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Personally I don't see anything great about this abroad my mine don't drift for it for once I prefer Nigeria universities (federal). ASUU make me strong delay is not denial. |
•Can any man bleed for a week and survive? •Can a man carry a 7 pound baby in your stomach for 9months? •Can a man take care of a child, cook, clean AND talk on the phone at the same time? •Can a man carry a 108 lb shopping bag? •Can a man go a week only eating salad? •Can a man face so many heartbreaks as woman and survives? •Can a man watch the love of his life being with someone else? •Can a man burn his forehead with a curling iron and not complain or even cry? •Can a man wear a string in his ass all day? I love this one, indeed women are the strongest! •Can a man walk all day in 5 inch heels? •Can a man cry all night then wake up the next morning like everything is okay? |
Symphony007: [b]Arrant rubbish. Alcohol is bad. Big beer companies have [/b]started sponsoring research institutes to come up with this trash so their customers will remain hooked to the bottle. What next? Smoking makes your lungs work better?u sure? |
megareal: In a movie abi dream?Real life Bros |
Your girlfriend wants u to meet her family. When u got there...The older sister is ur Ex girlfriend. The brother is the guy u were fighting with over a girl. The father is the doctor who begged u not to terminate ur girlfriend's pregnancy years ago but u did it. And finally the mother is the Sugar Mummy who just bought u samsung galaxy. What wil u do...If u meet urself in such situation ![]() |
Damojo: Oga stop hating jor. Go apply for Zanzibar visa if UK or US deny u.Dat guy is not hating just saying his church mine |
Do ADAMAWA have governor? Cos nothing have been done in that state since the inception of Nyako as a governor even the scholarship we do received as undergraduate (N14,000) for the past two academic session he was unable to pay. How I wish I am indigene of LAGOS COS EVIDENCE OF DEMOCRACY CAN BE FELT their. |
33 Things Every Aspiring Entrepreneur Should Know - Mark Manson - http://markmanson.net/33-things-every-aspiring-entrepreneur-should-know |
this is the first time in my life she look beautiful to me. |
great one I have been doing this since my secondary school, must of them come true last bullet: Thumb up |
Na my eye or something this bleaching? |
Samgreguc: Hmm! Is that so?yea |
Mrniceguyjohn: pls am new here an i dnt knw hw 2 upload pic in nairaland pls help me by teaching meJust click on qoute or reply at the bottom of the page u will see a provision for pictures written as choose |
African Scholarships 2013 2014 African Scholarships for African Students, International Scholarships, Financial and Educational Opportunities, Grants and Contests How I won in the YouWIN Business Plan Competition – Interview with Utibe Etim The YouWIN Nigeria program was transparent. Because for someone like me to be among the winners, then I would say it’s really transparent. Because I don’t know anyone who would have helped me. The FG of Nigeria introduced the Youth Enterprise with Innovation in Nigeria – YouWIN programme in 2011 www.youwin.org.ng; a collaboration of the Ministry of Finance, the Ministry of Communication Technology (CT) and the Ministry of Youth Development. The programme launched an annual Business Plan Competition for aspiring young entrepreneurs in Nigeria in line with the federal government’s drive to create more jobs for Nigerians. The first round of the YouWIN Business Plan Competition has come and gone with 1200 successful young entrepreneurs as winners. In the first round, over 125,000 young Nigerians participated. 25,000 successfully submitted their business plans. 6,000 business plans were selected and the 6,000 entrepreneurs were trained in the six geopolitical zones. Afterwards 1200 winners emerged for the federal government grant. Over the week end, I meet with one of the winners of the first (2011) YouWIN Business Plan Competition, Utibe Etim, and he gladly shared his experience through the process, exclusively for www.afterschoolafrica.com readers. If you are planning to apply for the coming competition, be sure to read through to the end, because you will find a lot of information that will surely increase your chances of winning up to 10million naira business grant. Please use the comment form below to ask your questions concerning the YouWIN Business Plan Competition. The transcribed and edited version of the Audio interview: Ikenna: Hello, this is Ikenna Odinaka from AfterschoolAfrica.com. Here with me is Utibe Etim one of the winners of the first YOUWIN Business Plan Competition 2011. So Utibe let’s get to meet you. Let’s know you and what you do. Utibe: My name is Utibe Etim. Am from Akwa Ibom state. I’m a web designer and web developer. I’m the CEO of Etimate global services; an IT company. What I do is to design and develop websites, graphic design and web applications. Ikenna: So you emerged as one of the winners of the YOUWIN business competition? Utibe: Yes Ikenna: That’s really something. So what was the experience like? Utibe: It wasn’t easy. Initially when I saw the advert I didn’t believe it was real. I just said to myself “it’s the Nigerian thing. It’s not going to work .One of the ministers will just go to his constituency pick his family members and list them as winners”. So I didn’t believe it. At a point I began to write about the program on my personal site, UtibeEtim.com. Even after writing about it, I was not convinced. It was when I met one of my friend, who is also into web design and web development, he asked me whether I have seen the empowerment project by the federal government; YOUWIN. I said yes, that I’m writing something on it. So he asked if I was going to apply. I said that I’ve downloaded all the questions and I’m not really keen about it. So he said why not, let’s go and apply. That I shouldn’t ask for something too much. That if I ask for something big they will say, “this one is here to collect the money and run away”. “Something like 500,000 naira was good enough” he said. By then, I didn’t know that the least amount you can ask for is one million (I,000,000) naira.. Ikenna: The least amount, one million naira? Utibe: Yes. You can get between one million to ten million naira business grant. So I was not keen about it. But later I said I will go for it. Then we discussed and I told him that if you want to apply you don’t just go and send information. You know, this project, World Bank will not want to partner with a project that is bound to fail. This is a World Bank partnership project. And this is a project that some, may be, private banks too are partners. So it’s going to be a project they will be serious about. So I said since we are into web design and web development, you need to show them that there is a market for this niche. So what I would do is go online, know the number of Nigerians online and facebook and show them. When I went on to apply it was a day or two to the closing date. That was when I said let me use this opportunity. So I devoted a day. It took me at least eight hours to submit my application. That was when I researched to know that Nigeria is number one internet user in Africa. And then number 10 worldwide… I also gave them statistics. I didn’t want to just shun out figures. I also mentioned Globacom submarine cable they just launched… And emphasized that in future the internet usage in Nigeria will be so high. So it means the future is very bright for my business. It was then I gathered those information and it took me almost a whole day to submit. Ikenna: Just in one day you where able to get the whole thing together? So with that you wouldn’t say it was a tedious application then, since you were able to do the whole thing in… Utibe: It was tedious. For me, I applied as existing business. So I already know what I wanted and what to include in my business plan. So if I had applied as web design or Software Company, I know this is what I need. So I only had to add some real information about my business. Ikenna: So that was what contributed in making it a bit easier for you unlike someone who is starting from scratch it would be a lot more tedious for them to work it out. Utibe: Yes. Exactly Ikenna: Ok. So, what would you say, on a personal note, what really made you successful. You know the internet cliche, secret of this… secret of how to… And all that secret things. What would you consider the ‘secret’ behind your success in the YOUWIN business plan competition? Utibe: The secret, I would say is the zeal. And the mind set. The zeal for me to succeed and then that mindset that yes I can make it, that really helped me. Another thing that made me successful I would say is the internet. Because the internet, there is no information you want you cannot see on the internet. So since I understand what should be on my business plan I will just go and do research on it, get those information, put them in my business plan and submit. So the internet really helped me and then the zeal and determination for me to make it also contributed. Ikenna: So you’ve already talked about the business plan which you wrote in a day; 8hours or so. Did you have a prior experience in writing a business plan or.. to someone who is to participate in the coming YOUWIN competition, what advice would you give them in terms of writing their business plan? Utibe: Writing business plan is not like writing a letter. Sometimes you might be very good in writing good English and you can speak fluently. When it comes to writing a business plan, it’s a different ball game. You don’t just write irrelevant stories. You need to put the relevant things first; the facts and statistics. If you put something that is boring, write stories, the judges will not have that time to read through long stories. This is a competition. You don’t have to write 500,000 words just to get the point. When you are writing your business plan you need to give them the fact. For instance, may be you are going into agriculture; the government has a good plan like giving loan. Like if you are into poultry they will give you some incentives. Show them those incentives, and say this is what I stand to gain if I go into farming. So give them facts. Proof to them that the environment is conducive… Ikenna: So, In other words, just go straight to the point. Utibe: Yes. Try to lay emphasis on important information and to the point. Ikenna: Do you think the completion was transparent? The selection process. Because you know, a lot of people will be having that doubt with things like this that has to do with Nigeria. Can it be transparent enough that a common person can emerge a winner? Utibe: I will use myself as example. When I saw the advert, I said this is the same government thing. You know if you are in Nigeria, if you don’t know somebody, you can’t get to any good position. So that was what made me not to apply initially. But when I applied and saw the process we were subjected to, and the screening process, it was then I believed that it’s real. There is nothing like, the Nigerian word, ‘Mago-mago’. Nothing like that. Like I said before, it’s a World Bank partnership project. Many reputable organizations partner with the federal government. And this is a President Jonathan project. So they wouldn’t want to go into a project that will bring bad name. He’ll want to say while I was in power this is what I did for the common Nigerians. And tomorrow they can look back and see those people they have empowered. So the process was; submit your business plan. They review it. Six thousand people were shortlisted. And the reason for that 6000 was to train them. So even if they are unable to make it to the final 1200. Because it’s 1200 that was selected. So if you are unable to make it, you have the skill. Because they train us on how to manage your business and discover products and research your businsess, target audience and market. So many skills that with that you can even look for fund elsewhere and start your business without federal government grant. They want to make us understand that even though the business environment is rough, there are so many businesses that are successful. So you can also build your business with these skills. The program was good. They said the whole thing was to end in December but they postponed it till January, then to May. The reason for the delay was that after marking in Nigeria, they didn’t want to realize those names immediately. They had to send the names to UK. So they sent messages to us that they’ve sent those names to UK; for them to verify that the process was transparent. That was one of the things that delayed the list of the winners from being released. The program was transparent. Because for someone like me to be among the winners, then I would say it’s really transparent. Because I don’t know anyone who would have helped me. Ikenna: So what nature of businesses would you sa; considering the people that were selected.. was there a pattern of the nature of businesses that were selected or do you think it’s just the general business. Does it have to revolve around say ICT, Agriculture or any particular set of fields that are more favored than every other business? Utibe: It depends on the number of applications from a particular sector and their knowledge of their business and the business environment. But I would say they favored agriculture more because over 20% of the awardees where for Agriculture and they are the largest, followed by ICT and then Manufacturing. So they laid much emphasis on Agriculture. You see, the largest amount you can win from the program is ten million naira. So most in agriculture where getting 10 million naira. The fund, they divide it into four tranches. So first tranche, second tranche to fourth tranche. So if you receive the first tranche you must meet some certain conditions before you get the second tranche. So that some people will not just collect the money and disappear. So people in other sectors, if you get 5million naira, they will give you 10% of the money as first tranche. For instance if it is 5million they will give you 500,000 as initial payment for you to go and start up. But those in agriculture, most of them where getting 10million grant. Ikenna: Wow! Utibe: Yeah. With that they were giving them 4million as the first tranche which is far more than the 10% other sectors are getting as initial payment. Because they know that this is one sector that will require much capital to start up. Some of them will need like land, tractors and so on. So they were getting 4 to 5 million naira initial payment while those in other sectors where getting 10% of their total money. Ikenna: So in essence, agriculture is a primary target? Utibe: Yeah. They laid more emphasis in agriculture. They know agriculture creates more jobs. Government focuses more on agriculture, and believes that with agriculture they can create employment for a lot of people. Ikenna: That’s really good to know.. On a personal note, having started with something, how would you say this has helped your business so far? Utibe: You know, like I said before. There is so much delay in disbursement of the funds. Even though I applied as existing business, so I got so many things in place before applying. Like my business was registered with Corporate Affair Commission (CAC), I have my corporate account. I also applied for tax id. So I had almost everything. But others that are startups, trying to get those business requirements take much time. Right now they only release first tranche which is not enough for me to rent an office, which is the major thing for me to do right now. There are others who have not gotten their first payment. Like 50% have. So the first tranche I collected, I used it to put a few things in place. Because they will come to monitor my progress to see how I mange the fund. And to see if they need to release the second tranche. So it’s only when I get the second tranche I can really apply it to my business. Then I would say it has really helped me. Ikenna: Since you where actually one of the first set of people that came out as winners from the YOUWIN competition, and hopefully, this year, 2012 there would be a second phase. As the pioneers, you where able to get to understand how it works and can easily tell what could have been done to make things better. What would you say would have been done better? What do you think the federal government should have or should introduce to the coming competition to make things easier for the applicants and the judges too? Utibe: What I discovered is that they don’t keep to time frame. If they say we are going to release names January, they keep postponing it. Most times up to three months. May be this is the first time, so there are likely to be problems. So the subsequent ones is going to be easier. The major thing is that most of the applicants have made preparations like pay for rent, or commit to payment agreement. They get disappointed when funds are not released within the specified period. So that discourages people, and weakens their morale. So what I would advise is that government keep to time frame. Another thing is that the way they disburse the fund in tranches, they should understand that the first tranche should be an amount people can use to do major things. Not the kind the beneficiary will drop somewhere and be waiting for the second tranche to be released. Ikenna: So on a final note, what advice will you give to Nigerian youths that are aspiring to apply for the next batch of the YOUWIN Business Plan Competition 2012? Utibe: My advice is that. If you want to apply you should not say because you have your family or someone you know that applied and wasn’t successful in the first competition, and get discouraged. Or that you can write good English. You get to see a lot of professionals that will assess your business plan; from banks and participating partners. So when you are applying, sit down and make sure you gather as much information. Make sure you give them facts. Don’t write stories. Go to the point. Prove that you have good understanding of your business and the business environment, market, target audience and so on. Also make sure you talk about budget. Because what really helped me was that I looked at the budget released for the past year by the federal government and how much that was budgeted for ICT and government incentive for ICT. So I listed them. I also listed the number of Nigerian on facebook and internet usage. We have SAT 3, Glo Submarine cable and so on. So with these, I proved that the internet penetration in the near future will be high. So there will be a sustained market for my business… So, If your business is about fashion, show them a market trend; how Nigerians are spending on fashion. Or things that are being imported; if you can produce them here in Nigeria, there will be no need to import. So just show them that you have clear understanding of you business. You don’t just write long words. It wouldn’t do you much good. It’s better to write few words and give facts and points. Then you’ll be there… Ikenna: This has been a really interesting time out and discussion with you Utibe. I really appreciate your time; sharing your experience with us. I hope young Nigerians out there will really learn from your experience. And be able to benefit from this opportunity… According to the federal government, they said this is going to be holding every year… Utibe: Yes. At least for the next four years. They want to empower few Nigerians that would go on to empower as many Nigerians as possible by giving them employment opportunities. Though it’s not possible to have 100% success rate. But if we have 70%, it’s a very good result; even 50%. So with that rate they will go on to give employment opportunities to other Nigerians. So if you have one person employ like 3 persons in a year, you can multiply that by the number of beneficiaries. Which will also reduce the rate of crime. Because they say an idol man… Ikenna: …Is a devils workshop. Sure. Thank you very much Utibe. So if you want to know more about Uti, visit his website at…. Let us know to reach you. Utibe: You can check me out on personal website www.utibeetim.com . So you get to know about YOUWIN if you want to apply. Then I will use that medium to share a lot more information. Ikenna: That will be it Thank you. Utibe: You are highly welcom |
1.Pulling your mucus from your nose thru your mouth then you swallow it is actually healthy. 2.Every woman inserts a finger in her pussy to masturbate. 3.Every woman is a gold digger only the degree varies 4.Every man is unfaithful, if yours has not cheated on you, just WAIT! 5.The most learned people never create wealth, they create for others. 6.Women consume 70% ofthe food which is prepared for consumption. 7.Polite and quiet people are the best thinkers but they make worst husbands. 8.There is no better medicine for your mind than money, sex and food, good sleep & laughter. 9.In every second, there are at least 20k people having sex and 78k people planning how to cause harm to other people. 10.Most ladies feel guilty after sex. 11.A lady will tend to love a man even more if she realize that another lady is interested on him. 12.Women; Being calm & polite when your husband has done wrong is one sure way of making him feel guilty and if he's normal, you should expect him to refrain with immediate effect! |
Why ASUU what of CAN? # NO BEEFING I AM CHRISTIAN |
Professor Peter: BODMAS rules will applied in 2015: this is d meaning of my BODMAS B= bigotry O= oppression D do or die M= mass rigging and manipulations, A =assassination of Opponents, S= SecessionAre u prof for real or aspiring to be one? u tried thump up for you |
Richtalk: ^^^ For you mind you sabi maths abi?Bros we want to relate politics with maths to solve current political problems in Nigeria |
Dike Chimezie: See this local champion.Na wa o,mathematics don suffer.help us with the solution international champion |
gregtochi: Aii (using almighty formular)Bros u are a genius |
POLITICAL MATHS: MTH 419 Show ALL Workings: If ACN + ANPP + APGA + CPC = APC & EFCC + ICPC + NPF + GEJ + JEGA = PDP, ai) Using Pythagoras theorem prove that: PDP > APC aii) Using Almighty formula where JEGA is constant, what is the value of PDP? b) If Tinubu & Buhari remain constant & Okorocha varies, what is the coefficient value of Okorocha in APC? c) If PDP is constant, what is the cube root of rigging coefficient? Where Pi = 16 > 19 d) Use the Do or Die theory & explain ALL the answers above before 2015 NO CHEATING! Your time starts now.... GOODL |
u make us proud |
(1). If you believe that you must always have the last say in an argument,you are not ready for marriage. (2). If you don't like anyone invading your space,you are not ready. (3). If you're a lady,and you don't cook or don't like to,your marriage is not likely to be easy or funny. (4). If you always say things exactly how they come to your mind not caring who is hurt,your marriage is likely to crash. (5). If you believe you are who you are and no one can change that,you're not ready. (6). If you think about others when you've fully sorted yourself out,you're not ready. (7). If you are so good about holding a grudge and you will only let go when you feel like,stay unmarried. (.8.). If you're a man and you are not engaged in ventures or a process in time that can financially take care of your immediate family and beyond,you need to give yourself a few more years to be ready. (9). If as a man,you're easily swayed and pressurized to do things against your wish,you are not ready for marriage. (10). If you believe that women at best should be good in bed and kitchen affairs only,you will end up having a bitter and subdued wife;stay away. (11). If your mind can't conceive the thought of having a more successful wife,even if it is temporary,then you have little growing up to do. (12). If you have no confidence in your capability and your future,you have no business taking someone else with you. (13). If as a man,you don't have a mentor or leader you follow,listen or defer to,you're not going to be able to lead your family. (14). If you can't have wedding ceremony within a budget you can personally afford,give yourself more time. Who says you can't have 20 guests or less at your wedding? Cut your coat according to your cloth and take responsibility. As a man, you can define how small or large you want your wedding ceremony to be and be able to handle it. (15). If you have anger problem such that you can destroy things when you are angry, get a therapist to help you in managing it. Otherwise engage God's help for the change you seek. With anger issues,you're a disaster waiting to explode. Marriage is an investment, w |
demelza: Op this used to be before not now.Abi Bros? |
Enegod: unfortunately, everything about Nigerian girls are fake even the "crying things"hahahahaha are u talking from experience? |
Why Girl’s Cry : -A Girl Wont Cry Easily, Except in Front of The Person; Who She Love The Most, She Becomes Weak..! -A Girl Wont Cry Easily, Only When She Love You The Most, She Put Down Her Ego..! -If a Girl Cries Bcoz of You, Hold Her Hands Firmly, She’s The one Who Would Stay With You For The Rest of Your Life.. -If a Girl Cries Bcoz of You, Don’t Give Her Up..! Maybe Bcoz of Your Decision, You Ruin Her Life..! -She Cries Not Because She is Weak, She Cries Not Bcoz She Wanna Sympathy or Pity, She Cries Because; Crying Silently is No Longer Possible..! The Pain, Hurt N Agony Have Become Too Big; A Burden To Be Kept Inside..! :’( -If a Girl Cries Her Heart Out To You, And All Because of You; Its Time To Look Back on What You Have Done, Only You Will Know The Answer To it.. !! |
1."This one's special" When you're in love, you begin to think your beloved is unique. The belief is coupled with an inability to feel romantic passion for anyone else. Fisher and her colleagues believe this single- mindedness results from elevated levels of central dopamine — a chemical involved in attention and focus — in your brain. 2. "She's perfect" People who are truly in love tend to focus on the positive qualities of their beloved, while overlooking his or her negative traits. They also focus on trivial events and objects that remind them of their loved one, day-dreaming about these precious little moments and mementos. This focused attention is also thought to result from elevated levels of central dopamine, as well as a spike in central norepinephrine, a chemical associated with increased memory in the presence of new stimuli. [5 Surprising Animal Love Stories ] 3. "I'm a wreck!" As is well known, falling in love often leads to emotional and physiological instability. You bounce between exhilaration, euphoria, increased energy, sleeplessness, loss of appetite, trembling, a racing heart and accelerated breathing, as well as anxiety, panic and feelings of despair when your relationship suffers even the smallest setback. These mood swings parallel the behavior of drug addicts. And indeed, when in-love people are shown pictures of their loved ones, it fires up the same regions of the brain that activate when a drug addict takes a hit. Being in love, researchers say, is a form of addiction. 4. "Overcoming the challenge made us closer" Going through some sort of adversity with another person tends to intensify romantic attraction. Central dopamine may be responsible for this reaction, too, because research shows that when a reward is delayed, dopamine- producing neurons in the mid-brain region become more productive. 5. "I'm obsessed with him" People who are in love report that they spend, on average, more than 85 percent of their waking hours musing over their "love object." Intrusive thinking, as this form of obsessive behavior is called, may result from decreased levels of central serotonin in the brain, a condition that has been associated with obsessive behavior previously. (Obsessive-compulsive disorder is treated with serotonin- reuptake inhibitors.) 6. "I wish we could be together all the time" People in love regularly exhibit signs of emotional dependency on their relationship, including possessiveness, jealousy, fear of rejection, and separation anxiety. 7. "I hope we stay together forever" They also long for emotional union with their beloved, seeking out ways to get closer and day-dreaming about their future together. 8. "I'd do anything for her" People who are in love generally feel a powerful sense of empathy toward their beloved, feeling the other person's pain as their own and being willing to sacri? ce anything for the other person. 9. "Would he like this outfit?" Falling in love is marked by a tendency to reorder your daily priorities and/or change your clothing, mannerisms, habits or values in order for them to better align with those of your beloved. 10. "Can we be exclusive?" Those who are deeply in love typically experience sexual desire for their beloved, but there are strong emotional strings attached: The longing for sex is coupled with possessiveness, a desire for sexual exclusivity, and extreme jealousy when the partner is suspected of infidelity. This possessiveness is thought to have evolved so that an in- love person will compel his or her partner to spurn other suitors, thereby insuring that the couple's courtship is not interrupted until conception has occurred. [ 5 Strange Courting Rituals from Around the World] 11. "It's not about sex" While the desire for sexual union is important to people in love, the craving for emotional union takes precedence. A study found that 64 percent of people in love (the same percentage for both sexes) disagreed with the statement, “Sex is the most important part of my relationship with [my partner]." 12. "I feel out of control" Fisher and her colleagues found that individuals who report being "in love" commonly say their passion is involuntary and uncontrollable. 13. "The spark is gone" Unfortunately, being in love usually doesn't last forever. It's an impermanent state that either evolves into a long-term, codependent relationship that psychologists call "attachment," or it dissipates, and the relationship dissolves. If there are physical or social barriers inhibiting partners from seeing one another regularly — for example, if the relationship is long-distance — then the "in love" phase generally lasts longer than it would otherwise. |
if I set my eyes on Nigeria police men/women the first thing that come to my mind is ACCIDENTAL DISCHARGE so I use to run for my life. share ur view. |
MAYOWAAK: If i was the one that said self-service is not wrong, i know by now my family would have been calling me to warn me and my holy friends would have all deleted or avoid me as they do, but if It's pastor Chris then it's the wisdom from the man of God so no big deal.guy u make alot of sense hope u are not a pagan or ......? |
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