₦airaland Forum

optimusprime2:
I thought Brahim Diaz or Salah would be on that list to make it even tough...

Lukman has no challenge as it is...

Salah is coming for 2025

Zonefree:
No strong contender.

Ademola Lukman Onyeka is 2024 African player of the year.

Honestly, it's too straightforward unlike days of Eto vs Drogba

Donaldoni:
Matthew 23:23
23 Woe unto you, scribes and Pharisees, hypocrites! for ye pay tithe of mint and anise and cummin, and have omitted the weightier matters of the law, judgment, mercy, and faith: these ought ye to have done, and not to leave the other undone.

Whether before of after the resurrection is inconsequential.

This message was specific. It was directed to the hypocrites, the Pharisees. That was the only time Jesus talked about tithe

TemplarLandry:
The tithe controversy in the church of God...
You don't wanna know my opinion on it.

Keep it to yourself

emkz:
https://www.thecable.ng/fela-durotoye-i-served-as-tinubus-aide-for-6-months-without-pay/

If you have integrity, you won't work for him even for 6hrs....Shameless man

Truths9ja:
“President Bola Tinubu bought his election” - Daniel Bwala, Special adviser Policy Communication to Tinubu.


https://www.youtube.com/watch?v=DrYuac320zI

Shameless guy...People like this won't get job in the private sector. You can't trust them with the Company's deep secret

malaria:
It's not physical. Let's say you open a business, it flourishes beyound understanding but then you always have to renew your sacrifices.

That’s not money ritual definition. What you ve described is good luck/fortune charm. In money ritual, no job or business is given you money

EmmyMaestro:
Those that have experience should come and tell us

Money ritual is a scam

Islie:
https://fij.ng/article/tinubu-sa-contradicts-presidency-confuses-gcon-with-con-award/

Ordinary copy n paste....e no fit do. He was terrible as a sport minister as well

hisexcellency34:
https://thescrutinyng.com/2024/11/19/leicester-uk-court-jails-four-nigerian-students/

They look older than 21 though

bennybuhari:
The picture speaks volume. The lady that accompanied Indian Prime Minister, Narendra Modi came prepared with work tools, but our man is just sitting idle. Probably got appointed by virtue of party loyalty. Just look at him, looking on while the lady was taking notes.

He's working smart recording the conversation

RandDigital:
"Chidimma's South African accent made her succeed at Miss Universe 2024", South Africans say.

The country is mocking Pan-African politician Julius Malema (seen in the picture below) who suffered a massive blow at the 2024 presidential polls for supporting migration.

Malema is seen looking devastated that Chidimma didn't win despite adopting a "superior" South African accent "to that of Nigeria" - which helped her progress at the Miss Universe pageant.

South Africans also claiming 2019 Miss Universe Zozibini Tunzi from South Africa is more beautiful and iconic than Chidimma.

Picture 3: Chidimma Adetshina 🇳🇬
Picture 4: Zozibini Tunzi 🇿🇦

South Africa has a terrible accent, mixing zulu with English

DeOTR:
Osun request for human sacrifice? Are you normal?

Why do you think ritual killing in SW is on the high

Procashtips:
How did you know this?

Which fast thinking coach have we had that you're basing your comparism on?

Before this current coach, which coach local or foreign has actually performed to satisfaction for us?

There's no coach of us Nigerians didn't complain about or blame for anything whatsoever including substitution.

Nigerians love to think they can do better or know better when they're watching from the sideline, TV or in a beer parlor. Everybody suddenly become a coach as if we are all perfect and experts at our own daily jobs.

It's not about the status of the coach. We watch European football every week and most coaches make sub after an hour especially when the team is under pressure. This is not a rocket science. Making changes that late means your sub might not have time to effect the game plan. I understand you know little to nothing about football. You are forgiven

Sepukku:
You should go ask the people that know Chidinma's father in South Africa wey dey attend the same Igbo community meeting.

They will clarify for you.

Olodo wey no know wetin dey happen for town.

werey chickened out

[quote author=nlfpmod post=132932931]
https://www.youtube.com/watch?v=XqV6_JS4FhI

Calls for Jihad were made in Arabic en mass in Mississauga yesterday following the approval of its Mayor, Carolyn Parrish to hold a vigil for Hamas Yahya Sinwar, despite cancellation.

"Jihad Is Our Path"
"Our Purpose Is Allah"
"Death In The Way of Allah Is Our Best Aspiration" pic.twitter.com/SDT1yMHq6Q

— Leviathan (@l3v1at4an) November 17, 2024

useless set of people, the only religion that always call for war and proud of it

eBARCSMFB:
Here are some practical tips for saving effectively from a monthly salary of 50K to 100K Naira in Nigeria:

1. Create a Realistic Budget

Track your income and expenses, breaking down your spending into categories like food, transport, rent, and utilities.
Allocate a specific percentage (e.g., 10-20%) to monthly savings and treat it as a non-negotiable "expense."

2. Use the 50/30/20 Rule

For simplicity, try the 50/30/20 rule, where 50% goes to needs (rent, food, utilities), 30% to wants (entertainment, extras), and 20% to savings or debt repayment.
Adjust these percentages if necessary, especially if you’re earning on the lower end of the scale, but prioritize the savings portion.

3. Automate Your Savings

Set up an automatic transfer to a dedicated savings account on payday. This way, you save first before you have the chance to spend it.
Consider platforms like e-barcs, Cowrywise, or Kuda in Nigeria, which offer automatic saving options and even interest on savings.
The e-barcs regular savings will help you save your money with an interest of 8% P.A This account is designed for the everyday hustlers, that want to see their funds work for them.

4. Set Small, Achievable Goals

Break down your savings goal into manageable milestones. For instance, if you want to save 50,000 Naira, aim to save 10,000 each month for five months.
Track and celebrate small wins to keep yourself motivated.

5. Cut Down on Unnecessary Expenses

Audit your spending to identify non-essential expenses, like frequent dining out, excessive phone data plans, or impulse purchases.
Opt for homemade meals, cheaper transportation methods, and free entertainment options.

6. Use Savings Challenges

Try savings challenges like the “52-week challenge,” where you gradually increase the amount you save each week or month.
Another challenge could be the “No-Spend Challenge” on weekends or certain days to curb impulsive spending and save more.

7. Leverage High-Yield Savings Options

Consider savings plans with interest-earning potential. Some Nigerian fintech apps offer higher interest rates than traditional banks.
Explore options like micro-investments in money market funds, where you can earn modest returns on your savings.
others can give you up to 10% some 15% some preach on the security of your funds so the interest is usually around 8% P.A eg the e-BarcsMfb, Page Mfb StanbicIbtc etc.

8. Avoid Taking on New Debt

Limit borrowing to avoid adding repayment obligations to your monthly expenses, as debt repayment can reduce your ability to save.
Focus on clearing any existing debt to free up more of your income for savings.

9. Build an Emergency Fund

Start building a basic emergency fund to cover at least 1-3 months of expenses. This fund prevents you from dipping into your savings for unexpected expenses.

10. Take Advantage of Employer Benefits

If your employer offers benefits like a pension plan or savings contributions, take full advantage. Employer-backed savings are an easy way to build wealth without much extra effort.

11. Side Hustles for Extra Income

Look into side hustles like freelance work, weekend jobs, or small businesses to supplement your income. Even a few extra thousand Naira can go a long way toward achieving your savings goals.

No 11 make flaw of your submission. The income is no longer 50k with side hussle.

Ofodirinwa:
continue using yoruba to insult yourself while insulting the tradition and spirituality the language comes from, dead rootless he-beast.
The one you know is Omo Ale because that is your level.

Ole! How many skull are you looking for tonight?

Ofodirinwa:
I wish it was your own head they used except it will be rejected. dead fool

Omo Ale Jati-Jati

Thevoicetman:
Portable meets his Look alike

Watch video

https://www.youtube.com/watch?v=o2WRczmMPSc

Where in the video did they meet?

odejimioflagos:
APC is the party to beat in rigging.

fixed

Ofodirinwa:
Foreigner does Oshun we clap, Nigerian Oshun we run

our osun dey request for human head

Sepukku:
is Onwe Chidinma's third name?

Olodo!

Is it Igbo...yes or no. babu brain

Procashtips:
So you believe it was the late substitution that allowed the defence concede 2 goals in 3 mins?

You are missing the point. Nigerian would have been 2 goals up if the changes were early to change the game momentum. Waiting till 15 mins to change the momentum of the game shows you are slow in thinking as a coach

Sepukku:
Chidinma Vanessa Onwe Adetshina.

You figure it out by yourself.

Is that Igbo too

Unfortunately, Rwanda didn't make it cos the other game ended in a draw

Who locked the thread

Boniface is a fool

Procashtips:
Nigerians!

Are you not watching the game? Which good coach will wait that long, yet kept Boniface on the pitch

TOPCRUISE:
I hate it when people defend local coaches like Eguavoen.

The guy waited till we concede to make changes. Don't know why he waited till 75min. Boniface shouldn't be on the pitch

Basket in goal....those of you clamouring for Okoye, hope you can see

See how your gk was ball watching