₦airaland Forum

Where do you advise for this procedure to be done.

singletech:
Which is the best investment MMF manager I can move my money to please... With higher yield

Sterling Asset Mgt & Trustees Ltd. Good interest rate, ur funds secured with them. Call 08023654347, an in-house person

singletech:
what's there current rate?

Depends on the the amount, you can still get 9- 11%. Call 08023654347, ask any question

EkperemoEgbabi:
NEXT LEVUL THINGZ .
SHEBI DEM WARN UNA?

Try Sterling Asset Mgt& Trustees Ltd. They offer better rates, you won't be dissapointed. You can call this for more info 08023654347

iamoyindamola:
Hello everyone....
plz have anyone heard about Sterling Asset management and trustee
Their Management of special funds and Asset management....Plz I want to know if it's a well secured investment cos dey are offering me a good rate of 10-12% ROI .

Yes, I HV, well secured and am satisfied, you can call this no, if u need more info, 08023654347[color=#550000][/color]

iamoyindamola:
Hello everyone....
plz have anyone heard about Sterling Asset management and trustee
Their Management of special funds and Asset management....Plz I want to know if it's a well secured investment cos dey are offering me a good rate of 10-12% ROI .

Yes, I HV, well secured and am satisfied, you can call this no, if u need more info, 08023654347

SAMTL(Sterling Asset Mgt & Trustees Ltd). Is still doing well at this time, good rate & ur interest paid, no story. You can call 08023654347

Sterling Assets Mgt. Is another good one, to place ur fund . I HV been investing with them for a while now, I HV no complains,with good rate, entry & exit anytime i.e i top up & collect my funds, with no issues. They are offering good rate even at the moment. You can call my contact person, to ask for more info. 08023654347

[b]Financial Freedom is a choice, not a dream,how hungry are you for it.


Financial Freedom is a choice, not a dream. Anyone can be financially free

Are you Financially literate,

Today let me educate you about Mutual Funds:
Likely Questions that comes to mind:
1. What are Mutual Funds
2. Who Operates a Mutual Fund
3. How save is it to invest in them
3. What do they invest in?
4. Why should i invest in them and more

What are Mutual Funds?
[/b]A mutual fund can be defined is an entity that pools cash from a variety of investors for the sole purpose of investing the cash in shares, bonds, treasury bills etc (all together called a portfolio of investments). The profit derived from the diversified pool of investments are shared to investors in the funds annually or semi annually or as stipulated in the fund prospectus.
[b]
Who Operates a Mutual Fund
Mutual Funds are operated by professional investment firms made up of people who are savvy with the money and capital market. Mutual Fund, like in Nigeria can be operated by the Investment arm of banks, stock brokerage firms, investment banks etc.

How is it different from a stockbroking firm?
A stockbroking firm is simply a company that on your behalf hand instruction uses its license to buy and/or sell shares on the stock market. With a stock brokerage firm you give them an instruction to buy or sell shares of your choice. You also keep tabs of the performance of your stocks on a daily basis and monitor its performance independently. For a Mutual Fund however, they determine which Investment decisions to make rather than you giving instruction as to what shares should be bought for you or which you intend to sell. The shares you buy with the Mutual Fund is that of the fund and not that of the companies quoted on the stock exchange or indeed any quoted investments.

How save is it to invest in them.
They are been regulated by CBN as well as Securities and exchange commissions (SEC)

What do they invest in?
Mutual Funds mainly invest in broad and diversified pool of investments. However these can be grouped into two;
A – Money Market
B – Capital Markets
Money Market-
Example of Money Market instruments are Treasury Bills, Certificate of Deposits, Commercial Paper etc. These instruments are mostly debt note with a promise to pay a stipulated interest rates and the principal at a predetermined date.
Capital Markets
– Capital Markets are markets where Bonds, Stocks (Shares) are traded on a daily basis. So, a Mutual Fund can also use your money to invest in stocks and bonds. For example, when they invest in shares they hope that the value will appreciate thus increase the value of their fund or making them a nice profit when they sell the shares.But please note, most mutual funds usually outline the type of investments they hope to invest your money in. This can be found in their prospectus


How Much Can I Give them?
Mutual Funds typically have an investment band depending on the nature of the fund. Some can be as low as a minimum of N5,000, whilst some can be N100,000 and others N1,000,000.

Is it Profitable?
Like a every other business Mutual Funds are also exposed to the same risk and rewards that can determine whether they make or loose money. But since no business originally sets out to loose money they will often tell you that they are profitable. However, you can know how profitable a mutual fund is or can be if the fund owners already have a history. Most of the managers already have experience in running funds and so must have track records of their performance in the past. It is also important that you look at what type of returns they intend to offer to their investors.

What kind of returns can I expect?
This depends on the your risk appetite. For example,if you have N100k and think you can invest it in any business of your choice and get a profit of N20%, then investing in a mutual fund that promises 14% returns may not be a good idea for you. The return a mutual fund promises you should also be compared to returns one can get on risk free investments such as treasury bills etc. For example, if a Mutual Fund promises a minimum return of 12%pa and Government Pays interest of 14% on Treasury Bills,which is not stable then investing yourself may just be a better idea. In general mutual funds will typically offer minimum returns that are benchmarked above inflation rates.

Are my returns tax free?
It depends on the mutual funds you are investing, some are tax free while others are not. Do before investing on mutual funds find out if it tax free or not and compare the benchmark rate the are giving you with the tax.

What are open and closed mutual funds?
Open Ended Mutual Funds are funds that are open to continuous issuance of shares to investors. Operators of the fund continue to issue shares to the public to buy into the fund. Investors in the fund who do not wish to participate any further will simply resell their shares to the fund at the subsisting Net Asset Value. They can also reinvest in the funds whenever they want. Some Open Ended Funds also mandate you to keep your money with them for a specified period of time before you can sell or request for your money back. Open Funds are very common.
Closed Ended funds on the other hand are funds that have limited number of shares that are sold at the initial public offering (IPO). Once the IPO is over, the fund closes sale of its shares to the public. Being a regulated fund, the shares are traded on the stock exchange like the shares of any quoted company. So, if an Investor decides he want his money back he will simply put up his shares for sale. The share price of a closed fund are determined by both the Value of the Portfolio as well as the sentiments of investors towards demand and supply. This is unlike the Open Funds that are determined by simply dividing the value of the portfolio by the number of shares issues by the fund.
Why should i invest in them.
1.Mutual Funds afford people who do not have the time to invest in the money and capital market or do not know much about the business of buying and selling securities an opportunity to invest and make money. It also gives them an opportunity to save for the future. By investing in mutual funds you have an opportunity of investing in a portfolio of heterogeneous instruments rather than having your money in just one basket. For example, your N200k investment in a single mutual fund can represent an investment in bonds, stocks, treasury bills etc.
2. Save for Building project or to acquire a Land
3. Save to start up a business or business expansion
4. Save to further education, or children's education
5. Save for that dream wedding or vacation
6. Set aside funds for other futuristic goals

Which is best for me?
This is a matter of personal choice and risk appetite. Closed Ended Funds are regulated by the Securities and Exchange Commission as well as the NSE. They play by the rules set by the regulatory authorities. Their share price are also published daily on the pages of Newspapers and can also be found on the internet. Open Funds are mostly unregulated and are not traded on the floor of the stock exchange. They are mostly floated by reputable organisations with a track record for performance.

Congrats, you read it all. Do you have any questions, or you want a recommendation on which of the Mutual fund providers, do me a mail on:
fianancialfreedomliteracy@gmail.com

PETERiCHY:
SCAM ALERT

why dont you find out, before jumping into conclusion & misleading others

Alumnus:
I intend to constantly invest a certain percentage of my salary on stocks for few coming years. But am confused on whether to make individual investment or go through Mutual Fund managers. I have been investing individually with my small funds before now but haven't tried mutual fund before.

Please your experiences and advice on Mutual funds in Nigeria will be greatly appreciated.

Why dont you invest in mutual fund, i personally invest in it, try, Sterling Asset Management & Trustees Ltd, they are great, with wonderful interest rate & your funds are save with them, you can call:08023654347.
Visit their website:https://www.samtlng.com/

glorie1414:
Stanbic is 12.63% as at today. you guys shouldn't complain o.

Even stanbic has not reached 13% for the past 3 months and now but FBN and United Capital has been on 13.

why dont you join the moving train Sterling Assest Management & Trustees Ltd(SAMTL)
https://www.samtlng.com/
call:08023654347 for further information

senit:
good morning house
my Stanbic mutual investment digit has being stagnant since last week
no interest has being added to it pls is anybody experiencing this too

why dont you join the moving train, sterling Asset Management & Trustees Ltd.
https://www.samtlng.com/
call 08023654347, to clear your doubts

glorie1414:
Stanbic is 12.63% as at today. you guys shouldn't complain o.

Even stanbic has not reached 13% for the past 3 months and now but FBN and United Capital has been on 13.

@ sterling Assest 13% interest is sure, no fluctuation, like weather
https://www.samtlng.com/
call me 08023654347, to clear your doubts

yak:
Ur website and/or physical office??

https://www.samtlng.com/
7, Alfred Rewane Road Ikoyi or call 08023654347

Let me introduce to you to SAMTL(Sterling Asset Management & Trustees Ltd.) formerly NAL Asset Management and Trustees Limited) was incorporated on September 5th, 1985 as a Private Limited Liability Company and registered by Securities and Exchange Commission to do the business of asset management and trusteeship.

At SAMTL, our essence comprises of first class Asset Management services,Trusteeship and Property,Asset Management,Portfolio Management,Fund Management, Management of Special Funds.

We have various investment solutions, specialized to suit your investment needs, but there's one that i know you will benefit immensely from, where you will receive 13% interest of your funds with us. This one is far more than any other investment plan you can think of whether T bill or gov.bonds. No withholding charges, No penalty for withdrawal before maturity date, you get both your capital and the accrued interest, intact, no story, & wait did i forget to tell you that the interest is a compounding interest. Don't keep your money where all sort of inconsiderate charges will be deducted. Rather than have it deducted why dont you let it keep yielding. For more information and enquirers give me a call or whatsapp me on 08023654347 cheesy

Saving is never enough, Investment is the key.
When you know, you know, if you don't know you don't know,Information is the new currency.

Do you want Passive income( want your money to work for you while you sleep) grin this is for you

Let me introduce to you to SAMTL(Sterling Asset Management & Trustees Ltd.) formerly NAL Asset Management and Trustees Limited) was incorporated on September 5th, 1985 as a Private Limited Liability Company and registered by Securities and Exchange Commission to do the business of asset management and trusteeship.

At SAMTL, our essence comprises of first class Asset Management services,Trusteeship and Property,Asset Management,Portfolio Management,Fund Management, Management of Special Funds.

We have various investment solutions, specialized to suit your investment needs, but there's one that i know you will benefit immensely from, where you will receive 13% interest of your funds with us. This one is far more than any other investment plan you can think of whether T bill or gov.bonds. No withholding charges, No penalty for withdrawal before maturity date, you get both your capital and the accrued interest, intact, no story, & wait did i forget to tell you that the interest is a compounding interest. Don't keep your money where all sort of inconsiderate charges will be deducted. Rather than have it deducted why dont you let it keep yielding. For more information and enquirers give me a call or whatsapp me on 08023654347 cheesy

Saving is never enough, Investment is the key.
When you know, you know, if you don't know you don't know,Information is the new currency.

Do you want Passive income( want your money to work for you while you sleep) grin this is for you

Let me introduce to you to SAMTL(Sterling Asset Management & Trustees Ltd.) formerly NAL Asset Management and Trustees Limited) was incorporated on September 5th, 1985 as a Private Limited Liability Company and registered by Securities and Exchange Commission to do the business of asset management and trusteeship.

At SAMTL, our essence comprises of first class Asset Management services,Trusteeship and Property,Asset Management,Portfolio Management,Fund Management, Management of Special Funds.

We have various investment solutions, specialized to suit your investment needs, but there's one that i know you will benefit immensely from, where you will receive 13% interest of your funds with us. This one is far more than any other investment plan you can think of whether T bill or gov.bonds. No withholding charges, No penalty for withdrawal before maturity date, you get both your capital and the accrued interest, intact, no story, & wait did i forget to tell you that the interest is a compounding interest. Don't keep your money where all sort of inconsiderate charges will be deducted. Rather than have it deducted why dont you let it keep yielding. For more information and enquirers give me a call or whatsapp me on 08023654347 cheesy

good job

Saving is never enough, Investment is the key.
When you know, you know, if you don't know you don't know,Information is the new currency.

Do you want Passive income( want your money to work for you while you sleep) grin this is for you

Let me introduce to you to SAMTL(Sterling Asset Management & Trustees Ltd.) formerly NAL Asset Management and Trustees Limited) was incorporated on September 5th, 1985 as a Private Limited Liability Company and registered by Securities and Exchange Commission to do the business of asset management and trusteeship.

At SAMTL, our essence comprises of first class Asset Management services,Trusteeship and Property,Asset Management,Portfolio Management,Fund Management, Management of Special Funds.

We have various investment solutions, specialized to suit your investment needs, but there's one that i know you will benefit immensely from, where you will receive 13% interest of your funds with us. This one is far more than any other investment plan you can think of whether T bill or gov.bonds. No withholding charges, No penalty for withdrawal before maturity date, you get both your capital and the accrued interest, intact, no story, & wait did i forget to tell you that the interest is a compounding interest. Don't keep your money where all sort of inconsiderate charges will be deducted. Rather than have it deducted why dont you let it keep yielding. For more information and enquirers give me a call or whatsapp me on 08023654347 cheesy

Saving is never enough, Investment is the key.
When you know, you know, if you don't know you don't know,Information is the new currency.

Do you want Passive income( want your money to work for you while you sleep) grin this is for you

Let me introduce to you to SAMTL(Sterling Asset Management & Trustees Ltd.) formerly NAL Asset Management and Trustees Limited) was incorporated on September 5th, 1985 as a Private Limited Liability Company and registered by Securities and Exchange Commission to do the business of asset management and trusteeship.

At SAMTL, our essence comprises of first class Asset Management services,Trusteeship and Property,Asset Management,Portfolio Management,Fund Management, Management of Special Funds.

We have various investment solutions, specialized to suit your investment needs, but there's one that i know you will benefit immensely from, where you will receive 13% interest of your funds with us. This one is far more than any other investment plan you can think of whether T bill or gov.bonds. No withholding charges, No penalty for withdrawal before maturity date, you get both your capital and the accrued interest, intact, no story, & wait did i forget to tell you that the interest is a compounding interest. Don't keep your money where all sort of inconsiderate charges will be deducted. Rather than have it deducted why dont you let it keep yielding. For more information and enquirers give me a call or whatsapp me on 08023654347 cheesy

Saving is never enough, Investment is the key.
When you know, you know, if you don't know you don't know,Information is the new currency.

Do you want Passive income( want your money to work for you while you sleep) grin this is for you

Let me introduce to you to SAMTL(Sterling Asset Management & Trustees Ltd.) formerly NAL Asset Management and Trustees Limited) was incorporated on September 5th, 1985 as a Private Limited Liability Company and registered by Securities and Exchange Commission to do the business of asset management and trusteeship.

At SAMTL, our essence comprises of first class Asset Management services,Trusteeship and Property,Asset Management,Portfolio Management,Fund Management, Management of Special Funds.

We have various investment solutions, specialized to suit your investment needs, but there's one that i know you will benefit immensely from, where you will receive 13% interest of your funds with us. This one is far more than any other investment plan you can think of whether T bill or gov.bonds. No withholding charges, No penalty for withdrawal before maturity date, you get both your capital and the accrued interest, intact, no story, & wait did i forget to tell you that the interest is a compounding interest. Don't keep your money where all sort of inconsiderate charges will be deducted. Rather than have it deducted why dont you let it keep yielding. For more information and enquirers give me a call or whatsapp me on 08023654347 cheesy

Saving is never enough, Investment is the key.
When you know, you know, if you don't know you don't know,Information is the new currency.

Do you want Passive income( want your money to work for you while you sleep) grin this is for you

Let me introduce to you to SAMTL(Sterling Asset Management & Trustees Ltd.) formerly NAL Asset Management and Trustees Limited) was incorporated on September 5th, 1985 as a Private Limited Liability Company and registered by Securities and Exchange Commission to do the business of asset management and trusteeship.

At SAMTL, our essence comprises of first class Asset Management services,Trusteeship and Property,Asset Management,Portfolio Management,Fund Management, Management of Special Funds.

We have various investment solutions, specialized to suit your investment needs, but there's one that i know you will benefit immensely from, where you will receive 13% interest of your funds with us. This one is far more than any other investment plan you can think of whether T bill or gov.bonds. No withholding charges, No penalty for withdrawal before maturity date, you get both your capital and the accrued interest, intact, no story, & wait did i forget to tell you that the interest is a compounding interest. Don't keep your money where all sort of inconsiderate charges will be deducted. Rather than have it deducted why dont you let it keep yielding. For more information and enquirers give me a call or whatsapp me on 08023654347 cheesy

Saving is never enough, Investment is the key.
When you know, you know, if you don't know you don't know,Information is the new currency.

Do you want Passive income( want your money to work for you while you sleep) this is for you

Let me introduce to you to SAMTL(Sterling Asset Management & Trustees Ltd.) formerly NAL Asset Management and Trustees Limited) was incorporated on September 5th, 1985 as a Private Limited Liability Company and registered by Securities and Exchange Commission to do the business of asset management and trusteeship.

At SAMTL, our essence comprises of first class Asset Management services,Trusteeship and Property,Asset Management,Portfolio Management,Fund Management, Management of Special Funds.

We have various investment solutions, specialized to suit your investment needs, but there's one that i know you will benefit immensely from, where you will receive 13% interest of your funds with us. This one is far more than any other investment plan you can think of whether T bill or gov.bonds. No withholding charges, No penalty for withdrawal before maturity date, you get both your capital and the accrued interest, intact, no story, & wait did i forget to tell you that the interest is a compounding interest. Don't keep your money where all sort of inconsiderate charges will be deducted. Rather than have it deducted why dont you let it keep yielding. For more information and enquirers give me a call or whatsapp me on 08023654347

Be Relevant & Current, Get the Fashion designers bible "PATTERN MAKING FOR FASHION DESIGNERS" 5th Edition BY HELEN ARMSTRONG

This is the latest & genuine edition for cut patterns and designs that are trending. Do not be left out

.... Contact us on whatsapp 08023654347

PMB is the Man, thank God for change

I received all at once

5month outstanding paid wow,help me thank God