₦airaland Forum

Cashmadam:
Sorry about the refusals. 2 refusals back to back is a tough one.

First, I noted that your wife's salary is low. That might be a problem - although it was not stated. The truth of the matter is that the ECO always reviews the applicant's financial standing. They want to be sure that the applicant can sustain his/herself in the event the sponsor is unable to provide the funds.

Also, using the money in your business account to fund a trip is a red flag. You should have provided your personal account and ensured you had more than enough funds in it.

I don't know if you can appeal by writing to the UK High Commission. It might be easier to simply reapply next year.

Thanks for your contribution but there are some full time housewives whose husbands wouldn’t allow them to work and yet they are issued visas, provided they are not the ones responsible for the trip. In this case, I am finding the trip and I usually move funds from the said account into my personal account for running expenses and I still got 2 UK visas with the same account. How is it different now and considering the fact that my account balance has been constant for over 6 months with inflow/outflow? Besides, what fraction is 6k pounds to 45k pounds that the money won’t be available for a 2 week trip? Will the account be empty from when the visa was applied for to its issuance? We don’t intend to reapply as it may show desperation but to register our displeasure. It’s not a crime to take my family on a foreign trip so they too can have a firsthand account of how it is over there. My partner is working full time and studying part time on weekends. They have all the evidence in front of them. Please is there a way to write this people and register our displeasure formally as a way of setting the records straight ?

advanceDNA:
Is administrative review now allowed for visit visa refusal??

Don’t mind me. My head is hot right now. I want to file a complaint regardless cos it’s really unfair.

giselle237:
@esdajo… you talked about 5 people.. can you please let me know who the other 4 are and if they got their visas? Where you also sponsoring all 5? From what account pls? Why did ECO say the bank balances monthly were volatile and there was too much demand on the acct to the point that there were very low balances consistently?

The other people are my partner and kids who were refused. I have a visa so I didn’t apply with them aside writing a sponsorship letter and attaching my business documents and bank statement. I also included my previous and current UK visa and Schengen residence permit.

Hello house, I am considering applying for an Administrative Review of our visa application as I am not satisfied of the outcome and it appears as though the refusal was on purpose and as far as I am concerned, it was not justified. The facts are set out below:

So my family applied for a UK visitor’s visa last September but they were refused on the grounds that my partner’s bank statements were confusing. The reason for the confusion was that she was mixing her business money together with upkeep money and her salary which ought not to be.

Fast forward to April 2023 (exactly 6 months after the last refusal), I employed the services of an agent who helped with the calculation of what she spends every month and we ensured that during this waiting period of 6 months, she did not mix her side hustle money with her salary or even family upkeep money which all have different accounts.

At the point of applying, we backed it up with a cover letter addressing the issue from the last application and this time around everything was very clean and there were no mix up here and there. My partner also stated on the cover letter that I am solely responsible for the trip. On my part, I wrote a cover letter explaining the same thing that I am 100 percent responsible for the expenses of the proposed trip and I added my company registration documents, property documents and a 6 month bank statement from October 1, 2022 till March,2023 ending.

The budget was 1,200 GBP per person and for 5 people, which includes me, it would be about 6K GBP. Meanwhile, the business account had up to 45K pounds at the point of reapplying and during the 6 months period, there were inflow/outflow with the credit side being NGN30M and debit side NGN26M. Moreso, from the previous application to the last one, the account balance was almost the same (region of NGN25M) which shows that the money is readily available should the visa be granted. However, we got a refusal on the basis of my partner’s account balances at the end of each month (despite stating clearly that I am responsible for all incidental expenses relating to the trip and also, they mentioned that the money in the business account may not be available for the trip. This is disappointing to say the least because it’s the same account I used in procuring my 6 months and 2 years UK visas with no issues. They are also aware that I have 100 percent control of this account because I got a letter to that effect when I reapplied for my own 6 months visa after my initial refusal which I was later granted. Please I need advice on the best way to approach it because reapplying is NOT an option as it appears its deliberate and I need to set the records straight however long it takes.

Good day all,

Please I would like to know if the Barter by Flutterwave virtual cards have started working again for online payments? Thanks in anticipation.

Thank you very much for the input.

alert20:
Nope... Just print it out and take it along on your biometric date ✌️✌️

Good morning everyone,

For someone who opted for the self-upload, does one need to upload the visa application checklist as well or one only needs to show it to the TLS people on the day of biometrics submission? Your inputs would be highly appreciated.

Try it again around 2 am or so when new dates would have been released. That was how I got dates last week.

bigheadday:
Good day friends, I am trying to book for an appointment for biometrics with TLSContact for UK Visa. Although i can see dates that seems open but i can't click on them to book a session. Pls is there anyone who can share with me information on how to go about it? Thanks mate

Thanks for your contribution. I am a businessman and not a salary earner, so transactions are always going on in my accounts regardless of what time of the month it is. Also, I am acting as a sponsor for a family trip and March through August is already 6 months and I was just wondering if uploading the bank statements as it is now will have any negative effect since the biometrics is in 3 weeks time.

Ashirioluwa:
In response to your question, I don't think it matters.

However, I would delay uploading my bank statements if I knew that my next monthly salary would arrive a few days before the biometrics.

After my salary has been deposited into my account, I will upload my bank statements to show recent transactions.

Good afternoon everyone,

If someone opts for self upload instead of the assisted service at TLS, would it make any difference if one uploads all the documents in support, including bank statements 3 weeks prior to biometric submission or MUST one necessarily wait until a few days to biometric submission before uploading those documents, most especially the bank statements to show availability of funds for the propsed trip? Please, advise.

Wait until it’s exactly one week from the day you got your refusal email first. Then check around 7pm.

viqueta136:
Hello, so sorry about the outcome of your visa application, you should call UKVI to find out when your passport would be sent to VAC. Please what was the category of your Visa?

Hello everyone. Can someone approach TLS contact for passport pickup one week after refusal email was received or one MUST wait for the pickup email from TLS Contact before going to their office? Please anyone with a similar experience should please advise.

You have a point but then, I reapplied a month after my initial refusal last year and got the visa the very first time before renewing for 2 years a few months ago. The application was for my family as I am resident in the Schengen region already. I dont see anything wrong rescheduling the travel plans as one can apply 3 months ahead of schedule considering the delays being experienced. Its just a simple reason which we intend to address with evidence and a detailed explanation in the cover letter....upkeep money was moved into partner's salary account for withdrawal with ATM card and they want to know where the extra money is coming from since its supposed to be a salary account.

geolan:
It is not advisable to reapply immediately. Take time out to address the reasons for refusal before reapplying. Don’t seem desperate to them

Good mornign everyone,

So we got a refusal email last Wednesday, August 24 and we intend to reapply immediately. However, we are yet to receive the passport collection emails as of today August 30. Should we just to to TLS Ikeja to check if the passports are there already as we don't want to pay another visa fee when we havent received the passports. We are also trying to book on time so as to get a biometrics submission date in September since it takes an average of 9 weeks for standard visitors' visa applications to be processed and the trip is for this Christmas. How best do we go about this? Any suggestion(s) would be appreciated.

Good morning everyone. Please I need a response my Nairaland family.

esdajo:
Good day all. How long does it take to get a pick up email after receiving a refusal email? We are thinking of making the visa fee payment so we can start looking for available dates for biometrics but we are being careful not to be stuck since we are yet to pick up our passports. Any advice on this?

Good day all. How long does it take to get a pick up email after receiving a refusal email? We are thinking of making the visa fee payment so we can start looking for available dates for biometrics but we are being careful not to be stuck since we are yet to pick up our passports. Any advice on this?

Would suggest you declare EVERYTHING however insignificant you may think those figures are. We just got refused for something similar regarding payments entering my partner's salary account from her own account with another bank. This is one and the same person moving funds between accounts o. I can only imagine how they would view payments from other sources aside your employer....best best is DECLARE!

Chimama1:
Beautiful morning All, please I want your opinion. I am using my salary account as evidence of proof but I do a small business aside (Tigernut-milk). Because of bank network I give out my salary account for my petty business.My question is this:

I don't want to say I am doing a side business, what will be a good reason for those little credit like N800- N4000
Please note, I don't make all the time, so I get up to 5 or less payment from different people in a month.. some months there are no credit of my business in my salary account I am showing.

Haaa! Are you really serious about this?

lantrenzo:
Hello Sir,

Please ,I am trying to book an appointment on the TLS website for UK Visa but all the calendar from August 2022 to 2023 is not showing. Please, am I missing something?

Please advise Sir �

Exactly, thanks for the input.

AskGod07:
Eco mentioned her monthly expenses is more than what she declared, your wife should go through her 6 month bank statement to calculate how much she spends on each month.

Thanks ma’am for your input always. Do you by chance have an idea of when we would be asked to come pick up our passports? The refusal emails came just yesterday evening.

Cashmadam:
This appears simple and straightforward. The ECO obviously didn't believe your partner spends just N15,000 monthly on living expenses.

In her next application, I suggest she calculates exactly how much she spends monthly for one year and divide the figure by 12 to get her average monthly figure. That's probably what the ECO did and he/she got a figure higher than N15,000. I don't think there was any other issue so address this in the next application and I'm positive she will get the visa. Good luck!

Exactly 9 weeks ago.

Adetoku3:
When was their biometric done?

Thanks for your input. Yes, I am resident in Europe and I included every single document you had mentioned regarding family ties, proof of income, a copy of my UK visa, bank statements, sponsorship letter and a cover letter. We’re thinking of reapplying and addressing the issue of her expenditure being over and beyond her income as she transfers money into her salary account from the upkeep account so as to use her ATM card to withdraw the monies. The ATM card is actually linked to her salary account which was the only account presented on her part.

JohnZak:
Hi, It appears that you live in Germany and your partner lives in Nigeria or at least applied from Nigeria. In your writeup, you state that you will fully finance the trip yet it seems as though the ECO only had access to your partner's bank statement and not yours. Did she include your relationship with her, your bank statement, your pay slips, employment verification letter, a copy of your UK visa, and information that you were the primary sponsor? If not, I think including this information in a new application may be helpful, in addition to her own financial information. From your note, it sounds like the ECO's reservation was related to their perception that your partner spends more than she earns and so can't reasonably sponsor herself in the UK hence the caveat "you are likely to be refused unless the circumstances of your application change." Including your own information may strengthen a new application as it will show that her funding while in the UK will be covered. It is not inconceivable that a family member who lives in Europe or the US sponsors a trip of another immediate family member to Europe/US.

Hi all,

So my family applied for a UK visa for a trip that would be fully financed by myself and here is the refusal letter my partner got this evening:

Dear

Your application for a visit visa to the United Kingdom has been refused.

What this means for you

Any future UK visa applications you make will be considered on their individual merits, however you are likely to be refused unless the circumstances of your application change.
In relation to this decision, there is no right of appeal or right to administrative review.

The reasons for this decision are set out on the next page.

Yours sincerely,




YV UKVS

REASONS FOR REFUSAL NRA v 1.0

You have applied for a visa to visit the UK.
In deciding whether you meet the requirements of Appendix V: of the Immigration Rules for visitors (https://www.gov.uk/guidance/immigration-rules/immigration-rules-appendix-v-visitor- rules), I have considered:
• your application and any additional relevant information you have provided with it
• your immigration history

The decision
I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) 4.2-10 of Appendix V: Immigration Rules for Visitors because:

• You state that you wish to visit the UK for 8 days for tourism.

• You have indicated that you are employed and spend 15,000 NGN (£30.12 at Oanda.com, 21/08/2022) per month.

• In support of your application, you have submitted a personal bank statement in your name from Sterling bank (account ending xxx3340). From this, I note that you regularly spend much more each month than the amount you stated in your application. There is no explanation for this. Therefore, I am not satisfied that you have given a reliable representation of your personal and financial circumstances.

Given the above I am not satisfied that your intentions in wishing to travel to the United Kingdom or that you will leave the UK at the end of your visit. Your application for a visit visa has been refused under paragraphs V4.2 (a) and (c) of the Immigration Rules.


Please I need your input on how best to go about reapplying. I already renewed my UK visa and I currently have a 2-year visitor's visa and we were supposed to go together as a family. Any input would be highly appreciated!

...

Thank you very much ma'am. Will do as advised.

Cashmadam:
You are going to confuse the Visa Officer. Keep it simple. Your wife is an adult. She should submit all her documents relating to her job and her account statements. If you are sponsoring her, do that 100%. If she has enough money, let her sponsor herself 100%. Don't attempt any patch-patch sponsorship that will end up confusing the visa officer. They don't like long story or complicated situations. Leave out company account etc. Even I got a bit confused reading your message.

The trick is to keep it simple. They expect adults to sponsor their own trip (unless you are very old and not working).

Good evening everyone. Please I need your inputs to my post below. Thanks.

esdajo:
Good morning all,

So, I'm putting in a family visitor's visa application for my partner and daughter. I already have my own visa and I would be the one sponsoring the trip 100%. My confusion is that I have a registered company as a self-employed whilst my partner is working in a school but not earning much, hence the reason for me sponsoring the trip but her payslips and salary account are all intact. However, she's also listed on the CAC documents as one of the two directors of the company but I have declared in a previous visa application that I have sole access to the funds in the business account. What does she fill on the part of the visa application form where she's asked how much she has in savings? Can she declare her normal income, state the amount I am putting in for the trip and still claim she has savings (in the business account solely operated by me) or she should just fill in that she earns x amount of money from her job and that I am the one sponsoring the trip without laying claim to the savings in the business account? Assuming she can lay claim to part of the funds in the business account as her savings, would it be on the basis of her percentage of the shareholdings in the company? Kindly advise.

Good morning all,

So, I'm putting in a family visitor's visa application for my partner and daughter. I already have my own visa and I would be the one sponsoring the trip 100%. My confusion is that I have a registered company as a self-employed whilst my partner is working in a school but not earning much, hence the reason for me sponsoring the trip but her payslips and salary account are all intact. However, she's also listed on the CAC documents as one of the two directors of the company but I have declared in a previous visa application that I have sole access to the funds in the business account. What does she fill on the part of the visa application form where she's asked how much she has in savings? Can she declare her normal income, state the amount I am putting in for the trip and still claim she has savings (in the business account solely operated by me) or she should just fill in that she earns x amount of money from her job and that I am the one sponsoring the trip without laying claim to the savings in the business account? Assuming she can lay claim to part of the funds in the business account as her savings, would it be on the basis of her percentage of the shareholdings in the company? Kindly advise.

Thank you very much ma'am...most obliged!

Cashmadam:
Your daughter is a minor (I believe) and she's not expected to have savings. So, just indicate that she doesn't have any savings.

For her, simply include your statement of account to show where the funds will come from. It's pretty simple for minors.

As for the savings, do I have to indicate that under the "Your income and savings" section for my daughter who is underage and not working or should I just select the "I do not have any other income or savings" and then under the space for comments, I can then stress the saving from which the funds would be drawn from in addition to attaching the evidence? Please advise.

Cashmadam:
- ok, that's fine. I assumed you will stay with someone and have accomodation sorted. Apologies for that assumption. In that case, you can bump it up to about 1,600. But make sure the figure is realistic viz a viz your income and savings.

adelejane:
@cashmadam is right, i stated 5 times my monthly income and wrote a letter stating i had saved for the trip and attached evidence with source of funds.

I had a very good balance in two savings account which i added to support my application. My daughter's visa is ready and my son and i are still waiting and hoping for good news this week.

As for the savings, do I have to indicate that under the "Your income and savings" section for my daughter who is underage and not working or should I just select the "I do not have any other income or savings" and then under the space for comments, I can then stress the saving from which the funds would be drawn from in addition to attaching the evidence? Please advise.

Thanks for the contribution. Success in your application as well.

adelejane:
@cashmadam is right, i stated 5 times my monthly income and wrote a letter stating i had saved for the trip and attached evidence with source of funds.

I had a very good balance in two savings account which i added to support my application. My daughter's visa is ready and my son and i are still waiting and hoping for good news this week.

Thanks once again ma'am. Most obliged!

Cashmadam:
- ok, that's fine. I assumed you will stay with someone and have accomodation sorted. Apologies for that assumption. In that case, you can bump it up to about 1,600. But make sure the figure is realistic viz a viz your income and savings.