₦airaland Forum

pepe1:
Pls which Fixed-income or MMF would you suggest for me.

For fixed-income, invest in SFS fixed-income fund rate is 11.05% as of today

For MMF I suggest stanbic Ibtc rate currently is 9.68%

To start registration for any of the fund, click the link on my signature to complete the online form.

You can monitor your account online through the web and the app after your account is opened.

I will also be available to give after-sales support.

Please get in touch with my contact details on my signature for any further engagement.

Expecting you onboard soonest.

Windblown2much:
Aiit then.. pls what percentage does the MMF and fixed income offer monthly? Btw I never knew the MMF and fixed income offer same flexibility until now..

All government-regulated investment is rated per annum but it's usually prorated such that you have a daily interest calculated on investors' holdings and accrued interest is paid/reinvested at the end of each quarter,

The flexibility for fixed income and MMF is the same as per redemption- easy entry and exit. The major difference is the underlying assets and the minimum holding period, for most fixed-income funds, it's six months holding period but SFS fixed income is peculiar, the holding period is also 30 days like MMF.

I assure you a smooth ride once you come on board MMF or Fixed income.

faoogoke:
Which of the ministry are you now?

For now I dey SFS capital for fixed income fund at 11.05%
Stanbic IBTC for MMF at 9.33%
Investment one stockbroking for stockbroking products.

Redoil:
My is provided Bank

Okay. I believe you mean Providus Bank, yes it's also one of the banks your personalized account can be domiciled.

Windblown2much:
Ok.. The MMF is obviously what I would eventually opt in for due to its flexibility of withdrawing funds at anytime. Thanks!

Okay.
You can click the link on my signature to start the process.
Note if you go for the MMF, pick tier 3
That is the package without limitation.

Tier 1 is limited, your investment cannot be more than 200k and you cannot invest more than 20k at a time. It's just for financial inclusion to accommodate very low cadre of the financial pyramid

But for the tier3 no such limitations.

By the way the fixed income is as flexible as the MMF

Attention Investors in SFS Fixed Income Fund Using my Link.

Thank you for supporting my ministry.
Your patronage is really much appreciated and never taken for granted.

Please note that after you verify your BVN kindly generate your virtual account number.
This will enable you to have a personalized account number such that as you deposit into it, the money goes straight to your investment there is no waiting time.

You can also give your virtual/personalized account number to a 3rd party and once money is transferred into the account, it goes straight to your investment. This can be helpful if you don't want to spend the particular money you are expecting, in that case, you can just give your virtual account number to the source of the cash e.g a debtor or even your company. You don't even need any description. Once you use your virtual account, it's treated as your personal bank account only that the content always goes to your investment directly.

When generated, it's normally Wema or sterling bank account in most cases.

As usual, I'm always available for any further clarification if needed. See my contact details in my signature.

Attention Investors in SFS Fixed Income Fund Using my Link.

Thank you for supporting my ministry.
Your patronage is really much appreciated and never taken for granted.

Please note that after you verify your BVN kindly generate your virtual account number.
This will enable you to have a personalized account number such that as you deposit into it, the money goes straight to your investment there is no waiting time.

You can also give your virtual/personalized account number to a 3rd party and once money is transferred into the account, it goes straight to your investment. This can be helpful if you don't want to spend the particular money you are expecting, in that case, you can just give your virtual account number to the source of the cash e.g a debtor or even your company. You don't even need any description. Once you use your virtual account, it's treated as your personal bank account only that the content always goes to your investment directly.

When generated, it's normally Wema or sterling bank account in most cases.

As usual, I'm always available for any further clarification if needed. See my contact details in my signature.

Attention Investors in SFS Fixed Income Fund Using my Link.

Thank you for supporting my ministry.
Your patronage is really much appreciated and never taken for granted.

Please note that after you verify your BVN kindly generate your virtual account number.
This will enable you to have a personalized account number such that as you deposit into it, the money goes straight to your investment there is no waiting time.

You can also give your virtual/personalized account number to a 3rd party and once money is transferred into the account, it goes straight to your investment. This can be helpful if you don't want to spend the particular money you are expecting, in that case, you can just give your virtual account number to the source of the cash e.g a debtor or even your company. You don't even need any description. Once you use your virtual account, it's treated as your personal bank account only that the content always goes to your investment directly.

When generated, it's normally Wema or sterling bank account in most cases.

As usual, I'm always available for any further clarification if needed. See my contact details in my signature.

Hello, @Ray1251 I replied to the private mail you sent this morning but I keep getting this message "Sorry, your message cannot be delivered. This mailbox is disabled (554.30).
Kindly reach me with the phone numbers on my signature if you need my services on mutual funds and stocks.

Thank you.

Mills55:
Call Emmasoft. He will direct you on how to open account with Investmentone. Very easy. + 2 3 4 8 1 8 4 2 8 7 7 4 5

+ 2 3 4 8 1 8 1 0 5 7 3 1 9

@Mills55, thank you so much for standing in the gap while I was away because of the ban. I really appreciate it.

Coolmaney:
Emmasoft was banned now, you can chat him up

Thank you @Coolmaney for being there. I'm back now.

Streetinvestor2:
Can I do reg online and the requirements. That is stock brokerage account. I need to port from somewhere.

Thank you @Streetinvestor2 for reaching out. I was not able to respond here because of the ban, but I'm back now.

I hope the mail I sent to you was useful as per the online registration.

yak:
Is there a website or some place we can have access to compare yield of different mutual funds?
I want to even do a 5 - 7 years comparison on some funds

You can check the Fund managers association website. I doubt if that could help because Mutual funds rates particularly MMF is dependent on MPR, TBills in particular, size of the fund and the underlying assets are all determining factor for MMF rates. It will be difficult to have a fund that has all these factors the same at a particular time, hence you may be comparing apples with oranges.
Moreover, as it's usually said "Past performance is no guarantee of future results."

If you are in for low-risk investment, MMF is good for you, your capital is guaranteed and of course, returns are sure even though not high compared to rates of riskier investment windows.

Considering MMF or Fixed income, click the link on my signature to start the process. You can also reach me if you need further clarification.

Don't stay without doing anything with your cash

You don't have access to dollars,
you don't have as much as 50m
You can't do real estate because of limited funds
Inflation is 22%+

The above is a list of some realities yet you can still do something

Invest in MMF and reinvest your interest (Compounding) you could reduce the negative real returns by half
Have a long-term objective and invest in good dividend-paying stocks on the NGX
You can still get a dividend yield of up to 15% in some stocks
Don't stop investing irrespective of the inflation rate
Don't invest in get-rich-quick schemes it can be more devastating than high inflation
Remember the popular saying " Return of investment is better than or to be
considered first before return on investment"
Your cash in your hands suffers more when not invested.

Start somewhere and do something with what you have now

Be wise!

Don't stay without doing anything with your cash

You don't have access to dollars,
you don't have as much as 50m
You can't do real estate because of limited funds
Inflation is 22%+

The above is a list of some realities yet you can still do something

Invest in MMF and reinvest your interest (Compounding) you could reduce the negative real returns by half
Have a long-term objective and invest in good dividend-paying stocks on the NGX
You can still get a dividend yield of up to 15% in some stocks
Don't stop investing irrespective of the inflation rate
Don't invest in get-rich-quick schemes it can be more devastating than high inflation
Remember the popular saying " Return of investment is better than or to be
considered first before return on investment"
Your cash in your hands suffers more when not invested.

Start somewhere and do something with what you have now

Be wise!

Don't stay without doing anything with your cash

You don't have access to dollars,
you don't have as much as 50m
You can't do real estate because of limited funds
Inflation is 22%+

The above is a list of some realities yet you can still do something

Invest in MMF and reinvest your interest (Compounding) you could reduce the negative real returns by half
Have a long-term objective and invest in good dividend-paying stocks on the NGX
You can still get a dividend yield of up to 15% in some stocks
Don't stop investing irrespective of the inflation rate
Don't invest in get-rich-quick schemes it can be more devastating than high inflation
Remember the popular saying " Return of investment is better than or to be
considered first before return on investment"
Your cash in your hands suffers more when not invested.

Start somewhere and do something with what you have now

Be wise!

Willie2015:
Relationship should be mutual...
You can suggest it to them...
If I place N1m with them....
They should be able to give out 50 percent of the money...
It is backed by the N1m...
With no risk...

This is noted.
Thank you.

Kpboy1:
Thanks...Comparative to Morgan Capital?

Because of my role in ione and best business ethics I will not be in position to do such comparism. I can only talk of ione and assure you of Superlative service from them.

You can chat me up as well. My number is on my signature.

Windblown2much:
Ok I thought profits are calculated monthly NOT annually. Being that as it may, I don't feel it worth investing 1M just to profit 111-113k in a year time that's somehow poor.

I'll rather invest my money in physical bussiness than this online investment that's I'll have to wait till a year time reached b4 enjoying the dividends of my profit.

Investing in a business and investing in a MMF are two different investment windows.
They are not of the same risk category or involvement of the investor.

MMF is in the category of low risk investment
All things being equal the lower the risk the lower the returns.
Moreover investments are made in different categories to achieve specific purpose.

Please note that you don't have to wait for one year to get your returns in MMF, though rate is per annum, it's prorated such that you earn interest daily and you get credited quarterly.

Most investors use MMF as another form of high interest savings compare to fixed deposits in MDBs. MMF is highly recommended for investors with low risk appetite and also good for emergency fund.

So you can still do both business and MMF.

Streetinvestor2:
Tell me the buy and sell percentage

Find attached

Willie2015:
. Do they give loans against their fund..if vyes, what is their rate and max tenor ?

I will get back to you as per Asset backed loan

Confirmed from the team in charge.
SFS as a firm don't give such loans.
They only give such loan if you happen to be a staff of Polaris bank.

Kpboy1:
Oga Emmasoft so what are the current benefits trading with investment one. I really need to open one.
I'm sure switching broker is easy if not satisfied. Thanks

Like Pa Emma said he's correct. In addition, you get a very good service. The services have improved much after they spin off the mutual fund business. You will also have access to their research though you will still be required to do your due diligence.

I will personally be available to attend to you.
Please let me know when you are ready to open account so that you can use my code.

Thank you.

Tolu181:
advice me where i can get 10%
i have been looking at opay but i dont really trust them

You can do SFS Fixed income fund.
Operates just like MMF.

Daily valued, easy entry and exit, no penalty on withdrawal after 30 days of depodit, rate is relatively stable at an verage of 11.02 for over six months now

It's currently at 11.05;%.

Click the link on my signature to register.

igbizen:
Why is the interest of Stanbic MMF still at 9.2% ?

Emmasoft and ponzihater any clue?

Daily interest is determined by the values of the underlying asset classes.

Chijohn42k:
thank you Boss, is it possible for me to fill the form online then do the transfer to details they will provide for me.

Very possible and that is actually the best method to open an account.

To open account, click the link on my signature. Complete the form that comes up.
After submission, details will be sent to your email.
You will need a passport photo, ID card, utility bill that is not older than three months to complete your registration.
You can also chat me up with the number on my signature if you need any assistance or clarification.

Chijohn42k:
Good Day Boss is it that other Banks the like of Access bank dont offer mutual fund,treasury Bill and so on. Just asking for my saké House

MDBs sells tbills but those that offer the services of asset management or fund management do so through their subsidiary. Those subsidiaries operate as seperate entities.

The likes of FBN, FCMB, STANBIC, GTCO all do through their subsidiaries.

So in the real sense no bank offer mutual fund services.

lolaluv1:
Reinvest profit for March? I thought they are supposed to pay quarterly profits made up of January, February and March?

Generally, most of the MMF managers reinvest accrued interest quarterly. Stanbic is an exception, they choose to reinvest investors accrued interest monthly. They started this year January as against the random reinvesting before now. Check your account, you would have seen the reinvested interest of January and February.

The above is the default arrangement, if an investor opt otherwise, the interest will be paid into their bank account.

igbizen:
Stanbic MMF is becoming too slow in updating account. This is evening already and weekend returns have not be updated. Even to reinvest earnings for the month of March is yet to be done.
@emmasoft and ponzihater what is happening? This is unlike stanbic

Don't worry everything will be in place. It's end of quarter things.
Remember stanbic has a lot on the table.
However, be rest assured that all accrued interest will reflect accordingly and the value date for your reinvestment will be adjusted in accordance with the rule of the MMF.

onegentleguy:
The statement from the CA announcement reads in part;
'Proposed dividend- A final dividend of 36k per N2 ordinary share out of which 6k per N2 had been paid to shareholders in December, 2022 and the final dividend of 36k subject to appropriate withholding tax and approval will be paid to shareholders whose names appear in the registrar of members as at the close of business on June 21st, 2023."

There has to some clarification from management on what the actual final DPS will be. ...is it 30k or 36k?
The phrase; "out of which", appears to suggest that the 6k interim dividend which was paid in Dec, 2022 was factored into that 36k pay before arriving at a total. (36k)
But then again if this were the case, the later part should have read; "...and a final dividend of 30k (not 36k as stated) subject to..."

Could be a typo error, but management needs to clarify that part.
But whether 30 or 36k, its a great payout from AXA MANSARD INSURANCE.

I remember advising some folks to sell-off their stakes before the share capital reconstruction and wait to buy back thereafter.
Good move then, but buying back didn't go as planned. (for some persons)
I was also waiting to buy back lower (</=N1.5) but eventually missed out.
Those in should enjoy their loot.

It is well.

They just did that in their corporate action announcement even though they still used the word final dividend twice instead of using total dividend. The final dividend is 30k

https://doclib.ngxgroup.com/Financial_NewsDocs/38111_AXA_MANSARD_INSURANCE_PLC-AXA_MANSARD_-_CORPORATE_ACTION_CORPORATE_ACTIONS_APRIL_2023.pdf

Streetinvestor2:
Walahi some fmly and fnds saw this results before it was announced. NO wonder the plenty buy today below #183. I bought then @#50..I will sell my afolabi unit and buy back later since I don chop #9

All results audited/unaudited are seen by some people who are in position to get privileged information.