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TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 3:38pm On Dec 15, 2024
Zahra29:
Kemi makes an offhand comment in a personal interview about her experience growing up in Nigeria
On a different note - What do you think about Kemi's comments about how Northern Nigerians are her ethnic enemies?

Just curious ó. Not asking you to hold brief for her but just interested in seeing what you think about a potential UK prime minister thinking in terms of ethnic enmity about half of Nigeria, based on her decade or so of experience living there.

Does it concern you that she might have such bigoted views about UK ethnic groups or do you think that it's only Nigerians she sees in such reductive terms?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 3:33pm On Dec 15, 2024
Jamesclooney:
Kemi is atrociously bad but I agree with your general point.

Labour doesn’t feel any different these days with figures like Keir Starmer, Rachel ‘from Accounts’ Reeves, David Lammy and Angela Rayner, to name a few. Perhaps it’s nostalgia, but I miss the era of truly formidable politicians on both the left and right. The same issue exists across the pond (Trump & Kamala). Or is it that the internet has stripped away the mystique surrounding politicians/leaders? Just feels like the bar has been lowered drastically.
It's not very politically correct but my view is that the over-democratization of democracy is part of the problem. Back in the day, you'd make or break your career as a politician on the strength of your professional and political background as you rose through the ranks of public service and within your party, reasoned policy positions delivered in settings where they'd be thoroughly scrutinized and debated etc.

Today it boils down to who can deliver the best soundbites that'll go viral on Instagram, Twitter or TikTok, to be amplified by "influencers" to their hordes of followers who lack critical thinking abilities (no fault of theirs - there's little opportunity to develop those nowadays with how social media algorithms reinforce ideological echo chambers).
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 3:21pm On Dec 15, 2024
Zahra29:
Lol of course you can. Just don't spit out the gum on the street.

On the topic of deportation/removal flights, I hope you realise that it's very easy for someone to become an overstayer. All it takes is one bad decision, policy change, legal misrepresentation or incompetence, lack of funds, wrong actions from parents etc. and many have found themselves at risk of deportation and running from the Home Office.

There are many welfare groups - usually composed of white/British people and other groups not typically represented in the deportations - who campaign very strongly against some removal flights out of concern that some people are unfairly and prematurely removed, especially when there is an aggressive quota to be reached. Some people are removed when they came to the UK as very young children and don't even know their country of birth.

Just an fyi on why deportations are sometimes opposed.
Everything you've said above boils down to "some people oppose some deportation flights because some deportations are unfair because some people become overstayers by error or due to no fault of their own".

Okay.... Very interesting and very obvious, but so what?

It's not news that there are edge cases that fall outside of the "most" I used in my post.

The point remains that it's false to make it seem as if people here (and immigrants generally) are opposed to immigration law enforcement or the changing of policies to restrict entry in the perceived national interest.

In fact the most popular view here recently has been that if the UK government wants to change the laws to ban any category of immigrants or even stop immigration totally, they should go ahead and do it.

Now that they've banned dependents for students and some care workers, have you seen Nigerians carry placards to protest that or suing the government to say they must admit dependents? People for whom bringing dependents is a priority simply stopped coming to study or work in those roles and the government and everyone is happy, àbí?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:29pm On Dec 15, 2024
New day and I'm still in shock that Badenough thinks Northerners are her "ethnic enemies"..

I wonder how that person who wanted her to be their daughter's role model will rationalize that bigoted view to the young child while also teaching her not to judge people based on their ethnic origins.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
Zahra29:
Yes oh, they've even resumed deportation flights to Ghana, Nigeria, Brazil that had been paused since COVID.

Just like Obama's government, they are smiling in public but behind the scenes they are doing worse than their predecessors, while people are distracted by comments about police stealing shoes and belt 😂
Nobody's distracted. People can walk and chew gum, you know. It's possible to call out Badenough's hypocrisy while also calling out the government and NPF's failures, and that's what most people do.

On deportation flights, you seem to be under the impression that most people would oppose them if they knew, and I'm not sure why. At least on this page; nobody has ever said (to my knowledge - happy to be corrected) the UK shouldn't deport people who are due for deportation having violated the terms of their stay and exhausted their legal options just as with any other legal proceedings.

I'm not sure why you keep making it seem as if people are saying the UK shouldn't have immigration laws and should let everyone in with no restrictions.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
Atk1nson:
From time immemorial, the most effective far-right toolbox is to be pick on a minority group and demonise or denigrate them.

The conservative party is moving right and she is happy to spearhead the charge and will probably seek to outdo Reform with devisive rhetorics over time.
Yup.

I was in Bristol recently and it was the first time I heard about the Bristol Bus Boycott. Reading through, I was struck by the role played by Bill Smith, a “black” fellow who wrote against those campaigning for minorities to be employed, saying they were asking too much and things were alright as they were - at the behest of his paymasters, of course.

It happens in every single issue around civil rights, race relations, etc. There are always those willing to play that role.

https://en.m.wikipedia.org/wiki/Bristol_Bus_Boycott
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 5:45pm On Dec 14, 2024
Peerielass:
@Goodenoch I’ve corrected it for you. She’s an Enoch but the bad type cheesy
That’s for correcting that mistake - both terms are so interchangeable though so I suspect I’ll make the same mistake again the future 😉
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 3:13pm On Dec 13, 2024
Zahra29:
If I remember correctly, the Tiamiyu fellow didn't denigrate or misrepresent Nigeria? Wasn't the real issue that he revealed the truth about 'Japa' ?
Not 'the truth'. His opinion and anecdotes, which were then generalized to cover Nigerian visa applicants as a bloc. Mind you - that's what he said on Twitter (or was it whatsapp and I saw screenshots - I can't remember) - that the BBC misrepresented him and cut his interview to paint a narrative.

The truth can only be gotten from official/credible statistics/evidence - do you have any? I remember you saying the other day that a self-reported survey with tens of thousands of respondents wasn't reliable as a source of data so I'm surprised you'd consider one person's anecdotes 'the truth.'

It's like if someone gave an interview that generalized about how British people going to Cambodia and other South-East Asian countries were largely going there for sex tourism (including child abuse), I'm sure that wouldn't be considered the truth just based on the interview, despite the multitude of anecdotes that support it, going back decades.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
Jamesclooney:
The phrase “over-promoted and under-qualified” springs to mind. If she were an ordinary individual making such remarks, she would be openly mocked. However, as the leader of the Opposition, she’s receiving attention and stirring reactions everywhere. I find it hard to envision her path to No. 10. She lacks widespread popularity, political acumen, and the ability to read a room (lunch are for wimps and sandwich is not a real food). Let’s see how she expects the Conservative membership to secure the votes she needs. I, for one, can’t wait for this chapter to close and for her to be relegated to the dustbin of history.
You know, I completely missed the bit about lunch breaks.

It's crazy, to be honest. Lunch breaks are for wimps; maternity pay is too much.... where does it stop with this Badenough woman?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
Jamesclooney:
Haha…Kemi Badenoch…the gift that keeps on giving! 😂
This woman really is crazy. It's good that it's becoming clear to everyone though.

Imagine being so out of touch that you'd lump all of 'people from northern Nigeria' together, as being a haven for Boko Haram islamism. Apart from the sheer ethnic, religious and cultural variety in the North, the people up there have been the greatest victims of terrorism yet she's making it seem all of them are terrorists.

Also, I'm shocked that she's still thinking in terms of "ethnic enemies" as her reason for not wanting to be linked with Northerners. It's crazy. What about Scots, English, and the Irish? Wouldn't it be insane to hear Keir Starmer talk about how he considers the Irish his ethnic enemies because of The Troubles?

The interesting sub-theme though, is that it gives an indication of the depth of ethnic crisis in the country, that someone as educated and exposed as she is still thinks like that, especially despite how briefly she stayed in the country. You can imagine how it is for people who go through their entire lives in the country. It highlights the huge difficulty that Nigeria still faces as a result of the British colonial government's arbitrary map-drawing and constitution-writing (AKA "underlying issues"wink, which arguably still plays a huge role today in the country's political (and developmental) gridlock. But that's a discussion for another day.

This is the original interview for anyone who wants to read it: https://www.spectator.co.uk/article/i-will-die-protecting-this-country-kemi-badenoch-on-where-she-plans-to-take-the-tories (https://archive.is/Buggu), particularly for those who'll say they can't find a source for what she said, and for those who'll outright lie and declare emphatically that she has been misquoted without even checking the source themselves.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 9:33am On Dec 12, 2024
Lexusgs430:
Kemi is not a Nigerian, they should allow her rest......

She only got one passport, and it's a weird colour of blue (not green)...... 😁💙
I agree they should let her be.

I find the whole attâche thing nauseating. NIDCOM and that woman at the head of it are shameless and they’re making us all look bad.

I don’t know of any Nigerian that went about telling people oh do you know the new Conservative Party leader is a Nigerian? There are Nigerians in the top echelons of many global and national institutions - she’s not the highest profile and will not be the last.

My issue with her is that if you want to disclaim Nigeria feel free to do it and do it entirely, not that every time you open your mouth about Nigeria it’s to say something that paints Nigerians in bad light. If you don’t want to be good PR for Nigeria, then don’t be bad PR either. Àbí ?

Saying that, I recognize that it's her lived experience to express as she sees fit, so she can carry on, and we will also continue calling out her hypocrisy.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
Zahra29:
Kemi Vs Nigeria(ns) 🥊 lol

Kemi Badenoch has stood by her comments about Nigeria after the country's vice president criticised her remarks.

https://news.sky.com/story/kemi-badenoch-not-the-pr-for-nigeria-and-stands-by-comments-on-country-after-criticism-13271713
She “says it like it is”…

Unless it’s the greatest social crisis of the decade in which people are being mobbed in the streets, in which case she has nothing to say…or heinous comments by a top Tory donor, in which case she only says mealy-mouthed platitudes before rushing to diminish the seriousness of the situation.

Indeed.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 7:26am On Dec 07, 2024
Efftyy:
Hello good people.
I need contribution on way forward.

I just moved out from an apartment and I tried all possible best to put the flat in shape so my deposit can come back in full payment.
After the checkout inspection the Estate agent emailed to inform me that there are cleanings and fixing to be done in the apartment and they will get back to me as regards the estimate.
I replied to inform him that I have tried all my possible best to put all in shape before leaving the apartment and I don’t see any place that requires cleaning or fixing in the property.
The Estate agent replied my email and inform me the landlord is ready to settled for £100 and give me
the rest , if I agree he will contact TDS to remove the £100 and close my account. And if I disagree the Landord will pursue all means to get me fix and clean on my cost .

Is it reasonable I let go, mind you when I went through the report there was no significant difference from when I moved in and when I left.
Thank you
What’s the total deposit? How long did you stay there? Did they tell you what needs cleaning or fixing? Do you have photos and videos of how the place looked when you moved in and how it looks when you left? Is it in the same condition?

Sounds to me like they’re trying to cheat you. Reality is that there’s an expected amount of wear and tear that occurs in every rented property and that increases the longer you stayed there.

The fact that they did not tell you what needs fixing or cleaning upfront before asking for 100 is suspicious, and will likely count against them if you dispute it with the deposit scheme.

Either way, it depends on how much the 100 means to you and if it’s worth the time and effort it may take to prove your case.

If I were in your shoes, I would dispute it as a matter of principle (read: stubbornness) even though the sum isn’t substantial. I’ve never had a penny deducted from my deposits in the two places I rented because I was very deliberate about caring for the places and deep-cleaning them when moving (first time by ourselves and second one by paying for a professional post-tenancy clean). If the landlords had attempted to take anything, I’d have happily disputed it and supplied all the evidence.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 10:30pm On Nov 30, 2024
ehizario2012:
Quick one, which category of doctors would be able to assess the patient and recommend assisted death?
Medical doctors.

The bill has a lot more detail if you want to know more: https://publications.parliament.uk/pa/bills/cbill/59-01/0012/240012.pdf
TravelRe: Living In The UK: Property,Mortgage And Related by Goodenoch: 5:06pm On Nov 30, 2024
babajeje123:
Yippee...it's testimony time and a very long one it is.
The whole journey started in August and we had December as our move-in date. Our searches led us to Persimmon, paid reservation fee however we had no peace of mind. One, how they would be able to finish the plot in a space of few months, two the reviews we read about Persimmon were not encouraging and the fact that we would stick to their Internet provider discouraged us from proceeding with them. So we requested for what we paid as reservation fee.

Then, we moved to Keepmoat. A very decent property with a lot of freebies for shikini money. Integrated fridge & freezer, washing machine, dishwasher, flooring with carpet in all rooms, turf in the garden, and a wardrobe in the master bedroom. All for 167k pere with 5% deposit. We reserved that day! But the property is in a different location from where we are. We didn't even care, so happy submitting all docs till the result of the local searches came out. The area is prone to flooding. Wetin be this? We sha consulted, talked to people and the advised we should go ahead as the area has never experienced flooding in the last 50 years. But my mind no touch ground at though we kept moving by faith. Went to do door knocking one day and the guy I spoke to talked well of the area. No serious snagging issues since he moved in, quick response time for little issues that came up, he sha spoke well but mind refused to touch ground. Then one day, I felt like checking what the council tax in that area is for same property. £174! I've found a good reason to cancel. Currently paying £110, paying £174 means we will be doing 010 daily. Brain-washed madam and we cancelled though we lost so money. We continued to search and we found Gentoo. They didn't think all our boxes but ticked the important ones. We can sleep well without praying that it should not rain and council tax will make us do 101 at least grin. We knew we won't cancel cos we found peace throughout the whole process.

Contract exchanged yesterday, completion was today, going for keys tomorrow. Let somebody shout hallelujah grin grin
Congratulations! 🎊
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 12:26pm On Nov 30, 2024
Zahra29:
These were not issues that "I" specifically raised, rather these are all concerns that have been cited by MPs (even by some who voted in support of the bill) whose duty it is to scrutinise the bill in its current form and consider all possible outcomes, ensuring that the appropriate safeguards are put in place. I would imagine that they are much more informed than you and yet they have still raised what they consider to be serious concerns/gaps/questions.

You might not agree with their so called "hand wringing" concerns 🙄(which is a narrow minded view bdw as there are many who are not religious and still oppose the bill for various reasons ), nevertheless the narrow victory yesterday means that their concerns will have to be considered,discussed in depth and addressed in the bill which currently has many gaps. And the people wouldn't expect anything less, afterall by your own admission- 'this is the UK' - home of democracy"
I didn't say there are no people with other concerns outside of religious reasons. I even expressed mine.

I said how 'most' of the criticism appears to me based on much of the commentary I have seen.

Not sure how you inferred narrow-mindedness from that but mo ti gbọ́, mo ti gbà 🙌🏿.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 4:55am On Nov 30, 2024
Zahra29:
There are valid arguments on both sides and it is an extremely difficult moral decision to make, reason why it was given a free vote.

However it is naive to believe that it is water tight in its current form. It might be well drafted on paper but it's still open to abuse, mistakes (mainly because the safeguards would be difficult to implement in their current form) and expansion, as is the case with many laws - except that the consequences in this case are very high.

It only takes one successful discrimination-based challenge under the European Convention on Human Rights for the legislation to be widened/amended. This is a concern of several MPs.

There is also precedent for a widened scope in several countries:

The Netherlands, Belgium and Luxembourg allow assisted dying in cases of an incurable condition or “unbearable suffering”. In the Netherlands, this allowed a 29-year-old woman with psychiatric conditions to opt for an assisted death earlier this year.

Canada, which legalised assisted dying in 2016, expanded its law after a court ruled in 2019 that restricting access to those who had a “reasonably foreseeable death” was unconstitutional.


It's therefore not fallacy to consider that the UK might in the future seek to go further than this initial bill proposes, and it's not too soon to start discussing if/how to protect against this trajectory.

Asides the possibility of expansion of the legal scope, there are other issues that the current bill does not address.
You haven't read the bills (both the Falconer one and the Leadbeater one that passed) or the reports around them.

Here's the report - https://researchbriefings.files.parliament.uk/documents/CBP-10123/CBP-10123.pdf

If you read it, you'll see that the bills were written specifically to address the issues you've raised. There's no mention of suffering in the bill that passed, and it specifically excludes mental illness and disability. It doesn't follow that because Netherlands and wherever else allow a different set of criteria, then the UK will automatically do the same eventually. Countries have very different rules on various similarly sensitive issues.

On Canada, again if you read the bill or the report you'll see that the flaw of ambiguity in the Canadian law was addressed directly by specifying a timeline and also mandating the consideration of alternatives by the reviewing doctors. This follows the model in some US states that has never been successfully challenged (and mandatorily expanded) in court.

And before you say that the ECtHR is more likely to expand it to prevent discrimination, the court has actually recently indicated (Daniel Karsai) that it recognizes the difference between systems based on suffering and terminal illness.

It's not a fallacy to consider that the UK might seek to do whatever, but it's a fallacy to make it seem as if an expansion is a certain or even likely consequence. And nobody ever said people shouldn't seek to prevent such expansions. Just as some people will be campaigning to expand it, those opposed should also campaign. Afterall, 'this is the UK' - home of democracy.

Similarly, the argument that it's 'open to abuse' is just false. The possibility of abuse exists in every law and policy, but the safeguards in the bill are demonstrably quite solid.

To be clear, I'm not saying there's no cause for concern with the bill or the practice.

There are areas I would like to see strenghtened - particularly about the right of clinicians to refuse to participate on the basis of their conscience. Ultimately though, it appears to me that most of the hand-wringing about the bill is by people who have objections based on their own morality (usually derived from religion) and are willing to deprive others of their agency to satisfy their own beliefs (Not saying this is you in particular).
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 3:33am On Nov 30, 2024
Zahra29:
Hardly a sensible approach when that bridge is a lot closer than you might think. In reality this is one of several arguments
against the legislation and unless it is addressed adequately, along with other safeguarding concerns, in subsequent readings, the narrow win could easily be overturned. (In practice, it would only take about 23 MPs to change their minds).
On what basis do you think the bridge is a lot closer? The differences between people who are terminally ill with <6 months to live and those who have very painful conditions in general has been clear from the beginning but the supporters of the bill chose the specific places to set the conditions.

Every law and policy has cases that don't fit into it but don't quite do so, and thus aren't eligible for whatever it is. That has never been a valid argument not to implement a law.

Similarly, the fact that a law can be amended (following all the usual parliamentary and other approval processes) to broaden its scope is a poor argument against it. Otherwise, no law would pass because depending on how active your imagination is, you can think up various ways in which every single law can be extended abusively. That's why the slippery slope argument is a fallacy - https://en.wikipedia.org/wiki/Slippery_slope

I'm not strongly for or against the law, but it appears to me that it's very well drafted with several strict conditions ranging from time delays to medical opinions (two independent ones) and even a high court decision on each specific case. It's never going to be an easy thing, in its current form. That is where the critique ought to be.
TravelRe: Living In The UK: Property,Mortgage And Related by Goodenoch: 12:44pm On Nov 29, 2024
solveabode:
Good day to you all.
Please I need an urgent response.
Our completion date is December 3rd but interest rate gas gone down since I got tje mortgate offer.
I asked my broker about the going rate, this was her response:
"it may be too close to the date of completion to change this over".

I'm yet to reply her cos I felt if the rate was high, the lender would find it easy to change it.
Please I need your advice.
Our rate was changed the same day our broker applied. It was on a Monday or Tuesday and completion was due for Friday (didn't go though that day but for different reasons).
TravelRe: Living In The UK: Property,Mortgage And Related by Goodenoch: 1:48pm On Nov 28, 2024
Solumtoya:
Wrong thread
Ah yes. My mistake. 👍🏿
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:45pm On Nov 28, 2024
Another banger from Badenoch - https://www.dailymail.co.uk/news/article-14133089/Our-country-sustain-numbers-seen-Kemi-Badenoch-vows-annual-cap-immigration-admits-Tories-failed-curb-inflows-predicts-new-figures-tomorrow-lower.html

Lots of 'fresh' ideas and tough talk. You'd almost think that she's an activist campaigner who has never held a political office before.
TravelRe: Living In The UK: Property,Mortgage And Related by Goodenoch: 9:13am On Nov 28, 2024
Another banger from Badenoch - https://www.dailymail.co.uk/news/article-14133089/Our-country-sustain-numbers-seen-Kemi-Badenoch-vows-annual-cap-immigration-admits-Tories-failed-curb-inflows-predicts-new-figures-tomorrow-lower.html

Lots of 'fresh' ideas and tough talk. You'd almost think that she's an activist campaigner who has never held a political office before.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 4:24pm On Nov 25, 2024
ehizario2012:
Are you religious please? The world is moving away from capital punishment but moving towards assisted dying... It's the same principle - killing.
If you're religious and your religion forbids it then don't go for it. Simple.

Why burden and restrict others based on what your religion allows or doesn't allow?

By the way, I also strongly support capital punishment and generally much harsher punishment for criminals (although I would amend the threshold to make the standard of proof higher for capital punishment). I think it's a travesty that people can take the lives of other people violently and still get to live their lives and maybe even be released back into society at some point.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 2:55pm On Nov 24, 2024
Zahra29:
Point is, it is possible to reduce net migration if the political will and levers are there. Most western countries don't want to reduce it to zero levels, but as can be clearly seen by the policies being introduced by UK, Canada, Australia and others, they certainly want to control it, and there is absolutely nothing wrong with that.
Not to hold brief for anyone but it's important to clarify (because you've said this multiple times) - The point has never been that there's anything wrong with the UK or any other country wanting to control immigration.

The point Goke7 in particular is making; as I understand it, is that the UK needs immigration and that's clearly shown in how the government has not taken the many steps open to it to stop immigration if it really wanted to, and instead chose to attack immigrants and make them political scapegoats for everything going wrong in the country.

Even for people who are arguing for more immigration, I don't see how that equates to them saying it's wrong for other people to want less immigration.

If the UK wants to stop immigration or reverse it, they should go ahead. Sebi it's bum-washing the immigrants are here to do anyway.
TravelRe: Living In The UK: Property,Mortgage And Related by Goodenoch: 9:55am On Nov 20, 2024
babajeje123:
Hey people, pls how do I shop for building and content insurance quickly? My financial advisor recommended one but they are dragging in booking a suitable appointment for me. I need this done as we exchanging contract next week.
Go in comparethemarket and do it there. Put in your details and you'll get quotes. Select one and go sign up. Won't take you 10 minutes.

There's absolutely zero value in using a broker for that IMO.
TravelRe: Living In The UK: Property,Mortgage And Related by Goodenoch: 7:51am On Nov 18, 2024
Solumtoya:
Fair point but I'd explain further.

These statistics are quite skewed because of outliers like London. Currently, in my area, New builds are more expensive but definitely not by the margins often protrayed like in the article.

For instance, a new build 3 bed in my area is about 300k while a decent similar old build is about 280k or more. Now the New Build buyer needs to raise £15k while the old build buyer needs to raise £28k. That extra £13k can make most people never achieve home ownership. (To be really honest, new builds are cheaper where I live, but I think that might be due to smaller plots or cheaper build quality)

Now for the poster's case, even if he gets a cheaper £320k ish old build, the £380k new build still has alower deposit of £19k as opposed to the £32k he would have had to raise for an older house and topically the margin might be higher than this my £13k assumption.

My point is the £19k incentive is actually a big deal.

Now, in the long term, both houses should normalise at about similar prices so if he's not selling in the near future, he should be fine.

The downside on pricing is the Monthly payment. The New build will still pay a little higher.

As for Warranty, no amount of survey would shield you from potential surprises in 2 years. Developers would literally paint your house when you stain it while packing. They would unblock your drain, change faulty fridges, etc. That Warranty means a lot. And I don't get any hassles on my Warranty, they actually call me every few months to ask if there are any Complaints and if I state any, they show up immediately and get it sorted
Fair enough. Those are very good points and I agree for the most part.

That part about new builds being smaller particularly rings true for me. That's the biggest issue I have with them.
TravelRe: Living In The UK: Property,Mortgage And Related by Goodenoch: 3:39pm On Nov 16, 2024
Solumtoya:
Forfeit a £19,000 incentive and go for a 5-year old house just because the builder doesn't want to do a £3k flooring? I understand the hassle of a few weeks of setting up a brand new house but people seem to undermine the financial relief the incentives can give a buyer, not to mention the peace of mind that comes with the builder's 2-year warranty
Most new builds are massively overpriced in the first instance so the 19k incentive is not quite as big a deal as it kght seem. House value will likely drop right after purchase and take some time to recover. https://www.thisismoney.co.uk/money/mortgageshome/article-13271345/New-build-house-prices-boomed-17-year-older-homes-stayed-flat-map-shows-price-gap-area.html

Warranty is good but that's what a survey and multiple viewings are for. Plus the warranties also come with a lot of hassle many times.
TravelRe: Living In The UK: Property,Mortgage And Related by Goodenoch: 3:06am On Nov 14, 2024
PrettyPacy, there are solicitors who promise competition within speficic timelines and give you a refund if they don't meet it. Our sellers used one that promised 5 weeks and even though they didn't meet it (eventually took 8 or so due to an error on their part which is why I don't trust them and wouldn't recommend them specifically) but it was clear that the financial incentive made them work faster.
TravelRe: Living In The UK: Property,Mortgage And Related by Goodenoch: 3:17pm On Nov 10, 2024
elengine:
Interior painting, the 3 bathrooms all have shower glass but the walls are peeling off which means water has penetrated. So I need to screed and paint. The master room on the second floor doesn't have a door and I want to introduce a door so kids don't just step into the room from the staircase. Make them no dey see action when madam come upstairs for quickie. Lol

In all, it is just to touch all the minor repairs. The house is clean and not old. It was built in 2004 and is well maintained
Banks will advance you a mortgage for the purchase, but you will need to get a separate loan for renovations.

The things you’ve described don’t seem like they’ll be huge costs as they are mostly decorating stuff and not structural, so another option you can explore is to get a long-term 0% purchase or balance transfer card, then use that to buy materials and pay the tradespeople directly for labour.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
It will always amaze me how people look at this person and see anything but a grifter who will say anything she needs to and throw anyone under the bus that she can to advance herself.

TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
Zahra29:
This 2020 article caveats that there was no up to date NHS data at the time of writing, and so they have relied on a self-reported survey/market research for their study.
Do you have newer stats/reports? Anything at all, other than anecdotes?

Demographic patterns are unlikely to have changed during the period. The factors influencing the trend (primarily the age of the immigrants) hasn’t changed and if anything, with the recent changes, it’ll likely trend toward increasingly younger people with no spouses/family.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 5:51am On Nov 09, 2024
jedisco:
You do have a habit of tying your self in knots by saying things that come back to bite you.

You do realise I'm a GP and at least I can appreciate the demography of the people I see.
For my first 2 years in this country, despite spending over 40hrs weekly working in the NHS, I was not registered at a practice. In over 5 years I've been here, I've never been to see my GP. Among Nigerian immigrants, my usuage of health services is not an exception as many of us grew up in a different health system and are inclined to use services less.

In my locality, the population of Nigerians has risen significantly over the last 3yrs. Some of us have our parents visit and i see them socially in the community. If their parents were routinely going on to register at a GP or even contacting NHS 111 regularly, I'd be about the first to know.
https://www.health.org.uk/news-and-comment/blogs/international-migrants-use-nhs-services-less-frequently-than-non-migrants

The stats support this:

"In our analysis we found, on average, health care utilisation among migrants to the UK is up to 40% lower than utilisation among the UK-born population. This was true for six out of seven health care services (inpatient, outpatient, primary care, physiotherapy, mental health services and dental care)."

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