₦airaland Forum

sartee:
It's not for only salary account sir. I got the loan of 1m couple of months ago. With interest rate of 1.75%. I don't run a salary account with GTB. But mine is 6months. The op must be lucky to have gotten a year repayment plan. I'm only done with the repayments. Have got just a month left.

Do you pay yourself into your non salary GTB account from a corporate acct or individual acct, and tag it salary as transaction description?

queenfav:
Toyota camry 06 does it for me.. Just buy fuel and drive. I only visit mechanic for servicing. The car gives me too much peace !

Same thing with my Honda Accord 2004

List duly noted

Horlickz77:
Hyundai elentra, riders complain about the a.c. and the legs of the car plus the car get break down anytime

Okay, thanks for the info. Seems Hyundai Elantra may not be strong enough long term for the ehailing business.

pocohantas:
Lol, don't mind Izzou. It is a "minute" percentage of your car's cost. Can't remember the exact percentage now.

You can visit the nearest GTBank to you. The insurance agent would put you through.

Someone dropped this number here too and she was approved- 08068659732 taiwo (AxaMansard).

Thanks, I would get in touch with the number.

izzou:
Third party costs not more than 5k..But the disadvantage is that your car won't be repaired in the result of an accident. It's the other car involved (the third party) that will be fixed. And the insurance claim is about a million naira, I think

As for Comprehensive, it covers both yours and the third party. But I know the costs varies. Pocohantas can refer you to her insurance coy. I no sabi that one at all

Okay, thanks for the info on Third party.

cc Pocohantas
Any idea on cost for comprehensive insurance?

Horlickz77:
Please house am looking for a car to drive, i just return the car am using , it giving me problem and i think I have tried for my partner, and it makes rider rate me low, except the ones I begged.please am looking for a good car maximum remmitance every week is 30k for Corolla, while 25k for Camry big daddy...thanks

What car was that?
Secondly, was it the car model that made riders rate you low or the problems the car was giving you?

izzou:
Well, your question is kinda complex because there is no formal rule for how agreements should be

That's why I laugh when I see new drivers stating the rental fee as their criterion for picking a partner.

All I can is, the lower you negotiate the rental fee, the more you should be ready to bear responsibilities.

And concerning accidents, the driver is solely responsible for any damage on the car. But if you're lucky to drive a car on Comprehensive insurance, so pe tie ....Although all cars I've driven were third party

Like how much a month in monthly insurance payment would
i. Comprehensive Insurance cost?
ii. Third party insurance cost?

Thanks.

Bizibi:
not just the mortgage alone.there is something in the system over there that makes developers make tons of money.

Nothing else other demand from a populace with purchasing power, further backed by a credit system readily willing to fund real estate purchases.

Bizibi:
but real estate is a lucrative business in advanced economies, is it the government policies that is helping developers to make easy profits or financial institutions
Because investors make hell lot of money from real estate biz in the u.s.a.

That's the USA where there is more demand, backed up with mortgage facilities for the public.

Where is such over here?

sirdouglas:
Now before you judge me, I beg you to hear my side of the story.
I said my side of the story cos if she is here, she may not agree with everything I have to say.
This is a lengthy one but I will try to make it as short as possible.
I it is important to note that I am not writing this to be judged or ridiculed. I want matured and reasonable people to help out.

I met this girl in 2017. Can't really remember the month but it should be getting to 2years now. We started dating. As at the time I met her I wasn't struggling, I have my own business and apartment so I wouldn't say she met me when I had nothing. I was a big boy then if I can use that word.
She was just 19 or so then. I am this kind of guy that really really take relationship serious and always looking out to see if things can work out. I don't spend on her, I don't do much for her then. I wanted to see the kind of person she is. She doesn't care or even ask of anything. She might ask for something once in a while but I will pretend I didn't hearw her and to my amazement, she will never talk about it again.
With time I started noticing something about her that I don't like. First is she is really not smart and educated. I noticed that she doesn't have her own say. She listens to gossip and always bore me with what this person said or that person. I really hate that shit.
She is a mama's girl too. Sometimes I wonder if she gives her mom details of our sex life.
She won't sweep the house or do anything for me even while the relationship progressed. I started taking care of her and helping out with her needs. I constantly keep wondering if I can settle down with her but I am always stuck with that question.

I ended the relationship when it was clear to me that I can't live with her. I am an ambitious young man and I am not there yet. I want a woman who will be more than a sex mate. I want someone who can confidently handle my business and manage my home when I am not there. She is to naive to my liking. I am tired trying to build her into the kind of woman I want.

There is only one main reason why I wasn't really hard on her. She was one girl who accepted me from her heart and I know it and I respected that too. I suck when it comes to women and I respect women a lot. You know what they say about guys that respect women. They are mostly single �
She came back few months later. She wasn't ready to let go. Being that I am a loner. My defence wasn't strong enough. We started dating. I got hold of myself and ask her to go again because I couldn't see a future with her and I can't bring myself to be wasting her time.

She wanted to stay, I told her in plain words that I don't want to marry her and that's why I am setting her free.

She left and came back the third time. We had sex and all that but this time I was determined to let her go. I went to a lab for a test with to make sure I didn't infect her with anything because I treated staph before I met her and I was afraid it may still be there or something. To my utmost surprise, she was the one who infected me with gonorrhea. I treated mine and hers and ask her to go.

I noticed that she haven't seen her period and asked her and she confirmed it. She left and came back few weeks later that she is pregnant. She insisted that she wanted to have an abortion but I wasn't interested. I told her to keep the child. Besides, she has been the one telling me that my sperm us not working. I laughed over it. I became afraid that she will try something stupid so I took her to a pharmacist friend of mine to discourage her.

Her mother got to know and ask her to call me. I went with a friend and told her mother everything. I started suspecting that the child might not be mine because I treated her of an infection she possibly contacted from another person. In fact, I was shocked when she confessed about the infection. She said it is the toilet they use at home but I never believed her.

I told her mother that I am not sure about the paternity but however, I will take care of her. I told her family that I don't want to marry her and I have told her that severely.

We had a long discussion that day and I left. I started taking care if her the more. I made sure that I made my stand clear on the matter. I don't want to be a murderer so I got to do what is necessary. She started complaining about abuse from her siblings and war started. They beat her almost all the time and I wanted to take it personal. Shit do happen at times but that is not enough reason to kill their sister.

When all this is happening, I was processing my papers. In fact, I started processing my papers before she got pregnant and she is full aware of that. I took another group of friends to their home to help beg the brothers to stop beating her so they don't kill her and the child.

My visa took time so she was almost due for delivery before I left. I sent money to her account and bought some things I felt she would need even the unnecessary ones and left.

My problem now is that she contacted me few days ago to tell me that the scan said she is having twins now not a boy. I can't explain in details because I don't know but the bottom line is that she is now having a twins. I feel for her like I always do.

I don't want to marry out of pity. I don't want to live a promiscuous life. I don't want to marry this girl honestly and having a twins for me just complicated the matter the more.

She said the doctor said she will be delivering this month. I am thinking of sending my uncle and younger brother to her family house to do the iku aka or whatever that is called so I can lay claims to my kids.

Her family is so messed up that I will never want to do anything with them on a normal day. They are from onitsha in anambra and I swore never to marry from that state. That's one of the reason I kept chasing her away. When I say messed up, I am really not that good with English to find the right word to define how disorganized it is.

I am feeling like a monster already. I need all the help that I can get. I never expected this to happen. I never wanted to complicate her life but here I am in the middle of all this.

Should I marry her out of pity and save her the embarrassment or give her money and make sure she comfortable and go ahead with my life. Honestly I don't know what to do.

Here's an answer to that you seek of, but remember, in this situation, there is no easy way, there are only better ways.

Firstly, giving birth to a twin for you, she becomes an after two. After which, she is messed up for life.


Firstly, discard the idea of marrying her, I repeat don't marry her. You and her would never enjoy a companionship that was never wanted. It's signing up for a contract of regret for you, but even worse for her. As she will only exist in the marriage, not live in it. She would live a life as a woman undesired by her better half. It's a life of regret for her.

Now that she is messed up, being an after two, you need to clean her up.
Firstly, don't just take responsibility for your kids, take care of the girl so she can still get to live a normal spinster life, after giving birth to your kids. In other words, let her live a life befitting a spinster.

Elaborating on that, ensure that you employ a full time nanny to help her with taking care of the twins right from birth. This will ensure that she is not overstressed and gets to age prematurely and be undesirable for other male prospects who could be interested in her for marriage.

Secondly, invest in her, I would have said set up a business for her, but since you said she isn't smart, that could be a bad idea.
What I would suggest is help her get a good education by sponsoring her to a public university (which would not be costly unlike privates). And if possible, have it in plans to use connections or money as an advantage to secure a job when she graduates.
Lastly, have a budget for her for her upkeep asides the budget for taking care of your kids. This budget must be used for her clothings, cosmetics and everything she needs to keep her in shape and desirable for future prospects.

The goal here is that you should not sacrifice your lifetime happiness going into a marriage you don't fit in. NOR
Should you let this pregnancy, and taking care of this twins, become a permanent scar that ruins the entirety of her life, rather, turnaround this bad situation to a blessing for you (your kids) and a Non forgettable blessing for her (changing her life and leaving it better than you met her instead of the opposite).

This is a lime (bitterness) thrown to you, make a lemonade (sweetness) of it.

Remember, even for all I have said above: "there is no easy way, there are only better ways.“

*Even [$] $300 - $400 monthly allowance for both her upkeep and taking care of your kids can do this, and turn your life and her life around. And ensure to compel her use the money strictly as advised.

If you need anymore info, ask, I'll gladly help with answers if I can.
You need solutions not endless blames.

"We are humans, we make mistakes, but more importantly, we learn from our past mistakes in order to live a tomorrow with little or no mistakes." - Fulfilled2016

ultron12345:
Good day nairalander. Please, I need advice.

I'm into trading of agricultural produce. I buy produce from states where they are abundant and sell in states where they're scarce. Every week, I send out trucks of produce to various markets around the country with 3 staff on board to sell the goods. The value of these goods are about 1.7 to 2 million naira per truck. The staff are to go with the truck to the market (another state), sell the goods in the market, pay the money (usually around 1.7 to 2Million) into the company bank account and come back to base.

I'm having problems monitoring them. It's easy to know how much they sell because the goods are in units, but how do I ensure they don't run away with the money. A month ago, 3 staff disappeared with 1.8 million naira after selling the produce. Their phones are not going through, their family and friends havent heard from or seen them. I reported to the police but all efforts to get them have proved abortive. I recently saw a social media update from one of them, and from the surroundings, it seems he has left the country. It's not the first time, last December, a team also disappeared with 2 million naira. All this theft is straining my business, we're already finding things difficult.

Please, what measures can I put in place to ensure they stop disappearing with my money. Is there a way to restructure the business to stop this theft. I cant be at all markets at the same time. How do I stop this. This theft is killing my business. I'll be very grateful for any advice I can get here.

I have a guaranteed solution that works... Though it's not a Complete Package solution by itself, it works. And you can make it a full fledged solution from the insights I'll give to you.

In addition to that, the fieldinsights should be a good addition to your business. Send me a DM on whatsapp.

Yankiss:
This part of the world, anything we see, we kill. This is a very rare species of snake that could be captured alive and sent to a curator who would put this to better use. Next is cutting in pieces and cooking. Haba, who did this to us? I watched a video where some people in an undisclosed location caught a baby whale but released it back into the seas. It cannot happen here in Africa. For a reason I don't know, I feel something is intrinsically wrong with the African worldview.

It's due to the widespread "Poverty Mentality" that has badly reoriented a significant number of the African populace.

Toluowo:
Sorry for your predicament.
I've been there as well, so I know how it feels.

Before replacing anything. Perform the basic checks (Exhaust leak, nozzles, plugs, intake manifold leak etc)

Those codes relate to o2 sensor and catalytic converter.
Test o2 sensor with a multimeter to be sure the recommended voltage is reaching it. Also check the wiring for faults like partial contacts and wrong connections.

Good luck.

Yeah, thank you so much.

I asked a Panel beater to check my exhaust for leaks, he checked and told me there was no leakage from the exhaust.

Please how do I check the intake manifold leak? Do the Rewire technicians have a multimeter (for the 02 sensor check) or who can I take it to to check?

Lastly, what did you do to resolve your car, was it an Honda accord too?

erico2k2:
when someone claims they scan ur car and give you a result let them also give you the code not just say things cos you Cat converter has no electrical component so there is no way it can be scanned. It is not in any way connected to your car computer so that Mechanic is bulshiting you!

Cat converter has no electronic component? I don't know that though.
Here are the codes, I saw it myself : P0141 & PO135

erico2k2:
I believe if ur Injectors where dirty it will restrict fuel rather than let too much fuel fru lol
what is your Engine capacity? ie how many cylinder/ plugs??

It's 2.4L 4plugs.
Scanned the car, I was told the absence of catalyst (beneath the car) was the reason.
I searched online on relation of catalyst regards to fuel consumption, I only found conflicting opinions. The car still sucks, drink and swallow fuel till now.

kcbaba007:
chairman, first things first, get that car scanned
secondly, check if your tires are well inflated

The tyres are properly inflated. I would be scanning it
.
Thanks alot

GAZZUZZ:
No but, you should have Random multiple Cylinder misfire if fuel pressure is the culprit and not Cylinder 2 which has been repeated.

Sir,

What can be the reason a 04 honda accord (EOD) have a very bad fuel economy, the car literally sucks fuel.
I took it to a mechanic who specializes in Honda cars over here, he told me I should replace the injectors, but I don't believe that's the cause. So I told him to clean the Injector, which he did, and there was no improvement whatsoever. That further convinces me that it isn't the injector, coz if it was, there should have been a slight improvement when the injector was cleaned.

Meanwhile, he checked the air filter, he checked the 02 sensor and says they are okay.

Hello Fam,

What can be the reason a 04 honda accord (EOD) have a very bad fuel economy, the car literally sucks fuel.
I took it to a mechanic who specializes in Honda cars over here, he told me I should replace the injectors, but I don't believe that's the cause. So I told him to clean the Injector, which he did, and there was no improvement whatsoever. That further convinces me that it isn't the injector, coz if it was, there should have been a slight improvement when the injector was cleaned.

Meanwhile, he checked the air filter, he checked the 02 sensor and says they are okay.

erico2k2:
Not realy, Ignore those carry talk people, I challenge one of them to give 1st hand experience here. When you travel just get the details and info of where and what you are doing. We as Nigerians are not a high-risk nation of any sort.Know teh address of where you are going to, contact number etc, nor be the one dem ask simple thing like where are you visiting you begin to chop mouth then blame it on Nigerian passport U get me bro

Okay, I'll see for myself on my intended first trip.

erico2k2:
oK, do you have 1st hand experience?

Not yet, as my 1st foreign trip is planed towards the end of this year. But reading wide, has made come to be aware of what others do pass through.

yizzyweezy:
Yah, they're the only ones with enough disposable income to purchase....I dropship to epacket countries...but most of my sales comes from the USA...AOV is around $80 or thereabout...

Do you dropship too?

Beginning to. $80 AOV? Are you into High Ticket Offers or you make alot of sales of multiple items?
What payment processor do you rely on with your store?

erico2k2:
You are wrong there, Nigerians are not even in the top 5 of foreign nationals in jails in Europe ie UK

No one here is talking about who has the highest number of foreign nationals in jail, that's an entirely different topic.
We are here talking about the difficulty Nigerians go through in foreign countries, especially with immigration officials, just because they are 'Nigerians'.

swaggerkid:
Let's stop this mediocrity.
Fraud is not nigerias problem.
I repeat fraud is not nigerias problem.
The country has failed it self.

Nigeria is not even up to top 7 in countries that engage in fraud. Even the americans defrauds their people more than anywhere with credit card frauds.
Then you mention Uk with bank frauds.
Russia with evil hackings.
Several countries that have severe dent on their image with fraud.

But nigeria which is just 5 percent of the fraud industry is what people make noise about.

Face the bigger problems.
When a master makes mistakes he blames his tools. Look at the bigger picture of nigeria , not microscopic problems .

Other countries have narcotic problems , terrorism ish e.t.c but they don't blame it for their failure in other sectors .


You'd be surprised most foreigners don't even know this country exists.
Na una they over hype unaself .

Sure most foreigners don't know there is a country called Nigeria, but not the immigration officers of those foreign nations, they sure know that many of the foreign nationals from Nigeria are into illegal activities like drugs and frauds.

Meanwhile, it's no hyping, travel abroad with a Nigeria passport, then you would understand the 'pain' that made him come up with that 'rant'.

yizzyweezy:
Would love to get everyone's opinion. I know a lot of people are going to say capital, which is obviously an important factor, but I feel there's more to it than capital.

I have an established ecom store in the dropshipping space, and although it hasn't been easy keeping up with FB Ads inconsistencies, Google shopping, etc, I can say I've been able to break the carrier of "wanting to make money" and actualizing it into reality!

What's stopping you?

Are you dropshipping to tier 1 countries?

fulfilled2016:
When is the TMA2 for GST courses closing, tomorrow?

Anyone on this: closing today?

When is the TMA2 for GST courses closing, tomorrow?

ceeboymuhammed:
Please friends, i have been given a 100k by a friend to start up something in Lagos but am a little confused on what to do woth it or where to start from.
Please i need list of business ideas i can start with the amount... Please i need a genuine response.
No importation
No cryptocurrency
No network marking
No trading.

Thanks

Best advice you are getting, take 2k out of the 100k and go buy Small Business Big Money Book Of Akin Alabi. Ensure to buy that book, read and digest it before you start any business, so you won't regret after starting a business and quitting out of frustration.

In

Rock it!