₦airaland Forum

And they won without Kawhi.

Harden helped his team but let them down when it mattered but I guess he was tired.

Hard fought games like this could be demoralizing but they should take consolation that they were away. They need to lay it all in game 6 and push for that game 7.

We need a game 7.

Patty mills wasted too much time. Wonder why Pop blames Gasol for it.

I don't have a team I'd rather play at this point but I am leaning towards Spurs based on what I have been noticing.

Game goes into OT.

I would build a house in Sango Ota then work in Victoria Island (atleast 4hrs away).

Na true.

LoJ:
Well, with a top 15 all nba 5 roster, it would be expected.

To win them, yes. To sweep them? No.

Can't fault Jazz man, they played for pride. At the end, we were just too strong for them.

I know they challenged us in spurts but the games were alot easier than I envisaged.

Klay needs to be more confident going forward and the refs need to do a better job.

I pray Rockets and Spurs go to 7. At this rate, I kind of prefer playing against the Spurs (as they are not as threatening, offensively as the Rockets) but then again, they have Pop...

Special mention to Gordon Hayward again, barring injuries and playing for a sustainably long time, he would be a HOFer. No kidding- The kid can play.

STAND UP PEOPLE. We just swept a 51-win team.

You are Klay Thompson not Klay Harrison Barnes. Get aggresive and shoot this ball!

Compare the fouls on Hayward and Exum to Curry.

Una try. I blame Brown for this. But they would face an angry GSW 3rd quarter. Hope they don't quit then.

Good start. Let us keep it that way.

Breath of fresh air to see Curry getting foul calls so early. I am thrilled.

Meanwhile, the kinda foul calls on KD....hmmm. It is unfair.

Anyways, wrap this up boys so we can watch Rockets and Spurs slug it out.

Babaelemu:
Yes that's reality even if you didn't elaborate all the downs you went through in details. But you made it clear even going through the right channel first 2-3 years was tough and I'm clearly sure you know others who were in your shoes that are still struggling to be established.

Now be realistic read the below comment and tell me the kind of message the poster was trying to send to readers?


"A friend of mine went to Uni of California Davies for her MBA. This was in 2012. By 2014 she was done and got a job with Amazon in the US. She lives in Silicon Valley and earns $120k+ a year. Last year she acquired a 4-bedroom condo close to Igbuefon (Lekki Phase 1 axis) for over 25M and she has rented it out. LOL. She is working on a property over in the US which she plans to rent out too and she would do this later in the year."

Be sincere if you have a brother 35 years of age that earn 400k p/m that want to migrate to Canada what would be your advice to him?

The message I was dispelling there is one made by the 400k house guy who wanted to claim no one in the developed countries could have achieved as much as he did in the 5-year time span. I showed him that someone else had achieved much more. There are others like her.

Babaelemu:
If I was him I would not even think of moving 400k is a good pay I would be thinking to establish. I would set aside my fear what if "I loose the job" , I get fired, the company closed down, because all these things can also occur in developed countries every time. Trust me you also don't wanna be jobless in freezing Canada.

LOL @ 400k is good pay. You don't seem to understand what the true value of 400k is. That fear you are willing to set aside is the reason your advice for him falls flat. In my original post on this issue, I listed companies in which earning 400k is not a problem. For instance, NNPC and DPR. But earning 400k in an indigenous servicing company and staying put to hazard things out is just naive. No offense.

Canada provides more avenues for success than Nigeria.

youngestland:
Please read and understand now

my plot of land today if you want to buy at that area is 20m+

I did not buy the land only for my use thats why I built something small so I can have space to build for tenants oga sir

now bro let me school you on tbills my tbills drops every december before it drops I write the bank that I want roll it over with an additional 3.6million so the bank just add my 3.6million to what I have before and buys treasury bills for me

now let me tell you something I even saved more than 24million you know why I got better interest some years 14%etc but I calculated on 10% only for easy calculation sir
Please dont dispute this I did it I swear with my life I need you to apologize for calling me a fool,419 thief and even saying im living the same life as hushpuppy

I am legit from a legit family sir

I have nothing against you. Making plans in 2011 is not the same as making one in 2017. Please think hard.

I know about Tbills and fixed deposits and without being nitpicky, they are more responsible for your N24M in 5 years than your pure savings (which is what I challenged).

If you are legit, congrats to you. You are an anomaly and should show some restraint in advising someone to tread your path. On average, it is better to recommend the path of surest success than the highest risk highest reward path.

Come on, if Wizkid tells people to quit school and chase music like he did and then refer to his huge success as the reason for it will you support him?

There are more "comfy" school-goers than musicians who made it big like Wiz.

flexyonline:
There's a lot of specious reasoning on both sides of this discussion. Ultimately, the decision will be based on the personal circumstances of the person in question. If it was me, I will migrate. However, I think it is far fetched to say people working for TOTAL want to migrate to Canada. From personal experience and first hand information, what they want to do is move their family to Canada while they remain in Nigeria working. I know more than 50 people doing this. They are not afraid for themselves as they make more money in the oil industry in Nigeria. They just want a plan b for their families. For most of them immediately they lay hands on the Pali, the family moves back to Nigeria. Talk about having the best of both worlds.

My advise will be that if you are struggling in Nigeria, by that I mean you don't earn at least $60,000 equivalent annually in Nigeria, if you have the opportunity to make a planned move to a good country, please go. I am not saying people should migrate illegally as that would be hell on earth. You don't want to subject yourself to that trust me

I don't talk carelessly. You can glean through my posts. I know people personally considering above. The person who got into shell in 2013 is one of my closest friends. He sounded incredible to me when he proposed his plan to relocate citing exchange rate and quality of life as his excuse but I still disagreed with him. What put him in that mood was his recent trip to Houston on vacation. He met a former classmate of his working in same company but in that state and the quality of their lives was world apart. He is trying to see if his years of experience in Nigeria will give him an advantage in getting a similar job in Canada or US and he will zoom off. The Total person is his own friend and neighbour in PH. He is the one who posited the Total person as another example of someone considering something similar.

I don't need to agree with them but I had to tell these liars here who claim 400k can build houses, buy cars and build empires and tender it as reasons why someone earning same in Nigeria should not consider migrating.

youngestland:
ok enough of all this let me break it down for you one by one

1year I saved 3.6million I put this money in treasury bills I was given 360000 = 3960,000

2nd year I saved 3600000 +3960000 =7560000 treasury bill 756000=8316000

3rd year I saved 3600000+8316000=11916000+ tbills 1191600= 13107600

4th year I saved 3600000+13107600 =16707600+tbills 1670760=18378360

5th year I saved 3600000+18378360=21978360+tbills 2197836= 24,176,196

I bought a land for 14million I buillt my 3 bedroom flat with around 5million (then 6inch block was 120 cement was 1200 to 1300) I am left with 5 million I bought a car 1,850,000 left with 3million used it to start the other flats for tenants four years after I am almost done I will rent those flat for 800k each 3bedroom


now please I want you all to dispute this I am tired of all of you telling me its not possible this is something I did wella
abi you want to tell me an area where you buy a plot for 14million 5 years ago is not an ok area or where you let out 800k for 3bedroom in lagos is not good enough and mimd you some go for 1-1.2mil its just because of ky space thats why I am letting it that price

thats the calculation over to you all

How is 400k 5 years ago the same as 400k today? Do you realize that 400k in 2011 was equivalent to $2600 while it is $1000 today?

Any plot of land you acquired for N14M today would have been like N2M or 3M five years ago (If I am not being overly generous).

Then you spent 5M building a property on land you paid 14M for?

Mehn, I don't want to look like I have a personal axe to grind with you but your calculations just appear too mechanical. You mean you waited till the end of each year to get your 3.6M and then had enough time to add it to the cumulative of previous years just in time to procure Tbills with it etc. And still count it within that same year?

You try.

Pidgin2:
Five years ago he could conveniently build a house with that amount, depending on the state of course the type of house e.g one bedroom, two bedroom apartment etc


How will you believe when you are there roasting, you don't need to be rich to own a house in Nigeria, even with N100K steady monthly income some people have been able to save up and own their own house, it depends on the state they live and the way they save(the cost of living varies in states)

I can't waste my time responding to this. You can't see past your nose. Keep spewing your delusions of grandeur. Only you believes your tales by moon light.

Babaelemu:
I'm not defending anybody and in all my postings never did I agree you can build a house for 400k naira.

The argument is if you have a 400k job back home and you are 35 years it is advisable to stick to it and think out of the box than traveling out for uncertainty.

Life is too short at 35.

Ok better. Now I can have a meaningful convo with you.

My advice to the person was based on how he was feeling. If he was certain about his decision, he would not have come here to ask for advice.

I can't remember the initial post and I am too lazy to re-read it but I remember he said he had a 4.0/5 in a Nigerian Uni and is unhappy with life because at 35 (and earning 400k) the person is not up to much especially since the company he works for is an indigenous servicing company.

In developed countries like Canada and US, 35 years is not too old for a new job or career. In Nigeria, being 25 now seems old. KPMG and PwC think you are too old at 26 and Shell and co say you should be younger than 30.

The oil sector is erratic and has experienced ups and downs. Whenever such happens, guess who suffers first? Servicing companies especially the indigenous ones. So he could be there and God forbid oil drops again to under $30 he could lose his job and struggle again to get a new one.

He is intelligent. A 4pter in a Nigerian school is intelligent enough and if he applies himself well in Canada he can do well in his MBA and get a good job. Hardwork pays in such countries. Someone I heard about earns $9000CAD per month working on a rig. He used to work in bank in Nigeria before but he quit and tested the waters over there and he is better for it.

I am not saying there would not be miraculous stories of people who had less than 100k and made it big in Nigeria. While most will be thieves who pilfered from govt coffers there would still be a minute few who made it legitimately but how many will they be compared to those in those countries I listed above?

That is why I recommended what I did.

Manutd19:
To think most were reading to much in the cavs struggle during the regular season and saying they won't have it easy this time around in playoffs. Lol
They are the best team mehn. When you have James, you automatically become the best team.
If they want, they can sweep either Celtics or Wizards.

Calm down. You beat Pacers and Raptors 3 out of 4 times in the regular season as well.

When you have Bron and win you become the best team. But when you don't win, you blame the other players for not stepping up or being injured. Una try.

Babaelemu:
No I'm against feeding false information your writes up sounds too good to be true and could mislead others from reality.

No doubt america is a great country if you have paper to work and reside legally. But you painted it so easy as A,B,C and your stories were made on base you "heard" and it pointed out no facts that's misleading.

Instead of all these piffle above you cannot refute the fact that someone who earns $120k a year can afford $60k to purchase a property in Nigeria. You cannot argue with the fact that someone who finished her MBA in 2014 could get a job with Amazon and earn that high. You cannot even refute the fact that someone who got in 2012, got work 2014 can be a greencardholder by 2017.

The only thing you have working for you is your delusion that I painted a rosy story about the US yet you are defending a charlatan who claimed he built houses with 400k. To you, such a person is not selling a false reality about Nigeria.

Well done.

Babaelemu:
She had h1b visa for how long before being granted green card? Remember that person traveled 2012 on student visa I assumed. Got a job in 2014 her employer filed for h1b she got it so tell me when did she acquired green card.

Because you must have had h1b for 6 years before applying for green card (permanent resident) so if she got her hb1 in 2014 she could only qualify for green card after 6 years by (2020).

I am not going to explain anything to you because it is veering off from the crux of the matter. Is it that she cannot afford the $60k or what? Let us leave it at that.

6 years for green card? Hahahahaha

Babaelemu:
That's true but let me assume that person is not a citizen yet but a temporary resident using work permit.

There is a criteria and requirement for these set of people against citizens before giving credit to them according to their credit bureau terms and condition there so this particular person might be earning 10k p/m there will have to calculate and minus other maintenances like tax,
rent, transport, feeding, utility, know the number of dependant before concluding if you qualify and additional they will review your work contract, how long you have had your bank account, check your credit history, how long you have been in the country.

So someone who migrated for studies and then got a job of 10k p/m immediately upon graduation and 2 years later could qualify for 120k loan or was able to save 24 million naira sounds like a MIRACLE / FAIRYTALE stories. (That means in the space of 5 years she was able to sort out immigration issues, get a 10k job and have a very good credit score to qualify for such loan/credit) very astonishing.

LOL see all the stupid questions you are asking me because you find it astonishing that someone with an MBA from a good school in California could afford to shell out $60k for a property in Nigeria but are only a hare's breath short of declaring your loyalty to someone else who claimed he built houses with 400k a month?

Pidgin2:
Why are you so pained, you sound like an illegal immigrant, full of regret. Does everyone reason like you? Someone is telling you that with N400K he built houses, with less than that both my parents own lands and houses (which brings income today) so what are you talking about.

With N300K per month God knows that I would be a house owner in 2 to 3 years (all things being equal) You don't know that some people are skilled at maximizing what they have? okay stay there and keep arguing with people who know the system more than you

Your own case is severe because you are a troll. Someone told me they built houses with 400k and I should swallow the prevarication hook, line and sinker? So if someone comes to you now and says they purchased a second hand Bugatti for N1M you won't doubt it?

Pray, tell me when your parents built houses with less than 400k? 1970s or 80s? Which means they were amongst the richest Nigerians of their day or don't you know that that is the implication of your statement?

Do you realize that as far back as 1999-2005 Nigerian budget for roads used to be in millions of naira but today every single project is in billions. Do you think?

youngestland:
I laugh hard this guy still dont understand

how can you be comparing two of the highest paying jobs to my job
bros I know my level and I respect my self if I was a doctor in nigeria and I have that opportunity to move I will quickly move even if my salary is 800k in nigeria or if I am a science student I would have moved atleast with that I can look for one way to switch to one of the STEM courses in usa
imagine if I moved then do you know how many schools I will go to and years I will use to get this your high paying job

bros I am not a big boy atall I still find it hard to pay some bills, my inverter battaries don down I am loking for 200k to replace them its weighing me down is that what you call a big boy

if people with my course goes to usa they will need serious luck( I am an atheist I would have said god ) to be able to earn such high salary
bros lets stop story how many nigerians that left for usa 9 years ago and can say hes worth 100k dollars very very very few this means I am lucky and I made the right choice my own opinion and im happy thats the koko

and bros pls stop abusing we are debating not fighting it shows how pained you are that some people love the country you hate and theres no way my income will be 800k by 2021

Have you seen cleaners in the US riding Prado SUV? Tell me the type of people who use such cars in Nigeria: 400k earners?

Stop comparing lazy illegal immigrants to average legal immigrants in developed countries. With just the right amount of hard work the latter will do well and live well above board in the US. To add to that, their little money over there will be a big deal in Nigeria. $9500 is almost N4M and a Facebook intern earns 8000$ a month. LOL

maternal:
Funny, I've actually seen this. People who worked for Shell relocating their whole family to Canada through the skilled work program. I didn't have the patience but your post says everything I've been saying. The reality is a "big boy" in naija is not even on par with a common person here in Canada/US. Still can't believe this is even a discussion.

I was even saving that fact as my trump card. I know at least 2 people who work for Shell in particular that are trying to migrate to Canada under the federal skilled workers express entry program. The first person has been with Shell since 2008 while the other person has been with Shell since 2013.

Babaelemu:
2014 to 2016 she could save 25 million naira under 2 years na so America easy reach?? Tell me more please.

Hope you know that 25M was about $60k in 2016. Keep acting surprised.

BTW she is a green card holder as we speak. Her company filed H1B for her and she got it.

youngestland:
I made my decision on this calculation and today I dont regret
you dont have to call me a fool because I did not do otherwise l dont know how to exchange abusive words with people so I wont go that way it just show how low one can be

when I made this calculation the dollar to naira was not even up to 150 so I used 200 just incase

please show me the kind of house I will get with 120kdollars

Please the link I posted didnt go above 37,000 dollars a year what made it more was overtime etc
like I said you dont read to understand or you would ask me to tell you how I could able to have a house in a good location in lagos with my income

let me give a clue so you go home and do the maths yourself
firtsly you dont know how many years I am right now, do you think I will still be on 400k in my job by now after all these years... there is no way I would have saved only 18million after 5 years even if I put that money every year in treasury bills it will be more than 18milion after 5 years which I have worked more than 5 years now and my income is more than what I calculated then. Its stranged to you abi..... legal boy building in nigeria oga not all boys are extravagant and pls have you ever met a PERFECTIONIST with a die hard goal please I am one and let me tell you something if I get to 40 still in my job and I dont have something worth more than 40million I can commit suicide thats a perfectionist for you

Oga I am living witness I did it and anyone can do it legally if its strange to yo too bad

You are just bloviating. A medical doctor in the US bought 2 plots of land in Royal Garden Estate in Ajah for 40M a plot in 2013. Today that same plot goes for 55M up. He is one of 4 Medical doctors I know from the US who purchased property from that same estate. How many Nigerian Doctors can afford it?

A friend of mine went to Uni of California Davies for her MBA. This was in 2012. By 2014 she was done and got a job with Amazon in the US. She lives in Silicon Valley and earns $120k+ a year. Last year she acquired a 4-bedroom condo close to Igbuefon (Lekki Phase 1 axis) for over 25M and she has rented it out. LOL. She is working on a property over in the US which she plans to rent out too and she would do this later in the year.

You have property? You earn 400k? LOL. Stop talking like a child. I can deluge this thread with stories of people I know over in US and Canada who came back and purchased properties that they have rented out and guess what? Most of them are borderline average in the US but seem to be giants in Nigeria because of the exchange rate.

Keep seeing life from one viewpoint and be arguing like you have it figured out. People who earn 1.5M a month in Shell and Total are still trying to relocate to Canada and someone earning 800k in 2021 thinks he is a big boy. It will shock him.

Alikote:
43 million american are terribly broke too 2 dollar a day when guy they blow 3 dollar per meal for tasty fried kitchen for nijia why this 43 million no become nurses an earn 70 k

This post is coming from a Nigerian. You guys are so deluded. LOL

Alikote:
Poverty is a state of deprivation, lacking the usual or socially acceptable amount of money or material possessions.[1] The most common measure of poverty in the U.S. is the "poverty threshold" set by the U.S. government. This measure recognizes poverty as a lack of those goods and services commonly taken for granted by members of mainstream society.[2] The official threshold is adjusted for inflation using the consumer price index.

Most Americans will spend at least one year below the poverty line at some point between ages 25 and 75.[3] Poverty rates are persistently higher in rural and inner city parts of the country as compared to suburban areas.[4][5]

In 2015, 13.5% (43.1 million) Americans lived in poverty.[6] Starting in the 1930s, relative poverty rates have consistently exceeded those of other wealthy nations.[7] The lowest poverty rates are found in New Hampshire, Vermont, Minnesota and Nebraska, which have between 8.7% and 9.1% of their population living in poverty.[8]

In 2009 the number of people who were in poverty was approaching 1960s levels that led to the national War on Poverty.[9] In 2011 extreme poverty in the United States, meaning households living on less than $2 per day before government benefits, was double 1996 levels at 1.5 million households, including 2.8 million children.[10]

In 2012 the percentage of seniors living in poverty was 14% while 18% of children were.[11] The addition of Social Security benefits contributed more to reduce poverty than any other factor.[12]

What is the population of US? Over 400M compared to 43M poor people. That is 11 or 12%. In Nigeria, more than 90% of the population live on under 2$/day. That is more than 160M people living way below the poverty line.

If you don't want to make a decision then don't. But stop posting poorly researched articles to back up your decision.

youngestland:
What are you saying absolute rubbish........ you just wasted your time writting this please go back and read carefully again and bros we are not fighting

let me help you small because I dont know how to start I just tire

the man in usa will also have some major or minor expenses too he too will get married he will give birth to children he will also buy cars etc
And please I said let us peg the dollar at 200naira because no one knows what the value will be in 15 years time........and his salary will not remain 400k for 15years now and the same thing applies to the nurse in usa what kind of house will he buy with 120k dollars in usa ........quality of life I can agree with you sir

please people read and understand my calculation, very few people I see understand....
No one is even sure of his life for 15years anything can happen we are just saying
http://www.payscale.com/research/US/Job=Registered_Nurse_(RN)/Hourly_Rate/b6142914/Entry-Level
thats the average salary for a fresh nurse and mr I am not a fool because I did this same calculation when I was 25 and I am not yet 40 I stay in my own built house and presently have another one going for tenants so by the time I am 40 I am too sure I would have passed the 42million mark...... I still changed cars o, and did some expenses. You guys dont know the power of saving and investing

I called whoever made a decision based on the assumptions above a fool and if the shoe fit you, then you should wear it.

You said we should peg the dollar at N200? Why not N1 as that is what it was in the late 80s? Do you see how stoopid your assumption sounds? If you do not know what value the $ will be to the N then any sensible person will do what they call an extrapolation. They would not sit down with their tecno phone and conjure up rubbish figures just to score cheap points.

What kind of house will he buy with $120k? Go to google and do some research. His $120k house will be better than what people pay N75M for in Lekki phase 1. Apart from that, he would have the liberty of paying for that house through mortgage which will provide him more resource-space to do more things with his money.

Did you look at the link you posted up there? What is the average salary for a nurse? See, I don't want to sound harsh but you are leaving me no options. You have built your own house and have one for tenants. Where? In Iyanoba? Mushin? Ajegunle? Mowé? Berger? Those are the only places you would have done that and that is as good as a Frog thinking it is a wild animal. In other words, you are deceiving yourself that you are rolling high. You are just scrubbing a bucket- no offense.

But if your argument is that you are hushpupi or any other yahoo boy then you have a point. If you swindle some maga over in the US or Canada and get some foreign exchange you can build something, rent out and then tell people you saved for it while you where in your parent's house. People tell those confabulations even today.

You changed cars on 400k a month, Saving 300k out of it per month which totalled up to 18M and you built houses and made other expenses? Did you also turn water to wine, raise the dead and feed 5000 men (excluding women and children)?

Mr. YoungestLand, I would not be surprised if you claimed you did all these as well because anything is possible on the internet when you are lying.

When we win without him, Skip Bayless and co will come and say we did not need him etc. When we win because of him, they still rant.

I did not watch the game but like I said before I am happy we are playing the Jazz and not the Clippers simply because every strategy Pop, D'Antoni or Lue might deploy we would experience in a microcosm with the Jazz.

1. Cheap foul calls on KD and Green.
2. Cheap fouls for Hayward.
3. Fouls by Gobert they would call defense.
4. Transition fouls.
5. Shoving Curry and Klay.

youngestland:
Apextitan and alikote leave that matter you guys have derailed too on the subject matter....

I like this subject and it really concerns me I am still in nigeria although I was almost going january I had to sit down and drafted my future in usa and my future in nigeria.

please this is fully My OWN OPINION so dont come and bash me or insult me just correct me expecially does abroad I may not know too well whats optainable there but using my relative has a nurse in usa

now lets do this maths a man 25 yrs nigerian gets a job after school pays him 400k a month he decides he will stay with his parents for a while since its thier house and its very comfortable so every month he spends 100k on expenses and saves 300k in five yrs he has saved 18millon he decides to rent a house when got to 30yrs so lets 100k from his savings thats 200k left now in another 10 yrs he would have saved 24million total now is 42million tell me that guy cant buy a land in a good part in lagos and build a bungalow for himself and build something else for tenants and from there live a good life.......


now at 25 he decides usa he gets going to school getting his papers right and start a good job will take like 5 yrs he is now a nurse start up salary is 3k dolls at 30yrs he decides to save 1k every month in 10yrs he would have saved 120k dolls if he decides to come to nija with the money (lets peg the dollar at 200naira when he decides to come it could be more or less) that means he has 24 million naira

my take on both life is the guy that decided to stay in nigeria is wiser....
This is exactly what I calculated that made me not leave nigeria then and it was too late for me to leave at my age in january when I was to choose again

so the guy saying nigerians dont build houses many bankers at age 40 are staying in their own houses now not to talk of other biz men and oil workers...... I am a living example

1. A man (25 years old) spent 100k but saved 300k per month out of his 400k salary. His parents let him stay with them for 5 years. He saves N18M if he is calculating 5 years from now, he has no idea what value the money will be but he stays put. Meanwhile, N26M which was $130k in 2014 is about $67k today (3 years after).

2. Now 30 years old, he decides to rent a house. So instead of saving 300k he saves 200k and spends 200k a month. How much is rent a year? His expenses per year due to the rent? His feeding? His furniture? Somehow he does not care about all this. He robotically saves 200k a month for the next 10 years and now has 24M to add to his 18M. Bear in mind, he is 40 now. Unmarried. Or married without paying school fees, buying a car or taking care of his wife etc. So he is now 40 and has 42M saved and this 10 more years gone. He does not consider that his 42M which was worth $210k in 2014 maybe worth $105k 15 years later.

3. He believes that money can get him a good piece of land and enough to build something for himself and tenants 15 years from now. When politicians are already buying 4 bedroom condominiums in Ikoyi for $1.658M. When plots of land in Ajah go for 15-25M a plot (in unroaded estates). The only place that 40 year old man maybe able to afford a plot of land 15 years from now will be in Ajegunle, Olodi Apapa, Oshodi etc. He is really planning well.

4. The flipside has someone who went to US to read nursing for a whopping 5 years etc and then gets a job. But Mr Calculator assumes such a person will earn $3k a month which is 36k a year (meanwhile Nurses on average earn 70-110k a year). Meanwhile retired ratings in US earn a non-taxable pension of $2k a month. When Facebook interns earn $8k a month. But Mr. Calculator claims nurses earn $3k a month. LOL.

5. Let us assume his figures are right and the nurse saves 1k a month. In 10 years time, the $120k he has saved is still better than the $105k that Mr 42M savings would have had and if we assume that the $ will be at the N400/$ that it is today 10 years from now, that $120k will be 48M. But remember, that nurse with 10 years of experience will be earning way more than $3k a month but Mr Calculator does not consider it at all.

6. Mr fake Calculator is not wiser. He is actually a fool. He makes wrong projections with wrong values and assumes wishful thinking will make up the deficit. He will wake up age 40 and realize he made a foolish decision and you know what they say about fools at 40?

7. Bankers, Oil workers even hardworking average Joes in US and better developed countries do own their own houses and experience a better quality of life. That proportion is not the same in Nigeria at all. Yes, most oil workers (IOCs and NOCs like NNPC, DPR etc) have theirs at age 40 yes. But bankers are few and far between with a greater proportion living below 400k a month and in rented apartments. The spread and stats just demonstrate that on average, the quality of life favors the person in the US and not the Nigerian.

8. In conclusion, it was good you did not leave for the US as the US does not need your miscalculations and false narratives. Please stay back in Nigeria and "hustle" waiting by and by that one day you'd be appointed the DG of NIA so you can pocket $43M and hide it in your Ikoyi condo. Do not create fake stories to hoodwink an unsuspecting person asking for advice. Thanks.

Sapiosexual, you see?

Rockets could not score in the paint in this game. For some reason the 2 bigs of Spurs pretty much doused every thing that came their way. 103-92 Spurs win without Tony Parker.

D'Antoni, your move.

Birdman, Nenê has legit jumpers?

Spurs vs Rockets seems like a long series.