₦airaland Forum

Oga ITK epele sir......U shouldn't have mentioned me na,haba! Someone has answered my question already, besides, I didn't direct d question to you. Eku ise oluwa, so how much have u invested in tbills since u av all d info and u don't want to share wt others to benefit from..... U don't av time to help out bt u av time to write long boring epistle #yinmu#

RealityShot:
this is WHY I no longer answer newbie questions here.

Why can you not take 1 day and read 10 pages on a thread
About the investment business you want to embark on?

Will you be asking questions that have been answered a thousand times and expect a fresh answer?

The business that gave you that money, is this how you learnt and started it?

READ MAN. THEN GO TO YOUR BANK(S) AND CONFIRM THE INFORMATION.

Then ask questions if you find anything different.

Tbills is too easy for all these questions!

If you encounter a problem that's what you should bring here.

Nough said.

Thanks for ur prompt response bro. I'm a pharmacy marketer BT I don't understand all d terms u used in ur response o.Meanwhile, don't u think that Rav4 is too expensive(cost&maintainace). Which one is Avensis? I want a particular model DT u can recommended. Thank u

nurey:
Depends on what kind of load you are hauling, a pharmacy marketer can use a small sedan after all drugs aren't that heavy compared to an electronic marketer say someone selling microwaves or any heavy load.

depending on how bad the road you intend to ply are, I did say

1. Corolla/avensis verso variant (wagon) for space, if the roads expected have off-road tendencies then

2. RAV4 or Lexus RX300 can be of equal advantage to you

Good day house. Pls I need a suggestion on which car(tokunbo) to buy. My budget is between 1.5-2.2M. A lot of people said I should get a Toyota corola because of its fuel efficiency and cheap parts. I am a marketer, so alot of times d car will be carrying load up and down...I will be plying a lot of bad roads too.
......considering all ds factors, which model of car fits my need? I don't want sienna

Pls, do u mean if I have account wt gtb, I can go and buy secondary tbills in stambic if stambic has higher rate? Or u must have an account with whichever bank u want to buy secondary tbills from.

Acidosis:
T-bills secondary market is a form of black market with no form of coordination or predetermined timeline across all banks. When it comes to secondary market, no two banks have the same or predetermined tenor or rates. The banks simply sell to you what they bought from an existing holder of Treasury Bills.

It's a process of buying from those who wish to terminate their investments, so there are no predetermined rates or tenors. You need to approach any bank of your choice to know whether such offers are available.
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As per primary market, auction takes place fortnightly at the same time in all banks. Note, it's an auction, and you're not even permitted to state your own rate. Unless you're investing N50m+, the banks simply bid on your behalf (together with other customers).

When CBN's stop rate for an auction is 11%, and your bank tender a bid of 11.5%, the bank lose out for that period. To scale the hurdle, whatever your bank bids must fall in the range of CBN's stop rate. Don't bother asking anyone what CBN rates are for the next auction because nobody knows, including your bank manager. They only bid and predict using some dynamics such as previous stop rates, FG policies, inflation, etc.

Also note that the fact you're buying from the primary market doesn't imply you're getting better rates than those buying from the secondary market.
Which is better? Well, no one can answer that. Whichever offers an individual better rates at any point in time is better.

Thank u my bro for trowing more light on ds......I don dey fear o.

Acidosis:
No, it won't. N3 trillion is just half of Zenith bank's total assets.

Moreover, history of treasury bills in Nigeria dates back to 1960, just a year after the establishment of CBN. If the total corruption and looting of 59 years did not affect TBills at any point in time, it won't because of a 3 trillion naira judgment in a Nigerian London court.

A COURT IN LONDON AWARDED 3 TRILLION NAIRA JUDGMENT AGAINST NIGERIA......

please, will this affect tbills?

Pls I need ds info asap....When is tbills for primary market? Is it out? Has it closed? I missed d one they did 2weeks ago. I wanted to buy secondary but the percentage is too low so I decided to wait till another 2weeks. Pls, wot is the % for primary and I want to kmow if "today" is not late. Pls mention me wen u help me wt d enquired info....

@Tsufyaan, thank u sir

Tsufyaan:
Just pray everything is gonna be just fine if you believe.

1.Rambo
2. Merlin
3.The greatest show man
4.Mufu olosha oko
5.Aja

Ds year headies is boring jor....*yawn*
......meanwhile, i think its too fast. Simi just finished performing and they ar calling her to com pick her award when they know she wl b in d changing room....same wt yemi alade. Infact, its boring and they are too fast. Majority of d artistees ar nt on seat sef

Im waiting earnestly for d list nd prices. God bless us ma

StrongWoman333:
To God be the glory for the journey so far.
Almost done shopping I will be sharing my baby and hospital list including recent prices soon. Just too tired and lazy to type.

Team June how far? Hope we are all getting prepared. May we all carry to term IJN.

Thank u ma

FloraEC:
https://www.nairaland.com/889053/pregnancy-pregnant-going-through-high/4081#65108467

Thanks to all d wonderful mamas for ur contributions abt d issue i posted ealier, God wl help us all and take us to d promise land successfully....
PLS, i still need d list of baby items, i av searched nairaland i no c am(i dont mind som1 sharing d link). I wl also need som1 to recommend where i can get good prices for baby things based on experience, oshodi is closer to me sha......Abeg, i am 33wks gone o, it wl b a shame on me if baby arrives and i neva get any baby items

forlahkhe:
Waoh.......how time flies. Glory b to God for taking us ds far.....bt i'm unhappy dt NO ONE asked after me dince all ds months ....

I actually 4got my password so i couldnt log on to nairaland(i missed being here though)
Abeg, i don come now make i update una. Im now 33weeks+ and my edd is now may28th. Pls i need advice frm experienced mamas::
1. My last scan few days ago revealed dt i av cervical incompetence, my cervix is presently avin little opening so d Doc suggested dt i must b on bed rest till i put to bed. Pls has any1 experienced ds b4?
2. Abeg i need a list of ESSENTIAL baby items. Av nt bought any baby things @al and im already 33wks gone. Thank u

God wl wipe ur tears and visit u soon. Insha Allah, u wl carry ur babies to term

juicypetal:
My dear, please obey the doctor's order for bed rest. It's better to be safe than sorry after all you are almost there. Yes, cervical incompetence is 2nd trimester wahala but you can't just ignore it. Get another ultrasound scan done at another clinic for the benefit of doubt.
I learnt about cervical incompetence with the loss of my son @ 18 weeks 17/04. It's a bitter experience.
I hereby withdraw from race until further notice cc @ September teamies. Can't go back to previous posts for my teamies monikers but to you that is always checking on me, I am most grateful. Wishing you all a healthy pregnancy and safest delivery at the right time.
Hoping to come back soonest again.
#onelove

Waoh.......how time flies. Glory b to God for taking us ds far.....bt i'm unhappy dt NO ONE asked after me dince all ds months ....

I actually 4got my password so i couldnt log on to nairaland(i missed being here though)
Abeg, i don come now make i update una. Im now 33weeks+ and my edd is now may28th. Pls i need advice frm experienced mamas::
1. My last scan few days ago revealed dt i av cervical incompetence, my cervix is presently avin little opening so d Doc suggested dt i must b on bed rest till i put to bed. Pls has any1 experienced ds b4?
2. Abeg i need a list of ESSENTIAL baby items. Av nt bought any baby things @al and im already 33wks gone. Thank u

forlahkhe:
Good aftnu beautiful mamas here. Yeah, i went for my first scan today(dh forced me though) and d Doc asked me for my LMP i said abt 1month ago . He smiled and said madam, wetin u dey talk na Ds ur belle don reach 12weeks ooo....So, i was wondering WEN DH SCORE GOAL AND I NO KNOW, FOR MY MIND WITHDRAWAL METHOD IS WORKING..... My EDD is June 1st 2018, abeg make cappo for ds month include my name for d register oo
Happy bumping to us al...

Ur question is nt clear

iniuwakmfon:
Good day plsss i just wanted to know if i can still get admission for ijmb in unillorin and if inter uni transfer is possible

Chai....anywhere a finster dey, u go know....I see u my sister#proudlyafinster#
.....to ur question, i also want to read d response frm sabi mamas because i av been thinking of ELECTIVE CS bt because of big tummy, i may have to drop d idea.

imurboss:
Good morning all mamas it's been a while. Congratulations to all mamas that has just delivered and to those still waddling,may He grant you a supernatural one,amen. To my October team, how vigilante

Pls mamas that had CS how did we get back our flat tummies & how long did it take to achieve that. Just when I thought my tummy is going down, I decided to go to the market one weekend & when I joined the brt queue on my way back. People I met on the queue asked me not to join the queue but rather go to the front and board since I'm preggy & before I could explain myself others on the queue joined to say I don't need to stress myself by queing, I should just go straight to the front, I didn't even know whether to start crying or laughing sef but when they insisted i just accepted that i'm preggy & that was how i jumped queue that day o chai! Upon all the peppersoup & hot water I dey drink na ao my village people take embarass me that day o, abeg na only me waka come for this one,make una help una sis o

Hey.......make i clap my hands"pa pa pa". Its sooo sweet to av a name sake here. My namesake, chop kiss*mwah*

princessKF:
Welcome namesake... I wish u a Happy and healthy 9 months.

Good aftnu beautiful mamas here. Yeah, i went for my first scan today(dh forced me though) and d Doc asked me for my LMP i said abt 1month ago . He smiled and said madam, wetin u dey talk na Ds ur belle don reach 12weeks ooo....So, i was wondering WEN DH SCORE GOAL AND I NO KNOW, FOR MY MIND WITHDRAWAL METHOD IS WORKING..... My EDD is June 1st 2018, abeg make cappo for ds month include my name for d register oo
Happy bumping to us al...

Once again, i wil say kudos to u guys for d prompt responses. My hubby nd I were nt actually lookinh for a short cut o, we were just mis-informed lemme say. We really want to av ds coming baby in d USA and we dont know the right way to go abt it . The only person we av around us who has done wot we want to do happens to b my hubby's friend dt im talking abt here. I knew i wld get the right info when i come to nairaland. Thank u guys for ur contributions............its gonna relieve me alot of headache

I'm so happy for the quick responses i got up there, thank u very much. Now, lemme answer ur questions so that u pple can really put me through. The wife of My husband's friend had her baby in d USA few months ago, so my husband wants me too to go av my baby in d USA. She got a family visa o; her husb and daughter too later joined her after she put to bed although all of them are back home now. The entire plan is dt when my baby is a citizen, dt wl give me an acess to relocate later. So now we av paid to gtb and we want to book for interview. Since our purpose as stated on d form is for visiting, i was thinking dt if my belle is shooting out already they may suspect us. D was d same thing my hubby's friend did bt they had their interview in dec dt is y we too ar desperate for december. I know we have pple of better experience here, PLS PUT US THROUGH ON WHEREVER WE MIGHT AV BEEN WRONG. Should we choose march wen children wld b on holiday and my belly is already obvious or we can av d interview in january and tell them we want to go by march. Although if we later get the visa, i may go around May or June when im close to delivery.
Thank u.

Good morning all. Pls i need an urgent answer to my question before i enter 1 chance. I want to book for interview wt my family(B1/B2) and i was told that december is already filled up. I was told dt i can only BUY december space for #100,000 if i really want december. I am in my first trimester so i really want to do d interview in december, then my pregnancy wont be dt obvious meanwhile, on the other side, i feel u cant convince oyinbo dt u ar going for holiday in january because bt then u shd b @work and ur children too in sch.
PLS, i need som1 who is experienced in ds to help me out abeg; pls mention or quote me when u do. Thank u

Everybody i come across already know dt im pregnant because of my spit bottle i carry about........yeah, it's dt bad


quote author=goldendollars post=62181856]


Hi..lol
i thank God i dont spit o..but i still have cramps especially at night.

The only remedy i know is minty chewing gums...hope it helps[/quote]

Pls madam@atumomo, pls tel me more abt elective cs. I want to hear frm pple dt av actually gone through it, other mamas too shd help me out abeg. I want to know abt d pain and also wil i stl get back my flat tummy?
How many days wl it take me to recover? Pls @al, i need ur contributions.....pls mention me wen u do. Thank u

atumomo:
Congratulations sir welcome to our November cutie.
@Anugod how body my edd is now same day with yours oo elective c section. May God be with us ol thru. Ehen I no dey see it mentions na small letter a begin the moniker not capital. Have a lovely weekend.

U dont know ao lucky u are.....i am doing a serious countdown of my first trmester cos i know i wl b fine after then, meanwhile, my first pregnacy was worst than this one sef and that is y it took me 3yrs to accept to b pregnant again...

Stephaniecoa:
No I'm not spitting...infact the only sign of pregnancy I have is frequent urination and tiredness. Aside that I'm very ok...OYO is tour case o.

How are you feeling today? Are you on prenatals?

Hey......*clapping* ao ar u feeling? Hope u ar spitting like me sha cos if u'r nt, dts ojoro o

Stephaniecoa:
I'm with you. In my 9th week.

Where are d mummies stl in their first trimester o??
I hope im nt alone sha....

Thank u ma sis.

proudmom38:
Congrats and welcome back!

Thank u for d suggestion. I wl try it..EDD july, where una dey oo??

Imahaps:
Always put bitter kola in your mouth..happy bumping

I was on ds forum 3yrs ago and im back here again..lol. Im just 1month gone.....pls mothers stl in their first trimester say "hi"......
Kai, i don spit tire. Pls does any1 knows wot i can use to control spitting?
......its so good to b back here