfriend for a very long time, it makes him appreciate little or no gifts or efforts from ladies and he is scared of losing a lady even if she is bad mannered. He is ready to manage or endure her.
He will be ready to take her bullshits.
Just a little kiss, he will always remember it or a little gift of singlet. He will remember the gesture for years. Something no one has ever given him.

WriterrNg:
These arab states too mumu.

Na them go bring money fund am but na US go lead and direct where the money go go.

FOOOOOLLLLLSSSSSS!

They are not fools bro.
Long before now, the so called middle east was engulfed in wars and battles for domination.
If not for the US military bases scattered in Saudi, UAE, Qatar and co, countries like Iran or turkey would have either taken all these areas or install families loyal to them.
You think the Saudis and others don't have families grumbling and eager to take their position?
The US and Isreal in the background have been doing a nice job eliminating these guys, putting some in prisons while so are on exile.
That was the reason US threatened Saudi that if they take their bases out of Saudi, it won't take up to a week for the other families to tumble their regime with the help of Countries like Iran or Turkey etc.
This is the reason Saudi, UAE, Qatar and co will always be kissing the US and Isreal asses even if it goes against the Arab nations.
They are securing their royal seats and future for their unborn generations.
You no wan make your grandchildren they swear for you say you don chop your own life finish no plan for them come they suffer

Sunrisepebble:
I believe in the long term value of the company and the new assets. This year the tax issues will swallow the profit but they’re going to resolve them this financial year

Please how do you buy stocks on LSE and transfer to NGX?

[quote author=Willie2015 post=134147257][/quote]How do you buy on LSE and transfer to NGX?

Sunrisepebble:
With help of ChatGPT
Q4 2024 Standalone Calculation (FY - 9M) N'000
Revenue: ₦1,084,435,998 - ₦710,871,501 = ₦373,564,497
Operating Profit: ₦69,896,983 - ₦29,045,258 = ₦40,851,725
Net Finance Costs: ₦(252,814,441) - ₦(232,044,571) = ₦(20,769,870)
Loss Before Tax: ₦(182,917,458) - ₦(202,999,313) = ₦20,081,855 (Profit)
Loss After Tax: ₦(144,883,494) - ₦(149,500,558) = ₦4,617,064 (Profit)

Did you check their operating cash flow ?

History555:
Na today. Nafdac will collect back hand and free them. If there were charged to court the first time, would they go back to faking goods

They will go back to it if they don't have any meaningful means of surviving after coming out of prison. I know a yahoo boy that started doing yahoo back after 6 months in prison. No job, no rehabilitation and startup capital to start something after sending him back to the society, no technical skills learnt in the prison like carpentry, electrical/electronics to be able to fit in well into the society

franchasofficia:
I know that the criminals parading themselves as Presidents in West Africa are carrying diplomatic passports and that is why I said I wish developed nations can jettison that nonsense diplomatic passports the criminal West African Presidents are carrying and deny them entry into their nations to help countries like Nigeria these criminal Presidents have destroyed become better. That is the only way they can help us in holding these criminal Presidents accountable

The west won't want to do that because they know how many billions of dollars per year these thieves bring to their countries

franchasofficia:
It's high time developed countries start denying visa to Nigeria's corrupt President too so he can sit in Nigeria, repent and start doing what is right.


That is the only way developed nations can help Nigeria develop.


Stop issuing visa to Nigerian politicians and their immediate family members (wife and kids), starting from the President if possible.


If developed nations do this for just 4 years, Nigerian criminals calling themselves leaders will start doing what is right to make Nigeria a working nation

This visa denial really pained the Nigerian political class

ositadima1:
1-meter challenge.

The scores so far: NNFM - 157%, UACN - 65%, UPDC - 108%, SEPLAT - (-5%), CHAMS - 17%.

No wonder I sleep picifully these days.

My 1-meter challenge

KarlTom:
HMCALL

FY DIV ₦0.07

https://doclib.ngxgroup.com/Financial_NewsDocs/43130_HALDANE_MCCALL_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2024_FINANCIAL_STATEMENTS_FEBRUARY_2025.pdf

Reason why I am not moved about the stock.
The P/E is too high and am not convinced about their earning growth and quality

Mrwomanology:
May we not be renewing empty passport every time o

Lioness5280:
Looking forward to it ☝️

Let's start from the grassroot - The Family. The smallest unit.
Why are the rich guys in the family always resenting the poor? mostly avoiding them and giving arms length. It is because from histroy, the poor have a way of over burden the rich -
-i need money please, my kids have been chased out of school.
- I need money, my wife is in the hospital and about to give birth.
- I need money, my landlord is about chasing us out of the house for rent etc
They will want you to be the one training their children or staying with you.
Even in a country, the economically stable states would be overflooded with other people from other parts of the country
Lagos is overflooded with people from other parts of the country including the Yorubas from the hinterland or how do we say 10% of a whole country stays in Lagos, just 1 state out of 36 states. 22m people out of 220m.
So also rich countries around the world are being flooded with citizens of other countries whose leaders have failed them. The US is deporting many back, UK is trying to keep them off, Canada also likewise Saudi Arabia and many more.
Just as we will hate our family members regularly disturbing us of enjoying ourselves, envying you to crash and become poor like them to feel what they are passing through, always jealous of your nice car, beautiful house/mansion and other things, saying we are family yet you are looking at them suffering while you can accommodate them and enjoy together rather you are the one doing it alone.
So also with countries. That we are all blacks and Africans doesn't mean others should let their guards down while you over-burden them.
Birds of the same feather flocks together. Brilliant guys follow each other in school as groups while avoiding the dull guys. Rich guys and kids mingle with each other while avoiding poor kids.
So also rich countries. They mingle with each other, issue each other visa free entrance while shutting out the poor countries. It is the price to pay for not putting your house in order

Lioness5280:
Listen here you desperate son of a Godless hoe......we would fight to death before we let any politician turn our country into another Nigeria or Ethiopia. The only way you evil cunts will ever get our country is over our dead bodies.....we know the target of the so called open borders . Go and preach borderless Africa in Burundi or Niger . You think we are fools .


LMFAO. Go and fill up Ivory Coast and grow it further.....we don't want your development down here,we are fine the way we are ....thanks . There are Over 50 poor states in Africa, you guys must flood them and grow their economies ....Just leave us out of that mess .

Malema will be voted by ?

Libya was developed by the people who were in Libya not the parasites who migrated there to work menial jobs after the citizens had slaved away to build. Try another example. And Gaddafi NEVER preached borderless Africa...he was too smart to do that.....he preached what we are preaching ....cooperation. sell me what you produce and buy from me too. That's not what you lazy scum are after ....you want clean houses to run to ...you don't want to do the sweeping you want to do the occupying.....that's why you'll bleed profusely before you get your bordeless Africa at the expense of others.

You can't gaslight someone like me by race-shaming me ....try another tactic. There is no escaping your problems ....face them .

Hmmmmmm
I see that you have really taken alot of your time to study Nigeria politics.
I agree with most of the things you have been writing.
Everywhere in the world, the countries with good economy always resent the poorer countries that wants to overflow them - from US to Canada to UK to South Africa to Saudi Arabia, Qatar, UAE etc.
I will discuss more about this tomorrow

emmanuelewumi:
Not possible

Some big stockbrokers tried it almost 20 years ago but it didn't work. They asked retail investors who portfolio was less than N5 million to buy mutual funds

Better ooo.
Can't just fathom the effect on retail investors

Mutual funds are good and less risky type of investment. But one needs to know the calibre of managers that handle them before investing.
If you are new in the market, to participate in this form of investment, you need somebody that will introduce you to mangers that have been tested in the management of such funds. So mutual funds are good for beginners and aged people who dont need to take high risk.
I learnt that SEC and NSE are planning to force retail investors to invest in mutual funds rather than investing in ordinary shares of a company. I don’t think it will work, because investors all over the world are given the freedom to invest in whatever company they want. Mutual funds really is good and less risky. It is recommended for beginners and those that do not have much knowledge about investment in stock market.

I saw this on a WhatsApp group.
How true is it that SEC/NSE want to weed out retail investors and push us to mutual funds? Does it really make sense? How will there be liquidity in the market without retail investors?

SmartPolician:
Now that they want to rebase the economy and add money earned from harlotry and armed robbery to GDP, Tinubu wil do his abracadabra with the Statistician General of the Federation to increase Nigeria's GDP to $1 trillion and GDP per capita to $5,000.

OkpaNsukkaisBae:
USA is not fighting any war but they have crashed more airplane than Russia and Ukraine combined in the last three years

Imagine if it is Nigeria with such high plane crashes, 90% of Nigerians would have avoided air travel by now

Lastbornbuns:
There are different bodies that offer ECA. WES is one of them, ICES is another. Check page 1 for more details and go with the one you prefer.

Okay, thanks very much for your

emmanuelewumi:
What is the capex/Revenue, is it more than 5%


What percentage of net profit was converted to free cash flow, it should be 80% and above

Capex to Revenue is 2.8%, improving from 3.4% and 4.8% in 2023 and 2022.

Percentage of net income to FCF = 57.8%. This number is reducing from 66.6% and 98.8% from 2023 and 2022.

Sunrisepebble:
Vitafoam.
I will continue to market this stock. NAHCO that did 660k FY EPS is at N55. Vitafoam is set for at least N7 EPS this year

NFA/DYOR

Sector p/e differs

I saw a pilot program opened for PR to Canada and want to apply for it.

My main challenges are -

1. Will my work experience in Nigeria counts as per NOC TEER requirement?
2. ECA accreditation of my Nigeria certificates

Ibom2345:
Hi guys,

My ECA is out and my medical certificate was evaluated as Doctor of medicine as opposed to it being equivalent to masters.

Please is this correct? i just need to be sure i am on the right path.

Thanks.

Please, how do i go about this ECA? I studied marine science and work offshore. How will i be able to evaluate my certificate to canada own?
Also, in the job search, i din't see any jobs available for marine will i have to apply for something different from my industry?

jckgroup1:
Good morning dear Investors and Traders.

Oga EmmanuelEwumi and Emmaodet; kindly pick two stocks to invest margin facility. Tried DM to no avail.

Oga Emma, entering Presco at this current price is it advisable or wait for a pull back?

Counsel will be well appreciated from Senior Analysts and Investors.

Best regards.

If i get you right, do you want to be doing margin trading? or you are using the margin loan to buy stocks, payable with your external cash like salary etc?
I but with margin loans when i sight opportunities and payable with the FCF from my mutual funds

Raider76:
No let Ginalex hear you loud Transpower

Lol.
It was not on my list before but i saw a ratio that caught my eyes with the stock.
The Capex/OCF of 20% per year from 2022 to 2024 is awesome. I want 20% or less.
While FCF numbers inform us about the total number of excess cash, the capex to cash flow ratio tells us how efficiently FCF was generated.
What you want as an investor is a capital-light company that requires little money to run and spits out a disproportionately high amount of cash on regular basis.
So using this metric, it takes 20% of capital expenditure in Transpower to consistently generate 80% cashflow for us.
Analyzing stock histroy, there is a connection between low capital expenditure and good share performance.
A company should be financially flexible to handle surprises that arise sooner or later like - Inflation, bad economy, new competition, the need for expansion.
Capex/OCF give investors a quick overview about what matters: How much cash is needed to generate X amount of cash.
The less, the better.
In Transpower, it takes 2b in capital expenditure to generate 8b in FCF as an example

jckgroup1:
Good morning dear Investors and Traders.

Oga EmmanuelEwumi and Emmaodet; kindly pick two stocks to invest margin facility. Tried DM to no avail.

Oga Emma, entering Presco at this current price is it advisable or wait for a pull back?

Counsel will be well appreciated from Senior Analysts and Investors.

Best regards.

Stocks i will recommend -

Presco, Okomu, Nahco, Transpower, GTB, Zenith, Access
Presco at 685 may look high but if you are interested, i will say go in with 50% capital you earmark for it and when you see a pullback, you buy with the remaining balance

Namaster:
This is NOT a man!

Fool is even NEGOTIATING with a woman when to get BEATEN.

This is what happens when you tolerate a LITTLE disrespect from women. It quickly snowballs into a MOUNTAIN of disdain and maltreatment.

The moment a woman disrespects you, caution her HARSHLY.
If it happens AGAIN, discharge her IMMEDIATELY!

But if a woman makes the UNGODLY mistake of raising her hands against you in violence, WRECK her!

You owe it to yourself and your ENTIRE generation to beat her like Bongo Drums.

This guy let his wife beat him up and now her BASTARDS (children are definitely NOT his) have joined in.

A whole HEAD of the family have been reduced to the family PUNCHING bag.



MADNESS!

If the situation was reversed and it's the wife reporting DOMESTIC VIOLENCE to the congregation, every one of them would be lining up to LYNCH the husband.

But now that it's the husband being PUMMELED by his wife, it's COMEDY.

MADNESS!

It is the society we see ourselves bro.
A woman beats a man, people laughing and mocking him but when a man beats a woman, all of a sudden, they all become serious and want to pounce on the man.
A man raped a lady, society will want to lynch him but when the same man comes out to say a lady wants to rape him or seducing him, they start laughing him and mocking him.

MADNESS indeed

Walai:
Can someone do us a favour and remove any life support he is surviving on.
Nature is trying to weed out another weak simp and we are interrupting the process. Let's stop interfering with nature.

2cribz:
Pussy ass nigi.i was super jealous when I never dey stay with one of my babies as far back as 2014. When she started staying wirh me,we went from 4 times a day to once a week.me come taya.na me break up.
U must not survive am,u must die