₦airaland Forum

Mamatukwas:
Lol so what do you use it for though? Someone on a different platform swears by it. Looked it up and not sure if it’s a savings only platform or an alternative to etoro etc. I don’t want to be a fore runner

Leamington:
Goodmorning House

I recently arrived in the UK on a dependant visa. Please what's the best risk free investment, with reasonable interest for an initial investment of £20k.

I checked the banks bonds and some bank investments, their rates are horrible.

Any advise pls?

20k seems too small for a riak free real estate investment coupled with the fact that have zero experience on that. Crypto is entirely out of my option.

Jbloc:
I'm not entirely sure what you mean buying at premium and selling at a loss.
There is equally no guarantee an old build will appreciate in value in 2 yrs.
After 2 years, your deposit and your monthly equity is intact. If house appreciates, it's a plus. My point it's a better savings, than waiting 2 extra years to save money for an old build. The rent you are paying for 2 years, is effectively saved to buy your old build and build your portfolio

Jbloc:
I beg to disagree.
The are both the same scenario, with HTB is even better
Person 2 can sell off his Help to Buy house in year 2, pay off his government liability and buy an old house. He has effectively used the interest free loan to get a leverage.
No point to wait an extra year and be paying rent, leverage the loan and get on the ladder.

Jbloc:
No oga.
You can remortgage, sell or do whatever you want on the house. You can pay off your loan early too, irrespective of the current house value. Its all a win-win situation.

AirBay:
Seniors please I need answer to this.

Is it possible to convert from a dependant visa to Tier 2 assuming the company is ready for 5years sponsorship?

missjekyll:
There used to be an Erasmus grant scholarship. You could try that.

Chukwuka16:
[b]

I haven’t lost hope in Nigeria, I am just being woke. It is better to be safe than sorry and with these few words of mine, I hope I have been able to provide you with sufficient information to further support your decision-making process with regards to divesting from Nigeria.

EngrSaks:
.

Vanguard is pretty good with index funds as most of their index will give you a return of at least 7% per annum

wallg123:
Just seen this on Instagram...Is the federal government trying to trick us or what’s happening here ?
Somebody else should verify. I’ve been on cbn website but can’t find the information

justwise:
Yes you can buy now but i rather watch it to see how low it will fall, if you want to build your portfolio then you need to buy and sell else your money will not work for you.

It makes no investment sense to buy a share and watch it grow and refused to sell when the share is going down.

I remember buying a penny share when it was $3 and within a week that share went up to $12, i set an alert on it and the moment it started dropping i sold a number that represents my return then reinvest it in another share. That share hasn't moved much since then.

wonlasewonimi:
For investing in startups, I use crowdcube and seedrs

Captaincool1:
good day all,

please which method of payment does NARIC use

also how do i get a letter from the awarding institution to confirm that the degree was taught solely in English. This letter should be produced by the central records office / registry. Letters issued by affiliate colleges are also acceptable. please how do i go about it cos the university are on strike.

have got my certificate and transcript.

thanks

Dfazz:
I have tried all of them and i am still ineligible, could this be due to I have not lived in UK up to 6 months