₦airaland Forum

bigtt76:
@Lexusgs430 @justwise Please aside device contract with the mobile operators, where else can one get a phone buy on contract? For context, I got a good sim-only contract with my operator but they don't offer the phone type I'm looking for - Xiaomi? Klarna say dem nor fit find me

Also what advantage if any buying from the operator over an independent source?

Folabifreeman:
How do you apply for credit card as an international student with no work experience

Lexusgs430:
https://custodianplc.com.ng/custodian-life-assurance-limited

orlabot:
Good evening everyone. Pls I want someone to give me a brief estimate of the percentage of tax and NI that is supposed to be deducted from the gross income of someone earning a gross amount of 860 pounds per week( working 10 hours daily on an hourly rate of 11.45 pounds) for 6 days a week.

I want to knw dis because I realize that I'm charged an exurbitant amount weekly which is more than the stated 20% I used to hear.
Thanks

BuildingProject:
Thanks for the highlight.
What if the dependant of a tier 2 holder leaves the country, Does he /she still qualifies for ILR?
Or both of them needs to be in the UK for the whole 5 years?

BuildingProject:
I don't think it's going to reset. Cause the rules says for as long you're on a valid visa and residing in the UK legally, then you qualify for it. That is my own opinion but if it's written anywhere, let the elders post it.

Viruses:
For the lifetime ISA where I get £1k per annum if I save the max of £4k per annum in the account. For the second year, am I to put in another £4k to get the second year's £1k or the first year's £4k will give me the second year's £1k?

I.e year 1: I put £4k, get £1k. Total = £5k.
Year 2: I put in another £4k, get 1k. Total = £10k

Or

Year 1: I put in £4k, get £1k. Total = £5k.
Year 2: do nothing, get £1k at the end. Total = £6k?

jum33:
Ok ,thanks .And what are the dos and don't rules of having this kind of credit card.

MrMash:
Is there a way to make transfer to UK bank account from Amex card or make cash withdrawals?

koonbey:
Amex now issues Shenghen visa?

jum33:
Hello family,
Is a skilled worker that has spent up to 4 month eligible to own a credit card and if yes, what are the options of credit cards available

chimexview:
Good morning everyone,
As a student in Uk how easy is it to get a schengen visa and the process to get it?

Thanks

sholadele4:
Happy sunday my people. I just recently moved to the the UK with my family. I need suggestion on the best and pocket-friendly data plan.

missjekyll:
Guys, I have just had a query about something. Can a Nigerian resident in Nigeria have health insurance in the US?

Please help with answers as I have no idea.

Lexusgs430:
Did you ask if relationship with the dependent, is still solidly solid.........

E get why o ...........

Wirral:
I am currently working as a 3.5ton van driver for a company, pay is good. I have a dependent visa, do you think they can help me extend it?anyone?

OSCARTM:
A couple needs an advice relating to Tier 2 visa.

Wife got Tier 2 visa with her family, after 2years Husband also got a job with Tier 2 sponsorship. Wife intend to change her career and join husband on his Tier 2 visa.
If the family switches to husband's visa, will the 5year journey to settlement cycle reset at that point? or will they still be qualified for ILR at the end of the 3rd year on husband's visa? (considering that they've already spent 2years on the wife's visa)

lightnlife:
How does name adding works for bills like Water, Gas, Council Tax?

hustla:
Yes the sim only contract will help

I just would like to retain my old number hence the reason for asking about the plan

I might just wait until the plan expires before migrating

Many thanks

hustla:
Thanks!

I'm currently on lebara, if I move to O2, will my current plan move there?

I doubt you'll be able to. You'll have to take out a new plan with O2

Does the overdraft help in any way?

Yes it does if used sensibly, it's a form of credit so your bank will report your usage to credit reference agencies.

hustla:
Hello My Ogas

I have a question

To build up credit without going the CC way, which one is the most advisable or the best option to speed it up

- Buying and paying items using PayPal credit (3 times payments)
- Changing from maybe Lebara to O2 contract plan
- Using the Monese credit builder option for 1 year (costs around 7GBP per month)

Kindly advise

Thanks!

Pearlyfaze:
Thank you mma Ticha.
We will buy together. Na to look for Village to call home in the NorthEast be that.

Please do you know if we can transfer our esusu money into our LISA account, Like Block £10k at once without issues.?.

Nor vex say i dey ask to many question.

Bourne007:
I think he meant 20% .. . Obviously once you pay off the loan before interest kicks in, you owe govt nothing

Pearlyfaze:
Thank you for your advice.

Will I still pay the 25% value of my property even after returning their money.

Pearlyfaze:
Good evening ancestors.
Thank you for all the advice and survival tips you always drop here for us.

Please na property advice I want this time.

Please I need to know which is better between the following
1. "Help to Buy Scheme."
2. Shared ownership.
3. Saving up my 10-20% Deposit.

I understand that for a Help to buy, one do not pay interest for a certain number of years.

Is it OK to pay the Government HELP off within the non Interest paying year, if one is able to do so?.

Secondly, Is the help to buy scheme classified as Public FUND as we are not entitled to public fund.

Thank you dear worthy ancestors.

ukay2:
Madam Ticha, oga Lexusgs430 etc

What's your advice on LISA first time house buyer...can l sell the house or rent the house if l am moving to another city without losing the government 25% contributions with the LISA funds used for deposit for Mortgage. If am going to lose the 25% government contribution to the LISA, then I am thinking of getting my 30% deposit myself and pay for Mortgage so that I can still sell the house or rent the house if am moving out of the city. Then continue to contribute to the LISA account until at retirement.

Your opinions please

Phayie:
Check your dm

Phayie:
I don't know how this stuffs work pls kindly send me Whats App message on +234 7 0 3 3 4 3 9 7 8 7

Phayie:
I used somebody's revolut referral link. I've completed 3 transaction kindly check your account and send me my own token

Viruses:
Who has referral link to any bank that offer virtual card that I can use and destroy. I've been helping folks make payment lately and I have to take extra care to uncheck 'auto renew'. I don't want to take chances again so I just need a card that I can use and destroy.